Subaru Tribeca Insurance Rates
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UPDATED: Jun 4, 2023
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Estimated insurance rates for a Subaru Tribeca are $1,020 a year with full coverage. Comprehensive insurance costs around $174, collision costs $214, and liability coverage is estimated at $474. Liability-only insurance costs approximately $522 a year, with high-risk driver insurance costing $2,186 or more. Teenage drivers pay the most at $4,086 a year or more.
Average premium for full coverage: $1,020
Premium estimates for type of coverage:
Full coverage includes $500 policy deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and for different Tribeca trim levels.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Subaru Tribeca go from the low end price of $522 for a discount liability-only rate to a much higher rate of $2,186 for a policy for a high-risk driver.
Insurance Price Range by Location
Living in a larger city has a large influence on insurance rates. Areas with sparse population are statistically proven to have lower incidents of collision claims than densely populated cities.
The price range example below illustrates how your location can change auto insurance rates.
These rate differences demonstrate why anyone shopping for car insurance should get quotes for a specific zip code, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details estimated Subaru Tribeca insurance rates for additional coverage choices and driver risks.
- The best discount rate is $620
- Choosing higher $1,000 deductibles can save about $90 annually
- The estimated price for a 40-year-old good driver using $500 deductibles is $1,020
- Using more expensive low deductibles for comp and collision coverage will cost an additional $166 each year
- Drivers who are prone to accidents and violations could pay at least $2,186 or more
- An auto insurance policy that insures a teenage driver with full coverage can be $4,086 each year
Insurance prices for a Subaru Tribeca also have a wide range based on the model year and trim level, your age and driving habits, and deductibles and policy limits.
If you have a few violations or you caused an accident, you may be forking out at least $1,200 to $1,700 additional annually, depending on your age. High-risk driver insurance ranges around 42% to 131% more than a normal policy. View High Risk Driver Rates
An older driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,000 annually on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay as much as $4,000 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for Subaru Tribeca insurance rates. A good driver about age 40 could pay as low as $730 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,380 on average in Florida, Michigan, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $922 | -$98 | -9.6% |
Alaska | $780 | -$240 | -23.5% |
Arizona | $846 | -$174 | -17.1% |
Arkansas | $1,020 | -$0 | 0.0% |
California | $1,162 | $142 | 13.9% |
Colorado | $974 | -$46 | -4.5% |
Connecticut | $1,048 | $28 | 2.7% |
Delaware | $1,154 | $134 | 13.1% |
Florida | $1,276 | $256 | 25.1% |
Georgia | $940 | -$80 | -7.8% |
Hawaii | $732 | -$288 | -28.2% |
Idaho | $688 | -$332 | -32.5% |
Illinois | $760 | -$260 | -25.5% |
Indiana | $766 | -$254 | -24.9% |
Iowa | $686 | -$334 | -32.7% |
Kansas | $970 | -$50 | -4.9% |
Kentucky | $1,390 | $370 | 36.3% |
Louisiana | $1,506 | $486 | 47.6% |
Maine | $628 | -$392 | -38.4% |
Maryland | $838 | -$182 | -17.8% |
Massachusetts | $814 | -$206 | -20.2% |
Michigan | $1,770 | $750 | 73.5% |
Minnesota | $850 | -$170 | -16.7% |
Mississippi | $1,220 | $200 | 19.6% |
Missouri | $904 | -$116 | -11.4% |
Montana | $1,094 | $74 | 7.3% |
Nebraska | $802 | -$218 | -21.4% |
Nevada | $1,222 | $202 | 19.8% |
New Hampshire | $732 | -$288 | -28.2% |
New Jersey | $1,138 | $118 | 11.6% |
New Mexico | $904 | -$116 | -11.4% |
New York | $1,074 | $54 | 5.3% |
North Carolina | $588 | -$432 | -42.4% |
North Dakota | $834 | -$186 | -18.2% |
Ohio | $704 | -$316 | -31.0% |
Oklahoma | $1,048 | $28 | 2.7% |
Oregon | $932 | -$88 | -8.6% |
Pennsylvania | $974 | -$46 | -4.5% |
Rhode Island | $1,358 | $338 | 33.1% |
South Carolina | $922 | -$98 | -9.6% |
South Dakota | $860 | -$160 | -15.7% |
Tennessee | $894 | -$126 | -12.4% |
Texas | $1,228 | $208 | 20.4% |
Utah | $754 | -$266 | -26.1% |
Vermont | $698 | -$322 | -31.6% |
Virginia | $610 | -$410 | -40.2% |
Washington | $790 | -$230 | -22.5% |
West Virginia | $932 | -$88 | -8.6% |
Wisconsin | $706 | -$314 | -30.8% |
Wyoming | $908 | -$112 | -11.0% |
Using high physical damage deductibles can save as much as $260 a year, while increasing your policy's liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit
With such a large range in prices, the best way to find out your exact price is to compare prices and see how they stack up. Each auto insurer uses a different method to calculate prices, and prices will be substantially different.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Subaru Tribeca 3.6R Limited | $1,020 | $85 |
Subaru Tribeca 3.6R Premium | $1,020 | $85 |
Subaru Tribeca 3.6R Touring | $1,038 | $87 |
Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2009 Subaru Tribeca | $174 | $214 | $474 | $1,020 |
Rates are averaged for all Subaru Tribeca models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Subaru Tribeca Insurance
Finding better rates on auto insurance takes being safe and accident-free, having a good credit score, being claim-free, and taking advantage of discounts. Compare prices every year by getting quotes from direct companies, and also from your local independent and exclusive agents.
Below you'll find a summary of the coverage data illustrated above.
- You may be able to save up to $110 per year simply by shopping early and online
- Increasing policy deductibles can save approximately $250 each year
- Youthful drivers are charged the highest prices, possibly costing $341 per month if comprehensive and collision insurance is included
- Drivers who have multiple accidents or major violations may pay on average $1,170 more every year than a low-risk driver
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,086 |
20 | $2,320 |
30 | $1,036 |
40 | $1,020 |
50 | $934 |
60 | $914 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,186 |
$250 | $1,110 |
$500 | $1,020 |
$1,000 | $930 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,020 |
50/100 | $1,133 |
100/300 | $1,251 |
250/500 | $1,559 |
100 CSL | $1,180 |
300 CSL | $1,441 |
500 CSL | $1,631 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $5,752 |
20 | $3,698 |
30 | $2,204 |
40 | $2,186 |
50 | $2,090 |
60 | $2,068 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $52 |
Multi-vehicle | $55 |
Homeowner | $18 |
5-yr Accident Free | $61 |
5-yr Claim Free | $64 |
Paid in Full/EFT | $37 |
Advance Quote | $44 |
Online Quote | $69 |
Total Discounts | $400 |
Discounts are estimated and may not be available from every company or in every state.
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