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2010 Audi R8 Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Mar 8, 2020

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Average insurance rates for an 2010 Audi R8 are $1,802 a year with full coverage. Comprehensive insurance costs around $408 each year, collision insurance costs $762, and liability insurance costs around $474. Buying a liability-only policy costs as low as $522 a year, and high-risk insurance costs $3,920 or more. Teenage drivers receive the highest rates at up to $6,578 a year.

Annual premium for full coverage: $1,802

Rate estimates for 2010 Audi R8 Insurance

Comprehensive $408
Collision $762
Liability $474

Rate data is compiled from all 50 U.S. states and averaged for all 2010 Audi R8 models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a driver in their 40's, prices range range from as low as $522 for a discount liability-only rate to a high rate of $3,920 for a driver who has had serious violations or accidents.

Liability Only $522
Full Coverage $1,802
High Risk $3,920

View Chart as Image

2010 Audi R8 insurance rates compared
Column chart showing 2010 Audi R8 insurance prices range from $1011 to $6,578 for full coverage

These differences demonstrate why all drivers should compare prices for a specific zip code and risk profile, rather than relying on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2010 Audi R8 Insurance

Searching Companies

Searching for low-cost insurance for your Audi R8 can be an all-consuming task, but you can use our insurance buying tips to make it easier.

There is a better way to shop for insurance so we’re going to tell you the quickest way to compare rates for your Audi and find the best price possible from local insurance agents and online providers.

It’s a great practice to check insurance prices once or twice a year since rates go up and down regularly. Just because you found the best deal for R8 insurance a few years ago other companies may now be cheaper. Starting now, forget anything you know (or think you know) about insurance because I’m going to teach you one of the quickest ways to find better rates and still maintain coverage.

Shopping for affordable car insurance coverage is easy if you know what you’re doing. If you have a policy now or are looking for a new policy, you can use this information to reduce the price you pay while maintaining coverages. Drivers just need to know the most efficient way to compare price quotes online.

Free Quotes for Insurance

Cutting your insurance rates is not rocket science. You just have to take a couple of minutes to compare rate quotes provided by online insurance companies. This is very easy and can be done using a couple different methods.

The recommended way to compare a lot of rates at once would be an industry-wide quote request form click to view form in new window. This type of form prevents you from having to do separate quotation requests for each company. A single, simple form gets rate comparisons direct from many companies. Recommended for those who want to invest the least amount of time.

A slightly less efficient method to compare prices consists of going to the website for each individual company to complete their respective quote request forms. For instance, let’s say you want comparison quotes from Progressive, Liberty Mutual and Allstate. To get each rate you have to spend time on each company’s site and enter your information, which is why the first method is more popular. To view a list of companies in your area, click here.

The most time-consuming method of comparing rate quotes is driving to and from local insurance agencies. Shopping for insurance online makes this process obsolete unless you have a need for the professional guidance only provided by licensed agents. Drivers can price shop online and still use a local agent. We’ll cover that shortly.

However you get your quotes, make darn sure you compare the exact same quote information for each comparison quote. If your comparisons have different limits and deductibles on each one then you won’t be able to determine the lowest rate for your Audi R8.

Discounts can save BIG

Insurance can be prohibitively expensive, but you may find discounts that can drop the cost substantially. Some trigger automatically when you complete an application, but some may not be applied and must be inquired about before being credited. If they aren’t giving you every credit you qualify for, you are paying more than you should be.

  • Organization Discounts – Being a member of certain professional organizations could trigger savings on your policy for R8 insurance.
  • Military Discounts – Being on active duty in the military could mean lower rates.
  • Multi-policy Discount – When you have multiple policies with the same company you may earn 10% to 20% off each policy.
  • Payment Discounts – If you pay your entire premium ahead of time instead of monthly or quarterly installments you may reduce your total bill.
  • Anti-lock Brakes – Anti-lock brake equipped vehicles can reduce accidents and earn discounts up to 10%.
  • Student Driver Training – Have your child successfully complete driver’s ed class in high school.
  • Use Seat Belts – Drivers who require all occupants to use a seat belt could cut 10% or more on the medical payments or PIP coverage costs.
  • Homeowners Discount – Owning a house may trigger a auto insurance policy discount because maintaining a house is proof that your finances are in order.
  • Early Switch Discount – Some companies give discounts for switching to them before your current policy expires. It’s a savings of about 10%.

Consumers should know that most discounts do not apply to the entire policy premium. Some only reduce individual premiums such as physical damage coverage or medical payments. So when it seems like you would end up receiving a 100% discount, companies don’t profit that way. But any discount will cut the amount you have to pay.

For a list of insurers with discount auto insurance rates, follow this link.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

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Will just any policy work for me?

When it comes to buying proper insurance coverage for your personal vehicles, there isn’t really a “perfect” insurance plan. Everyone’s situation is unique.

For example, these questions can help discover whether your personal situation may require specific advice.

  • How can I get high-risk coverage after a DUI?
  • Does coverage extend to my business vehicle?
  • Is my babysitter covered when using my vehicle?
  • Does my insurance cover a custom paint job?
  • Does coverage extend to Mexico or Canada?
  • How many claims can I have before being canceled?
  • Do I need roadside assistance coverage?
  • Should I sign the liability waiver when renting a car?
  • Am I insured when driving a different vehicle?
  • Does insurance cover tools stolen from my truck?

If you don’t know the answers to these questions but a few of them apply, you may need to chat with an agent. To find lower rates from a local agent, fill out this quick form. It’s fast, doesn’t cost anything and can help protect your family.

Coverages available on your insurance policy

Understanding the coverages of insurance can be of help when determining which coverages you need and proper limits and deductibles. Insurance terms can be difficult to understand and reading a policy is terribly boring.

UM/UIM (Uninsured/Underinsured Motorist) coverage

This coverage protects you and your vehicle from other motorists when they either have no liability insurance or not enough. This coverage pays for injuries sustained by your vehicle’s occupants and also any damage incurred to your Audi R8.

Since many drivers have only the minimum liability required by law, their limits can quickly be used up. For this reason, having high UM/UIM coverages is very important. Normally your uninsured/underinsured motorist coverages do not exceed the liability coverage limits.

Collision coverage protection

This coverage pays to fix your vehicle from damage resulting from colliding with a stationary object or other vehicle. You have to pay a deductible then the remaining damage will be paid by your insurance company.

Collision insurance covers things like sideswiping another vehicle, hitting a parking meter, driving through your garage door, colliding with another moving vehicle and sustaining damage from a pot hole. Collision is rather expensive coverage, so consider dropping it from older vehicles. You can also raise the deductible to bring the cost down.

Comprehensive auto coverage

Comprehensive insurance coverage pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. You need to pay your deductible first then your comprehensive coverage will pay.

Comprehensive coverage protects against things such as vandalism, falling objects, hail damage and damage from getting keyed. The maximum payout you’ll receive from a claim is the market value of your vehicle, so if your deductible is as high as the vehicle’s value consider removing comprehensive coverage.

Medical payments and PIP coverage

Medical payments and Personal Injury Protection insurance pay for short-term medical expenses for things like EMT expenses, rehabilitation expenses and chiropractic care. They are often used in conjunction with a health insurance policy or if you lack health insurance entirely. Medical payments and PIP cover all vehicle occupants as well as any family member struck as a pedestrian. Personal Injury Protection is not available in all states and gives slightly broader coverage than med pay

Liability car insurance

This protects you from damages or injuries you inflict on a person or their property in an accident. It protects you from claims by other people, and does not provide coverage for your own vehicle damage or injuries.

It consists of three limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You commonly see liability limits of 25/50/25 that translate to a $25,000 limit per person for injuries, $50,000 for the entire accident, and a total limit of $25,000 for damage to vehicles and property. Alternatively, you may have one limit called combined single limit (CSL) which limits claims to one amount rather than limiting it on a per person basis.

Liability coverage protects against things such as legal defense fees, medical expenses, funeral expenses and loss of income. The amount of liability coverage you purchase is a personal decision, but consider buying higher limits if possible.

Use our FREE quote tool to compare rates now!

Rates by U.S. City

2010 Audi R8 Insurance Rates by City
City Premium
New York City, NY $2,847
Los Angeles, CA $3,081
Philadelphia, PA $2,408
Jacksonville, FL $2,615
Phoenix, AZ $2,092
Chicago, IL $2,416
Houston, TX $2,824
Seattle, WA $1,756
Columbus, OH $1,505
Indianapolis, IN $1,532

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2010 Audi R8 Insurance Rates by Driver Age
Driver Age Premium
16 $6,578
20 $4,162
30 $1,890
40 $1,802
50 $1,642
60 $1,612

Full coverage, $500 deductibles

Rates by Deductible

2010 Audi R8 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,320
$250 $2,078
$500 $1,802
$1,000 $1,536

Full coverage, driver age 40

Rates by Liability Limit

Audi R8 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,802
50/100 $1,897
100/300 $2,015
250/500 $2,323
100 CSL $1,944
300 CSL $2,205
500 CSL $2,395

Full coverage, driver age 40

Rates for High Risk Drivers

2010 Audi R8 Insurance Rates for High Risk Drivers
Age Premium
16 $9,442
20 $6,642
30 $4,018
40 $3,920
50 $3,738
60 $3,704

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $258

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $99
Multi-vehicle $95
Homeowner $26
5-yr Accident Free $140
5-yr Claim Free $119
Paid in Full/EFT $87
Advance Quote $93
Online Quote $132
Total Discounts $791
Rate after discounts $1,011

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2010 Audi R8 Insurance Rates by State
State Premium
Alabama $1,628
Alaska $1,380
Arizona $1,494
Arkansas $1,802
California $2,054
Colorado $1,722
Connecticut $1,852
Delaware $2,040
Florida $2,254
Georgia $1,664
Hawaii $1,296
Idaho $1,218
Illinois $1,342
Indiana $1,356
Iowa $1,216
Kansas $1,714
Kentucky $2,458
Louisiana $2,666
Maine $1,112
Maryland $1,484
Massachusetts $1,440
Michigan $3,132
Minnesota $1,508
Mississippi $2,158
Missouri $1,598
Montana $1,934
Nebraska $1,420
Nevada $2,162
New Hampshire $1,298
New Jersey $2,014
New Mexico $1,596
New York $1,898
North Carolina $1,038
North Dakota $1,476
Ohio $1,244
Oklahoma $1,850
Oregon $1,650
Pennsylvania $1,720
Rhode Island $2,402
South Carolina $1,632
South Dakota $1,520
Tennessee $1,578
Texas $2,172
Utah $1,334
Vermont $1,234
Virginia $1,078
Washington $1,394
West Virginia $1,650
Wisconsin $1,248
Wyoming $1,606

Free Auto Insurance Comparison

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