2001 Acura NSX Insurance Rates
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UPDATED: Jun 12, 2015
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Average insurance rates for an 2001 Acura NSX are $1,252 a year for full coverage insurance. Comprehensive costs on average $268, collision costs $384, and liability costs $442. Buying a liability-only policy costs as little as $496 a year, with high-risk insurance costing around $2,688. Teen drivers receive the highest rates at $4,750 a year or more.
Annual premium for full coverage: $1,252
Rate estimates for 2001 Acura NSX Insurance
Rate data is compiled from all 50 U.S. states and averaged for all 2001 Acura NSX models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.
Price Range by Coverage and Risk
For a 40-year-old driver, prices range go from as low as $496 for basic liability insurance to a much higher rate of $2,688 for high-risk insurance.
These differences illustrate why anyone shopping for car insurance should compare rates based on a specific location and risk profile, instead of making a decision based on price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap 2001 Acura NSX Insurance
Tired of scraping the payment together to pay your car insurance bill each month? Your situation is no different than the majority of other car owners. Companies like State Farm, GEICO and Farmers Insurance increase brand awareness with advertising and consumers find it hard to see past the corporate glitz and find the best price available.
Cut your insurance coverage rates with these five discounts
Insurance can cost an arm and a leg, buy you may qualify for discounts that you may not know about. Larger premium reductions will be automatically applied when you get a quote, but a few need to be inquired about before they will apply. If they aren’t giving you every credit available, you’re paying more than you need to.
- Anti-theft Discount – Vehicles with anti-theft systems are stolen less frequently and therefore earn up to a 10% discount.
- Payment Method – By paying your policy upfront rather than paying monthly you could save 5% or more.
- Auto/Home Discount – If you insure your home and vehicles with the same company you may earn up to 20% off your total premium.
- College Student – Kids in college living away from home attending college and do not have access to a covered vehicle can receive lower rates.
- Paperwork-free – A few companies will give a small break for buying a policy and signing up online.
It’s important to understand that many deductions do not apply to your bottom line cost. Most only cut individual premiums such as collision or personal injury protection. Just because you may think all those discounts means the company will pay you, companies don’t profit that way. Any amount of discount will bring down your premiums.
Companies who might offer these discounts are:
Before buying, ask every prospective company which discounts they offer. All car insurance discounts may not be available in your area.
Fast and Easy Auto Insurance Quotes
Most major insurance companies such as State Farm and Allstate give coverage price quotes on the web. Getting quotes is pretty painless as you simply type in your personal and coverage information into the quote form. After you complete the form, the system will order your driving record and credit report and generates pricing information determined by many factors. Online quotes makes comparing rates easy, but the time required to go to different websites and complete many quote forms can be a bit tiresome and repetitive. But it is imperative to compare as many rates as possible in order to get a better rate.
A more efficient way to find cheaper rates makes use of a single form that gets prices from a lot of companies. It’s a real time-saver, requires much less work on your part, and makes price shopping online much easier. After your information is entered, it gets priced and you are able to buy your choice of the quote results.
If one or more price quotes are lower than your current rates, it’s easy to complete the application and purchase the new policy. It takes less than 15 minutes and could lower your rates considerably.
To quickly compare rates using this form now, click here to open in a new tab and submit your coverage information. If you have coverage now, it’s recommended you input the coverage information just like they are on your policy. This ensures you will be getting a fair comparison using the same coverage and limits.
You are unique and your auto insurance should be too
When it comes to choosing the best auto insurance coverage, there is no “best” method to buy coverage. Every situation is different and your policy should reflect that. For instance, these questions might help in determining if your insurance needs might need an agent’s assistance.
- Do I need replacement cost coverage on my 2001 Acura NSX?
- Is business equipment covered while in my vehicle?
- When would I need additional glass coverage?
- Should I waive the damage coverage when renting a car?
- Does my insurance cover damage caused when ticketed for reckless driving?
- Do I get a pro-rated refund if I cancel my policy early?
- Which is better, split liability limits or combined limits?
- Why am I required to buy liability insurance?
- Is my camper covered by my car insurance policy?
- Where can I get insurance after a DUI in my state?
If you can’t answer these questions, you may need to chat with an agent. If you want to speak to an agent in your area, fill out this quick form or click here for a list of auto insurance companies in your area. It only takes a few minutes and can provide invaluable advice.
Coverages available on your auto insurance policy
Knowing the specifics of your auto insurance policy can help you determine which coverages you need and proper limits and deductibles. The terms used in a policy can be impossible to understand and nobody wants to actually read their policy. These are typical coverages available from auto insurance companies.
Liability insurance can cover damage that occurs to a person or their property. This insurance protects YOU against claims from other people. Liability doesn’t cover damage to your own property or vehicle.
Liability coverage has three limits: bodily injury per person, bodily injury per accident and property damage. As an example, you may have limits of 100/300/100 that translate to a limit of $100,000 per injured person, a per accident bodily injury limit of $300,000, and property damage coverage for $100,000. Another option is a combined limit which provides one coverage limit with no separate limits for injury or property damage.
Liability insurance covers things like structural damage, legal defense fees, medical expenses, attorney fees and court costs. How much coverage you buy is a decision to put some thought into, but it’s cheap coverage so purchase as large an amount as possible.
Comprehensive auto insurance
This coverage will pay to fix damage from a wide range of events other than collision. A deductible will apply then the remaining damage will be covered by your comprehensive coverage.
Comprehensive can pay for claims like rock chips in glass, falling objects, theft, damage from getting keyed and hail damage. The maximum amount you’ll receive from a claim is the actual cash value, so if the vehicle’s value is low it’s probably time to drop comprehensive insurance.
Coverage for uninsured or underinsured drivers
Uninsured or Underinsured Motorist coverage protects you and your vehicle’s occupants when other motorists are uninsured or don’t have enough coverage. This coverage pays for hospital bills for your injuries and damage to your Acura NSX.
Since a lot of drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is very important. Usually the UM/UIM limits are similar to your liability insurance amounts.
Collision insurance covers damage to your NSX caused by collision with an object or car. You will need to pay your deductible then your collision coverage will kick in.
Collision coverage protects against things such as crashing into a ditch, colliding with a tree, driving through your garage door and scraping a guard rail. This coverage can be expensive, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. Drivers also have the option to bump up the deductible in order to get cheaper collision rates.
Coverage for medical expenses
Medical payments and Personal Injury Protection insurance reimburse you for short-term medical expenses like rehabilitation expenses, surgery, funeral costs and chiropractic care. They are often used to cover expenses not covered by your health insurance policy or if you lack health insurance entirely. They cover all vehicle occupants and also covers any family member struck as a pedestrian. Personal injury protection coverage is not available in all states and gives slightly broader coverage than med pay
Affordable insurance is out there
When buying insurance coverage, never reduce needed coverages to save money. There have been many cases where someone sacrificed uninsured motorist or liability limits and found out when filing a claim that it was a big error on their part. The ultimate goal is to get the best coverage possible at an affordable rate while not skimping on critical coverages.
You just read many ideas to shop for 2001 Acura NSX insurance online. The key thing to remember is the more you quote, the better chance you’ll have of finding lower rates. You may be surprised to find that the biggest savings come from some of the lesser-known companies. They may cover specific market segments cheaper than their larger competitors like Allstate, GEICO and Progressive.
Cheaper insurance is available online and also from your neighborhood agents, so you should be comparing quotes from both in order to have the best price selection to choose from. Some insurance providers may not provide online quoting and usually these regional insurance providers provide coverage only through local independent agents.
More tips and info about auto insurance can be read in these articles:
Rates by U.S. City
|New York City, NY||$1,983|
|Los Angeles, CA||$2,139|
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$84|
|5-yr Claim Free||$79|
|Paid in Full/EFT||$52|
Discounts are estimated and may not be available from every company or in every state.