Subaru Tribeca Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 4, 2023

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Estimated insurance rates for a Subaru Tribeca are $1,020 a year with full coverage. Comprehensive insurance costs around $174, collision costs $214, and liability coverage is estimated at $474. Liability-only insurance costs approximately $522 a year, with high-risk driver insurance costing $2,186 or more. Teenage drivers pay the most at $4,086 a year or more.

Average premium for full coverage: $1,020

Premium estimates for type of coverage:

Comprehensive $174
Collision $214
Liability $474

Full coverage includes $500 policy deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and for different Tribeca trim levels.

Insurance Price Range by Risk and Coverage

For a 40-year-old driver, insurance rates for a Subaru Tribeca go from the low end price of $522 for a discount liability-only rate to a much higher rate of $2,186 for a policy for a high-risk driver.

Liability Only $522
Full Coverage $1,020
High Risk $2,186

Insurance Price Range by Location

Living in a larger city has a large influence on insurance rates. Areas with sparse population are statistically proven to have lower incidents of collision claims than densely populated cities.

The price range example below illustrates how your location can change auto insurance rates.

Rural Areas $765
Small Cities $1,071
Large Cities $1,377

These rate differences demonstrate why anyone shopping for car insurance should get quotes for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details estimated Subaru Tribeca insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $620
  • Choosing higher $1,000 deductibles can save about $90 annually
  • The estimated price for a 40-year-old good driver using $500 deductibles is $1,020
  • Using more expensive low deductibles for comp and collision coverage will cost an additional $166 each year
  • Drivers who are prone to accidents and violations could pay at least $2,186 or more
  • An auto insurance policy that insures a teenage driver with full coverage can be $4,086 each year

View Chart as Image

Subaru Tribeca insurance cost comparison chart
Column chart showing full coverage Subaru Tribeca insurance prices range from $620 to $4,086

Insurance prices for a Subaru Tribeca also have a wide range based on the model year and trim level, your age and driving habits, and deductibles and policy limits.

If you have a few violations or you caused an accident, you may be forking out at least $1,200 to $1,700 additional annually, depending on your age. High-risk driver insurance ranges around 42% to 131% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,000 annually on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay as much as $4,000 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Subaru Tribeca insurance rates. A good driver about age 40 could pay as low as $730 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,380 on average in Florida, Michigan, and New York.

Subaru Tribeca Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $922 -$98 -9.6%
Alaska $780 -$240 -23.5%
Arizona $846 -$174 -17.1%
Arkansas $1,020 -$0 0.0%
California $1,162 $142 13.9%
Colorado $974 -$46 -4.5%
Connecticut $1,048 $28 2.7%
Delaware $1,154 $134 13.1%
Florida $1,276 $256 25.1%
Georgia $940 -$80 -7.8%
Hawaii $732 -$288 -28.2%
Idaho $688 -$332 -32.5%
Illinois $760 -$260 -25.5%
Indiana $766 -$254 -24.9%
Iowa $686 -$334 -32.7%
Kansas $970 -$50 -4.9%
Kentucky $1,390 $370 36.3%
Louisiana $1,506 $486 47.6%
Maine $628 -$392 -38.4%
Maryland $838 -$182 -17.8%
Massachusetts $814 -$206 -20.2%
Michigan $1,770 $750 73.5%
Minnesota $850 -$170 -16.7%
Mississippi $1,220 $200 19.6%
Missouri $904 -$116 -11.4%
Montana $1,094 $74 7.3%
Nebraska $802 -$218 -21.4%
Nevada $1,222 $202 19.8%
New Hampshire $732 -$288 -28.2%
New Jersey $1,138 $118 11.6%
New Mexico $904 -$116 -11.4%
New York $1,074 $54 5.3%
North Carolina $588 -$432 -42.4%
North Dakota $834 -$186 -18.2%
Ohio $704 -$316 -31.0%
Oklahoma $1,048 $28 2.7%
Oregon $932 -$88 -8.6%
Pennsylvania $974 -$46 -4.5%
Rhode Island $1,358 $338 33.1%
South Carolina $922 -$98 -9.6%
South Dakota $860 -$160 -15.7%
Tennessee $894 -$126 -12.4%
Texas $1,228 $208 20.4%
Utah $754 -$266 -26.1%
Vermont $698 -$322 -31.6%
Virginia $610 -$410 -40.2%
Washington $790 -$230 -22.5%
West Virginia $932 -$88 -8.6%
Wisconsin $706 -$314 -30.8%
Wyoming $908 -$112 -11.0%

View Chart as Image

Subaru Tribeca insurance rates by U.S. city

Using high physical damage deductibles can save as much as $260 a year, while increasing your policy's liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out your exact price is to compare prices and see how they stack up. Each auto insurer uses a different method to calculate prices, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Subaru Tribeca Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Subaru Tribeca 3.6R Limited $1,020 $85
Subaru Tribeca 3.6R Premium $1,020 $85
Subaru Tribeca 3.6R Touring $1,038 $87

Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Subaru Tribeca Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Subaru Tribeca $174 $214 $474 $1,020

Rates are averaged for all Subaru Tribeca models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Subaru Tribeca Insurance

Finding better rates on auto insurance takes being safe and accident-free, having a good credit score, being claim-free, and taking advantage of discounts. Compare prices every year by getting quotes from direct companies, and also from your local independent and exclusive agents.

Below you'll find a summary of the coverage data illustrated above.

  • You may be able to save up to $110 per year simply by shopping early and online
  • Increasing policy deductibles can save approximately $250 each year
  • Youthful drivers are charged the highest prices, possibly costing $341 per month if comprehensive and collision insurance is included
  • Drivers who have multiple accidents or major violations may pay on average $1,170 more every year than a low-risk driver

Rates by Driver Age

Subaru Tribeca Insurance Rates by Driver Age
Driver Age Premium
16 $4,086
20 $2,320
30 $1,036
40 $1,020
50 $934
60 $914

Full coverage, $500 deductibles

Rates by Deductible

Subaru Tribeca Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,186
$250 $1,110
$500 $1,020
$1,000 $930

Full coverage, driver age 40

Rates by Liability Limit

Subaru Tribeca Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,020
50/100 $1,133
100/300 $1,251
250/500 $1,559
100 CSL $1,180
300 CSL $1,441
500 CSL $1,631

Full coverage, driver age 40

Rates for High Risk Drivers

Subaru Tribeca Insurance Rates for High Risk Drivers
Age Premium
16 $5,752
20 $3,698
30 $2,204
40 $2,186
50 $2,090
60 $2,068

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $135

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $52
Multi-vehicle $55
Homeowner $18
5-yr Accident Free $61
5-yr Claim Free $64
Paid in Full/EFT $37
Advance Quote $44
Online Quote $69
Total Discounts $400
Rate after discounts $620

Discounts are estimated and may not be available from every company or in every state.

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