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2006 Suzuki Aerio Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Feb 27, 2020

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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Shopping online for car insurance might seem complicated at first if you are a beginner to online quoting. But don’t be discouraged because comparing prices is actually very simple.

Smart consumers take time to shop coverage around once or twice a year because insurance rates are adjusted regularly by insurance companies. Even if you think you had the best deal on Aerio coverage on your last policy there may be better deals available now. Starting right now, block out anything you think you know about car insurance because you’re going to get a crash course in one of the best ways to remove unneeded coverages and save money.

How to Buy Insurance Online

There are multiple methods to compare 2006 Suzuki Aerio insurance prices but there is one way that is less labor-intensive and much quicker. You could spend the better part of a day talking about coverages with insurance companies in your area, or you can utilize online quotes to get the quickest rates.

Most major companies participate in an industry program where insurance shoppers submit their information once, and each participating company can give them a price. This prevents consumers from doing repetitive form submissions for every insurance company.

To enter your information into the quoting system, click here to start a free quote.

The only downside to comparing rates this way is you cannot specify which companies you want to price. So if you want to choose individual companies to compare prices, we have a page of low cost insurance companies in your area. Click here for list of insurance companies.

It’s up to you which method you use, but make absolute certain that you use the exact same deductibles and coverage limits with every price quote. If your comparisons have different deductibles it’s impossible to make a fair comparison for your Suzuki Aerio. Having just a slight variation in insurance coverages can result in a big premium difference. It’s important to know that more quotes will improve the odds of getting the best offered rates.

But I don’t know anything about car insurance

When choosing the best car insurance coverage for your vehicles, there isn’t really a perfect coverage plan. Everyone’s situation is a little different.

These are some specific questions could help you determine if your situation might need professional guidance.

  • Is my 2006 Suzuki Aerio covered for flood damage?
  • Is my business laptop covered if it gets stolen from my vehicle?
  • How much liability do I need to cover my assets?
  • What exactly is covered by my policy?
  • Should I buy full coverage?
  • What is the ISO rating for a 2006 Suzuki Aerio?
  • Do I really need UM/UIM coverage?
  • Can my babysitter drive my car?
  • How many claims can I have before being canceled?
  • Which is better, split liability limits or combined limits?

If you can’t answer these questions but one or more may apply to you then you might want to talk to a licensed agent. To find an agent in your area, fill out this quick form.

Free Auto Insurance Comparison

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Insurance policy coverages for a Suzuki Aerio

Having a good grasp of insurance helps when choosing the best coverages and the correct deductibles and limits. The coverage terms in a policy can be difficult to understand and nobody wants to actually read their policy.

Uninsured or underinsured coverage – This coverage gives you protection from other drivers when they either are underinsured or have no liability coverage at all. Covered claims include hospital bills for your injuries as well as your vehicle’s damage.

Since a lot of drivers only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is a good idea. Normally these coverages are identical to your policy’s liability coverage.

Medical expense coverage – Personal Injury Protection (PIP) and medical payments coverage reimburse you for bills for things like rehabilitation expenses, chiropractic care, EMT expenses and hospital visits. They are used to cover expenses not covered by your health insurance program or if you are not covered by health insurance. Medical payments and PIP cover all vehicle occupants as well as being hit by a car walking across the street. Personal injury protection coverage is only offered in select states but it provides additional coverages not offered by medical payments coverage

Comprehensive protection – Comprehensive insurance coverage pays for damage caused by mother nature, theft, vandalism and other events. You need to pay your deductible first and then insurance will cover the rest of the damage.

Comprehensive can pay for claims like hail damage, hitting a deer and fire damage. The highest amount your insurance company will pay is the ACV or actual cash value, so if the vehicle’s value is low consider dropping full coverage.

Liability insurance – Liability insurance will cover damages or injuries you inflict on people or other property that is your fault. This coverage protects you against claims from other people, and does not provide coverage for your own vehicle damage or injuries.

Coverage consists of three different limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. As an example, you may have limits of 100/300/100 that translate to a $100,000 limit per person for injuries, a total of $300,000 of bodily injury coverage per accident, and property damage coverage for $100,000. Occasionally you may see one number which is a combined single limit which limits claims to one amount with no separate limits for injury or property damage.

Liability insurance covers things such as repair costs for stationary objects, attorney fees, repair bills for other people’s vehicles and loss of income. How much liability should you purchase? That is a personal decision, but it’s cheap coverage so purchase higher limits if possible.

Collision coverages – Collision insurance pays for damage to your Aerio from colliding with another car or object. You will need to pay your deductible then your collision coverage will kick in.

Collision can pay for claims like sustaining damage from a pot hole, crashing into a ditch, colliding with a tree, driving through your garage door and scraping a guard rail. Paying for collision coverage can be pricey, so consider dropping it from vehicles that are older. It’s also possible to bump up the deductible to bring the cost down.

Use our FREE quote tool to compare rates now!

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