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2000 Chevrolet Tahoe Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Mar 16, 2020

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Average insurance rates for a 2000 Chevrolet Tahoe are $890 a year with full coverage. Comprehensive costs an estimated $138, collision costs $152, and liability costs $442. Buying a liability-only policy costs as little as $496 a year, with high-risk insurance costing around $1,906. Teenage drivers receive the highest rates at $3,648 a year or more.

Annual premium for full coverage: $890

Rate estimates for 2000 Chevrolet Tahoe Insurance

Comprehensive $138
Collision $152
Liability $442

Rate data is compiled from all 50 U.S. states and averaged for all 2000 Chevrolet Tahoe models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a middle-aged driver, prices range go from as low as $496 for just liability insurance to a much higher rate of $1,906 for a high risk driver.

Liability Only $496
Full Coverage $890
High Risk $1,906

View Chart as Image

2000 Chevrolet Tahoe insurance rates compared
Column chart showing 2000 Chevrolet Tahoe insurance prices range from $553 to $3,648 for full coverage

These differences demonstrate why anyone shopping for car insurance should compare rates for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2000 Chevrolet Tahoe Insurance

Searching Companies

Looking for better insurance rates for your Chevrolet Tahoe? Having to pay for overpriced Chevrolet Tahoe insurance can dwindle your savings account and put a big crunch on your finances. Doing a price comparison is a great way to lower your monthly bill.

There is such a variety of car insurance companies to choose from, and although it’s a good thing to have a choice, lots of choices makes it harder to find the best rates for your vehicles.

The purpose of this post is to instruct you on how to get online quotes and some tips to save money. If you currently have a car insurance policy, you stand a good chance to be able to save some money using these methods. Nevertheless, vehicle owners need to have an understanding of the way insurance companies price insurance differently and use this information to your advantage.

Discounts mean cheaper 2000 Chevy Tahoe insurance rates

Properly insuring your vehicles can get expensive, but discounts can save money and there are some available to help offset the cost. Certain discounts will be applied when you purchase, but lesser-known reductions have to be requested specifically before you will receive the discount.

  • Government Employees – Employees or retirees of the government could cut as much as 10% off for Tahoe coverage with select insurance companies.
  • Life Insurance – Select insurance companies reward you with lower rates if you buy a life insurance policy as well.
  • New Car Discount – Adding a new car to your policy is cheaper compared to insuring an older model.
  • Military Rewards – Having a deployed family member can result in better rates.
  • Senior Discount – Older drivers can possibly qualify for reduced rates for Tahoe coverage.
  • Accident Forgiveness – Certain companies will forgive one accident before hitting you with a surcharge if your claims history is clear for a set time period.
  • E-sign – Certain companies give back up to $50 for buying your policy over the internet.
  • Homeowners Savings – Simply owning a home may trigger a auto insurance policy discount because of the fact that having a home requires personal responsibility.
  • Discount for Swiching Early – A few companies offer discounts for buying a policy before your current policy expires. The savings is around 10%.
  • Use Seat Belts – Drivers who require all occupants to use their safety belts could cut 10% or more off the personal injury premium cost.

It’s important to note that most of the big mark downs will not be given to your bottom line cost. Most only apply to the cost of specific coverages such as physical damage coverage or medical payments. So despite the fact that it appears you could get a free auto insurance policy, companies don’t profit that way. But any discount will help reduce your premiums.

Insurance companies that possibly offer some of the above discounts are:

Check with each company which discounts they offer. Some discounts may not apply in every state.

Complexity of Chevy Tahoe insurance rates

An important part of buying insurance is that you know the factors that help determine the price you pay for car insurance. Having a good understanding of what controls the rates you pay allows you to make educated decisions that can help you get much lower annual insurance costs.

The following are a partial list of the pieces companies use to determine your rates.

  • More people means more accidents – Residing in less populated areas is a positive aspect when buying car insurance. Lower population means a lower chance of having an accident as well as less vandalism and auto theft. City drivers tend to have more traffic problems and longer commute times. Longer commute distances translates into higher accident risk.
  • Traffic violations increase rates – Your driving citation history has a huge affect on how much you pay. Good drivers receive lower rates than their less careful counterparts. Even one speeding ticket can increase rates forty percent or more. Drivers who have dangerous citations like DWI, reckless driving or hit and run convictions may need to file a proof of financial responsibility form (SR-22) to the state department of motor vehicles in order to prevent a license revocation.
  • High deductibles save money – Physical damage coverage, commonly called comprehensive (or other-than-collision) and collision coverage, is used to repair damage to your Chevy. Some instances where coverage would apply could be colliding with a building, damage caused by hail, and burglary. Physical damage deductibles are how much you are willing to pay in the event of a claim. The more money you are required to pay out-of-pocket, the bigger discount you will receive for Tahoe coverage.
  • One company can mean more discounts – The majority of insurance companies provide better rates to insureds who consolidate policies with them. It’s known as a multi-policy discount. Discounts can be 10 percent or more. If you currently are using one company, you may still want to comparison shop to ensure the best deal. Consumers may find a better deal by buying car insurance from a different company.
  • Claim-free discounts can add up – If you are a frequent claim filer, you can expect either higher rates or even cancellation. Insurance companies provide discounts to drivers who do not rely on their insurance for small claims. Car insurance is intended for the bigger claims that can’t be paid out-of-pocket.

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Tailor your coverage to you

When choosing adequate coverage for your vehicles, there is no single plan that fits everyone. Your needs are not the same as everyone else’s so your insurance needs to address that. These are some specific questions might point out if you may require specific advice.

  • How high should my uninsured/underinsured coverage be in my state?
  • When should I remove comp and collision on my 2000 Chevy Tahoe?
  • How much underlying liability do I need for an umbrella policy?
  • Is my cargo covered for damage or theft?
  • Should I carry comprehensive and collision coverage?
  • Why am I required to get a high-risk car insurance policy?
  • What is roadside assistance coverage?
  • Do I need motorclub coverage?
  • Do I need to file an SR-22 for a DUI in my state?
  • Does coverage extend to my business vehicle?

If you’re not sure about those questions but you know they apply to you, you may need to chat with an insurance agent. If you want to speak to an agent in your area, simply complete this short form or go to this page to view a list of companies.

Insurance policy specifics

Knowing the specifics of insurance can help you determine which coverages you need for your vehicles. The coverage terms in a policy can be confusing and nobody wants to actually read their policy. These are typical coverages found on most insurance policies.

Liability auto insurance – Liability insurance protects you from damage that occurs to other’s property or people in an accident. This coverage protects you from claims by other people, and doesn’t cover your injuries or vehicle damage.

It consists of three limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You might see limits of 100/300/100 that translate to $100,000 in coverage for each person’s injuries, $300,000 for the entire accident, and property damage coverage for $100,000. Occasionally you may see one limit called combined single limit (CSL) which provides one coverage limit rather than limiting it on a per person basis.

Liability coverage protects against things like loss of income, repair bills for other people’s vehicles, emergency aid, repair costs for stationary objects and bail bonds. How much liability should you purchase? That is your choice, but buy as high a limit as you can afford.

Collision coverage – This pays to fix your vehicle from damage resulting from colliding with a stationary object or other vehicle. You have to pay a deductible and the rest of the damage will be paid by collision coverage.

Collision coverage pays for things like backing into a parked car, hitting a parking meter and hitting a mailbox. Collision is rather expensive coverage, so consider removing coverage from lower value vehicles. Another option is to raise the deductible to save money on collision insurance.

Medical expense insurance – Personal Injury Protection (PIP) and medical payments coverage provide coverage for expenses like prosthetic devices, EMT expenses and funeral costs. They can be used to fill the gap from your health insurance plan or if you lack health insurance entirely. They cover all vehicle occupants and will also cover being hit by a car walking across the street. PIP is not an option in every state and may carry a deductible

Comprehensive (Other than Collision)Comprehensive insurance covers damage that is not covered by collision coverage. You first must pay your deductible and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive coverage pays for claims such as hitting a bird, falling objects, a broken windshield and hail damage. The maximum amount your insurance company will pay is the ACV or actual cash value, so if the vehicle is not worth much it’s not worth carrying full coverage.

Protection from uninsured/underinsured drivers – This coverage protects you and your vehicle’s occupants from other drivers when they are uninsured or don’t have enough coverage. Covered losses include hospital bills for your injuries and damage to your Chevy Tahoe.

Because many people only carry the minimum required liability limits, it doesn’t take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is important protection for you and your family. Normally the UM/UIM limits are similar to your liability insurance amounts.

More quotes. Lower rates.

When shopping online for car insurance, it’s not a good idea to buy lower coverage limits just to save a few bucks. There have been many situations where drivers have reduced liability limits or collision coverage only to find out that the few dollars in savings costed them thousands. Your goal should be to get the best coverage possible at the best price while not skimping on critical coverages.

You just learned many ideas to lower your 2000 Chevy Tahoe insurance rates. The key concept to understand is the more quotes you get, the more likely it is that you will get a better rate. Consumers could even find that the biggest savings come from a lesser-known regional company. They may often insure only within specific states and give getter rates than the large multi-state companies such as Allstate, GEICO and Progressive.

For more information, feel free to visit the articles below:

Use our FREE quote tool to compare rates now!

Rates by U.S. City

2000 Chevrolet Tahoe Insurance Rates by City
City Premium
New York City, NY $1,410
Los Angeles, CA $1,524
Philadelphia, PA $1,193
Jacksonville, FL $1,292
Phoenix, AZ $1,036
Chicago, IL $1,195
Houston, TX $1,396
Seattle, WA $869
Columbus, OH $748
Indianapolis, IN $757

Need a specific model?

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Rates by Driver Age

2000 Chevrolet Tahoe Insurance Rates by Driver Age
Driver Age Premium
16 $3,648
20 $2,028
30 $902
40 $890
50 $818
60 $800

Full coverage, $500 deductibles

Rates by Deductible

2000 Chevrolet Tahoe Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,014
$250 $960
$500 $890
$1,000 $822

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Tahoe Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $890
50/100 $978
100/300 $1,089
250/500 $1,376
100 CSL $1,023
300 CSL $1,266
500 CSL $1,443

Full coverage, driver age 40

Rates for High Risk Drivers

2000 Chevrolet Tahoe Insurance Rates for High Risk Drivers
Age Premium
16 $5,112
20 $3,228
30 $1,914
40 $1,906
50 $1,824
60 $1,804

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $116

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $44
Multi-vehicle $47
Homeowner $16
5-yr Accident Free $50
5-yr Claim Free $54
Paid in Full/EFT $30
Advance Quote $37
Online Quote $59
Total Discounts $337
Rate after discounts $553

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2000 Chevrolet Tahoe Insurance Rates by State
State Premium
Alabama $806
Alaska $684
Arizona $740
Arkansas $890
California $1,016
Colorado $852
Connecticut $916
Delaware $1,008
Florida $1,114
Georgia $822
Hawaii $640
Idaho $604
Illinois $664
Indiana $670
Iowa $600
Kansas $846
Kentucky $1,216
Louisiana $1,320
Maine $548
Maryland $736
Massachusetts $714
Michigan $1,548
Minnesota $746
Mississippi $1,066
Missouri $790
Montana $958
Nebraska $702
Nevada $1,068
New Hampshire $642
New Jersey $996
New Mexico $790
New York $940
North Carolina $514
North Dakota $728
Ohio $618
Oklahoma $916
Oregon $816
Pennsylvania $852
Rhode Island $1,190
South Carolina $806
South Dakota $752
Tennessee $782
Texas $1,074
Utah $660
Vermont $610
Virginia $534
Washington $690
West Virginia $816
Wisconsin $618
Wyoming $794

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