Chevrolet Suburban Insurance Rates
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UPDATED: Jun 6, 2023
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How much does a Chevrolet Suburban cost to insure? and is a Chevy Suburban expensive to insure? The average Chevy Suburban insurance rates are $1,398, or $116 a month. Read on to learn what drivers can do to save on Suburban insurance.
Want to jump right into finding Chevrolet Suburban insurance rates? Enter your ZIP code in our free tool above.
U.S. average insurance rates for a Chevrolet Suburban are $1,294 a year with full coverage. Comprehensive costs on average $260 a year, collision costs $424, and liability costs $452. Buying just liability costs as little as $504 a year, with insurance for high-risk drivers costing around $2,794. Teenage drivers pay the highest rates at $4,934 a year or more.
Average premium for full coverage: $1,294
Price estimates by individual coverage:
These estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and Suburban trim levels.
Price Range from Low to High
For the average driver, Chevrolet Suburban insurance prices go from the low end price of $504 for a discount liability-only rate to a high of $2,794 for a policy for a high-risk driver.
Geographic Price Range
Your location can have significant affects on auto insurance rates. Rural areas have lower incidents of collision claims than densely populated cities.
The diagram below illustrates how location impacts car insurance rates.
The ranges above demonstrate why it is important to compare rates based on a specific location, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details estimated Chevrolet Suburban insurance rates for different risk profiles and scenarios.
- The best discount rate is $757
- Drivers who choose higher $1,000 deductibles will pay around $1,140 annually
- The estimated price for the average middle-age driver with $500 deductibles is $1,294
- Using low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,594
- Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,794 or more
- The price that insures a teen driver may cost $4,934 a year
Insurance prices for a Chevrolet Suburban are also quite variable based on the trim level of your Suburban, your age and driving habits, and policy deductibles and limits.
If you have some driving violations or you caused an accident, you may be forking out at a minimum $1,500 to $2,100 additional each year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 129% more than a normal policy. View High Risk Driver Rates
Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $4,900 a year. View Rates by Age
The state you live in makes a big difference in Chevrolet Suburban insurance prices. A 40-year-old driver could pay as low as $930 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,750 on average in Florida, Michigan, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,170 | -$124 | -9.6% |
Alaska | $994 | -$300 | -23.2% |
Arizona | $1,074 | -$220 | -17.0% |
Arkansas | $1,294 | -$0 | 0.0% |
California | $1,474 | $180 | 13.9% |
Colorado | $1,236 | -$58 | -4.5% |
Connecticut | $1,332 | $38 | 2.9% |
Delaware | $1,464 | $170 | 13.1% |
Florida | $1,618 | $324 | 25.0% |
Georgia | $1,194 | -$100 | -7.7% |
Hawaii | $928 | -$366 | -28.3% |
Idaho | $876 | -$418 | -32.3% |
Illinois | $964 | -$330 | -25.5% |
Indiana | $974 | -$320 | -24.7% |
Iowa | $872 | -$422 | -32.6% |
Kansas | $1,230 | -$64 | -4.9% |
Kentucky | $1,766 | $472 | 36.5% |
Louisiana | $1,914 | $620 | 47.9% |
Maine | $798 | -$496 | -38.3% |
Maryland | $1,066 | -$228 | -17.6% |
Massachusetts | $1,036 | -$258 | -19.9% |
Michigan | $2,250 | $956 | 73.9% |
Minnesota | $1,084 | -$210 | -16.2% |
Mississippi | $1,550 | $256 | 19.8% |
Missouri | $1,146 | -$148 | -11.4% |
Montana | $1,390 | $96 | 7.4% |
Nebraska | $1,020 | -$274 | -21.2% |
Nevada | $1,554 | $260 | 20.1% |
New Hampshire | $934 | -$360 | -27.8% |
New Jersey | $1,446 | $152 | 11.7% |
New Mexico | $1,146 | -$148 | -11.4% |
New York | $1,362 | $68 | 5.3% |
North Carolina | $746 | -$548 | -42.3% |
North Dakota | $1,060 | -$234 | -18.1% |
Ohio | $894 | -$400 | -30.9% |
Oklahoma | $1,328 | $34 | 2.6% |
Oregon | $1,184 | -$110 | -8.5% |
Pennsylvania | $1,234 | -$60 | -4.6% |
Rhode Island | $1,726 | $432 | 33.4% |
South Carolina | $1,172 | -$122 | -9.4% |
South Dakota | $1,092 | -$202 | -15.6% |
Tennessee | $1,134 | -$160 | -12.4% |
Texas | $1,562 | $268 | 20.7% |
Utah | $958 | -$336 | -26.0% |
Vermont | $886 | -$408 | -31.5% |
Virginia | $774 | -$520 | -40.2% |
Washington | $1,000 | -$294 | -22.7% |
West Virginia | $1,186 | -$108 | -8.3% |
Wisconsin | $896 | -$398 | -30.8% |
Wyoming | $1,154 | -$140 | -10.8% |
Using high physical damage deductibles could save up to $460 every year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $407 more each year. View Rates by Deductible or Liability Limit
Since prices can be so different, the best way to find out exactly what you will pay is to get quotes and see which company has the best price. Every company uses a different method to calculate prices, and prices may be quite different.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Chevrolet Suburban LS 2WD | $1,260 | $105 |
Chevrolet Suburban LT 2WD | $1,260 | $105 |
Chevrolet Suburban LS 4WD | $1,260 | $105 |
Chevrolet Suburban LT 4WD | $1,294 | $108 |
Chevrolet Suburban LTZ 2WD | $1,330 | $111 |
Chevrolet Suburban LTZ 4WD | $1,366 | $114 |
Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2018 Chevrolet Suburban | $260 | $424 | $452 | $1,294 |
2016 Chevrolet Suburban | $240 | $358 | $460 | $1,216 |
2015 Chevrolet Suburban | $224 | $330 | $460 | $1,172 |
2013 Chevrolet Suburban | $210 | $288 | $474 | $1,130 |
2011 Chevrolet Suburban | $190 | $244 | $478 | $1,070 |
2009 Chevrolet Suburban | $166 | $202 | $474 | $1,000 |
2008 Chevrolet Suburban | $162 | $182 | $468 | $970 |
2007 Chevrolet Suburban | $158 | $178 | $460 | $954 |
2006 Chevrolet Suburban | $156 | $168 | $452 | $934 |
2005 Chevrolet Suburban | $142 | $160 | $446 | $906 |
2004 Chevrolet Suburban | $138 | $152 | $442 | $890 |
Rates are averaged for all Chevrolet Suburban models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Chevrolet Suburban Insurance
Getting lower rates on car insurance not only requires being a safe and courteous driver, but also having a good credit score, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Compare prices every year by getting rate quotes from direct companies, and also from several local insurance agents.
Below is a brief summary of the coverage data touched on above.
- You may be able to save as much as $150 per year simply by quoting early and online
- Increasing physical damage deductibles can save approximately $450 each year
- Teenage drivers pay higher prices, costing up to $411 a month if comprehensive and collision insurance is included
- Higher risk drivers that tend to have accidents or serious violations pay on average $1,500 more each year for auto insurance
Frequently Asked Questions
- How much is a fully loaded Suburban? Between $65,500 to $75,000
The average price of a Chevy Suburban insurance plan can be high for teenage drivers and drivers with DUIs. To save on all Suburban insurance plans, make sure to get quotes.
Whether you are wondering how much does a 2019 Chevy Suburban cost to insure or the 2014 Suburban cost of insurance, quotes will give you peace of mind that you are getting the best deal possible.
Enter your ZIP code in our free tool below to find premium Chevy Suburban insurance for a low price.
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What are the Chevrolet Suburban safety ratings?
The Chevrolet Suburban has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Adjustable Pedals
- Front Tow Hooks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
The Chevrolet Suburban has not been crash-tested by the Insurance Institute for Highway Safety (IIHS).
Chevrolet Suburban Compared Against Other Vehicles in the Same Class
The Chevrolet Suburban is a large SUV, which means it could cause significant damage to other vehicles. However, the IIHS does not have liability loss data for the Chevrolet Suburban. Want to know how the Chevrolet Suburban’s rates compare to other large SUVs? Take a look a the SUVs below.
To start comparison shopping for Chevrolet Suburban insurance rates, enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,934 |
20 | $2,972 |
30 | $1,340 |
40 | $1,294 |
50 | $1,182 |
60 | $1,160 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,594 |
$250 | $1,456 |
$500 | $1,294 |
$1,000 | $1,140 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,294 |
50/100 | $1,456 |
100/300 | $1,569 |
250/500 | $1,863 |
100 CSL | $1,502 |
300 CSL | $1,750 |
500 CSL | $1,931 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,016 |
20 | $4,734 |
30 | $2,842 |
40 | $2,794 |
50 | $2,668 |
60 | $2,644 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $68 |
Multi-vehicle | $68 |
Homeowner | $20 |
5-yr Accident Free | $90 |
5-yr Claim Free | $83 |
Paid in Full/EFT | $55 |
Advance Quote | $62 |
Online Quote | $91 |
Total Discounts | $537 |
Discounts are estimated and may not be available from every company or in every state.
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