2017 Chevrolet Malibu Hybrid Insurance Rates
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UPDATED: Apr 9, 2020
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Average insurance rates for a 2017 Chevrolet Malibu Hybrid are $1,324 a year for full coverage insurance. Comprehensive insurance costs on average $262 a year, collision costs $474, and liability insurance costs $430. Buying a liability-only policy costs as little as $486 a year, with high-risk insurance costing $2,870 or more. Teen drivers receive the highest rates at $5,030 a year or more.
Annual premium for full coverage: $1,324
Rate estimates for 2017 Chevrolet Malibu Hybrid Insurance
Rate data is compiled from all 50 U.S. states and averaged for all 2017 Chevrolet Malibu Hybrid models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.
Price Range by Coverage and Risk
For the average driver, prices range go from as low as $486 for the bare minimum liability coverage to a high of $2,870 for a driver that may need high-risk insurance.
These differences illustrate why it is important for drivers to compare rates based on a specific location and risk profile, rather than relying on price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap 2017 Chevrolet Malibu Hybrid Insurance
Searching for better car insurance rates for your Chevrolet Malibu Hybrid? Searching for budget-priced car insurance on the web can appear to be impossible for drivers new to comparing and buying car insurance on the internet. Because there are so many companies competing online, how are drivers able to have a chance to compare every one to find better rates?
Buying car insurance is easy if you know what you’re doing. Essentially everyone who shops for car insurance will more than likely be able to find lower rates. Nevertheless, car owners need to learn the way companies market on the web.
Low cost car insurance prices
Most major insurance companies allow consumers to get coverage price quotes on their websites. Getting quotes is very simple as you just enter your coverage information as detailed in the form. Behind the scenes, the system makes automated requests for reports for credit and driving violations and gives you a price quote based on many factors.
Online quotes makes it easy to compare insurance prices but having to visit many different websites and type in the same information is a waste of time. But it’s absolutely necessary to get many rate quotes if you want to find the best price possible.
The easy way to compare rates
The easiest way to locate the lowest prices uses one form that gets price quotes from more than one company. This type of form saves time, requires much less work on your part, and makes rate comparisons much simpler. As soon as you send your information, it is quoted with multiple companies and you can pick your choice of the quote results. If one or more price quotes are lower than your current rates, you simply finish the application and buy the policy. The whole process takes just a few minutes to complete and could lower your rates considerably.
To quickly find out how much you can save on car insurance, simply enter your zip code here and begin entering your coverage information. To compare your current rates, we recommend you enter your coverages just like they are on your policy. This way, you will receive comparison quotes based on identical coverages.
Car insurance discounts are available to slash your rates
The cost of insuring your cars can be expensive, but you might be missing out on some discounts that you may not even know about. Many of these discounts will be applied automatically at the time you complete a quote, but a few must be specially asked for before you will receive the discount.
- Discounts for Government Workers – Simply working for the federal government may reduce rates when you quote car insurance on Malibu Hybrid insurance depending on your car insurance provider.
- Pay Now and Pay Less – By paying your entire bill at once instead of monthly or quarterly installments you may have a lower total premium amount.
- Data Collection Discounts – Drivers that enable companies to study where and when they drive remotely such as Drivewise from Allstate or Snapshot from Progressive could possibly reduce rates if their driving habits are good.
- Defensive Driver Discounts – Taking a course in safe driver could save 5% or more and also improve your driving technique.
- College Student Discount – Children living away from home attending college and do not take a car to college may be insured at a cheaper rate.
- Clubs and Organizations – Participating in qualifying clubs or civic groups can get you a small discount on your next renewal.
- Accident Forgiveness Coverage – but companies like State Farm, Progressive and GEICO allow you one accident without getting socked with a rate hike with the catch being you have to be claim-free for a particular time prior to the accident.
- Early Switch Discount – A few insurance companies offer discounts for switching companies prior to your current policy expiration. It’s a savings of about 10%.
- Good Student – This discount can earn a discount of 20% or more. You can use this discount normally until age 25.
A little disclaimer on discounts, many deductions do not apply to the entire policy premium. Most cut the price of certain insurance coverages like medical payments or collision. So even though they make it sound like you could get a free car insurance policy, companies wouldn’t make money that way.
Auto insurance companies who may offer these money-saving discounts include:
If you are trying to find low cost car insurance quotes, ask all the companies to apply every possible discount. Some credits might not be available to policyholders everywhere.
Everyone needs different insurance coverages
When buying the right insurance coverage for your vehicles, there really is no “perfect” insurance plan. Coverage needs to be tailored to your specific needs.
These are some specific questions may help highlight if you might need professional guidance.
- Does coverage extend to my business vehicle?
- Am I better off with higher deductibles on my 2017 Chevy Malibu Hybrid?
- When can my company non-renew my policy?
- Which companies will insure high-risk drivers?
- When would I need rental car insurance?
- Does my personal policy cover me when driving out-of-state?
- How much liability insurance is required?
- Who is covered by my policy?
If it’s difficult to answer those questions, then you may want to think about talking to an insurance agent. To find lower rates from a local agent, simply complete your zip code.
Auto insurance coverages
Knowing the specifics of a auto insurance policy helps when choosing appropriate coverage and proper limits and deductibles. Policy terminology can be difficult to understand and coverage can change by endorsement.
Comprehensive auto insurance
This will pay to fix damage OTHER than collision with another vehicle or object. A deductible will apply and then insurance will cover the rest of the damage.
Comprehensive can pay for things such as hitting a deer, vandalism, rock chips in glass, fire damage and damage from flooding. The highest amount your auto insurance company will pay is the actual cash value, so if the vehicle is not worth much consider dropping full coverage.
Coverage for uninsured or underinsured drivers
Your UM/UIM coverage provides protection when other motorists either are underinsured or have no liability coverage at all. Covered claims include injuries sustained by your vehicle’s occupants as well as your vehicle’s damage.
Since many drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. That’s why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family.
Auto collision coverage
This will pay to fix damage to your Malibu Hybrid resulting from a collision with another car or object. You first must pay a deductible and then insurance will cover the remainder.
Collision insurance covers things like colliding with a tree, hitting a mailbox and crashing into a ditch. Paying for collision coverage can be pricey, so you might think about dropping it from older vehicles. It’s also possible to bump up the deductible to save money on collision insurance.
Liability car insurance
This provides protection from injuries or damage you cause to other’s property or people. This coverage protects you against other people’s claims, and doesn’t cover damage sustained by your vehicle in an accident.
It consists of three limits, bodily injury per person, bodily injury per accident and property damage. You might see values of 100/300/100 that means you have a limit of $100,000 per injured person, a total of $300,000 of bodily injury coverage per accident, and $100,000 of coverage for damaged propery.
Liability insurance covers things such as medical services, repair bills for other people’s vehicles, medical expenses and legal defense fees. How much liability should you purchase? That is your choice, but you should buy as much as you can afford.
Coverage for medical expenses
Coverage for medical payments and/or PIP kick in for short-term medical expenses for prosthetic devices, surgery, chiropractic care, X-ray expenses and funeral costs. They are often used to fill the gap from your health insurance program or if there is no health insurance coverage. It covers not only the driver but also the vehicle occupants in addition to being hit by a car walking across the street. Personal injury protection coverage is not universally available and may carry a deductible
More effort can pay off
While you’re price shopping online, don’t be tempted to skimp on coverage in order to save money. In many cases, an insured cut collision coverage only to regret at claim time that a couple dollars of savings turned into a financial nightmare. Your goal should be to purchase a proper amount of coverage for the lowest cost but still have enough coverage for asset protection.
People who switch companies do it for many reasons like high rates after DUI convictions, being labeled a high risk driver, questionable increases in premium or even lack of trust in their agent. It doesn’t matter what your reason, finding the right insurance coverage provider can be easier than you think.
You just learned some good ideas how to lower your 2017 Chevy Malibu Hybrid insurance prices. It’s most important to understand that the more companies you get rates for, the higher your chance of finding low cost car insurance. Consumers could even find that the best price on insurance coverage is with some of the lesser-known companies.
Rates by U.S. City
|New York City, NY||$2,091|
|Los Angeles, CA||$2,265|
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$95|
|5-yr Claim Free||$85|
|Paid in Full/EFT||$59|
Discounts are estimated and may not be available from every company or in every state.