1. Vehicles
  2. Bentley
  3. Brooklands
  4. 2009 Model Year

2009 Bentley Brooklands Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

Full Bio →

Written by

UPDATED: Nov 23, 2017

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Want cheaper insurance coverage rates for your Bentley Brooklands? Trying to find cheaper insurance for a Bentley Brooklands could be difficult, but you can learn the following methods to find lower rates. There are more efficient ways to compare insurance coverage rates and you need to know the proper way to quote coverages on a Bentley and obtain the lowest possible price from both online companies and local agents.

Finding affordable coverage is easy if you know what you’re doing. If you have a current insurance policy or are shopping for new coverage, you can use this information to reduce the price you pay while maintaining coverages. Vehicle owners just need to learn the proper methods to shop their coverage around on the web.

Cheap Insurance Comparisons

Reducing your 2009 Bentley Brooklands insurance rates can be relatively painless. The only requirement is to spend a little time comparing price quotes online with multiple companies. This can be accomplished in just a few minutes using one of these methods.

  1. The recommended way to get quotes would be an industry-wide quote request form click to view form in new window. This type of form prevents you from having to do separate quote forms for every insurance company. One quote request will return quotes from multiple low-cost companies. This is by far the quickest method.
  2. A slightly less efficient method to find lower rates is spending the time to visit the website for every company you want to comare to complete their respective quote request forms. For instance, we’ll pretend you want rates from Nationwide, Allstate and GEICO. You would have to take the time to go to each site to input your insurance information, which is why the first method is more popular.

    To view a list of companies in your area, click here.

  3. The least efficient way of comparing rate quotes is to drive around to insurance agents’ offices. Buying insurance online makes this process obsolete unless you require the professional advice of a licensed agent. You can, however, price shop your coverage online but buy from a local insurance agent and we’ll talk about that later.

It’s your choice how you get your quotes, but make sure you use apples-to-apples coverage limits for every company. If you are comparing different deductibles then you won’t be able to find the best deal for your Bentley Brooklands.

Can switching companies really save?

Drivers can’t get away from ads for cheaper car insurance by Progressive, Allstate and GEICO. All the companies have a common claim of big savings if you change to their company.

How do they all say the same thing? It’s all in the numbers.

All the different companies can use profiling for the driver they prefer to insure. An example of a driver they prefer could possibly be between the ages of 30 and 50, has no tickets, and has a high credit rating. Any driver who meets those qualifications will get very good rates and most likely will save a lot of money.

Drivers who don’t measure up to this ideal profile will be quoted higher premiums which usually ends up with the driver buying from a lower-cost company. The ads state “drivers who switch” but not “drivers who get quotes” save that kind of money. That’s the way insurance companies can confidently claim big savings. This emphasizes why you need to get quotes from several different companies. It’s not possible to predict the company that will provide you with the cheapest Bentley Brooklands insurance rates.

Factors determining your Bentley Brooklands insurance premium

It’s important that you understand some of the elements that play a part in calculating the price you pay for insurance coverage. When you know what positively or negatively determines base rates helps enable you to make changes that will entitle you to big savings.

  • Safer occupants lowers premiums – Vehicles with good safety scores tend to have better insurance rates. These vehicles result in less severe injuries and fewer injuries means less money paid by your insurance company and thus lower rates. If your Bentley Brooklands is rated at least an “acceptable” rating on the Insurance Institute for Highway Safety website or four stars on the National Highway Traffic Safety Administration website you may qualify for a discount.
  • Clean credit earns discounts – Credit rating is a large factor in calculating your insurance coverage rates. Consumers who have excellent credit tend to be less risk to insure than drivers with poor credit. If your credit can use some improvement, you could potentially save money when insuring your 2009 Bentley Brooklands by improving your credit score.
  • Liability insurance protects assets – Liability insurance is the coverage that protects you when you are found to be at fault for damages from an accident. Liability provides for a legal defense which can cost thousands of dollars. Liability insurance is quite affordable compared to physical damage coverage, so do not skimp.
  • Marriage brings a discount – Having a spouse can actually save you money on insurance coverage. It usually means you are more mature than a single person and statistics show drivers who are married are more cautious.
  • An active claims history can cost you – If you file claims often, you can look forward to either a policy non-renewal or much higher rates. Car insurance companies give discounts to drivers who do not file claims often. Auto insurance is intended for larger claims.
  • How many coverages with the same company – Most insurance companies will give a discount to insureds who carry more than one policy in the form of a multi-policy discount. Even though this discount sounds good, it’s in your best interest to shop around to confirm you are receiving the best rates possible. You may still be able to find better rates by buying insurance from more than one company.
  • Low deductibles can be expensive – Physical damage coverage, also known as collision and other-than-collision, is used to repair damage to your Bentley. Some examples of claims that would be covered could be colliding with a building, collision with an animal, and burglary. The deductibles are how much you are willing to pay out-of-pocket in the event of a claim. The more money the insured has to pay upfront, the lower your rates will be for Brooklands coverage.

Do you qualify for discounts?

Car insurance companies do not list all available discounts very clearly, so we took the time to find both the well known and the more hidden discounts you could be receiving. If you’re not getting every credit available, you’re paying more than you need to.

  • Theft Prevention Discount – Vehicles with anti-theft systems can help prevent theft and earn discounts up to 10%.
  • No Charge for an Accident – A handful of insurance companies will forgive one accident before your rates go up if your claims history is clear prior to the accident.
  • Early Signing – Some insurance companies reward drivers for signing up before your current expiration date. This can save 10% or more.
  • Federal Government Employee – Simply working for the federal government may qualify you for a discount for Brooklands coverage with a few insurance companies.
  • Resident Student – Any of your kids who live away from home and don’t have a car can be insured at a reduced rate.
  • Life Insurance Discount – Larger companies have a discount if you purchase life insurance from them.
  • Accident Free – Drivers who don’t have accidents can earn big discounts as compared to frequent claim filers.
  • Pay Upfront and Save – If paying your policy premium upfront instead of making monthly payments you could save 5% or more.
  • Multi-policy Discount – When you combine your home and auto insurance with one company you could get a discount of up to 20% off your total premium.

It’s important to note that most discounts do not apply to your bottom line cost. Most only apply to the cost of specific coverages such as liability, collision or medical payments. So when the math indicates you can get free auto insurance, you’re out of luck.

Insurance companies that may have these benefits include:

Before buying, ask each company which discounts they offer. Discounts might not apply in your state.

Don’t assume everyone needs the same coverage

When it comes to choosing coverage, there really is no single plan that fits everyone. Everyone’s situation is a little different.

For instance, these questions can help discover whether or not you might need professional guidance.

  • Does car insurance cover theft of personal property?
  • How much can I save by bundling my policies?
  • What if I don’t agree with a claim settlement offer?
  • Is motorclub coverage worth it?
  • How much liability insurance is required?
  • Do I need to file an SR-22 for a DUI in my state?
  • When should I drop full coverage on my 2009 Bentley Brooklands?

If you don’t know the answers to these questions but a few of them apply then you might want to talk to a licensed insurance agent. If you want to speak to an agent in your area, complete this form. It only takes a few minutes and you can get the answers you need.

Detailed coverages of your car insurance policy

Learning about specific coverages of car insurance can be of help when determining which coverages you need and the correct deductibles and limits. Car insurance terms can be ambiguous and reading a policy is terribly boring.

Comprehensive insurance

Comprehensive insurance coverage will pay to fix damage that is not covered by collision coverage. You first have to pay a deductible then your comprehensive coverage will pay.

Comprehensive can pay for things like a broken windshield, theft and falling objects. The highest amount your car insurance company will pay is the actual cash value, so if it’s not worth much more than your deductible consider removing comprehensive coverage.

Collision insurance

This coverage covers damage to your Brooklands resulting from a collision with an object or car. You have to pay a deductible then the remaining damage will be paid by your insurance company.

Collision can pay for things such as sustaining damage from a pot hole, crashing into a ditch, driving through your garage door and colliding with a tree. This coverage can be expensive, so consider dropping it from older vehicles. It’s also possible to raise the deductible to bring the cost down.

Liability auto insurance

Liability coverage can cover damages or injuries you inflict on other people or property. This coverage protects you from claims by other people. It does not cover damage to your own property or vehicle.

Liability coverage has three limits: bodily injury per person, bodily injury per accident and property damage. You might see policy limits of 25/50/25 which means $25,000 bodily injury coverage, a per accident bodily injury limit of $50,000, and a limit of $25,000 paid for damaged property.

Liability coverage pays for things such as legal defense fees, funeral expenses, pain and suffering, loss of income and repair bills for other people’s vehicles. How much liability should you purchase? That is a decision to put some thought into, but buy as much as you can afford.

Uninsured/Underinsured Motorist (UM/UIM)

This protects you and your vehicle’s occupants from other motorists when they either are underinsured or have no liability coverage at all. Covered claims include medical payments for you and your occupants as well as your vehicle’s damage.

Because many people only carry the minimum required liability limits, it doesn’t take a major accident to exceed their coverage limits. So UM/UIM coverage should not be overlooked.

Med pay and Personal Injury Protection (PIP)

Med pay and PIP coverage pay for bills such as surgery, prosthetic devices, rehabilitation expenses and funeral costs. They can be used to fill the gap from your health insurance program or if you do not have health coverage. It covers both the driver and occupants as well as if you are hit as a while walking down the street. Personal Injury Protection is only offered in select states and may carry a deductible

Affordable insurance is out there

Cost effective 2009 Bentley Brooklands insurance is possible on the web as well as from independent agents, and you should compare price quotes from both so you have a total pricing picture. Some insurance companies don’t offer you the ability to get quotes online and these regional insurance providers work with independent agents.

People who switch companies do it for a number of reasons such as high rates after DUI convictions, policy non-renewal, being labeled a high risk driver and even delays in responding to claim requests. Regardless of your reason for switching companies, choosing a new company can be pretty painless.

We just showed you some good ideas how to compare insurance prices online. It’s most important to understand that the more rate quotes you have, the higher the chance of saving money. You may even find the biggest savings come from some of the lesser-known companies.

Additional insurance information can be found below:

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

You May Also Enjoy These Articles