Nissan GT-R Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 4, 2023

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U.S. average auto insurance rates for a Nissan GT-R are $1,190 annually with full coverage. Comprehensive insurance costs approximately $248, collision costs $404, and liability coverage is estimated at $402. Buying just liability costs approximately $446 a year, with insurance for high-risk drivers costing $2,570 or more. Teenage drivers pay the highest rates at $4,486 a year or more.

Average premium for full coverage: $1,190

Price estimates by individual coverage:

Comprehensive $248
Collision $404
Liability $402

Price estimates include $500 policy deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and for different GT-R trim levels.

Price Range from Low to High

For an average driver, Nissan GT-R insurance prices go from as cheap as $446 for a discount liability-only rate to a much higher rate of $2,570 for a driver that may need high-risk insurance.

Liability Only $446
Full Coverage $1,190
High Risk $2,570

Geographic Price Range

Living in a larger city has a large influence on the price of insurance. Rural locations have fewer collision claims than densely populated cities.

The price range example below illustrates the effect of geographic area on auto insurance prices.

Rural Areas $893
Small Cities $1,250
Large Cities $1,607

The ranges above demonstrate why anyone shopping for car insurance should get quotes using their specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details estimated Nissan GT-R insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $691
  • Choosing higher $1,000 deductibles can save $150 annually
  • The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,190
  • Using more expensive low deductibles for comp and collision coverage costs an additional $284 each year
  • Drivers who are prone to accidents and violations could pay around $2,570 or more
  • The price with full coverage for a teenage driver with full coverage can cost $4,486 each year

View Chart as Image

Nissan GT-R insurance cost comparison chart
Column chart showing full coverage Nissan GT-R insurance prices range from $691 to $4,486

Insurance prices for a Nissan GT-R are also quite variable based on the trim level and model year, your driving record, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high physical damage deductibles may only pay around $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,400 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out anywhere from $1,400 to $2,000 additional each year, depending on your age. High-risk driver insurance ranges around 45% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $440 a year, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Nissan GT-R insurance rates. A good driver about age 40 could pay as low as $860 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,600 on average in New York, Michigan, and Florida.

Nissan GT-R Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,074 -$116 -9.7%
Alaska $912 -$278 -23.4%
Arizona $986 -$204 -17.1%
Arkansas $1,190 -$0 0.0%
California $1,354 $164 13.8%
Colorado $1,132 -$58 -4.9%
Connecticut $1,220 $30 2.5%
Delaware $1,342 $152 12.8%
Florida $1,484 $294 24.7%
Georgia $1,098 -$92 -7.7%
Hawaii $854 -$336 -28.2%
Idaho $806 -$384 -32.3%
Illinois $884 -$306 -25.7%
Indiana $896 -$294 -24.7%
Iowa $802 -$388 -32.6%
Kansas $1,128 -$62 -5.2%
Kentucky $1,620 $430 36.1%
Louisiana $1,758 $568 47.7%
Maine $732 -$458 -38.5%
Maryland $980 -$210 -17.6%
Massachusetts $948 -$242 -20.3%
Michigan $2,062 $872 73.3%
Minnesota $996 -$194 -16.3%
Mississippi $1,422 $232 19.5%
Missouri $1,054 -$136 -11.4%
Montana $1,276 $86 7.2%
Nebraska $936 -$254 -21.3%
Nevada $1,426 $236 19.8%
New Hampshire $856 -$334 -28.1%
New Jersey $1,328 $138 11.6%
New Mexico $1,052 -$138 -11.6%
New York $1,250 $60 5.0%
North Carolina $684 -$506 -42.5%
North Dakota $974 -$216 -18.2%
Ohio $820 -$370 -31.1%
Oklahoma $1,218 $28 2.4%
Oregon $1,090 -$100 -8.4%
Pennsylvania $1,132 -$58 -4.9%
Rhode Island $1,584 $394 33.1%
South Carolina $1,078 -$112 -9.4%
South Dakota $1,004 -$186 -15.6%
Tennessee $1,038 -$152 -12.8%
Texas $1,432 $242 20.3%
Utah $880 -$310 -26.1%
Vermont $812 -$378 -31.8%
Virginia $712 -$478 -40.2%
Washington $918 -$272 -22.9%
West Virginia $1,090 -$100 -8.4%
Wisconsin $822 -$368 -30.9%
Wyoming $1,056 -$134 -11.3%

View Chart as Image

Nissan GT-R insurance rates by U.S. city

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to compare prices and see how they stack up. Each auto insurer uses a different method to calculate prices, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Nissan GT-R Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan GT-R Premium AWD 2-Dr $1,190 $99
Nissan GT-R AWD 2-Dr $1,190 $99

Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan GT-R Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Nissan GT-R $248 $404 $402 $1,190

Rates are averaged for all Nissan GT-R models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper Nissan GT-R Insurance

Getting lower rates on auto insurance takes avoiding accidents and claims, having good credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Take the time to compare rates once a year by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The points below are a condensed summary of the data that was covered in the above illustrations.

  • You may be able to save around $140 per year simply by shopping early and online
  • Consumers who purchase increased liability limits will pay an extra $440 every year to raise limits from a low limit to higher 250/500 limits
  • Drivers under the age of 20 are the costliest to insure, costing up to $374 a month if they have full coverage
  • Drivers with multiple at-fault accidents may pay on average $1,380 more per year to insure a Nissan GT-R

Rates by Driver Age

Nissan GT-R Insurance Rates by Driver Age
Driver Age Premium
16 $4,486
20 $2,726
30 $1,232
40 $1,190
50 $1,086
60 $1,066

Full coverage, $500 deductibles

Rates by Deductible

Nissan GT-R Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,474
$250 $1,342
$500 $1,190
$1,000 $1,040

Full coverage, driver age 40

Rates by Liability Limit

Nissan GT-R Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,190
50/100 $1,270
100/300 $1,371
250/500 $1,632
100 CSL $1,311
300 CSL $1,532
500 CSL $1,693

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan GT-R Insurance Rates for High Risk Drivers
Age Premium
16 $6,392
20 $4,342
30 $2,618
40 $2,570
50 $2,448
60 $2,426

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $165

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $63
Homeowner $19
5-yr Accident Free $84
5-yr Claim Free $77
Paid in Full/EFT $52
Advance Quote $57
Online Quote $84
Total Discounts $499
Rate after discounts $691

Discounts are estimated and may not be available from every company or in every state.

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