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2011 GMC Yukon Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Oct 1, 2017

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Average insurance rates for a 2011 GMC Yukon are $1,210 a year including full coverage. Comprehensive insurance costs on average $242 a year, collision costs $346, and liability coverage costs around $464. Buying a liability-only policy costs as low as $514 a year, with high-risk insurance costing $2,604 or more. Teen drivers receive the highest rates at $4,660 a year or more.

Annual premium for full coverage: $1,210

Rate estimates for 2011 GMC Yukon Insurance

Comprehensive $242
Collision $346
Liability $464

Rate data is compiled from all 50 U.S. states and averaged for all 2011 GMC Yukon models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a middle-aged driver, prices range go from as low as $514 for just liability coverage to a high of $2,604 for a high risk driver.

Liability Only $514
Full Coverage $1,210
High Risk $2,604

View Chart as Image

2011 GMC Yukon insurance rates compared
Column chart showing 2011 GMC Yukon insurance prices range from $717 to $4,660 for full coverage

These differences highlight why it is important for drivers to compare prices based on a specific location and risk profile, rather than using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2011 GMC Yukon Insurance

Searching Companies

Trying to find lower auto insurance rates for your GMC Yukon? Have you fallen victim to overpriced auto insurance? Trust us, many consumers are feeling buyer’s remorse and feel like there’s no way out.

There is such a variety of auto insurance companies to purchase coverage from, and even though it’s nice to be able to choose, too many choices makes it more difficult to compare rates.

You should make it a habit to price shop coverage periodically due to the fact that insurance rates are constantly changing. Just because you found the lowest price on Yukon coverage a couple years back the chances are good that you can find a lower rate today. Don’t believe everything you read about auto insurance on the web, but by reading this article, you’re going to learn some of the best ways to buy auto insurance cheaper.

The purpose of this article is to instruct you on the most effective way to quote insurance and some tips to save money. If you are paying for car insurance now, you will most likely be able to cut costs considerably using these techniques. Nevertheless, consumers do need to understand how insurance companies sell insurance online and take advantage of how the system works.

These factors can influence what you pay for GMC Yukon insurance

Consumers need to have an understanding of some of the elements that go into determining the rates you pay for car insurance. When you know what positively or negatively determines base rates enables informed choices that can help you get much lower annual insurance costs.

Listed below are some of the factors car insurance companies consider when setting your rates.

  • Policy add-ons can waste money – There are many add-on coverages you can purchase when buying car insurance. Coverages like personal injury protection, better glass coverage and term life insurance may be wasting your money. They may seem good when talking to your agent, but if they’re wasting money get rid of them and save.
  • Women pay lower rates – Statistics show women are more cautious behind the wheel. However, don’t assume that men are WORSE drivers than women. Both sexes have accidents at about the same rate, but the men cause more damage and cost insurance companies more money. Men also statistically have more aggressive citations such as DWI and reckless driving.
  • What are your deductibles? – Physical damage coverage, termed comprehensive and collision coverage on your policy, protects your GMC from damage. Examples of covered claims could be running into the backend of another car, vandalism, and windstorm damage. Physical damage deductibles are the amount of money you are required to spend out-of-pocket in the event of a claim. The more money you’re willing to pay, the less your company will charge you for insurance on Yukon coverage.
  • Multi-policy discounts can save money – Many car insurance companies give discounts to people who consolidate policies with them, otherwise known as a multi-policy discount. Even with this discount, it’s still a good idea to comparison shop to verify if the discount is saving money.
  • Protect yourself with liability coverage – Liability coverage provides coverage if you are found to be at fault for causing damage or personal injury in an accident. Liability insurance provides you with a defense in court up to the limits shown on your policy. Carrying liability coverage is mandatory and cheap when compared with rates for comp and collision, so buy as much as you can afford.
  • Where you live is a factor – Choosing to live in a small town can be a good thing when it comes to car insurance. Drivers who live in large cities have much more traffic and longer commute times. Fewer drivers translates into fewer accidents and also fewer theft and vandalism claims.
  • Drive a safer car and pay less – Vehicles with good safety scores can get you lower premiums. These vehicles protect occupants better and fewer injuries translates into fewer and smaller insurance claims and more competitive rates for policyholders. If your GMC Yukon earned at least an “acceptable” rating on the Insurance Institute for Highway Safety website you are probably receiving a discount.
  • More miles equals more premium – The more you drive every year the higher your rate. The majority of insurers apply a rate based on their usage. Cars not used for work or commuting qualify for better rates than those used for commuting. Ask your agent if your car insurance policy properly reflects the correct driver usage. If your policy improperly rates your Yukon can cost quite a bit.

Insurance Prices

All major insurance companies like GEICO, State Farm and Progressive allow you to get pricing online. This process doesn’t take a lot of time as you simply type in your personal and coverage information into a form. Behind the scenes, the company’s rating system requests your credit score and driving record and generates pricing information. Online price quotes helps simplify price comparisons, but the work required to visit different websites and fill out multiple forms is not the best way to spend an afternoon. But it’s very important to have as many quotes as possible if you are searching for the best price on insurance.

The easiest way to compare rates utilizes a single form that gets price quotes from multiple companies. It’s a real time-saver, eliminates form submissions, and makes online shopping much more efficient. After sending the form, your coverage is rated and you can choose any one of the resulting price quotes.

If you find a better price you can click and sign and purchase coverage. The whole process takes just a few minutes to complete and may save quite a bit of money.

To find out what other companies charge, click here to open in a new tab and enter your information. If you have your current policy handy, we recommend you copy coverages and limits as shown on your current policy. Doing this guarantees you will have a price comparison for the exact same coverage.

Verify you’re getting all your discounts

Insuring your fleet can be pricey, but there could be available discounts to help offset the cost. Larger premium reductions will be automatically applied at quote time, but some must be inquired about before you will receive the discount.

  • Homeowners Discount – Owning a home may trigger a auto insurance policy discount due to the fact that maintaining a home requires personal responsibility.
  • Payment Discounts – By paying your policy upfront instead of monthly or quarterly installments you could save up to 5%.
  • Multiple Vehicles – Buying insurance for multiple vehicles with the same company qualifies for this discount.
  • Student in College – Children living away from home attending college without a vehicle on campus may be able to be covered for less.
  • Senior Citizens – Mature drivers can possibly qualify for reduced rates on Yukon coverage.
  • Fewer Miles Equal More Savings – Low mileage vehicles could qualify for lower rates on the low mileage vehicles.
  • No Accidents – Drivers with accident-free driving histories pay less compared to accident-prone drivers.

Keep in mind that many deductions do not apply to the entire cost. Most only cut the cost of specific coverages such as liability, collision or medical payments. So even though they make it sound like it’s possible to get free car insurance, companies wouldn’t make money that way. Any amount of discount will reduce your premiums.

For a list of insurers who offer auto insurance discounts, click here to view.

When should I talk to an agent?

When it comes to buying the best insurance coverage coverage for your vehicles, there really is not a best way to insure your cars. Everyone’s needs are different so your insurance should reflect that These are some specific questions might point out whether your personal situation might need an agent’s assistance.

  • Do I have coverage when using my vehicle for my home business?
  • How much liability do I need to cover my assets?
  • When do I need to add a new car to my policy?
  • Is business equipment covered while in my vehicle?
  • Do I need more liability coverage?
  • Do I need higher collision deductibles?
  • What if I owe more than I can insure my car for?
  • What if I don’t agree with a claim settlement offer?
  • How many claims can I have before being canceled?

If you can’t answer these questions then you might want to talk to a licensed agent. If you want to speak to an agent in your area, fill out this quick form or you can also visit this page to select a carrier

Information about specific coverages

Understanding the coverages of your policy aids in choosing the best coverages at the best deductibles and correct limits. The terms used in a policy can be ambiguous and reading a policy is terribly boring. Shown next are the normal coverages found on the average insurance policy.

Collision coverages – Collision insurance pays for damage to your Yukon resulting from colliding with another car or object. You have to pay a deductible and the rest of the damage will be paid by collision coverage.

Collision coverage pays for things like crashing into a building, hitting a parking meter, damaging your car on a curb and colliding with a tree. Collision is rather expensive coverage, so analyze the benefit of dropping coverage from lower value vehicles. Another option is to raise the deductible in order to get cheaper collision rates.

Medical payments and PIP coverage – Med pay and PIP coverage pay for expenses like pain medications, nursing services, doctor visits and dental work. They are often used to fill the gap from your health insurance program or if you do not have health coverage. They cover you and your occupants as well as if you are hit as a while walking down the street. Personal Injury Protection is not an option in every state and gives slightly broader coverage than med pay

Liability coverage – This coverage will cover injuries or damage you cause to a person or their property. It protects YOU against other people’s claims. Liability doesn’t cover your own vehicle damage or injuries.

Liability coverage has three limits: bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. As an example, you may have values of 25/50/25 which means a limit of $25,000 per injured person, a total of $50,000 of bodily injury coverage per accident, and $25,000 of coverage for damaged property. Some companies may use one number which is a combined single limit which combines the three limits into one amount and claims can be made without the split limit restrictions.

Liability insurance covers claims such as structural damage, court costs, attorney fees, funeral expenses and legal defense fees. How much liability coverage do you need? That is a personal decision, but it’s cheap coverage so purchase as large an amount as possible.

Comprehensive auto coverage – Comprehensive insurance coverage covers damage from a wide range of events other than collision. A deductible will apply and then insurance will cover the rest of the damage.

Comprehensive coverage pays for claims like hail damage, theft and hitting a deer. The maximum amount your insurance company will pay is the cash value of the vehicle, so if the vehicle’s value is low consider dropping full coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage – Your UM/UIM coverage protects you and your vehicle’s occupants when the “other guys” either have no liability insurance or not enough. It can pay for injuries sustained by your vehicle’s occupants and also any damage incurred to your 2011 GMC Yukon.

Because many people only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is important protection for you and your family. Most of the time the UM/UIM limits do not exceed the liability coverage limits.

Online plus local equals savings

You just learned some good ideas how to shop for 2011 GMC Yukon insurance online. The key thing to remember is the more you quote, the more likely it is that you will get a better rate. You may even find the lowest premiums are with a company that doesn’t do a lot of advertising. These smaller insurers may cover specific market segments cheaper than their larger competitors like State Farm or Progressive.

Lower-priced insurance can be bought online and with local insurance agents, so compare prices from both to get a complete price analysis. Some companies do not offer online price quotes and usually these smaller companies provide coverage only through local independent agents.

More information is available at these links:

Rates by U.S. City

2011 GMC Yukon Insurance Rates by City
City Premium
New York City, NY $1,911
Los Angeles, CA $2,070
Philadelphia, PA $1,616
Jacksonville, FL $1,756
Phoenix, AZ $1,406
Chicago, IL $1,624
Houston, TX $1,898
Seattle, WA $1,177
Columbus, OH $1,012
Indianapolis, IN $1,028

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2011 GMC Yukon Insurance Rates by Driver Age
Driver Age Premium
16 $4,660
20 $2,760
30 $1,246
40 $1,210
50 $1,108
60 $1,084

Full coverage, $500 deductibles

Rates by Deductible

2011 GMC Yukon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,466
$250 $1,348
$500 $1,210
$1,000 $1,076

Full coverage, driver age 40

Rates by Liability Limit

GMC Yukon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,210
50/100 $1,303
100/300 $1,419
250/500 $1,720
100 CSL $1,349
300 CSL $1,604
500 CSL $1,790

Full coverage, driver age 40

Rates for High Risk Drivers

2011 GMC Yukon Insurance Rates for High Risk Drivers
Age Premium
16 $6,606
20 $4,394
30 $2,642
40 $2,604
50 $2,484
60 $2,460

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $163

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $64
Homeowner $20
5-yr Accident Free $80
5-yr Claim Free $77
Paid in Full/EFT $49
Advance Quote $56
Online Quote $84
Total Discounts $493
Rate after discounts $717

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2011 GMC Yukon Insurance Rates by State
State Premium
Alabama $1,094
Alaska $928
Arizona $1,004
Arkansas $1,210
California $1,380
Colorado $1,158
Connecticut $1,244
Delaware $1,370
Florida $1,514
Georgia $1,116
Hawaii $870
Idaho $818
Illinois $902
Indiana $910
Iowa $818
Kansas $1,150
Kentucky $1,652
Louisiana $1,792
Maine $748
Maryland $998
Massachusetts $970
Michigan $2,102
Minnesota $1,012
Mississippi $1,450
Missouri $1,072
Montana $1,300
Nebraska $954
Nevada $1,450
New Hampshire $870
New Jersey $1,352
New Mexico $1,072
New York $1,274
North Carolina $698
North Dakota $990
Ohio $836
Oklahoma $1,242
Oregon $1,108
Pennsylvania $1,154
Rhode Island $1,614
South Carolina $1,096
South Dakota $1,022
Tennessee $1,060
Texas $1,460
Utah $898
Vermont $830
Virginia $726
Washington $934
West Virginia $1,108
Wisconsin $838
Wyoming $1,080

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