Nissan Titan Insurance Rates
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UPDATED: Jun 3, 2023
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Estimated insurance prices for a Nissan Titan are $970 every 12 months for full coverage. Comprehensive costs around $138, collision insurance costs $152, and liability costs $500. A policy with only liability insurance costs as little as $560 a year, and a high-risk policy costs around $2,074. Teen drivers pay the most at up to $4,016 a year.
Average premium for full coverage: $970
Premium estimates for type of coverage:
Includes $500 policy deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all states and for all Titan models.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Nissan Titan range from the cheapest price of $560 for just liability coverage to the much higher price of $2,074 for high-risk insurance.
Insurance Price Range by Location
Your location can have significant affects on auto insurance rates. Areas with sparse population are statistically proven to have more infrequent accident claims than larger metro areas. The example below illustrates how where you live affects auto insurance rates.
These rate differences show why everyone should compare rates for a specific zip code and their own driving history, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below shows average Nissan Titan insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $606
- Drivers who choose higher $1,000 deductibles will pay about $68 a year
- The average price for a 40-year-old good driver using $500 deductibles is $970
- Choosing pricier low deductibles for comprehensive and collision insurance increases the price to $1,094
- Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,074
- An auto insurance policy to insure a teen driver for full coverage can be $4,016 a year
Car insurance prices for a Nissan Titan also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level and model year.
Choosing high deductibles could save up to $200 every year, whereas buying more liability protection will increase prices. Going from a 50/100 liability limit to a 250/500 limit will cost up to $498 extra every 12 months. View Rates by Deductible or Liability Limit
A more mature driver with no driving violations and higher deductibles may pay as little as $900 per year on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged as much as $4,000 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you could be paying at least $1,100 to $1,700 extra annually, depending on your age. Nissan Titan insurance for high-risk drivers can cost as much as 42% to 126% more than average. View High Risk Driver Rates
Where you choose to live makes a big difference in Nissan Titan insurance prices. A 40-year-old driver could pay as low as $640 a year in states like Idaho, Maine, and Iowa, or as much as $1,380 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $876 | -$94 | -9.7% |
| Alaska | $744 | -$226 | -23.3% |
| Arizona | $804 | -$166 | -17.1% |
| Arkansas | $970 | -$0 | 0.0% |
| California | $1,106 | $136 | 14.0% |
| Colorado | $926 | -$44 | -4.5% |
| Connecticut | $996 | $26 | 2.7% |
| Delaware | $1,098 | $128 | 13.2% |
| Florida | $1,212 | $242 | 24.9% |
| Georgia | $896 | -$74 | -7.6% |
| Hawaii | $694 | -$276 | -28.5% |
| Idaho | $658 | -$312 | -32.2% |
| Illinois | $720 | -$250 | -25.8% |
| Indiana | $730 | -$240 | -24.7% |
| Iowa | $654 | -$316 | -32.6% |
| Kansas | $918 | -$52 | -5.4% |
| Kentucky | $1,322 | $352 | 36.3% |
| Louisiana | $1,436 | $466 | 48.0% |
| Maine | $598 | -$372 | -38.4% |
| Maryland | $800 | -$170 | -17.5% |
| Massachusetts | $774 | -$196 | -20.2% |
| Michigan | $1,682 | $712 | 73.4% |
| Minnesota | $812 | -$158 | -16.3% |
| Mississippi | $1,160 | $190 | 19.6% |
| Missouri | $860 | -$110 | -11.3% |
| Montana | $1,042 | $72 | 7.4% |
| Nebraska | $764 | -$206 | -21.2% |
| Nevada | $1,164 | $194 | 20.0% |
| New Hampshire | $700 | -$270 | -27.8% |
| New Jersey | $1,084 | $114 | 11.8% |
| New Mexico | $858 | -$112 | -11.5% |
| New York | $1,022 | $52 | 5.4% |
| North Carolina | $560 | -$410 | -42.3% |
| North Dakota | $794 | -$176 | -18.1% |
| Ohio | $670 | -$300 | -30.9% |
| Oklahoma | $994 | $24 | 2.5% |
| Oregon | $888 | -$82 | -8.5% |
| Pennsylvania | $924 | -$46 | -4.7% |
| Rhode Island | $1,294 | $324 | 33.4% |
| South Carolina | $878 | -$92 | -9.5% |
| South Dakota | $818 | -$152 | -15.7% |
| Tennessee | $848 | -$122 | -12.6% |
| Texas | $1,168 | $198 | 20.4% |
| Utah | $716 | -$254 | -26.2% |
| Vermont | $664 | -$306 | -31.5% |
| Virginia | $580 | -$390 | -40.2% |
| Washington | $748 | -$222 | -22.9% |
| West Virginia | $888 | -$82 | -8.5% |
| Wisconsin | $672 | -$298 | -30.7% |
| Wyoming | $864 | -$106 | -10.9% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Titan XE King Cab 4WD | $860 | $72 |
| Nissan Titan SE King Cab 4WD | $876 | $73 |
| Nissan Titan XE Crew Cab 4WD | $876 | $73 |
| Nissan Titan XE King Cab 2WD | $1,030 | $86 |
| Nissan Titan Pro-4X King Cab 4WD | $900 | $75 |
| Nissan Titan SE Crew Cab 4WD | $900 | $75 |
| Nissan Titan SE King Cab 2WD | $1,044 | $87 |
| Nissan Titan XE Crew Cab 2WD | $1,044 | $87 |
| Nissan Titan LE Crew Cab 4WD | $914 | $76 |
| Nissan Titan Pro-4X Crew Cab 4WD | $914 | $76 |
| Nissan Titan SE Crew Cab 2WD | $1,060 | $88 |
| Nissan Titan LE Crew Cab 2WD | $1,088 | $91 |
Rates assume 2004 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Nissan Titan | $250 | $400 | $514 | $1,344 |
| 2016 Nissan Titan | $240 | $358 | $520 | $1,298 |
| 2011 Nissan Titan | $190 | $244 | $540 | $1,154 |
| 2009 Nissan Titan | $166 | $202 | $534 | $1,082 |
| 2008 Nissan Titan | $162 | $182 | $530 | $1,054 |
| 2005 Nissan Titan | $142 | $160 | $504 | $986 |
| 2004 Nissan Titan | $138 | $152 | $500 | $970 |
Rates are averaged for all Nissan Titan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest Nissan Titan Insurance
Finding better rates on car insurance not only requires being safe and accident-free, but also maintaining a good credit score, not filing small claims, and consideration of higher deductibles. Take the time to comparison shop every couple of years by getting rate quotes from direct carriers, and also from local exclusive and independent agents.
Below you'll find a recap of the material that was touched on in the above illustrations.
- Policyholders who may need more liability protection will pay about $550 each year to go from 30/60 bodily injury limits to a 250/500 level
- Youthful drivers are the costliest to insure, as much as $335 per month if the policy includes full coverage
- Higher risk drivers that have major violations or accidents may pay on average $1,100 more every year than a low-risk driver
- Increasing policy deductibles could save as much as $200 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,016 |
| 20 | $2,212 |
| 30 | $978 |
| 40 | $970 |
| 50 | $892 |
| 60 | $872 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,094 |
| $250 | $1,040 |
| $500 | $970 |
| $1,000 | $902 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $970 |
| 50/100 | $1,199 |
| 100/300 | $1,337 |
| 250/500 | $1,697 |
| 100 CSL | $1,254 |
| 300 CSL | $1,559 |
| 500 CSL | $1,781 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,624 |
| 20 | $3,520 |
| 30 | $2,082 |
| 40 | $2,074 |
| 50 | $1,986 |
| 60 | $1,966 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $47 |
| Multi-vehicle | $52 |
| Homeowner | $18 |
| 5-yr Accident Free | $54 |
| 5-yr Claim Free | $59 |
| Paid in Full/EFT | $31 |
| Advance Quote | $40 |
| Online Quote | $63 |
| Total Discounts | $364 |
Discounts are estimated and may not be available from every company or in every state.
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