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2003 Buick Rendezvous Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Apr 3, 2020

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Nobody I know likes having to buy auto insurance, especially when they are paying too much.

Because there are so many companies to choose from, it can be impossible to pick the best company.

You need to shop coverage around yearly because prices trend upward over time. Even if you got the best price for Rendezvous coverage six months ago you will most likely find a better rate today. There is a lot of wrong information about auto insurance on the internet, so by reading this article, you’re going to learn some great ideas on how to find affordable auto insurance.

How to Compare Auto Insurance Costs

All major auto insurance companies like Progressive, Allstate and GEICO quote insurance quotes on their websites. This process doesn’t take much effort as you just enter your coverage preferences into a form. After you submit the form their system automatically retrieves reports for credit and driving violations and gives you a price quote. Quoting online simplifies rate comparisons, but having to visit many different websites and type in the same information is repetitive and time-consuming. But it’s absolutely necessary to get many rate quotes in order to find better prices.

The preferred way to lower your rates utilizes a single form to obtain quotes from a lot of companies. It’s a real time-saver, helps eliminate reptitive entry, and makes online price comparison a lot less work. Immediately after you send the form, your coverage is rated with multiple companies and you can pick any or none of the returned quotes.

If the quotes result in lower rates, you simply finish the application and purchase coverage. The entire process takes just a few minutes to complete and may result in a nice savings.

To find out how much you can save on auto insurance, simply click here to open in new window and enter your vehicle and coverage information. If you currently have coverage, we recommend that you enter the limits and deductibles exactly as they are listed on your policy. This guarantees you will be getting rate quotes for similar coverage.

Cut prices on Buick Rendezvous insurance

The cost of insuring your cars can be expensive, but companies offer discounts that you may not know about. A few discounts will automatically apply when you quote, but some may not be applied and must be inquired about before being credited.

  • Multiple Cars – Buying insurance for all your vehicles on the same insurance policy could earn a price break for each car.
  • Auto/Life Discount – Companies who offer life insurance give a discount if you purchase a life insurance policy as well.
  • Pay Now and Pay Less – If paying your policy premium upfront instead of making monthly payments you could save 5% or more.
  • Passive Restraints and Air Bags – Vehicles with factory air bags or automatic seat belts can receive discounts of 20% or more.
  • Anti-lock Brake Discount – Anti-lock brake equipped vehicles can avoid accidents and therefore earn up to a 10% discount.
  • Senior Discount – Older drivers may receive reduced rates for Rendezvous coverage.
  • Claim Free – Drivers who don’t have accidents pay less when compared to bad drivers.
  • Save with a New Car – Buying coverage on a new vehicle can be considerably cheaper since new cars are generally safer.

It’s important to understand that most credits do not apply to the entire policy premium. Some only reduce the cost of specific coverages such as liability, collision or medical payments. So even though it sounds like it’s possible to get free car insurance, you’re out of luck. Any qualifying discounts will bring down the cost of coverage.

A partial list of companies that possibly offer some of the above discounts are:

Before buying, ask each company which discounts you may be entitled to. Some discounts might not be offered in every state.

Tailor your coverage to you

When it comes to choosing the best auto insurance coverage for your vehicles, there isn’t really a perfect coverage plan. Your needs are not the same as everyone else’s and a cookie cutter policy won’t apply. These are some specific questions may help highlight whether your personal situation would benefit from an agent’s advice.

  • I have health insurance so do I need medical payments coverage?
  • Does liability extend to a camper or trailer?
  • Should I buy additional glass protection?
  • Should I have combined single limit or split liability limits?
  • Why do I only qualify for high-risk insurance?
  • Will filing a claim cost me more?
  • Do I need an umbrella policy?
  • Why am I be forced to buy a membership to get insurance from some companies?
  • Do I have any recourse if my insurance company denies a claim?
  • Does medical payments coverage apply to all occupants?

If you can’t answer these questions but a few of them apply then you might want to talk to a licensed insurance agent. To find lower rates from a local agent, take a second and complete this form or you can go here for a list of companies in your area.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

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Auto insurance specifics

Understanding the coverages of a auto insurance policy aids in choosing appropriate coverage at the best deductibles and correct limits. Policy terminology can be ambiguous and reading a policy is terribly boring. These are the normal coverages offered by auto insurance companies.

Coverage for medical expenses – Medical payments and Personal Injury Protection insurance kick in for short-term medical expenses like ambulance fees, surgery, X-ray expenses and dental work. They are often used to fill the gap from your health insurance policy or if you do not have health coverage. They cover both the driver and occupants and also covers any family member struck as a pedestrian. PIP coverage is not available in all states and gives slightly broader coverage than med pay

Collision coverage – Collision insurance covers damage to your Rendezvous resulting from colliding with an object or car. You have to pay a deductible then your collision coverage will kick in.

Collision insurance covers things such as colliding with a tree, hitting a mailbox, damaging your car on a curb and hitting a parking meter. This coverage can be expensive, so consider removing coverage from lower value vehicles. You can also raise the deductible to save money on collision insurance.

Coverage for uninsured or underinsured drivers – This provides protection from other motorists when they either have no liability insurance or not enough. Covered losses include hospital bills for your injuries and also any damage incurred to your Buick Rendezvous.

Because many people carry very low liability coverage limits, their limits can quickly be used up. This is the reason having UM/UIM coverage should not be overlooked. Frequently these limits do not exceed the liability coverage limits.

Liability insurance – This can cover damage that occurs to other people or property that is your fault. This coverage protects you from claims by other people, and does not provide coverage for damage to your own property or vehicle.

Coverage consists of three different limits, bodily injury per person, bodily injury per accident and property damage. As an example, you may have liability limits of 25/50/25 that means you have a $25,000 limit per person for injuries, a per accident bodily injury limit of $50,000, and a total limit of $25,000 for damage to vehicles and property. Occasionally you may see a combined limit which provides one coverage limit rather than limiting it on a per person basis.

Liability can pay for things like court costs, repair bills for other people’s vehicles, bail bonds, structural damage and medical expenses. How much liability should you purchase? That is a decision to put some thought into, but it’s cheap coverage so purchase higher limits if possible.

Comprehensive auto insurance – This coverage will pay to fix damage from a wide range of events other than collision. You first have to pay a deductible and then insurance will cover the rest of the damage.

Comprehensive can pay for things like fire damage, hail damage and damage from getting keyed. The most your auto insurance company will pay is the market value of your vehicle, so if it’s not worth much more than your deductible consider dropping full coverage.

More quotes. Lower rates.

As you prepare to switch companies, make sure you don’t sacrifice coverage to reduce premiums. There have been many cases where drivers have reduced liability limits or collision coverage to discover at claim time that it was a big mistake. Your aim should be to buy enough coverage for the lowest price.

We’ve covered a lot of ways to lower your 2003 Buick Rendezvous insurance rates. The key concept to understand is the more quotes you get, the more likely it is that you will get a better rate. You may even find the lowest rates come from some of the lesser-known companies. These smaller insurers may cover specific market segments cheaper than the large multi-state companies such as Allstate or State Farm.

To learn more, feel free to visit these articles:

Use our FREE quote tool to compare rates now!

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

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