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2014 Mercedes-Benz B-Class Electric Drive Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Jun 12, 2015

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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Trying to find cheaper auto insurance rates for your Mercedes-Benz B-Class Electric Drive? If online auto insurance comparisons are new to you, you may be overwhelmed because of the huge number of companies offering insurance.

It’s important to do rate comparisons yearly since rates trend upward over time. Even if you got the best price for B-Class Electric Drive insurance a few years ago you can probably find a lower rate today. Ignore everything you know about auto insurance because we’re going to demonstrate the quickest way to save money, get proper deductibles and limits, all at the lowest rate.

If you currently have a car insurance policy, you should be able to reduce your rates substantially using this information. The purpose of this post is to familiarize you with how to effectively get price quotes and some money-saving tips. Nevertheless, car owners must learn the methods companies use to price insurance differently and apply this information to your search.

How to Compare Insurance Quotes

To find the best insurance prices, there are several ways to compare rate quotes from insurance companies in your area. The best way to compare 2014 Mercedes-Benz B-Class Electric Drive insurance prices involves getting comparison quotes online. It is quite easy and can be accomplished in a couple of different ways.

  1. The first (and easiest) way consumers can make multiple comparisons is to use a rate comparison form (click to open form in new window). This form eliminates the need for separate quotation requests for each company. One simple form will return quotes instantly. It’s the fastest way to compare.
  2. A more time consuming way to obtain and compare quotes online is to take the time to go to the website for every company you want to comare and complete a new quote form. For examples sake, let’s say you want rates from USAA, Allstate and GEICO. To find out each rate you need to spend time on each company’s site and enter your policy data, which is why most consumers use the first method.

    For a handy list of car insurance company links in your area, click here.

However you get your quotes, make sure you use apples-to-apples coverage limits on every quote. If the quotes have mixed coverages you can’t possibly determine the lowest rate for your Mercedes-Benz B-Class Electric Drive. Slightly different coverages can mean a large discrepancy in price. Just keep in mind that more quotes will increase your chances of finding a better price.

How to know if you need help

When it comes to buying proper insurance coverage, there isn’t really a best way to insure your cars. Every insured’s situation is different.

Here are some questions about coverages that can help discover if your situation may require specific advice.

  • Do I really need UM/UIM coverage?
  • Is my state a no-fault state?
  • When does my teenage driver need to be added to my policy?
  • How does medical payments coverage work?
  • How can I force my company to pay a claim?
  • What is an SR-22 filing?
  • Is my trailer covered?

If you can’t answer these questions, you might consider talking to an insurance agent. If you want to speak to an agent in your area, take a second and complete this form.

Auto insurance coverage specifics

Learning about specific coverages of auto insurance helps when choosing the best coverages and the correct deductibles and limits. The terms used in a policy can be impossible to understand and coverage can change by endorsement.

Collision protection

This coverage will pay to fix damage to your B-Class Electric Drive resulting from colliding with another vehicle or an object, but not an animal. You have to pay a deductible then your collision coverage will kick in.

Collision insurance covers things like colliding with a tree, sustaining damage from a pot hole, crashing into a ditch, hitting a mailbox and damaging your car on a curb. Collision is rather expensive coverage, so you might think about dropping it from vehicles that are 8 years or older. You can also raise the deductible to get cheaper collision coverage.

Comprehensive protection

This coverage covers damage OTHER than collision with another vehicle or object. You first must pay your deductible then your comprehensive coverage will pay.

Comprehensive can pay for things like hail damage, damage from flooding, vandalism and a tree branch falling on your vehicle. The maximum amount you can receive from a comprehensive claim is the ACV or actual cash value, so if it’s not worth much more than your deductible consider removing comprehensive coverage.

Auto liability insurance

This coverage protects you from damage or injury you incur to other people or property that is your fault. This coverage protects you from claims by other people. Liability doesn’t cover damage sustained by your vehicle in an accident.

Coverage consists of three different limits, per person bodily injury, per accident bodily injury, and a property damage limit. You might see values of 100/300/100 that translate to a limit of $100,000 per injured person, $300,000 for the entire accident, and $100,000 of coverage for damaged property.

Liability can pay for claims like repair costs for stationary objects, medical expenses and bail bonds. How much liability should you purchase? That is up to you, but buy as large an amount as possible.

Medical expense coverage

Personal Injury Protection (PIP) and medical payments coverage provide coverage for immediate expenses for hospital visits, nursing services and prosthetic devices. They are often used to cover expenses not covered by your health insurance policy or if you do not have health coverage. Coverage applies to you and your occupants in addition to being hit by a car walking across the street. PIP is not universally available and gives slightly broader coverage than med pay

Uninsured or underinsured coverage

Your UM/UIM coverage protects you and your vehicle’s occupants when other motorists are uninsured or don’t have enough coverage. It can pay for injuries sustained by your vehicle’s occupants and damage to your Mercedes-Benz B-Class Electric Drive.

Due to the fact that many drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages should not be overlooked.

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