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2008 GMC Yukon Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Nov 23, 2017

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Average insurance rates for a 2008 GMC Yukon are $1,120 a year for full coverage insurance. Comprehensive insurance costs around $212 each year, collision costs $272, and liability costs $478. Buying a liability-only policy costs as little as $526 a year, with high-risk insurance costing $2,404 or more. Teenage drivers receive the highest rates at $4,390 a year or more.

Annual premium for full coverage: $1,120

Rate estimates for 2008 GMC Yukon Insurance

Comprehensive $212
Collision $272
Liability $478

Rate data is compiled from all 50 U.S. states and averaged for all 2008 GMC Yukon models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range go from as low as $526 for the bare minimum liability coverage to a high rate of $2,404 for high-risk insurance.

Liability Only $526
Full Coverage $1,120
High Risk $2,404

View Chart as Image

2008 GMC Yukon insurance rates compared
Column chart showing 2008 GMC Yukon insurance prices range from $674 to $4,390 for full coverage

These differences illustrate why all drivers should compare rates for a specific zip code and risk profile, instead of using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2008 GMC Yukon Insurance

Searching Companies

Buyers have a choice when searching for affordable GMC Yukon insurance. You can either spend your time contacting agents to get rate comparisons or use the internet to get rate quotes.

There is a right way and a wrong way to find insurance online so we’re going to tell you the quickest way to compare rates for a GMC and find the lowest possible price.

Don’t overlook these six discounts

Insuring your vehicles can cost a lot, but there could be available discounts to cut the cost considerably. Larger premium reductions will be automatically applied at the time of purchase, but a few must be specifically requested prior to receiving the credit. If you don’t get every credit you qualify for, you are paying more than you should be.

  • 55 and Retired – If you qualify as a senior citizen, you may receive better car insurance rates on Yukon insurance.
  • Discounts for Safe Drivers – Drivers who don’t get into accidents may receive a discount up to 45% less on Yukon insurance than drivers with accidents.
  • Multiple Policy Discount – When you have multiple policies with the same insurance company you could get a discount of 10% to 20% off each policy.
  • Paperwork-free – A handful of insurance companies will discount your bill up to fifty bucks simply for signing digitally online.
  • Homeowners Discount – Simply owning a home can save you money due to the fact that maintaining a home requires personal responsibility.
  • Driver Safety – Completing a course teaching defensive driving skills could cut 5% off your bill and easily recoup the cost of the course.

As a disclaimer on discounts, some of the credits will not apply to the entire policy premium. A few only apply to the cost of specific coverages such as physical damage coverage or medical payments. So even though it sounds like you can get free auto insurance, companies wouldn’t make money that way. Any amount of discount will reduce your overall premium however.

For a list of insurance companies with the best car insurance discounts, follow this link.

Comparison of Insurance Coverage

There are a lot of ways to shop for insurance coverage, but some are less labor-intensive and much quicker. You could waste time driving to insurance companies in your area, or you could use the internet to maximize your effort.

Many popular insurance companies are enrolled in a marketplace that allows shoppers to complete one form, and every company then returns a price quote for coverage. This saves time by eliminating repetitive form submissions for each company you want a rate for.

To enter your information into the quoting system, click to open in new window.

One minor caviat to using this type of system is you are unable to specify which companies to get quotes from. If you would rather choose specific insurance companies to compare, we have assembled a list of low cost insurance coverage companies in your area. View list of insurance companies.

Whichever method you choose, ensure you are comparing exactly the same information for every quote you compare. If you use unequal deductibles or liability limits then you won’t be able to truly determine the lowest rate.

Is my situation unique?

When choosing the right insurance coverage for your personal vehicles, there really is not a perfect coverage plan. Everyone’s needs are different.

For example, these questions can aid in determining whether or not you could use an agent’s help.

  • What can I do if my company won’t pay a claim?
  • Am I covered when driving a rental car?
  • Why do I only qualify for high-risk insurance?
  • Why am I required to get a high-risk car insurance policy?
  • Can I make deliveries for my home business?
  • Can my teen drive my company car?
  • What vehicles should carry emergency assistance coverage?
  • Am I better off with higher deductibles on my 2008 GMC Yukon?
  • Am I covered when driving someone else’s vehicle?

If you can’t answer these questions but a few of them apply then you might want to talk to an insurance agent. If you want to speak to an agent in your area, fill out this quick form. It’s fast, doesn’t cost anything and may give you better protection.

Learn about insurance coverages for a GMC Yukon

Knowing the specifics of your policy helps when choosing appropriate coverage for your vehicles. Policy terminology can be difficult to understand and nobody wants to actually read their policy.

Medical expense insurance

Coverage for medical payments and/or PIP reimburse you for bills such as hospital visits, EMT expenses, chiropractic care, pain medications and dental work. They are often used to cover expenses not covered by your health insurance policy or if you lack health insurance entirely. It covers you and your occupants and will also cover getting struck while a pedestrian. Personal injury protection coverage is only offered in select states and gives slightly broader coverage than med pay

Collision coverage

Collision coverage will pay to fix damage to your Yukon resulting from a collision with another vehicle or an object, but not an animal. You first must pay a deductible then the remaining damage will be paid by your insurance company.

Collision insurance covers things such as scraping a guard rail, colliding with a tree, damaging your car on a curb and hitting a parking meter. This coverage can be expensive, so you might think about dropping it from lower value vehicles. You can also choose a higher deductible to get cheaper collision coverage.

Protection from uninsured/underinsured drivers

Uninsured or Underinsured Motorist coverage gives you protection when the “other guys” do not carry enough liability coverage. Covered claims include injuries sustained by your vehicle’s occupants as well as damage to your GMC Yukon.

Since many drivers only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is very important. Usually these coverages are set the same as your liablity limits.

Liability auto insurance

This coverage will cover damage that occurs to other people or property. It protects you from claims by other people. It does not cover your own vehicle damage or injuries.

Liability coverage has three limits: bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. As an example, you may have values of 50/100/50 that means you have $50,000 bodily injury coverage, a total of $100,000 of bodily injury coverage per accident, and $50,000 of coverage for damaged property. Alternatively, you may have one number which is a combined single limit which provides one coverage limit rather than limiting it on a per person basis.

Liability coverage pays for things like medical services, structural damage, legal defense fees, bail bonds and medical expenses. The amount of liability coverage you purchase is a personal decision, but it’s cheap coverage so purchase as much as you can afford.

Comprehensive (Other than Collision)

Comprehensive insurance coverage will pay to fix damage from a wide range of events other than collision. You first have to pay a deductible and then insurance will cover the rest of the damage.

Comprehensive insurance covers claims like vandalism, damage from getting keyed, a broken windshield and theft. The maximum payout you’ll receive from a claim is the cash value of the vehicle, so if the vehicle’s value is low consider dropping full coverage.

Quote often and quote early

Affordable 2008 GMC Yukon insurance can be found both online and with local insurance agents, and you should be comparing both to get a complete price analysis. There are still a few companies who do not offer you the ability to get quotes online and usually these small, regional companies provide coverage only through local independent agents.

We just covered many ways to compare insurance prices online. The most important thing to understand is the more companies you get rates for, the better your comparison will be. You may even discover the biggest savings come from a lesser-known regional company.

While you’re price shopping online, never reduce coverage to reduce premium. There have been many situations where drivers have reduced liability coverage limits and found out when filing a claim that it was a big mistake. Your aim should be to buy enough coverage at the best price while not skimping on critical coverages.

For more information, link through to the articles below:

Rates by U.S. City

2008 GMC Yukon Insurance Rates by City
City Premium
New York City, NY $1,770
Los Angeles, CA $1,914
Philadelphia, PA $1,501
Jacksonville, FL $1,626
Phoenix, AZ $1,302
Chicago, IL $1,501
Houston, TX $1,758
Seattle, WA $1,091
Columbus, OH $937
Indianapolis, IN $951

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2008 GMC Yukon Insurance Rates by Driver Age
Driver Age Premium
16 $4,390
20 $2,544
30 $1,148
40 $1,120
50 $1,028
60 $1,006

Full coverage, $500 deductibles

Rates by Deductible

2008 GMC Yukon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,330
$250 $1,234
$500 $1,120
$1,000 $1,010

Full coverage, driver age 40

Rates by Liability Limit

GMC Yukon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,120
50/100 $1,216
100/300 $1,335
250/500 $1,646
100 CSL $1,263
300 CSL $1,526
500 CSL $1,718

Full coverage, driver age 40

Rates for High Risk Drivers

2008 GMC Yukon Insurance Rates for High Risk Drivers
Age Premium
16 $6,206
20 $4,056
30 $2,434
40 $2,404
50 $2,296
60 $2,272

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $150

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $58
Multi-vehicle $59
Homeowner $19
5-yr Accident Free $70
5-yr Claim Free $71
Paid in Full/EFT $42
Advance Quote $50
Online Quote $77
Total Discounts $446
Rate after discounts $674

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2008 GMC Yukon Insurance Rates by State
State Premium
Alabama $1,014
Alaska $860
Arizona $930
Arkansas $1,120
California $1,276
Colorado $1,072
Connecticut $1,152
Delaware $1,268
Florida $1,402
Georgia $1,032
Hawaii $804
Idaho $758
Illinois $834
Indiana $842
Iowa $756
Kansas $1,066
Kentucky $1,528
Louisiana $1,658
Maine $692
Maryland $924
Massachusetts $898
Michigan $1,948
Minnesota $938
Mississippi $1,344
Missouri $996
Montana $1,204
Nebraska $884
Nevada $1,344
New Hampshire $808
New Jersey $1,254
New Mexico $990
New York $1,180
North Carolina $644
North Dakota $916
Ohio $774
Oklahoma $1,150
Oregon $1,026
Pennsylvania $1,072
Rhode Island $1,494
South Carolina $1,014
South Dakota $946
Tennessee $982
Texas $1,352
Utah $832
Vermont $768
Virginia $670
Washington $866
West Virginia $1,028
Wisconsin $776
Wyoming $1,000

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