GMC Canyon Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 6, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
U.S. average auto insurance rates for a GMC Canyon are $1,238 annually with full coverage. Comprehensive insurance costs around $228, collision insurance costs $400, and liability costs around $452. A policy with just liability insurance costs as low as $504 a year, and coverage for high-risk drivers costs $2,680 or more. Teen drivers pay the highest rates at up to $4,788 a year.
Average premium for full coverage: $1,238
Price estimates for individual coverage:
Prices are based on $500 policy deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and for all Canyon models.
Price Range from Low to High
Using a middle-aged driver as an example, GMC Canyon insurance prices range from as cheap as $504 for just liability coverage to the much higher price of $2,680 for a driver that may need high-risk insurance.
Geographic Price Range
Where you live can make a big difference on insurance rates. Areas with sparse population have fewer collision claims than larger metro areas. The example below illustrates how where you live affects auto insurance rates.
The ranges above demonstrate why everyone should compare prices for a specific zip code and their own personal driving habits, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below details average GMC Canyon insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $724
- Using higher $1,000 deductibles will save about $142 annually
- The estimated rate for the average middle-age driver using $500 deductibles is $1,238
- Choosing pricier low deductibles for physical damage coverage costs an additional $276 annually
- High-risk insureds with multiple violations and an at-fault accident could pay at least $2,680
- The price with full coverage for a 16-year-old driver for full coverage can be $4,788 or more
Insurance prices for a GMC Canyon are also quite variable based on the trim level and model year, your driving record, and deductibles and policy limits.
A more mature driver with a clean driving record and high physical damage deductibles may pay as low as $1,200 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay as much as $4,700 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you may be forking out at least $1,500 to $2,100 extra each year, depending on your age. GMC Canyon insurance for high-risk drivers can be from 44% to 135% more than average. View High Risk Driver Rates
Choosing high deductibles could cut prices by as much as $420 annually, whereas buying more liability protection will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $407 more per year. View Rates by Deductible or Liability Limit
The state you live in has a huge impact on GMC Canyon insurance prices. A driver around age 40 might see prices as low as $890 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,670 on average in Florida, Michigan, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,120 | -$118 | -9.5% |
Alaska | $948 | -$290 | -23.4% |
Arizona | $1,028 | -$210 | -17.0% |
Arkansas | $1,238 | -$0 | 0.0% |
California | $1,410 | $172 | 13.9% |
Colorado | $1,182 | -$56 | -4.5% |
Connecticut | $1,272 | $34 | 2.7% |
Delaware | $1,400 | $162 | 13.1% |
Florida | $1,550 | $312 | 25.2% |
Georgia | $1,142 | -$96 | -7.8% |
Hawaii | $888 | -$350 | -28.3% |
Idaho | $836 | -$402 | -32.5% |
Illinois | $922 | -$316 | -25.5% |
Indiana | $932 | -$306 | -24.7% |
Iowa | $834 | -$404 | -32.6% |
Kansas | $1,176 | -$62 | -5.0% |
Kentucky | $1,690 | $452 | 36.5% |
Louisiana | $1,832 | $594 | 48.0% |
Maine | $762 | -$476 | -38.4% |
Maryland | $1,020 | -$218 | -17.6% |
Massachusetts | $990 | -$248 | -20.0% |
Michigan | $2,150 | $912 | 73.7% |
Minnesota | $1,034 | -$204 | -16.5% |
Mississippi | $1,482 | $244 | 19.7% |
Missouri | $1,096 | -$142 | -11.5% |
Montana | $1,330 | $92 | 7.4% |
Nebraska | $976 | -$262 | -21.2% |
Nevada | $1,486 | $248 | 20.0% |
New Hampshire | $892 | -$346 | -27.9% |
New Jersey | $1,382 | $144 | 11.6% |
New Mexico | $1,096 | -$142 | -11.5% |
New York | $1,302 | $64 | 5.2% |
North Carolina | $714 | -$524 | -42.3% |
North Dakota | $1,014 | -$224 | -18.1% |
Ohio | $856 | -$382 | -30.9% |
Oklahoma | $1,270 | $32 | 2.6% |
Oregon | $1,132 | -$106 | -8.6% |
Pennsylvania | $1,182 | -$56 | -4.5% |
Rhode Island | $1,650 | $412 | 33.3% |
South Carolina | $1,120 | -$118 | -9.5% |
South Dakota | $1,044 | -$194 | -15.7% |
Tennessee | $1,084 | -$154 | -12.4% |
Texas | $1,492 | $254 | 20.5% |
Utah | $916 | -$322 | -26.0% |
Vermont | $848 | -$390 | -31.5% |
Virginia | $740 | -$498 | -40.2% |
Washington | $956 | -$282 | -22.8% |
West Virginia | $1,134 | -$104 | -8.4% |
Wisconsin | $856 | -$382 | -30.9% |
Wyoming | $1,104 | -$134 | -10.8% |
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
GMC Canyon SLE Regular Cab 2WD | $1,146 | $96 |
GMC Canyon SLE Ext Cab 2WD | $1,180 | $98 |
GMC Canyon SLE Ext Cab Z71 2WD | $1,180 | $98 |
GMC Canyon SLE Crew Cab 2WD | $1,216 | $101 |
GMC Canyon SLE Crew Cab Z71 2WD | $1,252 | $104 |
GMC Canyon SLE Regular Cab 4WD | $1,154 | $96 |
GMC Canyon SLT Ext Cab 2WD | $1,252 | $104 |
GMC Canyon SLE Ext Cab 4WD | $1,188 | $99 |
GMC Canyon SLT Crew Cab 2WD | $1,288 | $107 |
GMC Canyon SLE Ext Cab Z71 4WD | $1,222 | $102 |
GMC Canyon SLE Crew Cab 4WD | $1,260 | $105 |
GMC Canyon SLE Crew Cab Z71 4WD | $1,294 | $108 |
GMC Canyon SLT Crew Cab 4WD | $1,294 | $108 |
GMC Canyon SLT Ext Cab 4WD | $1,294 | $108 |
Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2018 GMC Canyon | $228 | $400 | $452 | $1,238 |
2015 GMC Canyon | $196 | $310 | $460 | $1,124 |
2012 GMC Canyon | $172 | $252 | $474 | $1,056 |
2006 GMC Canyon | $136 | $160 | $452 | $906 |
2005 GMC Canyon | $126 | $152 | $446 | $882 |
2004 GMC Canyon | $120 | $144 | $442 | $864 |
Rates are averaged for all GMC Canyon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable GMC Canyon Insurance
Getting lower rates on insurance for a GMC Canyon requires being a good driver, having a good credit history, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Take the time to comparison shop once a year by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
The following list is a brief review of the data that was touched on in the above illustrations.
- You may be able to save up to $150 per year just by quoting online well ahead of the renewal date
- Insureds who may need an increased level of liability coverage will pay about $500 every year to increase from a low limit to higher 250/500 limits
- Drivers age 16 to 20 pay higher prices, costing up to $399 a month including comprehensive and collision insurance
- Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,440 more every year than a safer driver
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,788 |
20 | $2,860 |
30 | $1,276 |
40 | $1,238 |
50 | $1,134 |
60 | $1,112 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,514 |
$250 | $1,386 |
$500 | $1,238 |
$1,000 | $1,096 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,238 |
50/100 | $1,384 |
100/300 | $1,497 |
250/500 | $1,791 |
100 CSL | $1,430 |
300 CSL | $1,678 |
500 CSL | $1,859 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,802 |
20 | $4,556 |
30 | $2,724 |
40 | $2,680 |
50 | $2,562 |
60 | $2,540 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $65 |
Multi-vehicle | $66 |
Homeowner | $20 |
5-yr Accident Free | $86 |
5-yr Claim Free | $80 |
Paid in Full/EFT | $52 |
Advance Quote | $59 |
Online Quote | $86 |
Total Discounts | $514 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area