2017 Acura RDX Insurance Rates
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UPDATED: Nov 23, 2017
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Average insurance rates for an 2017 Acura RDX are $1,236 a year with full coverage. Comprehensive insurance costs an estimated $262 each year, collision insurance costs $474, and liability costs $364. Buying a liability-only policy costs as little as $416 a year, and high-risk insurance costs $2,680 or more. Teen drivers receive the highest rates at up to $4,610 a year.
Annual premium for full coverage: $1,236
Rate estimates for 2017 Acura RDX Insurance
Rate data is compiled from all 50 U.S. states and averaged for all 2017 Acura RDX models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.
Price Range by Coverage and Risk
For a 40-year-old driver, prices range range from as low as $416 for just liability coverage to a high rate of $2,680 for high-risk insurance.
These differences demonstrate why all drivers should compare rates for a targeted area and risk profile, instead of making a decision based on price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap 2017 Acura RDX Insurance
Are you sick and tired of not being able to afford to pay your insurance coverage bill each month? You are in the same boat as many other consumers. Due to the increasing number of options, it is very difficult to choose a more affordable insurance coverage company.
It’s a great practice to do price comparisons as often as possible due to the fact that insurance rates are variable and change quite frequently. Even if you got the lowest premium rates on RDX insurance on your last policy there may be better deals available now. Block out anything you think you know about insurance coverage because you’re going to get a crash course in how to quote online to lower your annual insurance bill.
Buying car insurance is not that difficult. If you currently have a car insurance policy, you will be able to lower your premiums substantially using this strategy. Drivers just need to learn the tricks to compare company rates online.
More affordable rates with discounts
Insurance is easily one of your largest bills, but you can get discounts that can dramatically reduce your bill. Many discounts should be triggered when you get a quote, but less common discounts must be inquired about before they will apply. If you don’t get every credit you deserve, you are throwing money away.
- Theft Deterent System – Anti-theft and alarm system equipped vehicles are stolen less frequently and can earn a small discount on your policy.
- E-sign – Some of the larger companies will discount your bill up to fifty bucks shop car insurance on the internet.
- First Accident Forgiveness – This one is not really a discount per se, but a handful of insurance companies will allow you to have one accident before your rates go up if you are claim-free for a certain period of time.
- Discounts for Government Workers – Active or former government employment could provide a small rate reduction on RDX insurance depending on your company.
- Fewer Miles Equal More Savings – Low mileage vehicles can earn substantially lower premium rates.
- Senior Citizen Discount – Drivers over the age of 55 can possibly qualify for a small discount on rates on RDX insurance.
- Claim-Free Discount – Insureds with no claims or accidents can earn big discounts when compared with insureds who have frequent claims or accidents.
- Multi-Vehicle Discounts – Insuring primary and secondary vehicles on one policy qualifies for this discount.
- Drivers Education – Have your child participate in a local driver’s education class in school.
- Seat Belt Discounts – Drivers who always wear seat belts and also require passengers to wear their seat belts could cut 10% or more on the premium charged for medical payments and/or PIP.
One thing to note about discounts is that most credits do not apply to the entire cost. The majority will only reduce the price of certain insurance coverages like liability and collision coverage. So even though they make it sound like all those discounts means the company will pay you, company stockholders wouldn’t be very happy.
To locate insurance companies that offer multiple discounts, click this link.
What is the best car insurance coverage?
When it comes to choosing the right insurance coverage for your vehicles, there is no perfect coverage plan. Your needs are not the same as everyone else’s so your insurance needs to address that. These are some specific questions can help discover if you will benefit from professional help.
- When should I drop full coverage on my 2017 Acura RDX?
- Do I have newly-aquired coverage?
- Why am I required to get a high-risk car insurance policy?
- Am I covered if hit by an uninsured driver?
- Am I covered when driving a rental car?
- Is business equipment covered while in my vehicle?
- Am I covered when driving on a suspended license?
If you can’t answer these questions, then you may want to think about talking to an insurance agent. To find an agent in your area, fill out this quick form or go to this page to view a list of companies. It’s fast, doesn’t cost anything and you can get the answers you need.
Buyer beware of auto insurance advertising tricks
Drivers can’t get away from all the ads that claim the best prices by companies like 21st Century, Allstate and State Farm. All the ads convey the message that drivers can save some big amount if you move to them.
It sounds good, but how can they all have lower policy pricing? This is the trick they use.
All companies give the cheapest rates for the type of driver that will most likely be profitable. A good example of this type of insured might be a married male, has no tickets, and has excellent credit. Any customer that meets those criteria will most likely get cheap premium rates and will most likely save a lot of money.
Drivers who do not meet this stringent profile will probably have to pay higher premium rates which leads to the customer buying from a different company. If you listen to the ad wording, they say “people that switch” but not “everyone who gets a quote” can get the lowest rates when switching. That’s why insurance companies can confidently lure you into getting a quote. This really illustrates why drivers must get car insurance quotes from several different companies. It’s just too difficult to predict which company will have the lowest rate quotes.
Specific coverages for a 2017 Acura RDX
Knowing the specifics of your insurance policy can help you determine the right coverages at the best deductibles and correct limits. Insurance terms can be difficult to understand and reading a policy is terribly boring. Below you’ll find typical coverages found on the average insurance policy.
Liability insurance provides protection from damage that occurs to other’s property or people that is your fault. This coverage protects you against other people’s claims. Liability doesn’t cover damage to your own property or vehicle.
Coverage consists of three different limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. Your policy might show policy limits of 100/300/100 that means you have a limit of $100,000 per injured person, a total of $300,000 of bodily injury coverage per accident, and a total limit of $100,000 for damage to vehicles and property.
Liability coverage pays for claims like legal defense fees, medical services, repair bills for other people’s vehicles and emergency aid. How much liability coverage do you need? That is up to you, but it’s cheap coverage so purchase as much as you can afford.
This coverage will pay to fix damage that is not covered by collision coverage. You first must pay your deductible and then insurance will cover the rest of the damage.
Comprehensive insurance covers claims like hitting a bird, theft, damage from flooding, a tree branch falling on your vehicle and vandalism. The maximum payout you can receive from a comprehensive claim is the cash value of the vehicle, so if the vehicle is not worth much it’s probably time to drop comprehensive insurance.
Uninsured or underinsured coverage
Uninsured or Underinsured Motorist coverage protects you and your vehicle when other motorists either have no liability insurance or not enough. Covered losses include injuries sustained by your vehicle’s occupants and also any damage incurred to your 2017 Acura RDX.
Since a lot of drivers have only the minimum liability required by law, their limits can quickly be used up. For this reason, having high UM/UIM coverages should not be overlooked.
Medical expense coverage
Med pay and PIP coverage pay for bills such as EMT expenses, doctor visits and rehabilitation expenses. They are often used to cover expenses not covered by your health insurance policy or if there is no health insurance coverage. Medical payments and PIP cover not only the driver but also the vehicle occupants in addition to getting struck while a pedestrian. Personal injury protection coverage is only offered in select states but it provides additional coverages not offered by medical payments coverage
Auto collision coverage
This will pay to fix damage to your RDX resulting from colliding with another car or object. You first must pay a deductible then the remaining damage will be paid by your insurance company.
Collision can pay for claims like rolling your car, sustaining damage from a pot hole and damaging your car on a curb. Collision is rather expensive coverage, so you might think about dropping it from vehicles that are older. Another option is to choose a higher deductible to get cheaper collision coverage.
One last thing
We just showed you a lot of techniques to shop for 2017 Acura RDX insurance online. The most important thing to understand is the more companies you get rates for, the better your comparison will be. Consumers could even find that the best price on auto insurance is with a small local company. These companies may often insure only within specific states and give getter rates than the large multi-state companies such as GEICO and State Farm.
There are still a few companies who don’t offer price quotes online and these regional carriers sell through independent agencies. Budget-conscious 2017 Acura RDX insurance is available from both online companies in addition to many insurance agents, so you should be comparing quotes from both in order to have the best chance of saving money.
Additional auto insurance information is available below:
Rates by U.S. City
|New York City, NY||$1,950|
|Los Angeles, CA||$2,115|
Need a specific model?
Choose your model and trim below
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$91|
|5-yr Claim Free||$80|
|Paid in Full/EFT||$57|
Discounts are estimated and may not be available from every company or in every state.