Scion tC Insurance Rates
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UPDATED: Jun 6, 2023
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Average insurance rates for a Scion tC are $1,138 a year with full coverage. Comprehensive costs around $146, collision costs $218, and liability insurance costs $574. A liability-only policy costs as little as $638 a year, with high-risk insurance costing around $2,460. Teens receive the highest rates at $4,730 a year or more.
Average premium for full coverage: $1,138
Rate estimates for individual coverage type:
Prices include $500 deductible amounts, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and for different tC trim levels.
Price Range by Coverage and Risk
For a 40-year-old driver, prices range go from the low end price of $638 for just the minimum liability insurance to a much higher rate of $2,460 for a driver that may need high-risk insurance.
Price Range by Location
Your location has a significant impact on insurance rates. Areas with sparse population tend to have lower incidents of collision claims than cities with more traffic congestion.
The price range example below illustrates how your location can change auto insurance rates.
These examples demonstrate why anyone shopping for car insurance should compare rates for a specific zip code, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details estimated Scion tC insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $697
- Drivers who choose higher $1,000 deductibles will pay about $84 annually
- The estimated price for a 40-year-old driver using $500 deductibles is $1,138
- Selecting more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,298
- High risk drivers with serious driving violations could pay at least $2,460 or more
- The cost that insures a teen driver with full coverage can be $4,730 a year
Insurance rates for a Scion tC can also vary considerably based on the model year and trim level, your age and driving habits, and deductibles and policy limits.
If you like to drive fast or you caused an accident, you may be forking out at least $1,400 to $2,000 extra per year, depending on your age. High-risk driver insurance can cost anywhere from 42% to 137% more than the average policy. View High Risk Driver Rates
An older driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay as much as $4,700 a year. View Rates by Age
Where you live makes a big difference in Scion tC insurance rates. A 40-year-old driver could pay as low as $820 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,540 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,030 | -$108 | -9.5% |
| Alaska | $872 | -$266 | -23.4% |
| Arizona | $944 | -$194 | -17.0% |
| Arkansas | $1,138 | -$0 | 0.0% |
| California | $1,298 | $160 | 14.1% |
| Colorado | $1,086 | -$52 | -4.6% |
| Connecticut | $1,168 | $30 | 2.6% |
| Delaware | $1,288 | $150 | 13.2% |
| Florida | $1,422 | $284 | 25.0% |
| Georgia | $1,050 | -$88 | -7.7% |
| Hawaii | $816 | -$322 | -28.3% |
| Idaho | $772 | -$366 | -32.2% |
| Illinois | $848 | -$290 | -25.5% |
| Indiana | $858 | -$280 | -24.6% |
| Iowa | $770 | -$368 | -32.3% |
| Kansas | $1,080 | -$58 | -5.1% |
| Kentucky | $1,550 | $412 | 36.2% |
| Louisiana | $1,686 | $548 | 48.2% |
| Maine | $702 | -$436 | -38.3% |
| Maryland | $938 | -$200 | -17.6% |
| Massachusetts | $908 | -$230 | -20.2% |
| Michigan | $1,974 | $836 | 73.5% |
| Minnesota | $954 | -$184 | -16.2% |
| Mississippi | $1,362 | $224 | 19.7% |
| Missouri | $1,010 | -$128 | -11.2% |
| Montana | $1,224 | $86 | 7.6% |
| Nebraska | $894 | -$244 | -21.4% |
| Nevada | $1,364 | $226 | 19.9% |
| New Hampshire | $818 | -$320 | -28.1% |
| New Jersey | $1,270 | $132 | 11.6% |
| New Mexico | $1,008 | -$130 | -11.4% |
| New York | $1,198 | $60 | 5.3% |
| North Carolina | $654 | -$484 | -42.5% |
| North Dakota | $934 | -$204 | -17.9% |
| Ohio | $784 | -$354 | -31.1% |
| Oklahoma | $1,168 | $30 | 2.6% |
| Oregon | $1,042 | -$96 | -8.4% |
| Pennsylvania | $1,084 | -$54 | -4.7% |
| Rhode Island | $1,518 | $380 | 33.4% |
| South Carolina | $1,030 | -$108 | -9.5% |
| South Dakota | $960 | -$178 | -15.6% |
| Tennessee | $998 | -$140 | -12.3% |
| Texas | $1,372 | $234 | 20.6% |
| Utah | $844 | -$294 | -25.8% |
| Vermont | $778 | -$360 | -31.6% |
| Virginia | $682 | -$456 | -40.1% |
| Washington | $878 | -$260 | -22.8% |
| West Virginia | $1,044 | -$94 | -8.3% |
| Wisconsin | $788 | -$350 | -30.8% |
| Wyoming | $1,014 | -$124 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles could save up to $250 each year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $516 more per year. View Rates by Deductible or Liability Limit
With so much variability in rates, the best way to find out your exact price is to compare rates from as many companies as possible. Every company calculates rates differently, so the rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2015 Scion tC | $206 | $408 | $574 | $1,388 |
| 2014 Scion tC | $198 | $382 | $580 | $1,360 |
| 2011 Scion tC | $174 | $300 | $596 | $1,270 |
| 2009 Scion tC | $152 | $250 | $592 | $1,194 |
| 2008 Scion tC | $148 | $224 | $586 | $1,158 |
| 2007 Scion tC | $146 | $218 | $574 | $1,138 |
| 2006 Scion tC | $144 | $208 | $564 | $1,116 |
Rates are averaged for all Scion tC models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Scion tC Insurance
Saving money on Scion tC insurance not only requires having a good driving record, but also having above-average credit, eliminating unnecessary coverage, and insuring your home and auto with the same company. Compare rates once a year by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The next list is a quick rundown of the data that was illustrated above.
- You may be able to save up to $120 per year simply by shopping early and online
- Drivers who may need increased levels of liability coverage will pay approximately $630 every year to go from a minimum limit to the 250/500 level
- Drivers age 20 and younger pay higher rates, with premiums as much as $394 per month if full coverage is included
- High-risk drivers with reckless driving or DUI convictions may pay on average $1,320 more every year to buy Scion tC insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,730 |
| 20 | $2,630 |
| 30 | $1,148 |
| 40 | $1,138 |
| 50 | $1,046 |
| 60 | $1,024 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,298 |
| $250 | $1,226 |
| $500 | $1,138 |
| $1,000 | $1,054 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,138 |
| 50/100 | $1,253 |
| 100/300 | $1,396 |
| 250/500 | $1,769 |
| 100 CSL | $1,310 |
| 300 CSL | $1,626 |
| 500 CSL | $1,856 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,646 |
| 20 | $4,192 |
| 30 | $2,472 |
| 40 | $2,460 |
| 50 | $2,356 |
| 60 | $2,330 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $56 |
| Multi-vehicle | $63 |
| Homeowner | $21 |
| 5-yr Accident Free | $67 |
| 5-yr Claim Free | $71 |
| Paid in Full/EFT | $39 |
| Advance Quote | $49 |
| Online Quote | $75 |
| Total Discounts | $441 |
Discounts are estimated and may not be available from every company or in every state.
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