Nissan Titan Insurance Rates

U.S. average insurance rates for a Nissan Titan are $970 a year with full coverage. Comprehensive insurance costs around $138, collision costs $152, and liability insurance costs $500. A policy with just liability insurance costs as little as $560 a year, with coverage for high-risk drivers costing $2,074 or more. Teenage drivers pay the highest rates at $4,016 a year or more.

Average premium for full coverage: $970

Price estimates for individual coverage:

Price estimates include $500 policy deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and for different Titan trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on insurance rates. Areas with sparse population have lower incidents of collision claims than densely populated cities.

The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

The ranges above demonstrate why anyone shopping for car insurance should compare rates for a specific zip code, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated Nissan Titan insurance rates for additional coverage choices and driver risks.

• The best discount rate is $606
• Drivers who choose higher $1,000 deductibles will pay about $68 annually
• The estimated price for the average middle-age driver using $500 deductibles is $970
• Using more expensive low deductibles for comprehensive and collision insurance will cost an additional $124 a year
• High risk drivers who are prone to accidents and violations could pay at least $2,074 or more
• The price that insures a teen driver with full coverage can be $4,016 a year

View Chart as Image

Insurance prices for a Nissan Titan are also quite variable based on the model year and trim level, your age and driving habits, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you may be forking out at least $1,100 to $1,700 extra each year, depending on your age. High-risk driver insurance can cost anywhere from 42% to 126% more than a normal policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $900 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay as much as $4,000 a year. View Rates by Age

The state you live in makes a big difference in Nissan Titan insurance rates. A 40-year-old driver could pay as low as $700 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,310 on average in Florida, Michigan, and New York.

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Using high physical damage deductibles could save up to $200 each year, while increasing your policy's liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $498 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out your exact price is to compare prices from as many companies as possible. Every company uses a different method to calculate prices, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2004 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Nissan Titan Insurance

Getting lower rates on Nissan Titan insurance not only requires being a good driver, but also having above-average credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Compare prices once a year by requesting rates from direct companies, and also from your local independent and exclusive agents.

The following list is a condensed summary of the data that was covered above.

• You may be able to save up to $100 per year simply by shopping early and online
• Drivers who may need an increased level of liability coverage will pay an extra $550 every year to go from a low limit to the 250/500 level
• Drivers age 16 to 20 pay higher prices, costing up to $335 a month if full coverage is included
• High-risk drivers with multiple at-fault accidents may pay on average $1,100 more every year than a safer driver