1. Vehicles
  2. Oldsmobile
  3. Aurora
  4. 1995 Model Year

1995 Oldsmobile Aurora Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

Full Bio →

Written by

UPDATED: Mar 22, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Want lower auto insurance rates for your Oldsmobile Aurora? Have you fallen victim to overpriced auto insurance? Believe me when I say there are many consumers feeling the pinch from expensive auto insurance. Multiple insurers compete to insure your vehicles, so it can be very hard to choose a insurance company to get the cheapest price

How to Get Auto Insurance

Shopping for lower auto insurance rates can be challenging if you don’t utilize the best way to get rate quotes. You could spend the better part of a day discussing policy coverages with agents in your area, or you can utilize online quoting to maximize your effort.

Most car insurance companies participate in an industry program where prospective buyers enter their coverage request one time, and at least one company returns a competitive quote based on the submitted data. This saves time by eliminating quote forms to every company.

To enter your information into the quoting system, click here (opens in new window).

The one disadvantage to comparing rates this way is you cannot specify which carriers you want pricing from. So if you want to choose individual companies for rate comparison, we have a listing of auto insurance companies in your area. Click here to view list.

It’s up to you which method you use, but ensure you’re using identical information with every price quote. If you use mixed coverages you will not be able to determine the lowest rate for your Oldsmobile Aurora.

These six discounts can lower your rates

Car insurance companies don’t always advertise every discount very clearly, so we researched both the well known and the more hidden ways to save on insurance. If you’re not getting every credit available, you’re just leaving money on the table.

  • Discount for New Cars – Buying coverage on a new vehicle is cheaper due to better safety requirements for new cars.
  • Service Members Pay Less – Being deployed with a military unit could be rewarded with lower premiums.
  • Safe Drivers – Drivers who avoid accidents may save up to 50% more on Aurora insurance than drivers with accident claims.
  • Use Seat Belts – Drivers who require all occupants to wear their seat belts could cut 10% or more on the medical payments or PIP coverage costs.
  • Theft Prevention System – Cars that have factory anti-theft systems help deter theft and earn discounts up to 10%.
  • Fewer Miles Equal More Savings – Keeping the miles down on your Oldsmobile can earn lower rates on the low mileage vehicles.

It’s important to note that most credits do not apply to all coverage premiums. Some only reduce individual premiums such as medical payments or collision. So even though they make it sound like it’s possible to get free car insurance, companies wouldn’t make money that way.

To see a list of companies with the best insurance discounts, click here to view.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Different people need different coverages

When buying adequate coverage for your vehicles, there really is no single plan that fits everyone. Everyone’s needs are different so this has to be addressed. These are some specific questions may help you determine if you might need professional guidance.

  • Will filing a claim cost me more?
  • What exactly is covered by my policy?
  • Am I covered if I break a side mirror?
  • Am I missing any policy discounts?
  • What is medical payments coverage?
  • What is the minimum liability in my state?
  • Does my insurance cover my expensive audio equipment?
  • When should I buy a commercial auto policy?

If you can’t answer these questions but you think they might apply to your situation, you might consider talking to a licensed insurance agent. If you want to speak to an agent in your area, take a second and complete this form or you can go here for a list of companies in your area. It is quick, free and you can get the answers you need.

Coverages available on your policy

Understanding the coverages of a car insurance policy can be of help when determining the right coverages at the best deductibles and correct limits. Car insurance terms can be ambiguous and nobody wants to actually read their policy. Listed below are the normal coverages available from car insurance companies.

Liability coverages

This can cover injuries or damage you cause to other people or property. Liability coverage has three limits: bodily injury per person, bodily injury per accident and property damage. Your policy might show liability limits of 100/300/100 that means you have $100,000 bodily injury coverage, a per accident bodily injury limit of $300,000, and a total limit of $100,000 for damage to vehicles and property.

Liability coverage protects against claims such as bail bonds, loss of income and pain and suffering. How much liability should you purchase? That is a decision to put some thought into, but you should buy as much as you can afford.

Medical expense insurance

Coverage for medical payments and/or PIP reimburse you for short-term medical expenses like prosthetic devices, ambulance fees, doctor visits and X-ray expenses. They can be used to cover expenses not covered by your health insurance policy or if you are not covered by health insurance. They cover you and your occupants and also covers getting struck while a pedestrian. Personal injury protection coverage is not available in all states and may carry a deductible

Comprehensive (Other than Collision)

This coverage pays to fix your vehicle from damage from a wide range of events other than collision. You first must pay your deductible and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive coverage protects against claims such as a tree branch falling on your vehicle, falling objects, damage from flooding, theft and fire damage. The most you can receive from a comprehensive claim is the market value of your vehicle, so if the vehicle is not worth much it’s not worth carrying full coverage.

Coverage for collisions

This coverage will pay to fix damage to your Aurora caused by collision with another vehicle or an object, but not an animal. You first must pay a deductible then the remaining damage will be paid by your insurance company.

Collision coverage protects against claims such as crashing into a building, driving through your garage door, sideswiping another vehicle, colliding with a tree and hitting a parking meter. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. Drivers also have the option to choose a higher deductible in order to get cheaper collision rates.

Protection from uninsured/underinsured drivers

This gives you protection from other drivers when they either are underinsured or have no liability coverage at all. Covered claims include injuries sustained by your vehicle’s occupants as well as your vehicle’s damage.

Since many drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages should not be overlooked.

In Summary

While you’re price shopping online, don’t be tempted to reduce coverage to reduce premium. In many cases, an insured dropped collision coverage only to find out that it was a big mistake. Your strategy should be to purchase plenty of coverage at an affordable rate.

Throughout this article, we presented a lot of techniques to lower your 1995 Oldsmobile Aurora insurance rates. The key thing to remember is the more quotes you get, the better your comparison will be. You may even discover the lowest premiums are with a small local company. Smaller companies may cover specific market segments cheaper than their larger competitors like Allstate, GEICO and Progressive.

Helpful information

Use our FREE quote tool to compare rates now!

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

You May Also Enjoy These Articles