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2011 GMC Canyon Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Nov 19, 2021

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Average insurance rates for a 2011 GMC Canyon are $1,088 a year including full coverage. Comprehensive costs an estimated $184 a year, collision costs $272, and liability costs around $474. Buying a liability-only policy costs as low as $522 a year, with high-risk insurance costing around $2,348. Teenage drivers receive the highest rates at $4,326 a year or more.

Annual premium for full coverage: $1,088

Rate estimates for 2011 GMC Canyon Insurance

Comprehensive $184
Collision $272
Liability $474

Rate data is compiled from all 50 U.S. states and averaged for all 2011 GMC Canyon models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a middle-aged driver, prices range go from as low as $522 for just liability insurance to a high of $2,348 for a high risk driver.

Liability Only $522
Full Coverage $1,088
High Risk $2,348

View Chart as Image

2011 GMC Canyon insurance rates compared
Column chart showing 2011 GMC Canyon insurance prices range from $651 to $4,326 for full coverage

These differences highlight why it is important for drivers to compare prices for a targeted area and risk profile, instead of using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2011 GMC Canyon Insurance

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Want better insurance rates? Drivers have options when trying to find affordable GMC Canyon insurance. You can either spend your time struggling with agents to get rate comparisons or leverage the internet to compare rates.

There are more efficient ways to buy insurance and you need to know the best way to get price quotes on a GMC and get the lowest possible price from both online companies and local agents.

If you have a policy now or are shopping for new coverage, you can follow these tips to find the best rates and possibly find even better coverage. This article will introduce you to how to effectively get price quotes. Consumers just need to learn the tricks to shop their coverage around on the web.

Discounts can save BIG

Properly insuring your vehicles can get expensive, but companies offer discounts to help bring down the price. A few discounts will automatically apply when you quote, but a few must be asked for before they will apply. If you’re not getting every credit you qualify for, you’re just leaving money on the table.

  • No Accidents – Claim-free drivers pay less when compared with bad drivers.
  • Multi-policy Discount – If you insure your home and vehicles with the same insurance company you may save at least 10% off all policies.
  • Federal Employees – Employees or retirees of the government can save as much as 8% on Canyon coverage with select insurance companies.
  • Passive Restraint Discount – Vehicles equipped with air bags and/or automatic seat belt systems may earn rate discounts of more than 20%.
  • Life Insurance Discount – Companies who offer life insurance give a discount if you purchase life insurance from them.
  • Military Rewards – Having a family member in the military could be rewarded with lower premiums.

Drivers should understand that some of the credits will not apply to the entire policy premium. Most only apply to the price of certain insurance coverages like liability, collision or medical payments. So even though they make it sound like you can get free auto insurance, companies wouldn’t make money that way. Any amount of discount will bring down your premiums.

A partial list of companies that may offer these benefits may include but are not limited to:

  • GEICO
  • USAA
  • Progressive
  • American Family
  • Esurance
  • Farmers Insurance
  • State Farm

Check with all companies you are considering how you can save money. Some discounts may not be available everywhere.

Comparison of Auto Insurance

All major auto insurance companies provide coverage price quotes online. Getting quotes doesn’t take much effort as you just enter your required coverages as requested by the quote form. Upon sending the form, their rating system automatically orders information on your driving record and credit history and returns a price quote based on these and other factors.

Online quotes simplifies rate comparisons, but the process of having to visit different websites and complete many quote forms can be a bit tiresome and repetitive. But it’s very important to do this if you want to find the lowest auto insurance rates.

The smarter way to find lower prices uses one form to get prices from a lot of companies. It’s a real time-saver, requires much less work on your part, and makes price shopping online much simpler. After sending the form, it gets priced and you can choose any or none of the returned quotes.

If you find a better price it’s easy to complete the application and buy the policy. This process takes just a few minutes to complete and you will find out if you’re overpaying now.

If you want to get comparison pricing now, click here and submit your coverage information. If you have your current policy handy, we recommend that you enter the coverages as close as possible to your current policy. This helps ensure you’re receiving a rate comparison for similar coverage.

Will just any policy work for me?

When choosing the right insurance coverage for your personal vehicles, there is no “best” method to buy coverage. Your needs are not the same as everyone else’s.

For example, these questions may help highlight if your insurance needs may require specific advice.

  • Do I need to file an SR-22 for a DUI in my state?
  • Do I need roadside assistance coverage?
  • Is my 2011 GMC Canyon covered for smoke damage?
  • Are my tools covered if they get stolen from my vehicle?
  • When does my teenage driver need to be added to my policy?
  • Does my personal policy cover me when driving out-of-state?
  • Is there coverage for injuries to my pets?
  • I don’t drive much so do I pay less?
  • Does my liability insurance cover pulling a trailer or camper?

If it’s difficult to answer those questions but you know they apply to you, you may need to chat with an agent. To find an agent in your area, fill out this quick form. It’s fast, doesn’t cost anything and can help protect your family.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

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Educate yourself about car insurance coverages

Knowing the specifics of your policy can help you determine appropriate coverage and proper limits and deductibles. The terms used in a policy can be ambiguous and reading a policy is terribly boring.

Collision coverages – Collision insurance covers damage to your Canyon resulting from a collision with an object or car. You first must pay a deductible then the remaining damage will be paid by your insurance company.

Collision insurance covers claims like colliding with a tree, rolling your car and crashing into a building. Paying for collision coverage can be pricey, so consider removing coverage from vehicles that are 8 years or older. You can also choose a higher deductible to save money on collision insurance.

Liability coverages – Liability insurance provides protection from damages or injuries you inflict on a person or their property in an accident. This insurance protects YOU against other people’s claims, and does not provide coverage for your injuries or vehicle damage.

It consists of three limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You might see limits of 25/50/25 that means you have a $25,000 limit per person for injuries, a limit of $50,000 in injury protection per accident, and property damage coverage for $25,000. Another option is a combined single limit or CSL which limits claims to one amount and claims can be made without the split limit restrictions.

Liability coverage protects against things such as repair bills for other people’s vehicles, legal defense fees and medical services. How much coverage you buy is your choice, but buy higher limits if possible.

UM/UIM Coverage – This protects you and your vehicle’s occupants when the “other guys” are uninsured or don’t have enough coverage. It can pay for injuries sustained by your vehicle’s occupants and damage to your GMC Canyon.

Because many people only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is a good idea. Frequently the UM/UIM limits are similar to your liability insurance amounts.

Medical costs insurance – Coverage for medical payments and/or PIP reimburse you for bills like hospital visits, surgery, chiropractic care, doctor visits and rehabilitation expenses. They are used to fill the gap from your health insurance policy or if you lack health insurance entirely. They cover you and your occupants in addition to getting struck while a pedestrian. Personal injury protection coverage is only offered in select states but it provides additional coverages not offered by medical payments coverage

Comprehensive or Other Than Collision – This coverage pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You need to pay your deductible first and then insurance will cover the rest of the damage.

Comprehensive coverage pays for claims such as hitting a bird, damage from getting keyed, theft, a tree branch falling on your vehicle and a broken windshield. The maximum payout you’ll receive from a claim is the cash value of the vehicle, so if the vehicle is not worth much consider dropping full coverage.

A fool and his money are soon parted

Affordable 2011 GMC Canyon insurance can be sourced both online and with local insurance agents, so you should be comparing quotes from both to have the best rate selection. There are still a few companies who do not offer online price quotes and these small insurance companies work with independent agents.

Insureds leave their current company for a variety of reasons including policy non-renewal, questionable increases in premium, delays in responding to claim requests or even denial of a claim. It doesn’t matter why you want to switch choosing a new insurance company is pretty easy and you might even save some money in the process.

While you’re price shopping online, it’s not a good idea to reduce coverage to reduce premium. In many instances, someone sacrificed liability limits or collision coverage only to discover later that a couple dollars of savings turned into a financial nightmare. The proper strategy is to get the best coverage possible at the best price, not the least amount of coverage.

To learn more, feel free to browse these articles:

Use our FREE quote tool to compare rates now!

Rates by U.S. City

2011 GMC Canyon Insurance Rates by City
City Premium
New York City, NY $1,719
Los Angeles, CA $1,860
Philadelphia, PA $1,453
Jacksonville, FL $1,580
Phoenix, AZ $1,266
Chicago, IL $1,458
Houston, TX $1,706
Seattle, WA $1,061
Columbus, OH $910
Indianapolis, IN $924

Need a specific model?

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Rates by Driver Age

2011 GMC Canyon Insurance Rates by Driver Age
Driver Age Premium
16 $4,326
20 $2,496
30 $1,114
40 $1,088
50 $996
60 $976

Full coverage, $500 deductibles

Rates by Deductible

2011 GMC Canyon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,288
$250 $1,196
$500 $1,088
$1,000 $984

Full coverage, driver age 40

Rates by Liability Limit

GMC Canyon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,088
50/100 $1,183
100/300 $1,301
250/500 $1,609
100 CSL $1,230
300 CSL $1,491
500 CSL $1,681

Full coverage, driver age 40

Rates for High Risk Drivers

2011 GMC Canyon Insurance Rates for High Risk Drivers
Age Premium
16 $6,114
20 $3,980
30 $2,372
40 $2,348
50 $2,244
60 $2,222

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $148

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $56
Multi-vehicle $59
Homeowner $19
5-yr Accident Free $69
5-yr Claim Free $69
Paid in Full/EFT $42
Advance Quote $49
Online Quote $74
Total Discounts $437
Rate after discounts $651

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2011 GMC Canyon Insurance Rates by State
State Premium
Alabama $984
Alaska $834
Arizona $904
Arkansas $1,088
California $1,240
Colorado $1,040
Connecticut $1,120
Delaware $1,232
Florida $1,362
Georgia $1,002
Hawaii $782
Idaho $736
Illinois $810
Indiana $818
Iowa $734
Kansas $1,036
Kentucky $1,484
Louisiana $1,610
Maine $672
Maryland $896
Massachusetts $872
Michigan $1,890
Minnesota $910
Mississippi $1,304
Missouri $966
Montana $1,168
Nebraska $858
Nevada $1,306
New Hampshire $784
New Jersey $1,216
New Mexico $964
New York $1,146
North Carolina $626
North Dakota $892
Ohio $752
Oklahoma $1,118
Oregon $996
Pennsylvania $1,038
Rhode Island $1,450
South Carolina $986
South Dakota $920
Tennessee $954
Texas $1,312
Utah $804
Vermont $746
Virginia $650
Washington $842
West Virginia $998
Wisconsin $754
Wyoming $970

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