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1998 Mercedes-Benz C-Class Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Jun 12, 2015

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Average insurance rates for a 1998 Mercedes-Benz C300 are $972 a year for full coverage insurance. Comprehensive insurance costs around $166, collision insurance costs $206, and liability costs around $442. Buying a liability-only policy costs as low as $496 a year, and high-risk insurance costs $2,084 or more. Teenage drivers receive the highest rates at up to $3,900 a year.

Annual premium for full coverage: $972

Rate estimates for 1998 Mercedes-Benz C300 Insurance

Comprehensive $166
Collision $206
Liability $442

Rate data is compiled from all 50 U.S. states and averaged for all 1998 Mercedes-Benz C300 models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range range from as low as $496 for only liability insurance to a much higher rate of $2,084 for high-risk insurance.

Liability Only $496
Full Coverage $972
High Risk $2,084

View Chart as Image

1998 Mercedes-Benz C300 insurance rates compared
Column chart showing 1998 Mercedes-Benz C300 insurance prices range from $595 to $3,900 for full coverage

These differences illustrate why anyone shopping for car insurance should compare prices for a specific zip code and risk profile, instead of using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 1998 Mercedes-Benz C300 Insurance

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Want cheaper auto insurance rates for your Mercedes-Benz C-Class? No one cherishes buying auto insurance, especially when they are paying too much.

There is such a variety of auto insurance companies to purchase coverage from, and even though it’s nice to have a choice, so many choices can make it hard to find the lowest cost provider.

Consumers should take time to get comparison quotes yearly because insurance rates are variable and change quite frequently. If you had the lowest rates for C-Class coverage six months ago other companies may now be cheaper. Block out anything you think you know about auto insurance because I’m going to let you in on the secrets to the best way to buy cheaper auto insurance.

The purpose of this article is to familiarize you with the most effective way to quote insurance. If you currently have a car insurance policy, you should be able to cut costs considerably using these techniques. Although consumers must learn how insurance companies market on the web because it can help you find the best coverage.

How to Buy Insurance Coverage Online

All major insurance coverage companies give coverage price quotes on their websites. The process is fairly simple as you just enter your coverage preferences as detailed in the form. Behind the scenes, the system sends out for credit information and your driving record and generates a price. This streamlines rate comparisons, but the process of having to visit a lot of sites and type in the same information can be a bit repetitive. But it is imperative to have as many quotes as possible in order to get a better rate.

A quicker way to lower your insurance coverage bill utilizes a single form to get prices from more than one company. This type of form saves time, helps eliminate reptitive entry, and makes rate comparisons a lot less work. As soon as you send your information, it is quoted with multiple companies and you can pick your choice of the quotes returned.

If a lower price is quoted, you simply finish the application and buy the new coverage. This process takes less than 15 minutes and may result in a nice savings.

To save time and fill out one form to compare multiple rates now, click here to open in a new tab and enter your vehicle and coverage information. If you have your current policy handy, we recommend you enter the coverage information exactly as shown on your declarations page. This way, you will have a fair comparison based on identical coverages.

Tailor your coverage to you

When buying proper insurance coverage, there really is no perfect coverage plan. Everyone’s situation is a little different and your policy should reflect that. For instance, these questions can help discover if you might need professional guidance.

  • Where can I find DUI or SR-22 insurance?
  • What are the financial responsibility laws in my state?
  • Am I covered when renting a car or should I buy coverage from the car rental agency?
  • Is business equipment covered while in my vehicle?
  • Why am I be forced to buy a membership to get insurance from some companies?
  • Does coverage extend to a rental car in a foreign country?
  • Can I rate high risk drivers on liability-only vehicles?
  • How high should my uninsured/underinsured coverage be in my state?

If you’re not sure about those questions but a few of them apply, you might consider talking to a licensed agent. To find an agent in your area, complete this form or you can also visit this page to select a carrier

Auto insurance coverage considerations

Learning about specific coverages of a auto insurance policy helps when choosing the best coverages and proper limits and deductibles. Auto insurance terms can be confusing and reading a policy is terribly boring. These are the usual coverages found on most auto insurance policies.

Collision insurance

Collision coverage pays to fix your vehicle from damage resulting from a collision with a stationary object or other vehicle. A deductible applies then your collision coverage will kick in.

Collision insurance covers things like crashing into a building, damaging your car on a curb, rolling your car and hitting a parking meter. Collision is rather expensive coverage, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. You can also increase the deductible in order to get cheaper collision rates.

Medical expense insurance

Medical payments and Personal Injury Protection insurance kick in for short-term medical expenses like nursing services, X-ray expenses and rehabilitation expenses. They are used to cover expenses not covered by your health insurance policy or if there is no health insurance coverage. They cover both the driver and occupants as well as any family member struck as a pedestrian. PIP coverage is not available in all states but it provides additional coverages not offered by medical payments coverage

Liability

This coverage will cover injuries or damage you cause to other people or property that is your fault. It protects you from legal claims by others, and doesn’t cover damage sustained by your vehicle in an accident.

Coverage consists of three different limits, per person bodily injury, per accident bodily injury, and a property damage limit. Your policy might show values of 100/300/100 which means $100,000 in coverage for each person’s injuries, a total of $300,000 of bodily injury coverage per accident, and $100,000 of coverage for damaged property. Alternatively, you may have one number which is a combined single limit which combines the three limits into one amount without having the split limit caps.

Liability insurance covers claims such as repair costs for stationary objects, court costs, medical services, funeral expenses and repair bills for other people’s vehicles. The amount of liability coverage you purchase is up to you, but you should buy as high a limit as you can afford.

Protection from uninsured/underinsured drivers

Your UM/UIM coverage protects you and your vehicle’s occupants when other motorists are uninsured or don’t have enough coverage. Covered losses include hospital bills for your injuries and damage to your 1998 Mercedes-Benz C-Class.

Due to the fact that many drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is very important. Most of the time the UM/UIM limits are similar to your liability insurance amounts.

Comprehensive (Other than Collision)

This coverage pays to fix your vehicle from damage that is not covered by collision coverage. You first have to pay a deductible and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive insurance covers claims such as damage from a tornado or hurricane, damage from flooding and falling objects. The most you can receive from a comprehensive claim is the cash value of the vehicle, so if the vehicle is not worth much it’s not worth carrying full coverage.

Rates by U.S. City

1998 Mercedes-Benz C300 Insurance Rates by City
City Premium
New York City, NY $1,536
Los Angeles, CA $1,662
Philadelphia, PA $1,299
Jacksonville, FL $1,413
Phoenix, AZ $1,134
Chicago, IL $1,307
Houston, TX $1,524
Seattle, WA $950
Columbus, OH $813
Indianapolis, IN $829

Rates by Driver Age

1998 Mercedes-Benz C300 Insurance Rates by Driver Age
Driver Age Premium
16 $3,900
20 $2,216
30 $990
40 $972
50 $892
60 $872

Full coverage, $500 deductibles

Rates by Deductible

1998 Mercedes-Benz C300 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,134
$250 $1,060
$500 $972
$1,000 $886

Full coverage, driver age 40

Rates by Liability Limit

Mercedes-Benz C300 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $972
50/100 $1,060
100/300 $1,171
250/500 $1,458
100 CSL $1,105
300 CSL $1,348
500 CSL $1,525

Full coverage, driver age 40

Rates for High Risk Drivers

1998 Mercedes-Benz C300 Insurance Rates for High Risk Drivers
Age Premium
16 $5,484
20 $3,524
30 $2,102
40 $2,084
50 $1,992
60 $1,972

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $128

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $49
Multi-vehicle $51
Homeowner $17
5-yr Accident Free $58
5-yr Claim Free $60
Paid in Full/EFT $35
Advance Quote $42
Online Quote $65
Total Discounts $377
Rate after discounts $595

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

1998 Mercedes-Benz C300 Insurance Rates by State
State Premium
Alabama $880
Alaska $748
Arizona $810
Arkansas $972
California $1,108
Colorado $928
Connecticut $1,000
Delaware $1,102
Florida $1,218
Georgia $898
Hawaii $700
Idaho $658
Illinois $726
Indiana $734
Iowa $656
Kansas $926
Kentucky $1,328
Louisiana $1,442
Maine $600
Maryland $802
Massachusetts $778
Michigan $1,690
Minnesota $812
Mississippi $1,164
Missouri $862
Montana $1,046
Nebraska $766
Nevada $1,166
New Hampshire $700
New Jersey $1,088
New Mexico $860
New York $1,024
North Carolina $560
North Dakota $796
Ohio $672
Oklahoma $1,000
Oregon $890
Pennsylvania $928
Rhode Island $1,298
South Carolina $880
South Dakota $822
Tennessee $854
Texas $1,172
Utah $720
Vermont $666
Virginia $584
Washington $754
West Virginia $892
Wisconsin $672
Wyoming $868

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