2003 Acura NSX Insurance Rates
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UPDATED: Jun 12, 2015
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Average insurance rates for an 2003 Acura NSX are $1,338 a year for full coverage insurance. Comprehensive insurance costs an estimated $302 a year, collision insurance costs $426, and liability costs $452. Buying a liability-only policy costs as little as $504 a year, and high-risk insurance costs $2,868 or more. Teenage drivers receive the highest rates at up to $5,006 a year.
Annual premium for full coverage: $1,338
Rate estimates for 2003 Acura NSX Insurance
Rate data is compiled from all 50 U.S. states and averaged for all 2003 Acura NSX models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.
Price Range by Coverage and Risk
For a middle-aged driver, prices range range from as low as $504 for just liability insurance to a high of $2,868 for a high risk driver.
These differences illustrate why it is important for drivers to compare rates for a targeted area and risk profile, instead of using average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap 2003 Acura NSX Insurance
Trying to find better insurance rates for your Acura NSX? Having to pay for overpriced insurance can dwindle your personal savings and make it hard to pay other bills. Comparison shopping is a smart way to help make ends meet. Online insurance companies like GEICO, 21st Century and Progressive continually hit you with ad campaigns and it can be hard to ignore the propoganda and do the work needed to find the best deal.
It’s a good idea to get comparison quotes once or twice a year because insurance rates change quite often. Even if you think you had the lowest price for NSX insurance a couple years back the chances are good that you can find a lower rate today. There is a lot of bad information regarding insurance online, so I’m going to show you some solid techniques on how to slash your insurance rates.
If you have a current insurance coverage policy or need new coverage, you can use these techniques to cut your premiums and still get good coverage. Choosing the best insurance company for you is quite easy. Drivers just need to understand the tricks to buy insurance coverage on the web.
How to Get Cheap Insurance Coverage
There are a variety of methods you can shop for 2003 Acura NSX insurance coverage but one way is less labor-intensive and much quicker. You could spend the better part of a day driving to agents in your area, or you can stay home and use online quoting to achieve your goal.
All the larger companies participate in a marketplace that allows shoppers to only type in their quote data once, and every company returns a rated price based on the submitted data. This system prevents you from having to do quotation requests for each company you want a rate for.
To find out how much you can save on insurance coverage click to open in new window.
The only downside to using this type of system is buyers cannot specifically choose the providers you want pricing from. If you wish to select specific providers to compare, we have assembled a list of the cheapest insurance coverage companies in your area. View list of insurance companies.
Whichever method you choose, compare exactly the same coverage information for each price quote. If the quotes have different deductibles it’s not possible to decipher which rate is best.
Discounts are basically free money
Car insurance can cost a lot, but you may find discounts that you may not know about. Most are applied at quote time, but a few need to be inquired about before being credited. If you’re not getting every credit you qualify for, you’re paying more than you need to.
- Theft Prevention System – Vehicles equipped with anti-theft or alarm systems prevent vehicle theft and qualify for as much as a 10% discount.
- Student in College – Kids in college living away from home attending college and don’t have a car may qualify for this discount.
- Clubs and Organizations – Being a member of a qualifying organization could qualify you for a break when buying auto insurance for NSX insurance.
- More Vehicles More Savings – Buying coverage for multiple cars or trucks with the same company could earn a price break for each car.
- Federal Employees – Being employed by or retired from a federal job can save as much as 8% for NSX insurance with certain companies.
- New Car Discount – Putting insurance coverage on a new car can be considerably cheaper compared to insuring an older model.
- Passive Restraints and Air Bags – Vehicles equipped with air bags or motorized seat belts can get savings of more than 20%.
It’s important to note that most discount credits are not given to the overall cost of the policy. Most only reduce specific coverage prices like medical payments or collision. So even though it sounds like you could get a free auto insurance policy, auto insurance companies aren’t that generous. But any discount will cut the cost of coverage.
To see a list of insurers offering auto insurance discounts, click this link.
Which insurance is the “right” coverage?
When buying proper insurance coverage for your personal vehicles, there is no one size fits all plan. Everyone’s situation is unique so your insurance should reflect that For example, these questions can help discover whether you would benefit from professional advice.
- Where can I find DUI or SR-22 insurance?
- What is PIP insurance?
- What if I owe more than I can insure my car for?
- How do I insure my teen driver?
- When do I need to add a new car to my policy?
- Why am I be forced to buy a membership to get insurance from some companies?
- Is my nanny covered when driving my vehicle?
- Will my insurance pay for OEM parts?
If you don’t know the answers to these questions but you think they might apply to your situation, then you may want to think about talking to a licensed insurance agent. To find an agent in your area, fill out this quick form or you can go here for a list of companies in your area. It’s fast, doesn’t cost anything and can provide invaluable advice.
Car insurance policy specifics
Understanding the coverages of your policy aids in choosing the right coverages for your vehicles. The coverage terms in a policy can be impossible to understand and even agents have difficulty translating policy wording. Below you’ll find the normal coverages offered by car insurance companies.
Coverage for medical expenses – Medical payments and Personal Injury Protection insurance kick in for bills for rehabilitation expenses, ambulance fees, EMT expenses and doctor visits. The coverages can be used in conjunction with a health insurance plan or if there is no health insurance coverage. Coverage applies to all vehicle occupants and also covers any family member struck as a pedestrian. PIP coverage is only offered in select states but can be used in place of medical payments coverage
Collision coverages – Collision insurance covers damage to your NSX resulting from a collision with an object or car. You first must pay a deductible then the remaining damage will be paid by your insurance company.
Collision can pay for claims like driving through your garage door, hitting a parking meter and crashing into a building. Paying for collision coverage can be pricey, so analyze the benefit of dropping coverage from vehicles that are older. It’s also possible to choose a higher deductible in order to get cheaper collision rates.
Coverage for uninsured or underinsured drivers – Your UM/UIM coverage protects you and your vehicle’s occupants when other motorists either are underinsured or have no liability coverage at all. It can pay for injuries sustained by your vehicle’s occupants as well as your vehicle’s damage.
Because many people only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is important protection for you and your family. Most of the time the UM/UIM limits are identical to your policy’s liability coverage.
Liability coverages – This coverage will cover injuries or damage you cause to people or other property in an accident. It protects you against claims from other people. Liability doesn’t cover damage to your own property or vehicle.
It consists of three limits, bodily injury per person, bodily injury per accident and property damage. You might see values of 50/100/50 that translate to a limit of $50,000 per injured person, a total of $100,000 of bodily injury coverage per accident, and $50,000 of coverage for damaged property. Alternatively, you may have one number which is a combined single limit which combines the three limits into one amount with no separate limits for injury or property damage.
Liability can pay for claims such as repair costs for stationary objects, court costs and medical services. The amount of liability coverage you purchase is a decision to put some thought into, but buy as large an amount as possible.
Comprehensive car insurance – Comprehensive insurance coverage pays for damage that is not covered by collision coverage. You need to pay your deductible first and the remainder of the damage will be paid by comprehensive coverage.
Comprehensive coverage pays for claims like damage from a tornado or hurricane, a broken windshield, damage from getting keyed and damage from flooding. The maximum payout your car insurance company will pay is the actual cash value, so if the vehicle’s value is low it’s not worth carrying full coverage.
Rates by U.S. City
|New York City, NY||$2,112|
|Los Angeles, CA||$2,286|
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$92|
|5-yr Claim Free||$85|
|Paid in Full/EFT||$57|
Discounts are estimated and may not be available from every company or in every state.