1. Vehicles
  2. Acura
  3. NSX
  4. 2003 Model Year

2003 Acura NSX Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

Full Bio →

Written by

UPDATED: Jun 12, 2015

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Average insurance rates for an 2003 Acura NSX are $1,338 a year for full coverage insurance. Comprehensive insurance costs an estimated $302 a year, collision insurance costs $426, and liability costs $452. Buying a liability-only policy costs as little as $504 a year, and high-risk insurance costs $2,868 or more. Teenage drivers receive the highest rates at up to $5,006 a year.

Annual premium for full coverage: $1,338

Rate estimates for 2003 Acura NSX Insurance

Comprehensive $302
Collision $426
Liability $452

Rate data is compiled from all 50 U.S. states and averaged for all 2003 Acura NSX models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a middle-aged driver, prices range range from as low as $504 for just liability insurance to a high of $2,868 for a high risk driver.

Liability Only $504
Full Coverage $1,338
High Risk $2,868

View Chart as Image

2003 Acura NSX insurance rates compared
Column chart showing 2003 Acura NSX insurance prices range from $786 to $5,006 for full coverage

These differences illustrate why it is important for drivers to compare rates for a targeted area and risk profile, instead of using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2003 Acura NSX Insurance

Searching Companies

Trying to find better insurance rates for your Acura NSX? Having to pay for overpriced insurance can dwindle your personal savings and make it hard to pay other bills. Comparison shopping is a smart way to help make ends meet. Online insurance companies like GEICO, 21st Century and Progressive continually hit you with ad campaigns and it can be hard to ignore the propoganda and do the work needed to find the best deal.

It’s a good idea to get comparison quotes once or twice a year because insurance rates change quite often. Even if you think you had the lowest price for NSX insurance a couple years back the chances are good that you can find a lower rate today. There is a lot of bad information regarding insurance online, so I’m going to show you some solid techniques on how to slash your insurance rates.

If you have a current insurance coverage policy or need new coverage, you can use these techniques to cut your premiums and still get good coverage. Choosing the best insurance company for you is quite easy. Drivers just need to understand the tricks to buy insurance coverage on the web.

How to Get Cheap Insurance Coverage

There are a variety of methods you can shop for 2003 Acura NSX insurance coverage but one way is less labor-intensive and much quicker. You could spend the better part of a day driving to agents in your area, or you can stay home and use online quoting to achieve your goal.

All the larger companies participate in a marketplace that allows shoppers to only type in their quote data once, and every company returns a rated price based on the submitted data. This system prevents you from having to do quotation requests for each company you want a rate for.

To find out how much you can save on insurance coverage click to open in new window.

The only downside to using this type of system is buyers cannot specifically choose the providers you want pricing from. If you wish to select specific providers to compare, we have assembled a list of the cheapest insurance coverage companies in your area. View list of insurance companies.

Whichever method you choose, compare exactly the same coverage information for each price quote. If the quotes have different deductibles it’s not possible to decipher which rate is best.

Discounts are basically free money

Car insurance can cost a lot, but you may find discounts that you may not know about. Most are applied at quote time, but a few need to be inquired about before being credited. If you’re not getting every credit you qualify for, you’re paying more than you need to.

  • Theft Prevention System – Vehicles equipped with anti-theft or alarm systems prevent vehicle theft and qualify for as much as a 10% discount.
  • Student in College – Kids in college living away from home attending college and don’t have a car may qualify for this discount.
  • Clubs and Organizations – Being a member of a qualifying organization could qualify you for a break when buying auto insurance for NSX insurance.
  • More Vehicles More Savings – Buying coverage for multiple cars or trucks with the same company could earn a price break for each car.
  • Federal Employees – Being employed by or retired from a federal job can save as much as 8% for NSX insurance with certain companies.
  • New Car Discount – Putting insurance coverage on a new car can be considerably cheaper compared to insuring an older model.
  • Passive Restraints and Air Bags – Vehicles equipped with air bags or motorized seat belts can get savings of more than 20%.

It’s important to note that most discount credits are not given to the overall cost of the policy. Most only reduce specific coverage prices like medical payments or collision. So even though it sounds like you could get a free auto insurance policy, auto insurance companies aren’t that generous. But any discount will cut the cost of coverage.

To see a list of insurers offering auto insurance discounts, click this link.

Which insurance is the “right” coverage?

When buying proper insurance coverage for your personal vehicles, there is no one size fits all plan. Everyone’s situation is unique so your insurance should reflect that For example, these questions can help discover whether you would benefit from professional advice.

  • Where can I find DUI or SR-22 insurance?
  • What is PIP insurance?
  • What if I owe more than I can insure my car for?
  • How do I insure my teen driver?
  • When do I need to add a new car to my policy?
  • Why am I be forced to buy a membership to get insurance from some companies?
  • Is my nanny covered when driving my vehicle?
  • Will my insurance pay for OEM parts?

If you don’t know the answers to these questions but you think they might apply to your situation, then you may want to think about talking to a licensed insurance agent. To find an agent in your area, fill out this quick form or you can go here for a list of companies in your area. It’s fast, doesn’t cost anything and can provide invaluable advice.

Car insurance policy specifics

Understanding the coverages of your policy aids in choosing the right coverages for your vehicles. The coverage terms in a policy can be impossible to understand and even agents have difficulty translating policy wording. Below you’ll find the normal coverages offered by car insurance companies.

Coverage for medical expenses – Medical payments and Personal Injury Protection insurance kick in for bills for rehabilitation expenses, ambulance fees, EMT expenses and doctor visits. The coverages can be used in conjunction with a health insurance plan or if there is no health insurance coverage. Coverage applies to all vehicle occupants and also covers any family member struck as a pedestrian. PIP coverage is only offered in select states but can be used in place of medical payments coverage

Collision coverages – Collision insurance covers damage to your NSX resulting from a collision with an object or car. You first must pay a deductible then the remaining damage will be paid by your insurance company.

Collision can pay for claims like driving through your garage door, hitting a parking meter and crashing into a building. Paying for collision coverage can be pricey, so analyze the benefit of dropping coverage from vehicles that are older. It’s also possible to choose a higher deductible in order to get cheaper collision rates.

Coverage for uninsured or underinsured drivers – Your UM/UIM coverage protects you and your vehicle’s occupants when other motorists either are underinsured or have no liability coverage at all. It can pay for injuries sustained by your vehicle’s occupants as well as your vehicle’s damage.

Because many people only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is important protection for you and your family. Most of the time the UM/UIM limits are identical to your policy’s liability coverage.

Liability coverages – This coverage will cover injuries or damage you cause to people or other property in an accident. It protects you against claims from other people. Liability doesn’t cover damage to your own property or vehicle.

It consists of three limits, bodily injury per person, bodily injury per accident and property damage. You might see values of 50/100/50 that translate to a limit of $50,000 per injured person, a total of $100,000 of bodily injury coverage per accident, and $50,000 of coverage for damaged property. Alternatively, you may have one number which is a combined single limit which combines the three limits into one amount with no separate limits for injury or property damage.

Liability can pay for claims such as repair costs for stationary objects, court costs and medical services. The amount of liability coverage you purchase is a decision to put some thought into, but buy as large an amount as possible.

Comprehensive car insurance – Comprehensive insurance coverage pays for damage that is not covered by collision coverage. You need to pay your deductible first and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive coverage pays for claims like damage from a tornado or hurricane, a broken windshield, damage from getting keyed and damage from flooding. The maximum payout your car insurance company will pay is the actual cash value, so if the vehicle’s value is low it’s not worth carrying full coverage.

Rates by U.S. City

2003 Acura NSX Insurance Rates by City
City Premium
New York City, NY $2,112
Los Angeles, CA $2,286
Philadelphia, PA $1,786
Jacksonville, FL $1,942
Phoenix, AZ $1,554
Chicago, IL $1,796
Houston, TX $2,098
Seattle, WA $1,305
Columbus, OH $1,118
Indianapolis, IN $1,139

Rates by Driver Age

2003 Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $5,006
20 $3,036
30 $1,388
40 $1,338
50 $1,222
60 $1,196

Full coverage, $500 deductibles

Rates by Deductible

2003 Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,656
$250 $1,510
$500 $1,338
$1,000 $1,172

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,338
50/100 $1,428
100/300 $1,541
250/500 $1,835
100 CSL $1,474
300 CSL $1,722
500 CSL $1,903

Full coverage, driver age 40

Rates for High Risk Drivers

2003 Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $7,120
20 $4,830
30 $2,924
40 $2,868
50 $2,736
60 $2,710

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $180

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $69
Homeowner $21
5-yr Accident Free $92
5-yr Claim Free $85
Paid in Full/EFT $57
Advance Quote $63
Online Quote $94
Total Discounts $552
Rate after discounts $786

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2003 Acura NSX Insurance Rates by State
State Premium
Alabama $1,212
Alaska $1,026
Arizona $1,110
Arkansas $1,338
California $1,524
Colorado $1,278
Connecticut $1,376
Delaware $1,514
Florida $1,674
Georgia $1,236
Hawaii $962
Idaho $904
Illinois $998
Indiana $1,008
Iowa $902
Kansas $1,272
Kentucky $1,826
Louisiana $1,982
Maine $826
Maryland $1,104
Massachusetts $1,070
Michigan $2,326
Minnesota $1,120
Mississippi $1,602
Missouri $1,186
Montana $1,438
Nebraska $1,056
Nevada $1,606
New Hampshire $966
New Jersey $1,496
New Mexico $1,186
New York $1,408
North Carolina $772
North Dakota $1,098
Ohio $924
Oklahoma $1,374
Oregon $1,226
Pennsylvania $1,276
Rhode Island $1,786
South Carolina $1,212
South Dakota $1,130
Tennessee $1,172
Texas $1,614
Utah $992
Vermont $916
Virginia $802
Washington $1,036
West Virginia $1,228
Wisconsin $928
Wyoming $1,194

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

You May Also Enjoy These Articles