1. Vehicles
  2. Maserati
  3. GranTurismo Convertible
  4. 2015 Model Year

2015 Maserati GranTurismo Convertible Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

Full Bio →

Written by

UPDATED: Nov 23, 2017

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Trying to find the cheapest insurance coverage rates for your Maserati GranTurismo Convertible? Searching for the cheapest insurance for a Maserati GranTurismo Convertible can normally be difficult, but you can learn the following methods to make it easier. There are both good and bad ways to find insurance coverage online so we’re going to tell you the best way to price shop coverage on a Maserati and get the lowest possible price either online or from local insurance agents.

The most recommended method to get policy rate comparisons is to understand most larger insurance companies have advanced systems to compare rate quotes. All consumers are required to do is give them some information such as if you are currently licensed, whether you are single or married, distance driven, and your general credit rating. That rating data is instantly sent to many different companies and you will receive price estimates within a short period of time.

To check rates for your , click here and enter your zip code.

Can you really save that much by switching?

Consumers can’t ignore all the ads that promise big savings from the likes of 21st Century, Allstate and State Farm. They all say the same thing that you’ll save big if you switch your coverage to them.

How do they all claim to save you money? This is how they do it.

Different companies are able to cherry pick for the type of customer they prefer to insure. An example of a desirable insured could be over the age of 50, has no tickets, and drives newer vehicles. A customer getting a price quote that hits that “sweet spot” receives the best rates and is almost guaranteed to save when switching.

Potential customers who fall outside these standards will have to pay a higher premium and ends up with business going elsewhere. Company advertisements say “customers that switch” not “people who quote” save that kind of money. This is how companies can state the savings. Because of the profiling, it’s extremely important to get as many comparisons as possible. Because you never know the company that will give you the biggest savings on Maserati GranTurismo Convertible insurance.

Maserati GranTurismo Convertible insurance rates have many determining factors

An important part of buying insurance is that you know the different types of things that help determine your insurance coverage rates. Knowing what controls the rates you pay helps enable you to make changes that may reward you with better insurance coverage rates.

  • High numbers of claims are not good – Car insurance companies give lower rates to drivers who do not rely on their insurance for small claims. If you file claims often, you can look forward to either higher rates or even cancellation. Car insurance is intended to be relied upon for the bigger claims that can’t be paid out-of-pocket.
  • Liability coverage is cheap – Liability coverage is the protection if a jury decides you are liable for damages caused by your negligence. Liability insurance provides legal defense coverage starting from day one. Carrying liability coverage is mandatory and cheap when compared with rates for comp and collision, so do not cut corners here.
  • Bump up deductibles to save – Coverage for physical damage, termed comprehensive and collision coverage on your policy, is used to repair damage to your Maserati. Some instances where coverage would apply could be colliding with a building, vandalism, or theft. Physical damage deductibles are how much you are required to spend if you file a covered claim. The more expense you are required to pay out-of-pocket, the less your company will charge you for insurance for GranTurismo Convertible insurance.
  • Credit scores impact insurance coverage rates – Having a bad credit score is a huge factor in determining what you pay for insurance coverage. Consumers who have high credit scores tend to be less risk to insure than drivers with lower credit ratings. If your credit score is low, you could potentially save money when insuring your 2015 Maserati GranTurismo Convertible by spending a little time repairing your credit.

These discounts can lower your rates

Companies don’t always publicize every discount very clearly, so we break down some of the best known as well as the least known car insurance savings. If you’re not getting every credit available, you are throwing money away.

  • Discount for Swiching Early – Some insurance companies reward drivers for switching policies prior to your current policy expiring. The savings is around 10%.
  • Low Mileage Discounts – Keeping the miles down on your Maserati can earn better rates on cars that stay parked.
  • Federal Employees – Being employed by or retired from a federal job could cut as much as 10% off for GranTurismo Convertible insurance with select insurance companies.
  • Braking Control Discount – Cars that have steering control and anti-lock brakes prevent accidents and therefore earn up to a 10% discount.
  • Anti-theft Discount – Cars that have factory anti-theft systems can help prevent theft and earn discounts up to 10%.
  • Paperwork-free – A few companies will discount your bill up to fifty bucks for buying a policy and signing up digitally online.
  • Discount for Life Insurance – Some companies give better rates if you take out auto and life insurance together.
  • Driver’s Ed – Have your child enroll in driver’s education in school.

It’s important to understand that most credits do not apply to all coverage premiums. Most only reduce the cost of specific coverages such as medical payments or collision. Just because you may think all those discounts means the company will pay you, it just doesn’t work that way.

Companies that possibly offer these money-saving discounts include:

It’s a good idea to ask each insurance company what discounts are available to you. Some discounts may not apply everywhere.

Different people need different coverages

When it comes to choosing the best insurance coverage, there is no “best” method to buy coverage. Everyone’s situation is unique.

Here are some questions about coverages that can help discover if your insurance needs would benefit from an agent’s advice.

  • What exactly is covered by my policy?
  • When should I not file a claim?
  • Can I get a multi-policy discount?
  • Should I get collision insurance on every vehicle?
  • Should I rate my 2015 Maserati GranTurismo Convertible as pleasure use or commute?
  • Does liability extend to a camper or trailer?
  • Do I have any recourse if my insurance company denies a claim?
  • What can I do if my company won’t pay a claim?
  • Is my ex-spouse still covered by my policy?

If you can’t answer these questions but you know they apply to you then you might want to talk to an agent. If you want to speak to an agent in your area, simply complete this short form. It’s fast, doesn’t cost anything and you can get the answers you need.

Information about specific coverages

Understanding the coverages of insurance aids in choosing the best coverages and the correct deductibles and limits. Insurance terms can be confusing and even agents have difficulty translating policy wording.

Uninsured and underinsured coverage

Your UM/UIM coverage protects you and your vehicle when the “other guys” either have no liability insurance or not enough. It can pay for medical payments for you and your occupants and also any damage incurred to your Maserati GranTurismo Convertible.

Since many drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. So UM/UIM coverage should not be overlooked.

Collision coverage

Collision insurance covers damage to your GranTurismo Convertible from colliding with an object or car. You first must pay a deductible then the remaining damage will be paid by your insurance company.

Collision coverage protects against claims such as crashing into a building, colliding with a tree, scraping a guard rail, rolling your car and sideswiping another vehicle. Collision coverage makes up a good portion of your premium, so consider dropping it from lower value vehicles. Drivers also have the option to choose a higher deductible to bring the cost down.

Comprehensive coverages

Comprehensive insurance pays to fix your vehicle from damage from a wide range of events other than collision. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage.

Comprehensive can pay for things such as a broken windshield, rock chips in glass, fire damage, damage from getting keyed and hitting a bird. The maximum amount a insurance company will pay at claim time is the actual cash value, so if your deductible is as high as the vehicle’s value it’s probably time to drop comprehensive insurance.

Liability car insurance

This can cover damage that occurs to people or other property that is your fault. It protects YOU against claims from other people, and does not provide coverage for your own vehicle damage or injuries.

Coverage consists of three different limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You commonly see liability limits of 100/300/100 that translate to a $100,000 limit per person for injuries, a per accident bodily injury limit of $300,000, and a total limit of $100,000 for damage to vehicles and property.

Liability can pay for things like emergency aid, attorney fees and structural damage. How much liability coverage do you need? That is a personal decision, but consider buying higher limits if possible.

Coverage for medical payments

Medical payments and Personal Injury Protection insurance provide coverage for expenses such as ambulance fees, prosthetic devices and pain medications. The coverages can be used in conjunction with a health insurance policy or if you do not have health coverage. It covers both the driver and occupants as well as any family member struck as a pedestrian. PIP is not an option in every state but can be used in place of medical payments coverage

The best insurance company isn’t always the cheapest

When buying insurance coverage, it’s very important that you do not reduce coverage to reduce premium. In many instances, an insured cut physical damage coverage to discover at claim time that the savings was not a smart move. Your strategy should be to buy enough coverage for the lowest price while still protecting your assets.

The cheapest 2015 Maserati GranTurismo Convertible insurance can be sourced online as well as from independent agents, and you need to price shop both to get a complete price analysis. Some car insurance companies don’t offer online price quotes and usually these small insurance companies provide coverage only through local independent agents.

Drivers who switch companies do it for a number of reasons such as high prices, policy cancellation, an unsatisfactory settlement offer or even unfair underwriting practices. It doesn’t matter what your reason, choosing a new company can be easier than you think.

For more information, feel free to visit the articles below:

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

You May Also Enjoy These Articles