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2014 BMW M6 Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Apr 10, 2020

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Average insurance rates for a 2014 BMW M6 are $1,906 a year for full coverage. Comprehensive costs approximately $406 each year, collision costs $800, and liability costs $520. Buying a liability-only policy costs as little as $576 a year, with high-risk insurance costing around $4,150. Teenage drivers receive the highest rates at $7,038 a year or more.

Annual premium for full coverage: $1,906

Rate estimates for 2014 BMW M6 Insurance

Comprehensive $406
Collision $800
Liability $520

Rate data is compiled from all 50 U.S. states and averaged for all 2014 BMW M6 models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range go from as low as $576 for just liability insurance to a high rate of $4,150 for high-risk insurance.

Liability Only $576
Full Coverage $1,906
High Risk $4,150

View Chart as Image

2014 BMW M6 insurance rates compared
Column chart showing 2014 BMW M6 insurance prices range from $1071 to $7,038 for full coverage

These differences show why all drivers should compare rates using their specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2014 BMW M6 Insurance

Searching Companies

Searching for better auto insurance rates for your BMW M6? Expensive auto insurance can take a big chunk out of your savings account and make it hard to pay other bills. Comparing price quotes is free and is an excellent way to cut your insurance bill. Drivers have so many car insurance companies to buy insurance from, and although it’s nice to be able to choose, it can be more difficult to adequately compare rates.

Companies offer discounts so take them!

Companies don’t list all available discounts very clearly, so the following is a list of some of the more common as well as the least known insurance savings. If you’re not getting every credit you deserve, you are throwing money away.

  • Anti-lock Brakes – Cars that have steering control and anti-lock brakes can reduce accidents and earn discounts up to 10%.
  • Drive Safe and Save – Drivers who don’t get into accidents can get discounts for up to 45% lower rates on M6 coverage than their less cautious counterparts.
  • Seat Belts Save – Drivers who require all occupants to buckle their seat belts can save up to 15% off the personal injury premium cost.
  • Military Rewards – Having a family member in the military could be rewarded with lower premiums.
  • Early Switch Discount – Select companies give a discount for switching to them prior to your current policy expiration. It’s a savings of about 10%.
  • Memberships – Being a member of a civic or occupational organization is a good way to get lower rates on your policy on M6 coverage.
  • Save with a New Car – Insuring a new car can save up to 30% compared to insuring an older model.

As a disclaimer on discounts, most discount credits are not given the whole policy. Most cut individual premiums such as physical damage coverage or medical payments. So even though it sounds like having all the discounts means you get insurance for free, companies don’t profit that way.

Companies who might offer these discounts include:

It’s a good idea to ask each company how you can save money. All car insurance discounts might not be offered everywhere.

Do I just need basic coverages?

When it comes to choosing adequate coverage for your personal vehicles, there really is not a one size fits all plan. Every insured’s situation is different so your insurance needs to address that. For example, these questions might point out whether you could use an agent’s help.

  • Does my 2014 BMW M6 qualify for pleasure use?
  • What if I total my 2014 BMW M6 and owe more than it’s worth?
  • Where can I get insurance after a DUI in my state?
  • Is my nanny covered when driving my vehicle?
  • Am I covered if hit by an uninsured driver?
  • When should my teen driver be added to my policy?
  • Does insurance cover damages from a DUI accident?
  • Is my teen driver covered when they drive my company car?
  • Do I need replacement cost coverage?

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If it’s difficult to answer those questions but you know they apply to you, you might consider talking to a licensed agent. To find lower rates from a local agent, take a second and complete this form or you can also visit this page to select a carrier It is quick, free and can help protect your family.

Car insurance coverage information

Having a good grasp of a car insurance policy can be of help when determining the right coverages for your vehicles. Car insurance terms can be confusing and nobody wants to actually read their policy. These are typical coverage types offered by car insurance companies.

Protection from uninsured/underinsured drivers – This provides protection when the “other guys” do not carry enough liability coverage. Covered losses include medical payments for you and your occupants as well as damage to your BMW M6.

Because many people carry very low liability coverage limits, their limits can quickly be used up. So UM/UIM coverage is very important.

Collision coverages – This will pay to fix damage to your M6 resulting from a collision with another vehicle or an object, but not an animal. You will need to pay your deductible then the remaining damage will be paid by your insurance company.

Collision insurance covers claims like scraping a guard rail, rolling your car and sustaining damage from a pot hole. Paying for collision coverage can be pricey, so you might think about dropping it from lower value vehicles. You can also bump up the deductible to get cheaper collision coverage.

Comprehensive (Other than Collision) – This pays for damage that is not covered by collision coverage. A deductible will apply and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive coverage pays for things like vandalism, hail damage and theft. The highest amount a car insurance company will pay at claim time is the market value of your vehicle, so if it’s not worth much more than your deductible it’s not worth carrying full coverage.

Medical expense insurance – Medical payments and Personal Injury Protection insurance pay for short-term medical expenses like prosthetic devices, rehabilitation expenses and hospital visits. They are used to cover expenses not covered by your health insurance plan or if you lack health insurance entirely. They cover all vehicle occupants and also covers any family member struck as a pedestrian. Personal Injury Protection is not available in all states but it provides additional coverages not offered by medical payments coverage

Liability auto insurance – Liability coverage provides protection from damage that occurs to a person or their property. It protects YOU from legal claims by others, and doesn’t cover damage to your own property or vehicle.

Liability coverage has three limits: bodily injury per person, bodily injury per accident and property damage. As an example, you may have policy limits of 50/100/50 which means $50,000 in coverage for each person’s injuries, a limit of $100,000 in injury protection per accident, and a limit of $50,000 paid for damaged property.

Liability coverage protects against things like legal defense fees, emergency aid, funeral expenses, repair bills for other people’s vehicles and attorney fees. How much liability coverage do you need? That is a decision to put some thought into, but it’s cheap coverage so purchase as high a limit as you can afford.

A penny saved is a penny earned

Budget-conscious 2014 BMW M6 insurance is attainable online as well as from independent agents, and you need to price shop both to have the best rate selection. Some insurance coverage companies don’t offer online quoting and many times these small, regional companies only sell through independent insurance agents.

As you prepare to switch companies, do not sacrifice coverage to reduce premiums. In many instances, someone dropped physical damage coverage only to find out that their decision to reduce coverage ended up costing them more. The ultimate goal is to purchase a proper amount of coverage at the best price.

We covered a lot of ways to save on insurance. The key thing to remember is the more price quotes you have, the better your chances of lowering your rates. Consumers could even find that the most savings is with a smaller regional carrier. Smaller companies often have lower prices on specific markets than the large multi-state companies such as State Farm and Allstate.

More detailed insurance coverage information is available in the articles below:

Use our FREE quote tool to compare rates now!

Rates by U.S. City

2014 BMW M6 Insurance Rates by City
City Premium
New York City, NY $3,009
Los Angeles, CA $3,255
Philadelphia, PA $2,540
Jacksonville, FL $2,763
Phoenix, AZ $2,215
Chicago, IL $2,552
Houston, TX $2,982
Seattle, WA $1,852
Columbus, OH $1,590
Indianapolis, IN $1,625

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2014 BMW M6 Insurance Rates by Driver Age
Driver Age Premium
16 $7,038
20 $4,420
30 $1,994
40 $1,906
50 $1,740
60 $1,708

Full coverage, $500 deductibles

Rates by Deductible

2014 BMW M6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,440
$250 $2,190
$500 $1,906
$1,000 $1,632

Full coverage, driver age 40

Rates by Liability Limit

BMW M6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,906
50/100 $2,010
100/300 $2,140
250/500 $2,478
100 CSL $2,062
300 CSL $2,348
500 CSL $2,556

Full coverage, driver age 40

Rates for High Risk Drivers

2014 BMW M6 Insurance Rates for High Risk Drivers
Age Premium
16 $10,094
20 $7,052
30 $4,250
40 $4,150
50 $3,960
60 $3,926

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $274

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $104
Multi-vehicle $102
Homeowner $28
5-yr Accident Free $147
5-yr Claim Free $126
Paid in Full/EFT $92
Advance Quote $98
Online Quote $138
Total Discounts $835
Rate after discounts $1,071

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2014 BMW M6 Insurance Rates by State
State Premium
Alabama $1,720
Alaska $1,460
Arizona $1,582
Arkansas $1,906
California $2,170
Colorado $1,816
Connecticut $1,956
Delaware $2,154
Florida $2,382
Georgia $1,758
Hawaii $1,366
Idaho $1,290
Illinois $1,418
Indiana $1,438
Iowa $1,286
Kansas $1,808
Kentucky $2,596
Louisiana $2,820
Maine $1,176
Maryland $1,570
Massachusetts $1,522
Michigan $3,306
Minnesota $1,596
Mississippi $2,282
Missouri $1,690
Montana $2,046
Nebraska $1,502
Nevada $2,286
New Hampshire $1,372
New Jersey $2,128
New Mexico $1,684
New York $2,006
North Carolina $1,098
North Dakota $1,560
Ohio $1,314
Oklahoma $1,954
Oregon $1,744
Pennsylvania $1,814
Rhode Island $2,540
South Carolina $1,724
South Dakota $1,606
Tennessee $1,664
Texas $2,294
Utah $1,408
Vermont $1,302
Virginia $1,140
Washington $1,470
West Virginia $1,746
Wisconsin $1,318
Wyoming $1,694

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