1. Vehicles
  2. Ford
  3. F-150 SVT Lightning
  4. 1993 Model Year

1993 Ford F-150 SVT Lightning Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

Full Bio →

Written by

UPDATED: Nov 23, 2017

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Want the cheapest auto insurance rates for your Ford F-150 SVT Lightning? Finding lower premiums on auto insurance is always hard for consumers new to shopping for insurance online. You have so many companies to choose from that it can be a real hassle to find lower rates.

Buying affordable insurance coverage is quite easy. Just about every vehicle owner who buys insurance most likely will be able to find lower rates. But vehicle owners can benefit by having an understanding of how big insurance companies sell insurance online.

The most recommended method to compare rates is to know the fact all the major auto insurance companies allow for online access to give you rate quotes. To begin a comparison, all you need to do is provide a small amount of information such as an estimate of your credit level, if it has an alarm system, how much education you have, and your occupation. The rating information is instantly sent to multiple auto insurance providers and you will receive price estimates immediately.

To start a rate quote now, click here and complete the quick form.

Your coverage should be tailored to you

When choosing adequate coverage for your vehicles, there isn’t really a single plan that fits everyone. Coverage needs to be tailored to your specific needs.

These are some specific questions could help you determine whether or not you may require specific advice.

  • Should I buy only the required minimum liability coverage?
  • How do I file an SR-22 for a DUI in my state?
  • What is PIP insurance?
  • Do I need rental car coverage?
  • Are my friends covered when driving my car?
  • Do I need roadside assistance coverage?
  • If I drive on a suspended license am I covered?
  • Is a blown tire covered by insurance?
  • Does my personal policy cover me when driving out-of-state?

If you don’t know the answers to these questions but a few of them apply then you might want to talk to a licensed agent. If you want to speak to an agent in your area, take a second and complete this form.

Insurance policy specifics

Understanding the coverages of your policy can be of help when determining the right coverages and proper limits and deductibles. Insurance terms can be confusing and coverage can change by endorsement.

Coverage for uninsured or underinsured drivers

This coverage provides protection when the “other guys” either have no liability insurance or not enough. Covered claims include injuries sustained by your vehicle’s occupants and also any damage incurred to your Ford F-150 SVT Lightning.

Since a lot of drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is a good idea. Normally these limits do not exceed the liability coverage limits.

Comprehensive insurance

This coverage covers damage OTHER than collision with another vehicle or object. You first have to pay a deductible and then insurance will cover the rest of the damage.

Comprehensive coverage pays for things like rock chips in glass, a broken windshield, falling objects and damage from flooding. The maximum amount a insurance company will pay at claim time is the ACV or actual cash value, so if it’s not worth much more than your deductible consider dropping full coverage.

Liability coverages

This coverage will cover damage that occurs to people or other property in an accident. It protects you against claims from other people. Liability doesn’t cover damage to your own property or vehicle.

It consists of three limits, bodily injury per person, bodily injury per accident and property damage. You might see values of 50/100/50 that translate to a limit of $50,000 per injured person, a total of $100,000 of bodily injury coverage per accident, and $50,000 of coverage for damaged property. Alternatively, you may have one number which is a combined single limit which provides one coverage limit with no separate limits for injury or property damage.

Liability can pay for things like emergency aid, bail bonds, medical services, funeral expenses and pain and suffering. The amount of liability coverage you purchase is a decision to put some thought into, but buy as large an amount as possible.

Coverage for collisions

This pays to fix your vehicle from damage caused by collision with a stationary object or other vehicle. You will need to pay your deductible and the rest of the damage will be paid by collision coverage.

Collision coverage pays for claims such as rolling your car, colliding with another moving vehicle, crashing into a building, backing into a parked car and scraping a guard rail. Collision coverage makes up a good portion of your premium, so consider removing coverage from older vehicles. Another option is to bump up the deductible to save money on collision insurance.

Coverage for medical expenses

Med pay and PIP coverage provide coverage for short-term medical expenses for things like surgery, ambulance fees, prosthetic devices and chiropractic care. The coverages can be utilized in addition to your health insurance program or if there is no health insurance coverage. Medical payments and PIP cover both the driver and occupants and also covers if you are hit as a while walking down the street. PIP is not available in all states but can be used in place of medical payments coverage

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

You May Also Enjoy These Articles