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2000 GMC Yukon Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Nov 23, 2017

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Average insurance rates for a 2000 GMC Yukon are $924 a year including full coverage. Comprehensive insurance costs on average $154, collision insurance costs $170, and liability costs $442. Buying a liability-only policy costs as little as $496 a year, and high-risk insurance costs $1,976 or more. Teen drivers receive the highest rates at up to $3,744 a year.

Annual premium for full coverage: $924

Rate estimates for 2000 GMC Yukon Insurance

Comprehensive $154
Collision $170
Liability $442

Rate data is compiled from all 50 U.S. states and averaged for all 2000 GMC Yukon models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a middle-aged driver, prices range range from as low as $496 for basic liability insurance to a much higher rate of $1,976 for a high risk driver.

Liability Only $496
Full Coverage $924
High Risk $1,976

View Chart as Image

2000 GMC Yukon insurance rates compared
Column chart showing 2000 GMC Yukon insurance prices range from $571 to $3,744 for full coverage

These differences highlight why anyone shopping for car insurance should compare rates based on a specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2000 GMC Yukon Insurance

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Looking for lower auto insurance rates? Shoppers have a choice when shopping for the best price on GMC Yukon insurance. They can either waste time struggling with agents trying to get quotes or use the internet to find the lowest rates. There are both good and bad ways to shop for auto insurance and we’ll show you the best way to compare rates for your GMC and find the best price possible either online or from local insurance agents.

It’s a good habit to compare rates occasionally because insurance rates change regularly. Even if you got the best deal on Yukon insurance last year there may be better deals available now. There is a lot of bad advice regarding auto insurance on the internet, so with this article, you’re going to get some solid techniques on how to save money.

Choosing the best insurance company for you is not rocket science. If you currently have a car insurance policy, you will most likely be able to save some money using these techniques. Drivers only need to know the most efficient way to shop for car insurance over the internet.

GMC Yukon insurance rates are influenced by…

It’s important that you understand some of the elements that help determine the price you pay for car insurance. Understanding what impacts premium levels enables informed choices that will entitle you to big savings.

The following are a partial list of the pieces car insurance companies consider when setting prices.

  • Do you know you’re credit rating? – Your credit rating is a important factor in your rate calculation. Drivers who have high credit scores tend to be better drivers and file fewer claims as compared to drivers with lower credit scores. If your credit score can use some improvement, you could save money insuring your 2000 GMC Yukon by improving your credit score.
  • How many coverages with the same company – Many companies provide better rates to policyholders who have multiple policies with them, otherwise known as a multi-policy discount. Even with this discount, it’s in your best interest to comparison shop to make sure you are getting the best deal. You may still find a better deal by splitting coverages up.
  • Liability coverage is peace of mind – The liability section of your policy provides coverage in the event that you are found to be at fault for personal injury or accident damage. It will provide legal defense coverage which can cost thousands of dollars. Liability is cheap compared to insuring for physical damage coverage, so drivers should carry high limits.
  • Women pay lower rates – Statistics have proven that men are more aggressive behind the wheel. That doesn’t necessarily mean that women are BETTER drivers than men. Men and women cause accidents in similar numbers, but the males cause more damage. They also get cited for more serious violations such as DWI and reckless driving. Young males are most likely to cause an accident and therefore are the most expensive to insure.
  • Always keep insurance in force – Letting your insurance expire will be a sure-fire way to bump up your car insurance costs. And not only will insurance be more expensive, failure to provide proof of insurance might get you a steep fine or even jail time.You may need to submit proof of financial responsibility or a SR-22 with your state motor vehicle department to get your license reinstated.
  • Teen drivers pay high rates – Youthful drivers have a tendency to get distracted easily behind the wheel so car insurance rates are higher. If you’ve ever had to add a young driver onto your car insurance can be very expensive. Older drivers are more responsible, statistically cause fewer accidents and receive fewer citations.

Discounts on 2000 GMC Yukon insurance

Companies offering auto insurance don’t always list every discount in a way that’s easy to find, so we researched both the well known and also the lesser-known discounts you could be receiving. If you aren’t receiving every discount you qualify for, you are paying more than you should be.

  • Paperless Signup – A handful of insurance companies will discount your bill up to fifty bucks for buying your policy online.
  • Employee of Federal Government – Employees or retirees of the government can earn a discount up to 10% on Yukon insurance with certain companies.
  • Safe Driver Discount – Safe drivers may receive a discount up to 45% less on Yukon insurance than their less cautious counterparts.
  • Multi-car Discount – Having more than one vehicle with the same company could earn a price break for each car.
  • New Car Discount – Insuring a new car can save up to 30% since new cars are generally safer.
  • Organization Discounts – Participating in certain professional organizations could qualify you for a break on insurance on Yukon insurance.
  • Auto/Home Discount – When you have multiple policies with the same company you could get a discount of approximately 10% to 15%.
  • Accident Free – Drivers with accident-free driving histories pay much less compared to bad drivers.
  • Drivers Ed for Students – Cut your cost by having your teen driver take driver’s ed class in school.
  • Defensive Driving Course – Taking a course in driver safety could save 5% or more depending on where you live.

As a disclaimer on discounts, some of the credits will not apply to the entire policy premium. A few only apply to specific coverage prices like liability, collision or medical payments. So despite the fact that it appears you could get a free insurance policy, you’re out of luck.

For a list of companies who offer insurance discounts, click here.

Do you really save 40% when you switch?

Consumers can’t ignore all the ads for cheaper car insurance from the likes of State Farm, Allstate and GEICO. They all seem to make the same claim that you can save after switching your coverage to them.

But how can every company claim to save you money?

Insurance companies can use profiling for the right customer that earns them a profit. A good example of a desirable insured could be between the ages of 30 and 50, is a homeowner, and has great credit. A customer getting a price quote who matches those parameters receives the best rates and therefore will save when switching.

Consumers who don’t qualify for the “perfect” profile will be quoted higher rates which usually ends up with the driver buying from a lower-cost company. Company advertisements say “drivers who switch” not “people who quote” save that much. That is how companies can truthfully advertise the savings. This emphasizes why you need to compare many company’s rates. You cannot predict which insurance companies will provide you with the cheapest GMC Yukon insurance rates.

Tailor your coverage to you

When it comes to buying adequate coverage, there isn’t really a perfect coverage plan. Each situation is unique.

Here are some questions about coverages that may help you determine if you could use an agent’s help.

  • Should I bundle my homeowners policy with my auto?
  • What are the best liability limits?
  • Can I afford to buy a different vehicle if my 2000 GMC Yukon is totaled?
  • Am I covered if I crash into my own garage door?
  • Does my liability insurance cover pulling a trailer or camper?
  • Do I need to file an SR-22 for a DUI in my state?
  • Are all vehicle passengers covered by medical payments coverage?

If you can’t answer these questions but a few of them apply then you might want to talk to an agent. To find lower rates from a local agent, fill out this quick form. It’s fast, free and you can get the answers you need.

Car insurance coverage information

Having a good grasp of your insurance policy can be of help when determining the right coverages for your vehicles. The coverage terms in a policy can be ambiguous and nobody wants to actually read their policy.

Uninsured Motorist or Underinsured Motorist insurance

Uninsured or Underinsured Motorist coverage gives you protection from other drivers when they either have no liability insurance or not enough. This coverage pays for hospital bills for your injuries and also any damage incurred to your GMC Yukon.

Due to the fact that many drivers only purchase the least amount of liability that is required, it doesn’t take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is very important.

Auto liability

This provides protection from injuries or damage you cause to a person or their property in an accident. It protects you from claims by other people. Liability doesn’t cover your own vehicle damage or injuries.

It consists of three limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You might see liability limits of 100/300/100 which stand for a limit of $100,000 per injured person, a limit of $300,000 in injury protection per accident, and a total limit of $100,000 for damage to vehicles and property.

Liability can pay for claims such as repair bills for other people’s vehicles, attorney fees, medical expenses, structural damage and bail bonds. The amount of liability coverage you purchase is a personal decision, but buy as large an amount as possible.

Insurance for medical payments

Coverage for medical payments and/or PIP reimburse you for immediate expenses like prosthetic devices, ambulance fees, EMT expenses, pain medications and hospital visits. They can be used to fill the gap from your health insurance plan or if you are not covered by health insurance. They cover all vehicle occupants and also covers getting struck while a pedestrian. Personal injury protection coverage is not universally available and may carry a deductible

Comprehensive coverage (or Other than Collision)

This pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. A deductible will apply then the remaining damage will be covered by your comprehensive coverage.

Comprehensive coverage protects against things such as damage from flooding, damage from a tornado or hurricane, a tree branch falling on your vehicle, hail damage and vandalism. The maximum payout a insurance company will pay at claim time is the market value of your vehicle, so if your deductible is as high as the vehicle’s value it’s probably time to drop comprehensive insurance.

Collision coverage

Collision insurance covers damage to your Yukon from colliding with an object or car. You will need to pay your deductible then your collision coverage will kick in.

Collision coverage pays for claims like colliding with a tree, backing into a parked car, sustaining damage from a pot hole and scraping a guard rail. Paying for collision coverage can be pricey, so analyze the benefit of dropping coverage from older vehicles. Another option is to bump up the deductible in order to get cheaper collision rates.

Quote often and quote early

Affordable 2000 GMC Yukon insurance is possible on the web and also from your neighborhood agents, and you should be comparing both to have the best chance of lowering rates. There are still a few companies who may not provide online quoting and many times these smaller companies only sell through independent insurance agents.

Drivers change insurance companies for a variety of reasons including poor customer service, policy non-renewal, being labeled a high risk driver and extreme rates for teen drivers. Regardless of your reason, switching insurance companies is pretty simple and you could end up saving a buck or two.

In this article, we covered a lot of tips how to shop for insurance online. The key thing to remember is the more times you quote, the more likely it is that you will get a better rate. Consumers could even find that the most savings is with the smaller companies.

Additional detailed information is available at these sites:

Rates by U.S. City

2000 GMC Yukon Insurance Rates by City
City Premium
New York City, NY $1,464
Los Angeles, CA $1,581
Philadelphia, PA $1,238
Jacksonville, FL $1,343
Phoenix, AZ $1,078
Chicago, IL $1,242
Houston, TX $1,451
Seattle, WA $905
Columbus, OH $774
Indianapolis, IN $786

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2000 GMC Yukon Insurance Rates by Driver Age
Driver Age Premium
16 $3,744
20 $2,102
30 $940
40 $924
50 $850
60 $832

Full coverage, $500 deductibles

Rates by Deductible

2000 GMC Yukon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,064
$250 $1,002
$500 $924
$1,000 $850

Full coverage, driver age 40

Rates by Liability Limit

GMC Yukon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $924
50/100 $1,012
100/300 $1,123
250/500 $1,410
100 CSL $1,057
300 CSL $1,300
500 CSL $1,477

Full coverage, driver age 40

Rates for High Risk Drivers

2000 GMC Yukon Insurance Rates for High Risk Drivers
Age Premium
16 $5,254
20 $3,342
30 $1,990
40 $1,976
50 $1,890
60 $1,870

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $120

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $46
Multi-vehicle $49
Homeowner $17
5-yr Accident Free $53
5-yr Claim Free $57
Paid in Full/EFT $31
Advance Quote $39
Online Quote $61
Total Discounts $353
Rate after discounts $571

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2000 GMC Yukon Insurance Rates by State
State Premium
Alabama $838
Alaska $710
Arizona $770
Arkansas $924
California $1,054
Colorado $884
Connecticut $952
Delaware $1,046
Florida $1,158
Georgia $854
Hawaii $666
Idaho $626
Illinois $690
Indiana $696
Iowa $624
Kansas $880
Kentucky $1,262
Louisiana $1,370
Maine $572
Maryland $764
Massachusetts $742
Michigan $1,608
Minnesota $774
Mississippi $1,110
Missouri $822
Montana $996
Nebraska $730
Nevada $1,110
New Hampshire $666
New Jersey $1,034
New Mexico $818
New York $976
North Carolina $534
North Dakota $758
Ohio $640
Oklahoma $950
Oregon $848
Pennsylvania $884
Rhode Island $1,236
South Carolina $838
South Dakota $782
Tennessee $814
Texas $1,116
Utah $686
Vermont $634
Virginia $554
Washington $718
West Virginia $848
Wisconsin $642
Wyoming $826

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