2002 Acura CL Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Nov 5, 2017
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Searching for better car insurance rates for your Acura CL? Overpriced Acura CL insurance can dwindle your checking account and force you to prioritize other expenses. Comparison shopping is a great way to tighten up your finances. Many auto insurance companies vie for your insurance dollar, and it can be difficult to compare rates to discover the definitive lowest price
It’s a good habit to check car insurance prices periodically since rates fluctuate regularly. Just because you found the best price on CL insurance on your last policy you can probably find a lower rate today. Ignore everything you know about car insurance because you’re about to learn one of the quickest ways to buy cheaper car insurance.
Compare the Market for Auto Insurance
There are a lot of ways to compare auto insurance prices but there is one way that is less labor-intensive and much quicker. You could waste a few hours talking to insurance agencies in your area, or you can utilize online quotes to achieve your goal.
Many popular insurance companies participate in a marketplace that enables customers to send in one quote, and at least one company then returns a price quote based on the submitted data. This eliminates the need for form submissions to each individual auto insurance company. To participate in this free quote system, click here to open in new window.
The one downside to doing it this way is you cannot specify which companies you want to price. If you prefer to choose from a list of companies to receive pricing from, we have a page of the cheapest auto insurance companies in your area. Click here for list of insurance companies.
It doesn’t matter which method you choose, just make absolute certain that you use identical quote information for every company. If each company quotes different limits and deductibles on each one it’s not possible to determine the lowest rate for your Acura CL.
Insurance agents can help
When it comes to buying adequate coverage for your personal vehicles, there isn’t really a single plan that fits everyone. Every insured’s situation is different and your policy should reflect that. For example, these questions might point out if you would benefit from professional advice.
- Why do I only qualify for high-risk insurance?
- How much liability do I need to cover my assets?
- Am I covered when driving a rental car?
- Do I need PIP (personal injury protection) coverage in my state?
- Are there companies who specialize in insuring high-risk drivers?
- Is rental equipment covered for theft or damage?
- Should I drop comprehensive coverage on older vehicles?
If you’re not sure about those questions but you know they apply to you, you might consider talking to an agent. If you don’t have a local agent, complete this form or click here for a list of auto insurance companies in your area. It’s fast, doesn’t cost anything and you can get the answers you need.
Auto insurance coverage information
Understanding the coverages of insurance aids in choosing the best coverages and the correct deductibles and limits. The terms used in a policy can be impossible to understand and even agents have difficulty translating policy wording. Listed below are the normal coverages available from insurance companies.
Liability auto insurance
This coverage provides protection from damages or injuries you inflict on people or other property. It protects you from legal claims by others, and doesn’t cover your own vehicle damage or injuries.
Liability coverage has three limits: bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You commonly see values of 25/50/25 which means $25,000 in coverage for each person’s injuries, a limit of $50,000 in injury protection per accident, and $25,000 of coverage for damaged property.
Liability insurance covers things such as bail bonds, repair costs for stationary objects and attorney fees. The amount of liability coverage you purchase is a personal decision, but consider buying as high a limit as you can afford.
Comprehensive or Other Than Collision
This coverage will pay to fix damage from a wide range of events other than collision. You first have to pay a deductible and then insurance will cover the rest of the damage.
Comprehensive coverage pays for claims such as theft, hail damage, vandalism and falling objects. The highest amount your insurance company will pay is the market value of your vehicle, so if the vehicle is not worth much consider dropping full coverage.
Medical costs insurance
Medical payments and Personal Injury Protection insurance kick in for expenses like ambulance fees, EMT expenses, surgery, X-ray expenses and rehabilitation expenses. They are used in conjunction with a health insurance policy or if you lack health insurance entirely. They cover not only the driver but also the vehicle occupants as well as any family member struck as a pedestrian. PIP coverage is not an option in every state but it provides additional coverages not offered by medical payments coverage
Collision insurance will pay to fix damage to your CL resulting from a collision with another vehicle or an object, but not an animal. A deductible applies and then insurance will cover the remainder.
Collision coverage protects against things like sideswiping another vehicle, crashing into a ditch and sustaining damage from a pot hole. Collision is rather expensive coverage, so consider dropping it from older vehicles. Drivers also have the option to increase the deductible to bring the cost down.
This coverage gives you protection from other motorists when they do not carry enough liability coverage. This coverage pays for medical payments for you and your occupants as well as damage to your Acura CL.
Because many people only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. So UM/UIM coverage is a good idea.
Frequently Asked Questions
- How Much Does Car Insurance Cost?
- Cheap Car Insurance: Myth or Reality?
- Will a Speeding Ticket Raise My Car Insurance Rates?
- Car Insurance Rates 2018: Why are Prices Increasing?
- How Much Does Car Insurance Cost for a 16 Year Old?
- Which Cars are Cheapest to Insure?
- Does a Teenager with a Learner’s Permit Need to be Listed on my Policy?
- View All Coverage Questions
Popular Rate Quotes
- Chevrolet Silverado Insurance
- Honda Accord Insurance
- Nissan Altima Insurance
- Honda CR-V Insurance
- Nissan Rogue Insurance
- Dodge Ram Insurance
- Jeep Grand Cherokee Insurance
- Honda Civic Insurance
- Toyota Tacoma Insurance
Compare Rates and Save
Find companies with the cheapest rates in your area