2011 Chevrolet Avalanche Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Nov 15, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average insurance rates for a 2011 Chevrolet Avalanche are $1,350 a year for full coverage. Comprehensive costs approximately $224 each year, collision insurance costs $346, and liability insurance costs $580. Buying a liability-only policy costs as little as $642 a year, and high-risk insurance costs around $2,912. Teenage drivers receive the highest rates at up to $5,370 a year.
Annual premium for full coverage: $1,350
Rate estimates for 2011 Chevrolet Avalanche Insurance
Rate data is compiled from all 50 U.S. states and averaged for all 2011 Chevrolet Avalanche models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.
Price Range by Coverage and Risk
For a middle-aged driver, prices range range from as low as $642 for the bare minimum liability coverage to a high rate of $2,912 for a high risk driver.
These differences show why all drivers should compare rates using their specific location and risk profile, rather than relying on average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap 2011 Chevrolet Avalanche Insurance
Searching for better insurance prices for your Chevy Avalanche can normally be a painful process, but you can learn a few tricks and make it easy.
There are more efficient ways to find car insurance online so we’re going to tell you the absolute fastest way to get price quotes for a new or used Chevy and find the cheapest rates from both online companies and local agents.
You should make it a habit to price shop coverage at least once a year since rates are constantly changing. If you had the best rates for Avalanche coverage two years ago there may be better deals available now. Forget all the misinformation about car insurance because I’m going to let you in on the secrets to the fastest and easiest way to find better coverage at a better price.
If you have insurance now or need new coverage, you can use this information to find better prices while maximizing coverage. Shopping for the best protection is simple if you know the tricks. Drivers just need to know how to find the lowest price over the internet.
The easiest way to get policy rate comparisons is to take advantage of the fact car insurance companies provide online access to provide you with a free rate quote. The one thing you need to do is give them rating details such as whether you are married, what you do for a living, if you are currently licensed, and an estimate of your credit level. The data is instantly submitted to many highly-rated insurers and they return cost estimate almost instantly.
To find lower rates now, click here and find out if lower rates are available.
Your Chevy Avalanche insurance rate is a complex equation
Consumers need to have an understanding of some of the elements that play a part in calculating your auto insurance rates. Having a good understanding of what determines base rates allows you to make educated decisions that may reward you with lower auto insurance prices.
- Protect yourself with liability coverage – Your policy’s liability coverage is the coverage that protects you when a court rules you are at fault for personal injury or accident damage. It provides you with a defense in court starting from day one. Liability insurance is quite affordable as compared to coverage for physical damage, so do not cut corners here.
- Pay less if you’re married – Being married can actually save you money on your auto insurance policy. Having a spouse usually means you are more responsible and statistics show married drivers get in fewer accidents.
- Lower rates with optional equipment – Driving a car with a theft deterrent system can save you a little every year. Theft prevention features like GM’s OnStar, tamper alarm systems and vehicle immobilizers all hinder auto theft.
- Bump up deductibles to save – The deductibles define the amount you are required to spend out-of-pocket before a claim is paid by your company. Coverage for physical damage, otherwise known as comp (or other than collision) and collision, protects your car from damage. Examples of covered claims are running into the backend of another car, vandalism, and rolling your vehicle. The higher the amount you’re willing to pay, the less your auto insurance will be for Avalanche coverage.
These discounts can lower your rates
Car insurance can cost a lot, but companies offer discounts to help bring down the price. Most are applied at quote time, but lesser-known reductions have to be specially asked for prior to receiving the credit. If you’re not getting every credit possible, you’re paying more than you need to.
- No Claims – Drivers who don’t have accidents pay much less when compared to accident-prone drivers.
- Military Discounts – Having a deployed family member may qualify for rate reductions.
- Passive Restraints and Air Bags – Factory air bags and/or automatic seat belt systems may earn rate discounts of up to 25% or more.
- Homeowners Savings – Owning a house may earn you a small savings because owning a home shows financial diligence.
- Multiple Vehicles – Having multiple vehicles on one policy can get a discount on all vehicles.
It’s important to understand that most discount credits are not given to the entire cost. Most only reduce the cost of specific coverages such as comprehensive or collision. So even though it sounds like having all the discounts means you get insurance for free, you won’t be that lucky. Any amount of discount will bring down your overall premium however.
Companies that may offer these discounts are:
- Farm Bureau
- Liberty Mutual
- American Family
It’s a good idea to ask each insurance company which discounts they offer. Discounts might not apply in your area.
Free Auto Insurance Comparison
Enter your zip code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Different people need different coverages
When it comes to choosing proper insurance coverage for your vehicles, there is no one size fits all plan. Your needs are not the same as everyone else’s.
These are some specific questions might help in determining if your insurance needs could use an agent’s help.
- What is no-fault insurance?
- Why am I required to buy high-risk coverage?
- Am I covered when driving on a suspended license?
- Can I afford low physical damage deductibles?
- What is an SR-22 filing?
- Does my personal policy cover me when driving out-of-state?
- Does coverage extend to Mexico or Canada?
- Am I insured when driving a different vehicle?
- Why am I be forced to buy a membership to get insurance from some companies?
If you don’t know the answers to these questions but you think they might apply to your situation, you might consider talking to an agent. To find an agent in your area, simply complete this short form. It’s fast, free and you can get the answers you need.
What insurance coverages do you need?
Knowing the specifics of your insurance policy helps when choosing which coverages you need and proper limits and deductibles. The terms used in a policy can be impossible to understand and even agents have difficulty translating policy wording.
Auto liability insurance
Liability coverage provides protection from damage or injury you incur to a person or their property. It protects YOU against claims from other people, and does not provide coverage for your injuries or vehicle damage.
Liability coverage has three limits: bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You commonly see policy limits of 100/300/100 which means a $100,000 limit per person for injuries, a limit of $300,000 in injury protection per accident, and a limit of $100,000 paid for damaged property. Some companies may use a combined single limit or CSL that pays claims from the same limit with no separate limits for injury or property damage.
Liability coverage pays for claims like pain and suffering, medical expenses, medical services, bail bonds and repair costs for stationary objects. How much liability coverage do you need? That is your choice, but consider buying higher limits if possible.
This pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage.
Comprehensive insurance covers things like a broken windshield, rock chips in glass and hitting a bird. The most your insurance company will pay is the market value of your vehicle, so if it’s not worth much more than your deductible it’s probably time to drop comprehensive insurance.
Auto collision coverage
This pays for damage to your Avalanche caused by collision with another car or object. You have to pay a deductible then the remaining damage will be paid by your insurance company.
Collision coverage protects against claims like colliding with another moving vehicle, sideswiping another vehicle, scraping a guard rail and driving through your garage door. Paying for collision coverage can be pricey, so consider dropping it from older vehicles. Drivers also have the option to raise the deductible to bring the cost down.
Medical payments coverage and PIP
Medical payments and Personal Injury Protection insurance kick in for expenses for things like chiropractic care, EMT expenses and nursing services. The coverages can be used in conjunction with a health insurance policy or if you are not covered by health insurance. Medical payments and PIP cover not only the driver but also the vehicle occupants as well as any family member struck as a pedestrian. PIP coverage is not an option in every state but can be used in place of medical payments coverage
Uninsured/Underinsured Motorist coverage
Your UM/UIM coverage protects you and your vehicle from other drivers when they either have no liability insurance or not enough. This coverage pays for injuries sustained by your vehicle’s occupants and also any damage incurred to your 2011 Chevy Avalanche.
Because many people have only the minimum liability required by law, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is very important. Most of the time your uninsured/underinsured motorist coverages do not exceed the liability coverage limits.
Don’t break the bank
The cheapest 2011 Chevy Avalanche insurance is definitely available online as well as from independent agents, and you need to price shop both to get a complete price analysis. Some companies don’t offer you the ability to get quotes online and most of the time these smaller companies sell through independent agents.
You just read a lot of techniques to shop for insurance online. It’s most important to understand that the more rate quotes you have, the higher the chance of saving money. Consumers could even find that the most savings is with a company that doesn’t do a lot of advertising.
Consumers leave their current company for many reasons like delays in responding to claim requests, questionable increases in premium, not issuing a premium refund and poor customer service. Regardless of your reason, finding a new company can be easier than you think.
For more information, feel free to browse the following helpful articles:
- Understanding Limits and Deductibles (Allstate)
- State Laws for Cellphones and Texting (iihs.org)
- Determining Your Vehicle’s Value and Repair Cost (Insurance Information Insitute)
- How Can I Save Money on Auto Insurance? (Insurance Information Insitute)
Rates by U.S. City
|New York City, NY||$2,127|
|Los Angeles, CA||$2,307|
Need a specific model?
Choose your model and trim below
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$87|
|5-yr Claim Free||$85|
|Paid in Full/EFT||$52|
Discounts are estimated and may not be available from every company or in every state.