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2014 Chevrolet Malibu Hybrid Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Apr 9, 2020

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Average insurance rates for a 2014 Chevrolet Malibu Hybrid are $1,244 a year for full coverage. Comprehensive costs on average $230, collision insurance costs $400, and liability coverage costs $456. Buying a liability-only policy costs as little as $508 a year, and high-risk insurance costs around $2,692. Teenage drivers receive the highest rates at up to $4,812 a year.

Annual premium for full coverage: $1,244

Rate estimates for 2014 Chevrolet Malibu Hybrid Insurance

Comprehensive $230
Collision $400
Liability $456

Rate data is compiled from all 50 U.S. states and averaged for all 2014 Chevrolet Malibu Hybrid models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For the average driver, prices range range from as low as $508 for just liability insurance to the much higher price of $2,692 for a driver that may need high-risk insurance.

Liability Only $508
Full Coverage $1,244
High Risk $2,692

View Chart as Image

2014 Chevrolet Malibu Hybrid insurance rates compared
Column chart showing 2014 Chevrolet Malibu Hybrid insurance prices range from $727 to $4,812 for full coverage

These differences show why everyone should compare rates based on a specific location and risk profile, rather than using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2014 Chevrolet Malibu Hybrid Insurance

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Nobody rejoices having to buy auto insurance, in particular when their premiums are through the roof.

Many insurers compete for your insurance dollar, so it’s not easy to compare every provider to discover the definitive cheapest price

It is always a good idea to do rate comparisons before your next renewal since insurance rates trend upward over time. Even if you got the best rate for Malibu Hybrid coverage six months ago you may be paying too much now. Forget all the misinformation about auto insurance because you’re about to learn the tricks you need to know to eliminate unnecessary coverages and save money.

If you currently have car insurance, you will most likely be able to lower your premiums substantially using this information. Finding affordable coverage is quite easy. But vehicle owners must learn the methods companies use to sell online and use this information to your advantage.

Find discounts on insurance coverage

Not too many consumers would say insurance coverage is affordable, but there’s a good chance there are discounts to help bring down the price. Certain reductions will be credited at the time you complete a quote, but occassionally some discounts must be requested specifically in order for you to get them.

  • College Student Discount – Youth drivers who live away from home to go to college and do not have a car can be insured at a reduced rate.
  • Theft Prevention System – Cars equipped with anti-theft or alarm systems help deter theft so companies will give you a small discount.
  • Military Rewards – Having a deployed family member could be rewarded with lower prices.
  • Low Mileage – Driving less may enable drivers to earn better rates on cars that stay parked.
  • Discounts for Federal Employees – Active or former government employment can earn a discount up to 10% for Malibu Hybrid coverage but check with your company.
  • Student Driver Training – Cut your cost by having your teen driver successfully complete driver’s ed class in school or through a local driver safety program.
  • Discounts for New Vehicles – Buying a new car instead of a used car can save you some money compared to insuring an older model.
  • Payment Discounts – If you pay your entire premium ahead of time rather than paying monthly you could save 5% or more.
  • Senior Citizen Rates – Drivers over the age of 55 may qualify for a small discount on rates for Malibu Hybrid coverage.

Remember that some credits don’t apply to the entire policy premium. Some only reduce the cost of specific coverages such as medical payments or collision. So when it seems like it’s possible to get free car insurance, you aren’t that lucky. Any amount of discount will help lower the amount you have to pay.

Some of the insurance companies that may offer quotes with some of the discounts shown above may include but are not limited to:

If you want inexpensive auto insurance quotes, ask all companies you are considering what discounts are available to you. Savings may not be offered in your area. If you would like to see a list of insurance coverage companies with the best insurance coverage discounts, enter your zip code here.

The method we recommend to compare car insurance rates takes advantage of the fact most insurance companies participate in a system to provide you with free rate quotes. The only thing you need to do is spend a couple of minutes providing details like daily mileage, if the car is leased, how much school you completed, and your general credit rating. The data is then submitted to insurance companies and they respond with quotes with very little delay.

Tailor your car insurance coverage to you

When buying the right insurance coverage for your personal vehicles, there isn’t really a “perfect” insurance plan. Everyone’s situation is unique so this has to be addressed. For example, these questions may help you determine whether your personal situation might need professional guidance.

  • Do I need special endorsements for business use of my vehicle?
  • Am I covered when delivering products for my home-based business?
  • Is a fancy paint job covered?
  • Do I have any recourse if my insurance company denies a claim?
  • Should I have a commercial auto policy?
  • Why am I be forced to buy a membership to get insurance from some companies?
  • What exactly is covered by my policy?
  • Should I put collision coverage on all my vehicles?
  • How much liability do I need to cover my assets?
  • When would I need additional glass coverage?

If you’re not sure about those questions but you think they might apply to your situation then you might want to talk to an insurance agent. To find an agent in your area, complete your zip code.

Specifics of your car insurance policy

Having a good grasp of car insurance helps when choosing appropriate coverage at the best deductibles and correct limits. The terms used in a policy can be confusing and even agents have difficulty translating policy wording. Below you’ll find typical coverages offered by car insurance companies.

Uninsured or underinsured coverage

This protects you and your vehicle from other drivers when they either have no liability insurance or not enough. This coverage pays for hospital bills for your injuries as well as damage to your Chevy Malibu Hybrid.

Because many people only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. That’s why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family. Usually your uninsured/underinsured motorist coverages do not exceed the liability coverage limits.

Medical expense coverage

Coverage for medical payments and/or PIP reimburse you for bills for things like EMT expenses, dental work and funeral costs. They are used in conjunction with a health insurance policy or if you do not have health coverage. Medical payments and PIP cover all vehicle occupants in addition to being hit by a car walking across the street. Personal Injury Protection is only offered in select states but can be used in place of medical payments coverage

Collision coverage

Collision insurance pays to fix your vehicle from damage caused by collision with a stationary object or other vehicle. A deductible applies and the rest of the damage will be paid by collision coverage.

Collision coverage protects against things like scraping a guard rail, crashing into a ditch, sideswiping another vehicle, sustaining damage from a pot hole and colliding with another moving vehicle. This coverage can be expensive, so consider removing coverage from vehicles that are older. It’s also possible to raise the deductible to save money on collision insurance.

Auto liability insurance

This can cover damages or injuries you inflict on other people or property in an accident. This insurance protects YOU against other people’s claims, and does not provide coverage for damage sustained by your vehicle in an accident.

It consists of three limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You commonly see policy limits of 100/300/100 that means you have $100,000 bodily injury coverage, a limit of $300,000 in injury protection per accident, and a limit of $100,000 paid for damaged property. Alternatively, you may have one number which is a combined single limit which provides one coverage limit without having the split limit caps.

Liability coverage protects against claims such as court costs, loss of income and bail bonds. How much liability coverage do you need? That is up to you, but it’s cheap coverage so purchase as high a limit as you can afford.

Comprehensive protection

Comprehensive insurance will pay to fix damage that is not covered by collision coverage. You first must pay your deductible and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive insurance covers claims like falling objects, a tree branch falling on your vehicle, damage from getting keyed and damage from flooding. The most you’ll receive from a claim is the cash value of the vehicle, so if it’s not worth much more than your deductible consider removing comprehensive coverage.

A fool and his money are soon parted

While you’re price shopping online, it’s very important that you do not reduce coverage to reduce premium. There are many occasions where someone sacrificed liability coverage limits only to regret that a couple dollars of savings turned into a financial nightmare. The proper strategy is to purchase a proper amount of coverage at the best cost, but do not sacrifice coverage to save money.

Lower-priced 2014 Chevy Malibu Hybrid insurance can be purchased from both online companies and from local insurance agents, and you need to comparison shop both to have the best selection. Some insurance companies do not offer online quoting and usually these small, regional companies only sell through independent insurance agencies.

We covered quite a bit of information on how to reduce 2014 Chevy Malibu Hybrid insurance rates online. The key thing to remember is the more providers you compare, the more likely it is that you will get a better rate. Drivers may discover the biggest savings come from some of the lesser-known companies. These companies may cover specific market segments cheaper than the large multi-state companies such as Allstate, GEICO and Progressive.

More information

Rates by U.S. City

2014 Chevrolet Malibu Hybrid Insurance Rates by City
City Premium
New York City, NY $1,965
Los Angeles, CA $2,127
Philadelphia, PA $1,660
Jacksonville, FL $1,805
Phoenix, AZ $1,445
Chicago, IL $1,667
Houston, TX $1,947
Seattle, WA $1,210
Columbus, OH $1,038
Indianapolis, IN $1,058

Rates by Driver Age

2014 Chevrolet Malibu Hybrid Insurance Rates by Driver Age
Driver Age Premium
16 $4,812
20 $2,872
30 $1,282
40 $1,244
50 $1,138
60 $1,116

Full coverage, $500 deductibles

Rates by Deductible

2014 Chevrolet Malibu Hybrid Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,520
$250 $1,392
$500 $1,244
$1,000 $1,100

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Malibu Hybrid Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,244
50/100 $1,335
100/300 $1,449
250/500 $1,746
100 CSL $1,381
300 CSL $1,632
500 CSL $1,814

Full coverage, driver age 40

Rates for High Risk Drivers

2014 Chevrolet Malibu Hybrid Insurance Rates for High Risk Drivers
Age Premium
16 $6,834
20 $4,578
30 $2,736
40 $2,692
50 $2,574
60 $2,552

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $173

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $65
Multi-vehicle $67
Homeowner $20
5-yr Accident Free $86
5-yr Claim Free $80
Paid in Full/EFT $53
Advance Quote $59
Online Quote $87
Total Discounts $517
Rate after discounts $727

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2014 Chevrolet Malibu Hybrid Insurance Rates by State
State Premium
Alabama $1,126
Alaska $954
Arizona $1,032
Arkansas $1,244
California $1,418
Colorado $1,188
Connecticut $1,278
Delaware $1,408
Florida $1,556
Georgia $1,148
Hawaii $894
Idaho $840
Illinois $926
Indiana $936
Iowa $838
Kansas $1,182
Kentucky $1,696
Louisiana $1,840
Maine $768
Maryland $1,026
Massachusetts $996
Michigan $2,160
Minnesota $1,040
Mississippi $1,488
Missouri $1,102
Montana $1,336
Nebraska $978
Nevada $1,490
New Hampshire $896
New Jersey $1,388
New Mexico $1,100
New York $1,310
North Carolina $716
North Dakota $1,018
Ohio $858
Oklahoma $1,278
Oregon $1,138
Pennsylvania $1,186
Rhode Island $1,660
South Carolina $1,126
South Dakota $1,050
Tennessee $1,088
Texas $1,498
Utah $922
Vermont $852
Virginia $746
Washington $960
West Virginia $1,138
Wisconsin $860
Wyoming $1,108

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