Cadillac Escalade Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 6, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Estimated insurance rates for a Cadillac Escalade are $1,824 a year for full coverage insurance. Comprehensive costs on average $392 each year, collision insurance costs $696, and liability costs $536. Liability-only insurance costs as little as $606 a year, and high-risk driver insurance costs around $3,944. Teens pay the most at up to $6,782 a year.
Average premium for full coverage: $1,824
Premium estimates by type of coverage:
Rates are based on $500 deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and Escalade models.
Insurance Price Range by Risk and Coverage
For the normal driver, insurance rates for a Cadillac Escalade range from the low end price of $606 for just liability coverage to a high rate of $3,944 for a high-risk insurance policy.
Insurance Price Range by Location
Your location can make a big difference on insurance rates. Rural areas are statistically proven to have lower incidents of physical damage claims than cities with more traffic congestion. The graphic below illustrates how geographic area affects car insurance rates.
These rate differences illustrate why all drivers should compare rates based on a specific location, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates average Cadillac Escalade insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $1,048
- Drivers who choose higher $1,000 deductibles will pay around $246 each year
- The estimated price for a 40-year-old good driver with $500 deductibles is $1,824
- Selecting low deductibles for comprehensive and collision insurance bumps up the cost to $2,302
- Drivers with serious driving violations could pay upwards of $3,944
- An auto insurance policy that insures a 16-year-old driver may cost $6,782 a year
Insurance prices for a Cadillac Escalade also have a wide range based on the trim level and model year, your age and driving record, and policy deductibles and limits.
If you have a few violations or you caused an accident, you are probably paying at a minimum $2,100 to $3,000 additional annually, depending on your age. Insurance for high-risk drivers can cost from 44% to 129% more than the average policy. View High Risk Driver Rates
More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,700 per year on average, or $142 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay upwards of $6,700 a year. View Rates by Age
Where you choose to live makes a big difference in Cadillac Escalade insurance prices. A 40-year-old driver could pay as low as $1,190 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $2,460 on average in Michigan, New York, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,648 | -$176 | -9.6% |
Alaska | $1,398 | -$426 | -23.4% |
Arizona | $1,512 | -$312 | -17.1% |
Arkansas | $1,824 | -$0 | 0.0% |
California | $2,078 | $254 | 13.9% |
Colorado | $1,740 | -$84 | -4.6% |
Connecticut | $1,874 | $50 | 2.7% |
Delaware | $2,064 | $240 | 13.2% |
Florida | $2,276 | $452 | 24.8% |
Georgia | $1,684 | -$140 | -7.7% |
Hawaii | $1,308 | -$516 | -28.3% |
Idaho | $1,236 | -$588 | -32.2% |
Illinois | $1,358 | -$466 | -25.5% |
Indiana | $1,372 | -$452 | -24.8% |
Iowa | $1,232 | -$592 | -32.5% |
Kansas | $1,732 | -$92 | -5.0% |
Kentucky | $2,486 | $662 | 36.3% |
Louisiana | $2,696 | $872 | 47.8% |
Maine | $1,128 | -$696 | -38.2% |
Maryland | $1,502 | -$322 | -17.7% |
Massachusetts | $1,454 | -$370 | -20.3% |
Michigan | $3,166 | $1,342 | 73.6% |
Minnesota | $1,526 | -$298 | -16.3% |
Mississippi | $2,182 | $358 | 19.6% |
Missouri | $1,618 | -$206 | -11.3% |
Montana | $1,958 | $134 | 7.3% |
Nebraska | $1,434 | -$390 | -21.4% |
Nevada | $2,184 | $360 | 19.7% |
New Hampshire | $1,312 | -$512 | -28.1% |
New Jersey | $2,036 | $212 | 11.6% |
New Mexico | $1,614 | -$210 | -11.5% |
New York | $1,916 | $92 | 5.0% |
North Carolina | $1,048 | -$776 | -42.5% |
North Dakota | $1,494 | -$330 | -18.1% |
Ohio | $1,258 | -$566 | -31.0% |
Oklahoma | $1,870 | $46 | 2.5% |
Oregon | $1,670 | -$154 | -8.4% |
Pennsylvania | $1,738 | -$86 | -4.7% |
Rhode Island | $2,432 | $608 | 33.3% |
South Carolina | $1,650 | -$174 | -9.5% |
South Dakota | $1,538 | -$286 | -15.7% |
Tennessee | $1,596 | -$228 | -12.5% |
Texas | $2,194 | $370 | 20.3% |
Utah | $1,352 | -$472 | -25.9% |
Vermont | $1,246 | -$578 | -31.7% |
Virginia | $1,092 | -$732 | -40.1% |
Washington | $1,408 | -$416 | -22.8% |
West Virginia | $1,670 | -$154 | -8.4% |
Wisconsin | $1,262 | -$562 | -30.8% |
Wyoming | $1,624 | -$200 | -11.0% |
Choosing higher comprehensive and collision insurance deductibles could save up to $730 annually, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $438 more each year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Cadillac Escalade 2WD | $1,704 | $142 |
Cadillac Escalade Luxury Edition 2WD | $1,716 | $143 |
Cadillac Escalade 4WD | $1,716 | $143 |
Cadillac Escalade Premium Edition 2WD | $1,756 | $146 |
Cadillac Escalade Luxury Edition 4WD | $1,756 | $146 |
Cadillac Escalade Premium Edition 4WD | $1,756 | $146 |
Cadillac Escalade Hybrid 2WD | $1,798 | $150 |
Cadillac Escalade Hybrid 4WD | $1,838 | $153 |
Cadillac Escalade Platinum Edition 2WD | $1,806 | $151 |
Cadillac Escalade Platinum Edition 4WD | $1,806 | $151 |
Cadillac Escalade Hybrid Platinum 2WD | $1,916 | $160 |
Cadillac Escalade Hybrid Platinum 4WD | $1,916 | $160 |
Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2020 Cadillac Escalade | $392 | $696 | $536 | $1,824 |
2018 Cadillac Escalade | $356 | $624 | $564 | $1,744 |
2017 Cadillac Escalade | $342 | $588 | $570 | $1,700 |
2016 Cadillac Escalade | $328 | $526 | $574 | $1,628 |
2015 Cadillac Escalade | $306 | $484 | $574 | $1,564 |
2012 Cadillac Escalade | $266 | $394 | $592 | $1,452 |
2011 Cadillac Escalade | $260 | $358 | $596 | $1,414 |
2010 Cadillac Escalade | $242 | $326 | $592 | $1,360 |
2009 Cadillac Escalade | $228 | $296 | $592 | $1,316 |
2008 Cadillac Escalade | $220 | $266 | $586 | $1,272 |
2007 Cadillac Escalade | $216 | $260 | $574 | $1,250 |
2006 Cadillac Escalade | $214 | $248 | $564 | $1,226 |
2005 Cadillac Escalade | $196 | $236 | $558 | $1,190 |
2004 Cadillac Escalade | $188 | $224 | $554 | $1,166 |
Rates are averaged for all Cadillac Escalade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Cadillac Escalade Insurance
Finding better rates on insurance for a Cadillac Escalade not only requires not taking risks behind the wheel, but also having a good credit score, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Compare rates at least every other year by quoting rates from direct insurance companies, and also from your local independent and exclusive agents.
The following is a quick review of the car insurance concepts presented in the illustrations above.
- Drivers considered higher risk with a DUI or reckless driving violation may pay on average $2,120 more each year for Escalade insurance
- It is possible to save as much as $220 per year just by quoting online in advance
- Increasing policy deductibles can save approximately $725 each year
- Insureds who require higher liability limits will pay approximately $590 annually to go from 30/60 bodily injury limits to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $6,782 |
20 | $4,200 |
30 | $1,898 |
40 | $1,824 |
50 | $1,664 |
60 | $1,632 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $2,302 |
$250 | $2,080 |
$500 | $1,824 |
$1,000 | $1,578 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,824 |
50/100 | $2,013 |
100/300 | $2,135 |
250/500 | $2,451 |
100 CSL | $2,062 |
300 CSL | $2,329 |
500 CSL | $2,524 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $9,688 |
20 | $6,686 |
30 | $4,032 |
40 | $3,944 |
50 | $3,764 |
60 | $3,726 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $97 |
Multi-vehicle | $96 |
Homeowner | $27 |
5-yr Accident Free | $134 |
5-yr Claim Free | $118 |
Paid in Full/EFT | $84 |
Advance Quote | $90 |
Online Quote | $130 |
Total Discounts | $776 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area