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2014 Land Rover LR2 Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Jun 12, 2015

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Average insurance rates for a 2014 Land Rover LR2 are $1,340 a year for full coverage insurance. Comprehensive costs on average $280, collision insurance costs $446, and liability coverage costs $456. Buying a liability-only policy costs as little as $508 a year, and high-risk insurance costs around $2,892. Teenage drivers receive the highest rates at up to $5,072 a year.

Annual premium for full coverage: $1,340

Rate estimates for 2014 Land Rover LR2 Insurance

Comprehensive $280
Collision $446
Liability $456

Rate data is compiled from all 50 U.S. states and averaged for all 2014 Land Rover LR2 models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a middle-aged driver, prices range range from as low as $508 for just liability coverage to a much higher rate of $2,892 for a high risk driver.

Liability Only $508
Full Coverage $1,340
High Risk $2,892

View Chart as Image

2014 Land Rover LR2 insurance rates compared
Column chart showing 2014 Land Rover LR2 insurance prices range from $780 to $5,072 for full coverage

These differences illustrate why anyone shopping for car insurance should compare rates based on a specific location and risk profile, rather than using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2014 Land Rover LR2 Insurance

Searching Companies

Drivers have many options when trying to find the best price on Land Rover LR2 insurance. You can either waste hours contacting agents getting price quotes or utilize the internet to make rate comparisons.

There is a better way to find insurance coverage online and you need to know the quickest way to compare rates for a new or used Land Rover and obtain the cheapest rates from local insurance agents and online providers.

Consumers need to compare prices periodically because prices are usually higher with each renewal. Just because you had the best rates on LR2 coverage six months ago other companies may now be cheaper. Ignore everything you know about insurance coverage because you’re about to learn one of the quickest ways to reduce your cost while improving coverage.

Save money by taking advantage of these nine discounts

Insurance can cost an arm and a leg, but you may find discounts to help offset the cost. Certain discounts will be applied at the time of purchase, but lesser-known reductions have to be asked about before they will apply. If you don’t get every credit you deserve, you are throwing money away.

  • Multiple Policy Discount – If you have multiple policies with the same insurance company you may save up to 20% off your total premium.
  • Life Insurance Discount – Some companies give a break if you buy a life insurance policy as well.
  • College Student – Kids in college who are attending college and do not have access to a covered vehicle may qualify for this discount.
  • New Car Discount – Buying coverage on a new vehicle is cheaper because new vehicles have to meet stringent safety requirements.
  • Drive Less and Save – Fewer annual miles on your Land Rover could be rewarded with better rates on cars that stay parked.
  • Seat Belts Save – Using a seat belt and requiring all passengers to buckle their seat belts can save up to 15% off your PIP or medical payments premium.
  • Employee of Federal Government – Being employed by or retired from a federal job can save as much as 8% on LR2 coverage with certain companies.
  • Defensive Driver – Completing a course teaching defensive driving skills could cut 5% off your bill depending on where you live.
  • Paperwork-free – Certain companies will discount your bill up to fifty bucks for buying a policy and signing up online.

Consumers should know that some credits don’t apply to the entire policy premium. A few only apply to the price of certain insurance coverages like medical payments or collision. Even though it may seem like having all the discounts means you get insurance for free, insurance coverage companies aren’t that generous. But all discounts will help reduce the amount you have to pay.

To see a list of insurance companies offering insurance coverage discounts, click this link.

Insurance Coverage Prices Online

Getting better 2014 Land Rover LR2 insurance coverage pricing is surprisingly easy. Consumers just need to invest a little time getting comparison quotes online with multiple companies. This can be done in just a few minutes using one of these methods.

  • The first (and easiest) way to get quotes is to use a rate comparison form click to view form in new window. This method saves time by eliminating separate forms for each company you want a rate for. Completing one form compares rates instantly.It’s the quickest way to get rates.
  • Another way to obtain and compare quotes online consists of visiting each individual company website and fill out their own quote form. For examples sake, let’s say you want comparison quotes from USAA, Progressive and Farmers. To get rate quotes you would need to spend time on each company’s site to input your insurance information, which is why most consumers use the first method. For a list of links to insurance companies in your area, click here.
  • The least recommended method to get comparison rates is to spend your day driving to insurance agents’ offices. The ability to buy insurance online eliminates the need for an insurance agent unless you have a need for the professional advice of a local agent. Drivers can price shop online but still have the advice of a local agent.

However you get your quotes, compare apples-to-apples coverage limits with every price quote. If you have higher or lower deductibles it will be very difficult to determine the best price for your Land Rover LR2.

When should I use an insurance agent?

When it comes to buying the best insurance coverage for your vehicles, there is no “best” method to buy coverage. Each situation is unique.

These are some specific questions could help you determine whether your personal situation may require specific advice.

  • Who is covered by my policy?
  • Are split liability limits better than a combined single limit?
  • Do I need replacement cost coverage?
  • How do I buy GAP insurance?
  • When would I need rental car insurance?
  • Do I need PIP (personal injury protection) coverage in my state?
  • Is there coverage for injuries to my pets?
  • Do I pay less for low miles?

If you don’t know the answers to these questions, you might consider talking to a licensed agent. If you don’t have a local agent, simply complete this short form. It is quick, free and you can get the answers you need.

Coverages available on your car insurance policy

Learning about specific coverages of car insurance helps when choosing the right coverages at the best deductibles and correct limits. The coverage terms in a policy can be ambiguous and even agents have difficulty translating policy wording.

Comprehensive (Other than Collision) – Comprehensive insurance pays for damage OTHER than collision with another vehicle or object. You first must pay your deductible and then insurance will cover the rest of the damage.

Comprehensive insurance covers claims like a broken windshield, vandalism, hitting a bird, rock chips in glass and falling objects. The highest amount you’ll receive from a claim is the cash value of the vehicle, so if the vehicle’s value is low consider dropping full coverage.

Collision coverages – This coverage covers damage to your LR2 resulting from a collision with an object or car. You first must pay a deductible and the rest of the damage will be paid by collision coverage.

Collision can pay for claims such as rolling your car, driving through your garage door and scraping a guard rail. Collision coverage makes up a good portion of your premium, so consider removing coverage from lower value vehicles. It’s also possible to choose a higher deductible to save money on collision insurance.

Medical expense insurance – Medical payments and Personal Injury Protection insurance provide coverage for immediate expenses for ambulance fees, pain medications and funeral costs. They can be utilized in addition to your health insurance plan or if you lack health insurance entirely. Coverage applies to both the driver and occupants in addition to any family member struck as a pedestrian. PIP is not universally available and may carry a deductible

Liability insurance – Liability coverage provides protection from injuries or damage you cause to people or other property in an accident. This insurance protects YOU from claims by other people. It does not cover damage sustained by your vehicle in an accident.

It consists of three limits, per person bodily injury, per accident bodily injury, and a property damage limit. Your policy might show policy limits of 25/50/25 that means you have $25,000 bodily injury coverage, a limit of $50,000 in injury protection per accident, and a limit of $25,000 paid for damaged property. Another option is a combined single limit or CSL which combines the three limits into one amount rather than limiting it on a per person basis.

Liability coverage pays for claims such as legal defense fees, medical services, medical expenses, court costs and bail bonds. How much coverage you buy is up to you, but you should buy as much as you can afford.

Protection from uninsured/underinsured drivers – Your UM/UIM coverage provides protection when other motorists do not carry enough liability coverage. Covered claims include hospital bills for your injuries as well as damage to your Land Rover LR2.

Due to the fact that many drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is important protection for you and your family. Most of the time these limits are set the same as your liablity limits.

Don’t be a big spender

Consumers change insurance companies for a variety of reasons including questionable increases in premium, not issuing a premium refund, extreme rates for teen drivers or delays in paying claims. Whatever your reason, choosing a new company is not as hard as you think.

You just learned some good ideas how you can get a better price on 2014 Land Rover LR2 insurance. The key thing to remember is the more you quote, the more likely it is that you will get a better rate. Drivers may discover the best price on car insurance is with a lesser-known regional company.

As you shop your coverage around, make sure you don’t buy less coverage just to save a little money. In many cases, someone sacrificed liability limits or collision coverage and found out when filing a claim that they should have had better coverage. The proper strategy is to buy the best coverage you can find at the best price while not skimping on critical coverages.

More learning opportunities

Rates by U.S. City

2014 Land Rover LR2 Insurance Rates by City
City Premium
New York City, NY $2,118
Los Angeles, CA $2,295
Philadelphia, PA $1,792
Jacksonville, FL $1,946
Phoenix, AZ $1,557
Chicago, IL $1,796
Houston, TX $2,101
Seattle, WA $1,305
Columbus, OH $1,120
Indianapolis, IN $1,141

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2014 Land Rover LR2 Insurance Rates by Driver Age
Driver Age Premium
16 $5,072
20 $3,072
30 $1,390
40 $1,340
50 $1,224
60 $1,200

Full coverage, $500 deductibles

Rates by Deductible

2014 Land Rover LR2 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,660
$250 $1,512
$500 $1,340
$1,000 $1,174

Full coverage, driver age 40

Rates by Liability Limit

Land Rover LR2 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,340
50/100 $1,431
100/300 $1,545
250/500 $1,842
100 CSL $1,477
300 CSL $1,728
500 CSL $1,910

Full coverage, driver age 40

Rates for High Risk Drivers

2014 Land Rover LR2 Insurance Rates for High Risk Drivers
Age Premium
16 $7,218
20 $4,892
30 $2,944
40 $2,892
50 $2,762
60 $2,736

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $184

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $71
Homeowner $21
5-yr Accident Free $94
5-yr Claim Free $86
Paid in Full/EFT $58
Advance Quote $64
Online Quote $95
Total Discounts $560
Rate after discounts $780

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2014 Land Rover LR2 Insurance Rates by State
State Premium
Alabama $1,214
Alaska $1,028
Arizona $1,112
Arkansas $1,340
California $1,530
Colorado $1,282
Connecticut $1,378
Delaware $1,518
Florida $1,678
Georgia $1,236
Hawaii $964
Idaho $906
Illinois $998
Indiana $1,010
Iowa $906
Kansas $1,274
Kentucky $1,830
Louisiana $1,984
Maine $828
Maryland $1,106
Massachusetts $1,072
Michigan $2,330
Minnesota $1,122
Mississippi $1,606
Missouri $1,188
Montana $1,442
Nebraska $1,056
Nevada $1,608
New Hampshire $966
New Jersey $1,498
New Mexico $1,188
New York $1,412
North Carolina $774
North Dakota $1,098
Ohio $926
Oklahoma $1,378
Oregon $1,228
Pennsylvania $1,280
Rhode Island $1,790
South Carolina $1,214
South Dakota $1,130
Tennessee $1,174
Texas $1,616
Utah $994
Vermont $920
Virginia $804
Washington $1,036
West Virginia $1,228
Wisconsin $930
Wyoming $1,196

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