1. Vehicles
  2. Audi
  3. S6
  4. 2003 Model Year

2003 Audi S6 Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

Full Bio →

Written by

UPDATED: Nov 23, 2017

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Average insurance rates for an 2003 Audi S6 are $1,134 a year with full coverage. Comprehensive insurance costs approximately $226 each year, collision costs $298, and liability costs around $452. Buying a liability-only policy costs as low as $504 a year, with high-risk insurance costing $2,428 or more. Teenage drivers receive the highest rates at $4,388 a year or more.

Annual premium for full coverage: $1,134

Rate estimates for 2003 Audi S6 Insurance

Comprehensive $226
Collision $298
Liability $452

Rate data is compiled from all 50 U.S. states and averaged for all 2003 Audi S6 models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a middle-aged driver, prices range go from as low as $504 for basic liability insurance to a high rate of $2,428 for a high risk driver.

Liability Only $504
Full Coverage $1,134
High Risk $2,428

View Chart as Image

2003 Audi S6 insurance rates compared
Column chart showing 2003 Audi S6 insurance prices range from $680 to $4,388 for full coverage

These differences demonstrate why all drivers should compare prices using their specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2003 Audi S6 Insurance

Searching Companies

Trying to find the cheapest insurance coverage rates? Buyers have many options when searching for the best price on Audi S6 insurance. They can either spend hours calling around trying to get quotes or utilize the internet to find the lowest rates.

There are both good and bad ways to buy insurance coverage so we’re going to tell you the proper way to price shop coverage for your Audi and obtain the lowest price either online or from local insurance agents.

It’s a great practice to price shop coverage at least once a year since insurance rates are adjusted regularly by insurance companies. If you had the best deal for S6 insurance a few years ago other companies may now be cheaper. There is too much inaccurate information about insurance coverage on the web, but I’m going to show you some excellent ideas to find affordable insurance coverage.

How to Buy Insurance Online

Getting a lower price on 2003 Audi S6 insurance can be relatively painless. You just have to spend a few minutes on the computer comparing price quotes online from several insurance companies. This is very easy and can be done using a couple different methods.

  • Probably the best way to get quotes is a comparison rater form like this one (opens in new window). This type of form saves time by eliminating a different quote for every insurance company. Just one form gets rate comparisons from insurance companies with the best prices. Recommended for those who want to invest the least amount of time.
  • Another way to compare rate quotes consists of visiting each company’s website to complete a price quote. For instance, let’s assume you want comparison quotes from Nationwide, Allstate and GEICO. To find out each rate you need to spend time on each company’s site and enter your information, which is why the first method is more popular. To view a list of companies in your area, click here.
  • The least efficient method of comparing rate quotes is driving to different agent offices. The ability to buy insurance online can eliminate the need for a local agent unless you have a need for the personal advice of a licensed agent. You can, however, get the lowest quotes online but buy from a local insurance agent. We’ll cover that shortly.

It doesn’t matter which method you choose, just ensure you are comparing identical coverage information for every company. If you are comparing different values for each quote it’s impossible to make an equal comparison.

Tailor your coverage to you

When choosing the right insurance coverage for your personal vehicles, there is no “perfect” insurance plan. Everyone’s situation is a little different.

For example, these questions can help discover if your insurance needs would benefit from professional advice.

  • Am I covered by my spouse’s policy after a separation?
  • I have health insurance so do I need medical payments coverage?
  • Will filing a claim cost me more?
  • Do all my vehicles need collision coverage?
  • Can I still get insurance after a DUI?
  • Does car insurance cover theft of personal property?
  • When can I cancel my policy?
  • Should I carry comprehensive and collision coverage?
  • Should I bundle my homeowners policy with my auto?
  • What vehicles should carry emergency assistance coverage?

If you can’t answer these questions but one or more may apply to you, you may need to chat with an insurance agent. To find an agent in your area, take a second and complete this form. It only takes a few minutes and may give you better protection.

Coverage specifics

Having a good grasp of insurance helps when choosing the right coverages and proper limits and deductibles. The terms used in a policy can be impossible to understand and coverage can change by endorsement.

Auto liability insurance

Liability insurance will cover damage or injury you incur to a person or their property. It protects you from legal claims by others. Liability doesn’t cover damage to your own property or vehicle.

Liability coverage has three limits: bodily injury per person, bodily injury per accident and property damage. You commonly see limits of 25/50/25 which stand for a limit of $25,000 per injured person, a total of $50,000 of bodily injury coverage per accident, and property damage coverage for $25,000. Alternatively, you may have one number which is a combined single limit that pays claims from the same limit without having the split limit caps.

Liability can pay for claims like legal defense fees, medical expenses, bail bonds and loss of income. The amount of liability coverage you purchase is a decision to put some thought into, but consider buying as large an amount as possible.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Uninsured or Underinsured Motorist coverage provides protection from other drivers when they either are underinsured or have no liability coverage at all. Covered claims include medical payments for you and your occupants as well as your vehicle’s damage.

Since many drivers carry very low liability coverage limits, it doesn’t take a major accident to exceed their coverage limits. So UM/UIM coverage should not be overlooked. Usually these limits are identical to your policy’s liability coverage.

Collision protection

This will pay to fix damage to your S6 resulting from a collision with another vehicle or an object, but not an animal. You will need to pay your deductible then your collision coverage will kick in.

Collision coverage protects against things such as damaging your car on a curb, backing into a parked car, rolling your car and hitting a parking meter. This coverage can be expensive, so you might think about dropping it from vehicles that are older. Drivers also have the option to bump up the deductible to get cheaper collision coverage.

Medical payments and PIP coverage

Med pay and PIP coverage provide coverage for short-term medical expenses such as ambulance fees, rehabilitation expenses, pain medications and doctor visits. They can be used to fill the gap from your health insurance program or if you do not have health coverage. It covers you and your occupants and also covers if you are hit as a while walking down the street. PIP is not available in all states and may carry a deductible

Comprehensive auto coverage

Comprehensive insurance pays for damage caused by mother nature, theft, vandalism and other events. A deductible will apply and then insurance will cover the rest of the damage.

Comprehensive can pay for claims like hitting a deer, vandalism, damage from a tornado or hurricane, a broken windshield and damage from flooding. The maximum payout you can receive from a comprehensive claim is the cash value of the vehicle, so if the vehicle’s value is low consider dropping full coverage.

Rates by U.S. City

2003 Audi S6 Insurance Rates by City
City Premium
New York City, NY $1,791
Los Angeles, CA $1,938
Philadelphia, PA $1,515
Jacksonville, FL $1,645
Phoenix, AZ $1,319
Chicago, IL $1,519
Houston, TX $1,776
Seattle, WA $1,104
Columbus, OH $949
Indianapolis, IN $963

Rates by Driver Age

2003 Audi S6 Insurance Rates by Driver Age
Driver Age Premium
16 $4,388
20 $2,574
30 $1,164
40 $1,134
50 $1,038
60 $1,016

Full coverage, $500 deductibles

Rates by Deductible

2003 Audi S6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,360
$250 $1,258
$500 $1,134
$1,000 $1,014

Full coverage, driver age 40

Rates by Liability Limit

Audi S6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,134
50/100 $1,224
100/300 $1,337
250/500 $1,631
100 CSL $1,270
300 CSL $1,518
500 CSL $1,699

Full coverage, driver age 40

Rates for High Risk Drivers

2003 Audi S6 Insurance Rates for High Risk Drivers
Age Premium
16 $6,206
20 $4,094
30 $2,460
40 $2,428
50 $2,318
60 $2,294

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $151

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $59
Multi-vehicle $59
Homeowner $19
5-yr Accident Free $73
5-yr Claim Free $71
Paid in Full/EFT $44
Advance Quote $51
Online Quote $78
Total Discounts $454
Rate after discounts $680

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2003 Audi S6 Insurance Rates by State
State Premium
Alabama $1,026
Alaska $870
Arizona $942
Arkansas $1,134
California $1,292
Colorado $1,082
Connecticut $1,166
Delaware $1,282
Florida $1,418
Georgia $1,044
Hawaii $814
Idaho $768
Illinois $844
Indiana $852
Iowa $764
Kansas $1,076
Kentucky $1,546
Louisiana $1,676
Maine $700
Maryland $934
Massachusetts $906
Michigan $1,970
Minnesota $950
Mississippi $1,356
Missouri $1,004
Montana $1,216
Nebraska $894
Nevada $1,362
New Hampshire $816
New Jersey $1,266
New Mexico $1,004
New York $1,194
North Carolina $654
North Dakota $928
Ohio $784
Oklahoma $1,164
Oregon $1,038
Pennsylvania $1,082
Rhode Island $1,514
South Carolina $1,026
South Dakota $956
Tennessee $992
Texas $1,366
Utah $840
Vermont $776
Virginia $678
Washington $876
West Virginia $1,040
Wisconsin $784
Wyoming $1,012

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

You May Also Enjoy These Articles