Chevrolet Express Insurance Rates
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UPDATED: Jun 1, 2023
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The average insurance rates for a Chevrolet Express are $872 a year for full coverage. Comprehensive insurance costs an estimated $120 each year, collision costs $152, and liability insurance costs around $442. Liability-only coverage costs as low as $496 a year, with high-risk coverage costing $1,878 or more. 16-year-old drivers cost the most to insure at $3,622 a year or more.
Average premium for full coverage: $872
Policy rates broken down by type of insurance:
Estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all states and Express models.
Price Range Variability
Using a 40-year-old driver as an example, Chevrolet Express insurance rates go from as low as $496 for just liability insurance to a high rate of $1,878 for a driver who requires high-risk insurance.
Urban vs. Rural Price Range
Where you live has a significant impact on insurance rates. More rural locations are shown to have a lower frequency of accident claims than congested cities.
The graphic below illustrates how rural and urban location affects insurance prices.
The examples above show why all drivers should compare prices for a targeted area and risk profile, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows estimated Chevrolet Express insurance rates for other coverage scenarios.
- The best full coverage rate is $539
- Using higher $1,000 deductibles will save approximately $62 a year
- The average rate for a good driver age 40 who has $500 deductibles is $872
- Buying low deductibles for physical damage coverage will cost an extra $120 a year
- Drivers with multiple tickets or accidents could pay up to $1,878 or more
- Policy cost for full coverage for a teen driver can cost as much as $3,622 or more
Insurance rates for a Chevrolet Express also range considerably based on your risk profile, the trim level of your Express, and liability limits and deductibles.
More mature drivers with no violations or accidents and high deductibles could pay as little as $800 a year, or $67 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay at least $3,600 a year. View Rates by Age
Your home state has a huge impact on Chevrolet Express insurance rates. A driver around age 40 might see rates as low as $580 a year in states like Iowa, Maine, and Idaho, or at least $1,250 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $792 | -$80 | -9.2% |
| Alaska | $670 | -$202 | -23.2% |
| Arizona | $726 | -$146 | -16.7% |
| Arkansas | $872 | -$0 | 0.0% |
| California | $996 | $124 | 14.2% |
| Colorado | $836 | -$36 | -4.1% |
| Connecticut | $898 | $26 | 3.0% |
| Delaware | $988 | $116 | 13.3% |
| Florida | $1,094 | $222 | 25.5% |
| Georgia | $806 | -$66 | -7.6% |
| Hawaii | $628 | -$244 | -28.0% |
| Idaho | $592 | -$280 | -32.1% |
| Illinois | $652 | -$220 | -25.2% |
| Indiana | $658 | -$214 | -24.5% |
| Iowa | $588 | -$284 | -32.6% |
| Kansas | $830 | -$42 | -4.8% |
| Kentucky | $1,192 | $320 | 36.7% |
| Louisiana | $1,294 | $422 | 48.4% |
| Maine | $538 | -$334 | -38.3% |
| Maryland | $722 | -$150 | -17.2% |
| Massachusetts | $700 | -$172 | -19.7% |
| Michigan | $1,518 | $646 | 74.1% |
| Minnesota | $732 | -$140 | -16.1% |
| Mississippi | $1,046 | $174 | 20.0% |
| Missouri | $776 | -$96 | -11.0% |
| Montana | $940 | $68 | 7.8% |
| Nebraska | $690 | -$182 | -20.9% |
| Nevada | $1,046 | $174 | 20.0% |
| New Hampshire | $630 | -$242 | -27.8% |
| New Jersey | $978 | $106 | 12.2% |
| New Mexico | $776 | -$96 | -11.0% |
| New York | $922 | $50 | 5.7% |
| North Carolina | $504 | -$368 | -42.2% |
| North Dakota | $714 | -$158 | -18.1% |
| Ohio | $606 | -$266 | -30.5% |
| Oklahoma | $898 | $26 | 3.0% |
| Oregon | $800 | -$72 | -8.3% |
| Pennsylvania | $836 | -$36 | -4.1% |
| Rhode Island | $1,168 | $296 | 33.9% |
| South Carolina | $792 | -$80 | -9.2% |
| South Dakota | $738 | -$134 | -15.4% |
| Tennessee | $768 | -$104 | -11.9% |
| Texas | $1,054 | $182 | 20.9% |
| Utah | $648 | -$224 | -25.7% |
| Vermont | $598 | -$274 | -31.4% |
| Virginia | $524 | -$348 | -39.9% |
| Washington | $678 | -$194 | -22.2% |
| West Virginia | $800 | -$72 | -8.3% |
| Wisconsin | $606 | -$266 | -30.5% |
| Wyoming | $780 | -$92 | -10.6% |
Opting for high physical damage deductibles could cut rates by as much as $190 each year, whereas increasing liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $398 more each year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you could be paying $1,000 to $1,500 additional every year, depending on your age. Insurance for high-risk drivers can be anywhere from 41% to 127% more than the average rate. View High Risk Driver Rates
Because rates have so much variability, the only way to know which auto insurance is cheapest is to do a rate comparison from as many companies as possible. Each insurance company utilizes a different rate formula, and rates will be varied from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2015 Chevrolet Express | $196 | $330 | $460 | $1,144 |
| 2014 Chevrolet Express | $190 | $310 | $464 | $1,122 |
| 2008 Chevrolet Express | $142 | $182 | $468 | $950 |
Rates are averaged for all Chevrolet Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Chevrolet Express Insurance
Finding cheaper rates on Chevrolet Express insurance requires being safe and accident-free, having a good credit history, avoid buying unnecessary coverage, and maximizing policy discounts. Set aside time to shop around at every other renewal by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.
Below you'll find a review of the concepts that were raised in the charts and tables above.
- High-risk drivers who have several accidents or serious violations pay an average of $1,010 more annually than a low-risk driver
- Youthful drivers are expensive to insure, costing up to $302 each month including comprehensive and collision insurance
- Drivers can save approximately $90 per year simply by quoting online in advance
- Increasing comprehensive and collision deductibles can save around $175 each year
- Drivers can save approximately $90 per year simply by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,622 |
| 20 | $2,006 |
| 30 | $882 |
| 40 | $872 |
| 50 | $804 |
| 60 | $786 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $992 |
| $250 | $938 |
| $500 | $872 |
| $1,000 | $810 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $872 |
| 50/100 | $960 |
| 100/300 | $1,071 |
| 250/500 | $1,358 |
| 100 CSL | $1,005 |
| 300 CSL | $1,248 |
| 500 CSL | $1,425 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,074 |
| 20 | $3,192 |
| 30 | $1,884 |
| 40 | $1,878 |
| 50 | $1,798 |
| 60 | $1,780 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $43 |
| Multi-vehicle | $47 |
| Homeowner | $16 |
| 5-yr Accident Free | $50 |
| 5-yr Claim Free | $54 |
| Paid in Full/EFT | $29 |
| Advance Quote | $37 |
| Online Quote | $57 |
| Total Discounts | $333 |
Discounts are estimated and may not be available from every company or in every state.
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