1. Vehicles
  2. Bentley
  3. Azure
  4. 2009 Model Year

2009 Bentley Azure Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

Full Bio →

Written by

UPDATED: Mar 10, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Using the web to shop for auto insurance can be difficult if you’re new to online quotes. But don’t let that discourage you because comparing prices is actually very simple.

You need to get comparison quotes every six months due to the fact that insurance rates are usually higher with each renewal. Despite the fact that you may have had the best deal for Azure insurance a couple years back there may be better deals available now. So just forget all the misinformation about auto insurance because I’m going to teach you how to quote online to find lower rates on auto insurance.

Why you might be paying too much to insure your Bentley Azure

It’s important that you understand the different types of things that go into determining your car insurance rates. Understanding what determines base rates helps enable you to make changes that could result in much lower annual insurance costs.

  • You might want pay the small claims yourself – If you file claims often, you can look forward to either policy cancellation or increased premiums. Companies give cheaper rates to people who do not file claims often. Your insurance policy is intended for larger claims.
  • A clean driving record saves money – Drivers who don’t get tickets receive lower rates compared to drivers with tickets. Even a single speeding ticket can bump up the cost by as much as thirty percent. Drivers who get flagrant violations like DUI or reckless driving may be required to submit a SR-22 or proof of financial responsibility to the state department of motor vehicles in order to keep their license.
  • Do you know you’re credit rating? – A driver’s credit score is a large factor in your rate calculation. People with excellent credit tend to be more responsible as compared to drivers with lower credit scores. If your credit is low, you could save money insuring your 2009 Bentley Azure by improving your rating.
  • Don’t cancel a policy without a new one in place – Not having insurance is illegal and your next policy will cost more because you let your insurance expire. Not only will rates go up, getting caught without coverage may earn you a license revocation or jail time.You may need to provide proof of insurance in the form of an SR-22 filing with your state department of motor vehicles.

Cut prices on Bentley Azure insurance

Companies offering auto insurance do not list every discount in a way that’s easy to find, so here is a list both the well known as well as the least known ways to save on insurance.

  • Distant Student – Youth drivers who are attending college and don’t have a car can receive lower rates.
  • Discount for New Cars – Insuring a new car is cheaper since new cars are generally safer.
  • Use Seat Belts – Using a seat belt and requiring all passengers to buckle their seat belts can save up to 15% off your PIP or medical payments premium.
  • Accident Free – Good drivers with no accidents can save substantially when compared to frequent claim filers.
  • Government Employees – Being employed by or retired from a federal job can save as much as 8% for Azure insurance with certain companies.
  • Braking Control Discount – Vehicles with anti-lock braking systems can avoid accidents and earn discounts up to 10%.

Consumers should know that most of the big mark downs will not be given to the entire policy premium. Most only reduce individual premiums such as comprehensive or collision. So when the math indicates it’s possible to get free car insurance, you won’t be that lucky.

For a list of insurance companies with discount insurance rates, click here.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Do drivers who switch really save?

Insurance coverage providers like 21st Century, Allstate and State Farm continually stream ads on television and other media. They all have a common claim of big savings after switching your policy. How do they all make the same claim? It’s all in the numbers.

All the different companies are able to cherry pick for the right customer that makes them money. A good example of a driver they prefer might be profiled as between the ages of 30 and 50, owns a home, and has excellent credit. A customer who fits that profile will qualify for the lowest rates and therefore will save quite a bit of money when switching.

Drivers who don’t measure up to the “perfect” profile must pay a higher premium and ends up with business going elsewhere. The ads say “customers that switch” not “everybody who quotes” save that kind of money. That’s the way insurance companies can confidently claim big savings. This illustrates why you absolutely need to get as many comparisons as possible. You cannot predict the company that will give you the biggest savings on Bentley Azure insurance.

Tailor your coverage to you

When it comes to choosing proper insurance coverage for your vehicles, there isn’t really a “best” method to buy coverage. Every insured’s situation is different.

These are some specific questions could help you determine whether or not you would benefit from an agent’s advice.

  • Do I need special endorsements for business use of my vehicle?
  • Do I have coverage for damage caused while driving under the influence?
  • Can I get a multi-policy discount for packaging my home and auto coverage?
  • Do I need PIP (personal injury protection) coverage in my state?
  • If I drive on a suspended license am I covered?
  • Am I covered if I crash into my own garage door?

If you can’t answer these questions but you think they might apply to your situation, then you may want to think about talking to an insurance agent. If you want to speak to an agent in your area, fill out this quick form.

Auto insurance 101

Knowing the specifics of a insurance policy can be of help when determining the right coverages at the best deductibles and correct limits. The terms used in a policy can be impossible to understand and even agents have difficulty translating policy wording.

Medical costs insurance

Med pay and PIP coverage pay for bills like ambulance fees, rehabilitation expenses, EMT expenses, doctor visits and X-ray expenses. They are utilized in addition to your health insurance policy or if you are not covered by health insurance. They cover all vehicle occupants and will also cover if you are hit as a while walking down the street. Personal Injury Protection is only offered in select states but it provides additional coverages not offered by medical payments coverage

Collision coverage protection

Collision coverage pays for damage to your Azure caused by collision with another car or object. You have to pay a deductible and then insurance will cover the remainder.

Collision insurance covers claims like hitting a mailbox, hitting a parking meter, crashing into a building and scraping a guard rail. Paying for collision coverage can be pricey, so consider dropping it from lower value vehicles. You can also raise the deductible to bring the cost down.

Comprehensive or Other Than Collision

Comprehensive insurance pays to fix your vehicle from damage that is not covered by collision coverage. You first must pay your deductible and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive insurance covers claims like hail damage, damage from getting keyed and theft. The most your insurance company will pay is the ACV or actual cash value, so if the vehicle’s value is low it’s not worth carrying full coverage.

UM/UIM Coverage

Uninsured or Underinsured Motorist coverage protects you and your vehicle when other motorists either have no liability insurance or not enough. This coverage pays for hospital bills for your injuries and also any damage incurred to your Bentley Azure.

Since many drivers have only the minimum liability required by law, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage should not be overlooked.

Auto liability

This protects you from injuries or damage you cause to a person or their property in an accident. This coverage protects you from legal claims by others, and does not provide coverage for your injuries or vehicle damage.

It consists of three limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You commonly see liability limits of 50/100/50 that translate to a $50,000 limit per person for injuries, $100,000 for the entire accident, and a total limit of $50,000 for damage to vehicles and property.

Liability coverage pays for claims such as court costs, repair costs for stationary objects and emergency aid. How much liability should you purchase? That is your choice, but consider buying higher limits if possible.

Feed the piggy bank

The cheapest 2009 Bentley Azure insurance is definitely available from both online companies in addition to many insurance agents, and you need to comparison shop both in order to have the best chance of saving money. Some companies do not provide online quoting and these regional insurance providers work with independent agents.

When you buy insurance online, make sure you don’t sacrifice coverage to reduce premiums. In many cases, someone sacrificed uninsured motorist or liability limits to discover at claim time that saving that couple of dollars actually costed them tens of thousands. Your strategy should be to buy enough coverage at the best price.

Drivers switch companies for a variety of reasons including high prices, extreme rates for teen drivers, denial of a claim or even questionable increases in premium. No matter why you want to switch, finding a new auto insurance company is pretty easy and you might even save some money in the process.

To read more, take a look at the following helpful articles:

Use our FREE quote tool to compare rates now!

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

You May Also Enjoy These Articles