Nissan Murano Insurance Rates
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UPDATED: Jun 6, 2023
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Many people ask us, “What is the Nissan Murano cost of insurance?” and “Are Nissan Muranos expensive to insure?” Most drivers will pay an average of $1,370 a year, or $114 a month. Our comprehensive guide breaks down Nissan Murano insurance rates so drivers can find savings. Read on.
To start comparison shopping for Nissan Murano insurance rates today, enter your ZIP code in our free tool above.
Average insurance rates for a Nissan Murano are $1,306 a year for full coverage insurance. Comprehensive insurance costs on average $248 a year, collision costs $458, and liability is estimated at $442. Buying just liability costs approximately $496 a year, with insurance for high-risk drivers costing $2,836 or more. Teen drivers receive the highest rates at $5,006 a year or more.
Average premium for full coverage: $1,306
Rate estimates by individual coverage type:
Full coverage includes $500 comprehensive and collision deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and Murano trim levels.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range go from as low as $496 for liability-only coverage to a high of $2,836 for high-risk insurance.
Price Range by Location
Living in a larger city can make a big difference on insurance rates. Rural areas tend to have a lower frequency of physical damage claims than larger metro areas.
The diagram below illustrates how rural and urban location affects car insurance rates.
These examples illustrate why it is important to get quotes based on a specific location and risk profile, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below illustrates estimated Nissan Murano insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $756
- Choosing higher $1,000 deductibles can save around $1,144 each year
- The average rate for a 40-year-old driver with $500 deductibles is $1,306
- Choosing low $100 deductibles for comp and collision coverage will cost an extra $312 annually
- Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,836 or more
- The cost for full coverage for a 16-year-old driver may cost $5,006 each year
Auto insurance rates for a Nissan Murano can also vary considerably based on your driver profile, the model year and trim level, and policy deductibles and limits.
Older drivers with a good driving record and high deductibles may pay as low as $1,200 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay upwards of $5,000 a year. View Rates by Age
Where you live plays a big part in determining prices for Nissan Murano insurance prices. A good driver about age 40 could pay as low as $850 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,770 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,182 | -$124 | -9.5% |
| Alaska | $1,002 | -$304 | -23.3% |
| Arizona | $1,086 | -$220 | -16.8% |
| Arkansas | $1,306 | -$0 | 0.0% |
| California | $1,488 | $182 | 13.9% |
| Colorado | $1,248 | -$58 | -4.4% |
| Connecticut | $1,344 | $38 | 2.9% |
| Delaware | $1,478 | $172 | 13.2% |
| Florida | $1,634 | $328 | 25.1% |
| Georgia | $1,206 | -$100 | -7.7% |
| Hawaii | $938 | -$368 | -28.2% |
| Idaho | $884 | -$422 | -32.3% |
| Illinois | $972 | -$334 | -25.6% |
| Indiana | $984 | -$322 | -24.7% |
| Iowa | $880 | -$426 | -32.6% |
| Kansas | $1,242 | -$64 | -4.9% |
| Kentucky | $1,782 | $476 | 36.4% |
| Louisiana | $1,936 | $630 | 48.2% |
| Maine | $806 | -$500 | -38.3% |
| Maryland | $1,078 | -$228 | -17.5% |
| Massachusetts | $1,046 | -$260 | -19.9% |
| Michigan | $2,270 | $964 | 73.8% |
| Minnesota | $1,092 | -$214 | -16.4% |
| Mississippi | $1,566 | $260 | 19.9% |
| Missouri | $1,158 | -$148 | -11.3% |
| Montana | $1,404 | $98 | 7.5% |
| Nebraska | $1,030 | -$276 | -21.1% |
| Nevada | $1,566 | $260 | 19.9% |
| New Hampshire | $940 | -$366 | -28.0% |
| New Jersey | $1,462 | $156 | 11.9% |
| New Mexico | $1,158 | -$148 | -11.3% |
| New York | $1,378 | $72 | 5.5% |
| North Carolina | $752 | -$554 | -42.4% |
| North Dakota | $1,070 | -$236 | -18.1% |
| Ohio | $904 | -$402 | -30.8% |
| Oklahoma | $1,342 | $36 | 2.8% |
| Oregon | $1,198 | -$108 | -8.3% |
| Pennsylvania | $1,246 | -$60 | -4.6% |
| Rhode Island | $1,744 | $438 | 33.5% |
| South Carolina | $1,182 | -$124 | -9.5% |
| South Dakota | $1,104 | -$202 | -15.5% |
| Tennessee | $1,146 | -$160 | -12.3% |
| Texas | $1,574 | $268 | 20.5% |
| Utah | $968 | -$338 | -25.9% |
| Vermont | $894 | -$412 | -31.5% |
| Virginia | $782 | -$524 | -40.1% |
| Washington | $1,012 | -$294 | -22.5% |
| West Virginia | $1,198 | -$108 | -8.3% |
| Wisconsin | $904 | -$402 | -30.8% |
| Wyoming | $1,166 | -$140 | -10.7% |
Choosing high deductibles can save as much as $480 annually, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost as much as $398 extra every year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are probably paying at a minimum $1,600 to $2,200 in extra premium per year, depending on your age. A high-risk auto insurance policy ranges from 44% to 137% more than average. View High Risk Driver Rates
With so much variability in rates, the only way to figure out exactly what you will pay is to get quotes from multiple companies. Each auto insurer uses a different rate calculation, and quoted rates can be significantly different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Murano S 2WD | $1,230 | $103 |
| Nissan Murano S AWD | $1,230 | $103 |
| Nissan Murano SL 2WD | $1,230 | $103 |
| Nissan Murano SL AWD | $1,268 | $106 |
| Nissan Murano LE 2WD | $1,382 | $115 |
| Nissan Murano LE AWD | $1,382 | $115 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Nissan Murano | $248 | $458 | $442 | $1,306 |
| 2018 Nissan Murano | $238 | $424 | $452 | $1,272 |
| 2017 Nissan Murano | $230 | $400 | $456 | $1,244 |
| 2016 Nissan Murano | $220 | $358 | $460 | $1,196 |
| 2015 Nissan Murano | $206 | $330 | $460 | $1,154 |
| 2014 Nissan Murano | $198 | $310 | $464 | $1,130 |
| 2012 Nissan Murano | $180 | $268 | $474 | $1,080 |
| 2011 Nissan Murano | $174 | $244 | $478 | $1,054 |
| 2009 Nissan Murano | $152 | $202 | $474 | $986 |
| 2007 Nissan Murano | $146 | $178 | $460 | $942 |
| 2006 Nissan Murano | $144 | $168 | $452 | $922 |
| 2005 Nissan Murano | $132 | $160 | $446 | $896 |
| 2004 Nissan Murano | $126 | $152 | $442 | $878 |
Rates are averaged for all Nissan Murano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Nissan Murano Insurance
Saving money on insurance for a Nissan Murano takes avoiding accidents and violations, having good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Set aside time to shop around every couple of years by quoting rates from direct insurance companies like GEICO and Progressive, and also from local independent and exclusive agents.
The list below is a summary of the material that was raised in the charts and tables above.
- Insureds who require higher liability limits will pay about $490 annually to raise limits from a minimum limit to 250/500 limits
- Teenagers are charged the highest rates, costing up to $417 per month if they have full coverage
- Drivers considered higher risk who have multiple accidents or major violations pay an average of $1,530 more each year for car insurance
- Increasing deductibles can save around $475 each year
Regardless of whether you have an old Nissan Murano or a Nissan Murano 17.5, shopping for insurance will help you save on rates. So if you worried about how much does a 2018 or 2015 Nissan Murano cost to insure, find out for sure by getting quotes.
Enter your ZIP code in our free tool below to comparison shop.
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What are the safety ratings of the Nissan Murano?
A car with great safety features and ratings will cost less to insure. The Nissan Murano’s best safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, and lane-keeping assist.
The 2020 Nissan Murano also has great crash test ratings from the Insurance Insitute for Highway Safety (IIHS), which we listed below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
To understand how the IIHS crash tests vehicles, watch the video below.
Nissan Murano Compared Against Other Vehicles in the Same Class
The class and size of a vehicle affect liability rates. The Nissan Murano is a midsize SUV. The IIHS recorded the Nissan Murano’s liability losses as average and better than average, which is good. It means the Nissan Murano should have normal rates for liability insurance.
The list of midsize SUVs below will help you compare the Nissan Murano’s prices and ratings to other vehicles in its class.
Frequently Asked Questions
- Is the Nissan Murano a reliable car? It’s a value pick for midsize SUV class but there are better options in this class of vehicle.
To jump right into finding cheap Nissan Murano insurance rates, enter your ZIP code in our free tool.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,006 |
| 20 | $3,026 |
| 30 | $1,354 |
| 40 | $1,306 |
| 50 | $1,194 |
| 60 | $1,172 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,618 |
| $250 | $1,474 |
| $500 | $1,306 |
| $1,000 | $1,144 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,306 |
| 50/100 | $1,470 |
| 100/300 | $1,581 |
| 250/500 | $1,868 |
| 100 CSL | $1,515 |
| 300 CSL | $1,758 |
| 500 CSL | $1,935 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,120 |
| 20 | $4,824 |
| 30 | $2,886 |
| 40 | $2,836 |
| 50 | $2,708 |
| 60 | $2,684 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $69 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $94 |
| 5-yr Claim Free | $84 |
| Paid in Full/EFT | $57 |
| Advance Quote | $64 |
| Online Quote | $92 |
| Total Discounts | $550 |
Discounts are estimated and may not be available from every company or in every state.
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