Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

The average insurance rates for a Jeep Compass are $1,284 a year with full coverage. Comprehensive insurance costs around $250 a year, collision costs $446, and liability insurance is $430. Buying just liability costs around $486 a year, with insurance for high-risk drivers costing $2,782 or more. 16-year-old drivers cost the most to insure at $4,904 a year or more.

Average premium for full coverage: $1,284

Policy rates for type of insurance:

Price estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and Compass trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on insurance rates. Areas with sparse population are shown to have a lower frequency of collision claims than congested cities.

The diagram below illustrates how geographic area affects auto insurance rates.

The examples above demonstrate why it is important to compare rates quotes for a specific zip code and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Jeep Compass insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $746
• Raising to $1,000 deductibles will save about $1,126 annually
• The average rate for a good driver age 40 using $500 deductibles is $1,284
• Buying low $100 deductibles will cost an extra $308 a year
• Higher-risk drivers with multiple tickets or accidents could pay at least $2,782 or more
• Policy cost for full coverage for a teen driver can be $4,904

View Chart as Image

Insurance rates for a Jeep Compass also range considerably based on your risk profile, the trim level and model year, and deductibles and policy limits.

Older drivers with a clean driving record and high deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay as much as $4,900 a year. View Rates by Age

Your home state also has a big influence on Jeep Compass insurance rates. A middle-age driver might find rates as low as $930 a year in states like New Hampshire, Ohio, and Utah, or at least $1,740 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $470 each year, while buying higher liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $387 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $1,500 to $2,100 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 130% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the best way to find out your exact price is to get quotes from as many companies as possible. Every auto insurance company utilizes a different rate formula, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Jeep Compass Insurance

Finding cheaper rates on Jeep Compass insurance consists of being a low-risk driver, maintaining good credit, not filing small claims, and insuring your home and auto with the same company. Invest the time to compare rates every time your policy renews by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The items below are a condensed summary of the information presented in the illustrations above.

• You may be able to save up to $150 per year simply by quoting early and online
• Teen drivers pay higher rates, as much as $409 each month for full coverage
• Increasing comprehensive and collision deductibles can save around $475 each year
• High-risk drivers with multiple at-fault accidents pay an average of $1,500 more every year to insure their Compass
• Drivers who may need more liability coverage will pay around $470 every year to raise from a 30/60 limit to 250/500 limits

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.