Jeep Compass Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 6, 2023

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It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

U.S. average insurance prices for a Jeep Compass are $1,284 every 12 months with full coverage. Comprehensive costs around $250, collision insurance costs $446, and liability insurance is $430. Buying just liability costs around $486 a year, and insurance for high-risk drivers costs around $2,782. Teen drivers pay the highest rates at up to $4,904 a year.

Average premium for full coverage: $1,284

Price estimates for individual coverage:

Comprehensive $250
Collision $446
Liability $430

Rate estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and for different Compass trim levels.

Price Range from Low to High

For a 40-year-old driver, Jeep Compass insurance prices range from the cheapest price of $486 for liability-only coverage to a much higher rate of $2,782 for a driver who requires high-risk insurance.

Liability Only $486
Full Coverage $1,284
High Risk $2,782

Geographic Price Range

Choosing to live in a large city has a significant impact on insurance rates. Areas with sparse population have more infrequent collision claims than larger metro areas. The price range example below illustrates how your location can change auto insurance rates.

Rural Areas $963
Small Cities $1,348
Large Cities $1,733

The ranges above demonstrate why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below details average Jeep Compass insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $746
  • Raising to $1,000 deductibles will save about $158 annually
  • The average price for the average middle-age driver using $500 deductibles is $1,284
  • Choosing more expensive low deductibles increases the price to $1,592
  • Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,782
  • The price to insure a teen driver with full coverage can be $4,904

View Chart as Image

Jeep Compass insurance cost comparison chart
Column chart showing Jeep Compass insurance rates range from $746 to $4,904 for full coverage

Insurance prices for a Jeep Compass are also quite variable based on deductibles and policy limits, your driving record, and the trim level and model year.

Choosing high deductibles can reduce prices by up to $470 each year, while increasing your policy's liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $387 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles could pay as little as $1,200 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay as much as $4,900 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at least $1,500 to $2,100 additional each year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 43% to 130% more than average. View High Risk Driver Rates

The state you live in also has a big influence on Jeep Compass insurance rates. A middle-age driver might find prices as low as $930 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,740 on average in Florida, Michigan, and New York.

Jeep Compass Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,162 -$122 -9.5%
Alaska $986 -$298 -23.2%
Arizona $1,066 -$218 -17.0%
Arkansas $1,284 -$0 0.0%
California $1,464 $180 14.0%
Colorado $1,228 -$56 -4.4%
Connecticut $1,322 $38 3.0%
Delaware $1,454 $170 13.2%
Florida $1,608 $324 25.2%
Georgia $1,186 -$98 -7.6%
Hawaii $922 -$362 -28.2%
Idaho $868 -$416 -32.4%
Illinois $956 -$328 -25.5%
Indiana $968 -$316 -24.6%
Iowa $868 -$416 -32.4%
Kansas $1,222 -$62 -4.8%
Kentucky $1,752 $468 36.4%
Louisiana $1,902 $618 48.1%
Maine $792 -$492 -38.3%
Maryland $1,060 -$224 -17.4%
Massachusetts $1,028 -$256 -19.9%
Michigan $2,232 $948 73.8%
Minnesota $1,076 -$208 -16.2%
Mississippi $1,538 $254 19.8%
Missouri $1,140 -$144 -11.2%
Montana $1,382 $98 7.6%
Nebraska $1,014 -$270 -21.0%
Nevada $1,540 $256 19.9%
New Hampshire $926 -$358 -27.9%
New Jersey $1,436 $152 11.8%
New Mexico $1,138 -$146 -11.4%
New York $1,354 $70 5.5%
North Carolina $740 -$544 -42.4%
North Dakota $1,054 -$230 -17.9%
Ohio $888 -$396 -30.8%
Oklahoma $1,320 $36 2.8%
Oregon $1,176 -$108 -8.4%
Pennsylvania $1,228 -$56 -4.4%
Rhode Island $1,714 $430 33.5%
South Carolina $1,164 -$120 -9.3%
South Dakota $1,084 -$200 -15.6%
Tennessee $1,126 -$158 -12.3%
Texas $1,550 $266 20.7%
Utah $952 -$332 -25.9%
Vermont $880 -$404 -31.5%
Virginia $770 -$514 -40.0%
Washington $994 -$290 -22.6%
West Virginia $1,178 -$106 -8.3%
Wisconsin $890 -$394 -30.7%
Wyoming $1,146 -$138 -10.7%

View Chart as Image

Jeep Compass insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Jeep Compass Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Jeep Compass Sport 2WD $1,206 $101
Jeep Compass Sport 4WD $1,246 $104
Jeep Compass Limited 2WD $1,284 $107
Jeep Compass Limited 4WD $1,324 $110

Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Jeep Compass Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Jeep Compass $250 $446 $430 $1,284
2017 Jeep Compass $218 $376 $456 $1,208
2016 Jeep Compass $210 $338 $460 $1,166
2012 Jeep Compass $172 $252 $474 $1,056
2011 Jeep Compass $166 $228 $478 $1,030
2007 Jeep Compass $140 $166 $460 $924

Rates are averaged for all Jeep Compass models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Jeep Compass Insurance

Getting lower rates on Jeep Compass insurance consists of having a decent driving record, having above-average credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Invest the time to shop around at every other renewal by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following items are a brief recap of the concepts that were illustrated above.

  • High-risk drivers who tend to receive serious violations pay on average $1,500 more every year than a driver with a clean driving record
  • 16 to 18-year-old drivers are charged the highest prices, costing up to $409 a month if full coverage is included
  • You may be able to save up to $150 per year just by shopping early and online
  • Increasing physical damage deductibles could save as much as $475 each year
  • You may be able to save up to $150 per year just by shopping early and online

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

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What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

  • Small overlap front (driver-side): Good
  • Small overlap front (passenger-side): Good
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.

Rates by Driver Age

Jeep Compass Insurance Rates by Driver Age
Driver Age Premium
16 $4,904
20 $2,968
30 $1,332
40 $1,284
50 $1,176
60 $1,152

Full coverage, $500 deductibles

Rates by Deductible

Jeep Compass Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,592
$250 $1,450
$500 $1,284
$1,000 $1,126

Full coverage, driver age 40

Rates by Liability Limit

Jeep Compass Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,284
50/100 $1,410
100/300 $1,518
250/500 $1,797
100 CSL $1,453
300 CSL $1,690
500 CSL $1,862

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Compass Insurance Rates for High Risk Drivers
Age Premium
16 $6,974
20 $4,726
30 $2,834
40 $2,782
50 $2,656
60 $2,632

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $179

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $68
Multi-vehicle $68
Homeowner $20
5-yr Accident Free $91
5-yr Claim Free $83
Paid in Full/EFT $56
Advance Quote $62
Online Quote $90
Total Discounts $538
Rate after discounts $746

Discounts are estimated and may not be available from every company or in every state.

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