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2010 Audi A8 Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Feb 28, 2020

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Average insurance rates for an 2010 Audi A8 are $1,446 a year for full coverage. Comprehensive costs around $306, collision insurance costs $508, and liability costs $474. Buying a liability-only policy costs as little as $522 a year, and high-risk insurance costs around $3,126. Teenage drivers receive the highest rates at up to $5,434 a year.

Annual premium for full coverage: $1,446

Rate estimates for 2010 Audi A8 Insurance

Comprehensive $306
Collision $508
Liability $474

Rate data is compiled from all 50 U.S. states and averaged for all 2010 Audi A8 models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a middle-aged driver, prices range range from as low as $522 for just liability insurance to the much higher price of $3,126 for a high risk driver.

Liability Only $522
Full Coverage $1,446
High Risk $3,126

View Chart as Image

2010 Audi A8 insurance rates compared
Column chart showing 2010 Audi A8 insurance prices range from $835 to $5,434 for full coverage

These differences show why everyone should compare rates for a specific zip code and risk profile, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2010 Audi A8 Insurance

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Looking for cheaper insurance coverage rates? Shoppers have many options when shopping for the lowest priced Audi A8 insurance. You can either waste hours struggling with agents to compare prices or utilize the internet to find the lowest rates.

There is a right way and a wrong way to buy insurance coverage and we’ll show you the best way to quote coverages for your Audi and obtain the cheapest rates.

It’s a good habit to compare rates periodically because insurance rates trend upward over time. Despite the fact that you may have had the best price for A8 insurance a year ago you will most likely find a better rate today. Starting now, block out anything you think you know about insurance coverage because you’re going to get a crash course in one of the easiest ways to find better rates and still maintain coverage.

If you are insured now or are shopping for new coverage, you can use these tips to reduce the price you pay while maintaining coverages. The purpose of this article is to instruct you on how to effectively get price quotes and some tips to save money. Vehicle owners only need an understanding of how to compare company rates online.

How to Compare Car Insurance Rates

Finding a better price on car insurance is not a difficult process. All you need to do is take the time getting comparison quotes online from several insurance companies. This is very easy and can be done using a couple different methods.

The easiest and least time consuming way to compare a lot of rates at once is to use a rate comparison form click to view form in new window. This method saves time by eliminating separate forms for each company. Taking the time to complete one form gets you price quotes from multiple low-cost companies. It’s the fastest way to compare.

A more difficult way to get quotes online is spending the time to visit each individual company website to request a price quote. For instance, we’ll assume you want to compare State Farm, Progressive and GMAC. To find out each rate you need to go to every website to enter your coverage information, which is why the first method is more popular. For a list of links to insurance companies in your area, click here.

The least efficient method to compare rates is to spend time driving to local insurance agencies. The ability to buy insurance online can eliminate the need for a local agent unless you require the professional guidance that only a license agent can provide. However, consumers can comparison shop online but buy from a local insurance agent and you’ll learn how to do that later.

Whichever method you choose, make darn sure you compare identical quote information for every company. If you enter different limits and deductibles on each one it will be impossible to make an equal comparison.

Free Auto Insurance Comparison

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How to know if you need help

When it comes to choosing adequate coverage for your personal vehicles, there isn’t really a best way to insure your cars. Everyone’s needs are different.

For example, these questions might help in determining whether or not you will benefit from professional help.

  • Am I covered if I break a side mirror?
  • Am I getting all the discounts available?
  • I have a DUI can I still get coverage?
  • Does my 2010 Audi A8 qualify for pleasure use?
  • When should I buy a commercial auto policy?
  • Can I drive in Mexico and have coverage?

If you’re not sure about those questions but one or more may apply to you, you may need to chat with an insurance agent. To find lower rates from a local agent, fill out this quick form. It’s fast, doesn’t cost anything and can help protect your family.

Car insurance coverage information

Understanding the coverages of insurance helps when choosing the best coverages for your vehicles. Insurance terms can be difficult to understand and coverage can change by endorsement.

Medical payments and PIP coverage

Medical payments and Personal Injury Protection insurance kick in for immediate expenses for doctor visits, pain medications and funeral costs. They can be used to fill the gap from your health insurance policy or if you are not covered by health insurance. Coverage applies to all vehicle occupants and also covers any family member struck as a pedestrian. PIP coverage is not universally available and may carry a deductible

Coverage for liability

This can cover damage or injury you incur to a person or their property in an accident. It protects you against claims from other people, and does not provide coverage for damage to your own property or vehicle.

It consists of three limits, bodily injury per person, bodily injury per accident and property damage. You commonly see liability limits of 100/300/100 which stand for a $100,000 limit per person for injuries, a per accident bodily injury limit of $300,000, and a total limit of $100,000 for damage to vehicles and property. Alternatively, you may have a combined limit that pays claims from the same limit with no separate limits for injury or property damage.

Liability coverage protects against claims like medical services, emergency aid, funeral expenses, structural damage and medical expenses. The amount of liability coverage you purchase is a decision to put some thought into, but consider buying higher limits if possible.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage gives you protection from other drivers when they either have no liability insurance or not enough. Covered claims include injuries to you and your family and also any damage incurred to your Audi A8.

Since many drivers only purchase the least amount of liability that is required, it doesn’t take a major accident to exceed their coverage limits. That’s why carrying high Uninsured/Underinsured Motorist coverage is very important. Most of the time these coverages do not exceed the liability coverage limits.

Comprehensive auto coverage

This coverage covers damage caused by mother nature, theft, vandalism and other events. A deductible will apply then your comprehensive coverage will pay.

Comprehensive insurance covers claims such as damage from getting keyed, theft, damage from flooding and falling objects. The maximum payout a insurance company will pay at claim time is the cash value of the vehicle, so if the vehicle is not worth much consider removing comprehensive coverage.

Collision coverage protection

Collision insurance will pay to fix damage to your A8 resulting from a collision with another vehicle or an object, but not an animal. You have to pay a deductible and the rest of the damage will be paid by collision coverage.

Collision can pay for things such as driving through your garage door, hitting a parking meter and crashing into a ditch. This coverage can be expensive, so you might think about dropping it from lower value vehicles. It’s also possible to raise the deductible to get cheaper collision coverage.

Use our FREE quote tool to compare rates now!

Rates by U.S. City

2010 Audi A8 Insurance Rates by City
City Premium
New York City, NY $2,286
Los Angeles, CA $2,472
Philadelphia, PA $1,929
Jacksonville, FL $2,100
Phoenix, AZ $1,680
Chicago, IL $1,937
Houston, TX $2,265
Seattle, WA $1,409
Columbus, OH $1,205
Indianapolis, IN $1,229

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2010 Audi A8 Insurance Rates by Driver Age
Driver Age Premium
16 $5,434
20 $3,316
30 $1,502
40 $1,446
50 $1,320
60 $1,294

Full coverage, $500 deductibles

Rates by Deductible

2010 Audi A8 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,802
$250 $1,638
$500 $1,446
$1,000 $1,260

Full coverage, driver age 40

Rates by Liability Limit

Audi A8 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,446
50/100 $1,541
100/300 $1,659
250/500 $1,967
100 CSL $1,588
300 CSL $1,849
500 CSL $2,039

Full coverage, driver age 40

Rates for High Risk Drivers

2010 Audi A8 Insurance Rates for High Risk Drivers
Age Premium
16 $7,748
20 $5,292
30 $3,188
40 $3,126
50 $2,984
60 $2,956

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $201

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $77
Homeowner $22
5-yr Accident Free $104
5-yr Claim Free $94
Paid in Full/EFT $64
Advance Quote $70
Online Quote $103
Total Discounts $611
Rate after discounts $835

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2010 Audi A8 Insurance Rates by State
State Premium
Alabama $1,308
Alaska $1,108
Arizona $1,200
Arkansas $1,446
California $1,648
Colorado $1,382
Connecticut $1,486
Delaware $1,638
Florida $1,810
Georgia $1,334
Hawaii $1,038
Idaho $976
Illinois $1,076
Indiana $1,088
Iowa $976
Kansas $1,374
Kentucky $1,972
Louisiana $2,138
Maine $892
Maryland $1,192
Massachusetts $1,156
Michigan $2,510
Minnesota $1,210
Mississippi $1,730
Missouri $1,282
Montana $1,552
Nebraska $1,138
Nevada $1,734
New Hampshire $1,040
New Jersey $1,614
New Mexico $1,280
New York $1,524
North Carolina $832
North Dakota $1,184
Ohio $996
Oklahoma $1,486
Oregon $1,324
Pennsylvania $1,378
Rhode Island $1,926
South Carolina $1,308
South Dakota $1,220
Tennessee $1,264
Texas $1,742
Utah $1,070
Vermont $990
Virginia $864
Washington $1,118
West Virginia $1,324
Wisconsin $1,002
Wyoming $1,288

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