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2018 Acura RLX Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: May 1, 2020

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Average insurance rates for an 2018 Acura RLX are $1,712 a year for full coverage. Comprehensive costs on average $382 each year, collision insurance costs $756, and liability costs around $416. Buying a liability-only policy costs as low as $474 a year, and high-risk insurance costs around $3,724. Teenage drivers receive the highest rates at up to $6,244 a year.

Annual premium for full coverage: $1,712

Rate estimates for 2018 Acura RLX Insurance

Comprehensive $382
Collision $756
Liability $416

Rate data is compiled from all 50 U.S. states and averaged for all 2018 Acura RLX models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a middle-aged driver, prices range range from as low as $474 for a discount liability-only rate to a high rate of $3,724 for a high risk driver.

Liability Only $474
Full Coverage $1,712
High Risk $3,724

View Chart as Image

2018 Acura RLX insurance rates compared
Column chart showing 2018 Acura RLX insurance prices range from $960 to $6,244 for full coverage

These differences show why all drivers should compare prices based on a specific location and risk profile, instead of using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2018 Acura RLX Insurance

Searching Companies

Did budget coverage turn out to be high-priced car insurance? Don’t sweat it because you are not the only one feeling buyer’s remorse. Many auto insurance companies vie for your business, and because of this it can be hard to compare car insurance companies and uncover the absolute lowest rate

Insurance policy discounts you can’t miss

Properly insuring your vehicles can get expensive, but you may find discounts to cut the cost considerably. Some trigger automatically when you quote, but less common discounts must be inquired about before you get the savings.

  • Early Payment Discounts – By paying your entire bill at once rather than paying monthly you could save 5% or more.
  • Save with More Vehicles Insured – Buying a policy with multiple cars with one company may reduce the rate for each vehicle.
  • Membership in Organizations – Affiliation with specific professional or occupational memberships or organizations can get you a small discount when shopping for insurance.
  • Claim-Free Discount – Claim-free drivers pay much less when compared to frequent claim filers.
  • Discount for Multiple Policies – When you have multiple policies and insure them both with the same insurance company you could get a discount of over 10 percent off each policy depending on the company.
  • Anti-theft Discount – Anti-theft and alarm system equipped vehicles help deter theft and therefore earn up to a 10% discount.
  • Online Discount – A few larger online companies will give a small break for buying your policy on your computer.
  • Telematics Devices – Insureds who allow their insurance company to analyze driving habits by using a telematics device in their vehicle like Allstate’s Drivewise could save a few bucks if they are good drivers.
  • Military Discounts – Being deployed in the military could trigger a small discount.
  • Discount for New Cars – Buying a new car instead of a used car can save you some money since new vehicles have better safety ratings.

Drivers should understand that most credits do not apply to the whole policy. Most cut the cost of specific coverages such as physical damage coverage or medical payments. So when the math indicates you would end up receiving a 100% discount, insurance companies wouldn’t stay in business. But all discounts will bring down your premiums.

If you would like to view providers that offer many of these discounts, enter your zip code here.

Where can I get low cost auto insurance?

Finding low cost 2018 Acura RLX auto insurance rates is an easy way to save money. Drivers just need to take a couple of minutes comparing rate quotes to find the company with cheap auto insurance quotes. This can easily be done in several different ways.

  1. If you are pressed for time, the simplest way consumers can analyze rates is to use a rate comparison form. This quick form keeps you from doing separate forms for each price estimate. Completing one form gets prices estimates direct from many companies.
  2. A more time consuming way to find lower rates requires a trip to the website of each company and repeat the quote process again and again. For example, we’ll assume you want to compare prices for Progressive, 21st Century and GMAC. You would have to spend time going to each site individually to enter the same coverage data repeatedly, which is why the first method is more popular.

The method you choose is up to you, but be sure to compare the exact same quote information for each quote you get. If you compare different coverage information you will not be able to determine which company has the best rates.

Insurance agents can help

When choosing the best auto insurance coverage, there really is no cookie cutter policy. Everyone’s needs are different and a cookie cutter policy won’t apply. Here are some questions about coverages that can help discover whether your personal situation might need an agent’s assistance.

  • Which companies will insure high-risk drivers?
  • How can I find cheaper teen driver insurance?
  • I don’t drive much so do I pay less?
  • If I drive on a suspended license am I covered?
  • What companies insure drivers after a DUI or DWI?
  • Do I benefit by insuring my home with the same company?

If you don’t know the answers to these questions then you might want to talk to a licensed insurance agent. If you want to speak to an agent in your area, fill out your zip code. It’s fast, free and you can get the answers you need.

The car insurance bait and switch

Drivers can’t escape the ads for car insurance savings from companies such as Allstate, GEICO and Progressive. All the ads try to convey promises that you can save just by moving your policy.

How do they all make the same claim?

Car insurance companies look for specific characteristics for the type of customer that will add to their bottom line. For example, a profitable customer might be married and over the age of 30, has other policies, and drives a vehicle with a low ISO rating. Anyone that matches those criteria will get a cheap rate quote and is almost guaranteed to save a lot if they switch.

Consumers who do not fit this stringent profile may be forced to pay more expensive rates which results in the customer not buying. If you pay attention, the ads say “people who switch” not “everybody who quotes” save money. That’s the way companies can truthfully advertise the savings.

This emphasizes why you need to compare many company’s auto insurance rates. It’s just not possible to know which insurance companies will have the best rates for your profile.

Educate yourself about auto insurance coverages

Having a good grasp of your auto insurance policy helps when choosing which coverages you need and the correct deductibles and limits. Policy terminology can be difficult to understand and reading a policy is terribly boring. Below you’ll find the normal coverages available from auto insurance companies.

Auto liability

Liability coverage protects you from injuries or damage you cause to people or other property. It protects YOU against claims from other people, and doesn’t cover your injuries or vehicle damage.

Split limit liability has three limits of coverage: bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. As an example, you may have limits of 50/100/50 which means $50,000 bodily injury coverage, a total of $100,000 of bodily injury coverage per accident, and $50,000 of coverage for damaged propery. Alternatively, you may have one number which is a combined single limit which limits claims to one amount with no separate limits for injury or property damage.

Liability insurance covers claims like medical expenses, medical services and funeral expenses. How much coverage you buy is a personal decision, but it’s cheap coverage so purchase as high a limit as you can afford.

Comprehensive auto coverage

This coverage pays for damage from a wide range of events other than collision. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive can pay for things such as theft, fire damage, hitting a bird, a tree branch falling on your vehicle and damage from a tornado or hurricane. The highest amount a auto insurance company will pay at claim time is the cash value of the vehicle, so if your deductible is as high as the vehicle’s value consider dropping full coverage.

Medical payments and PIP coverage

Med pay and PIP coverage kick in for immediate expenses such as prosthetic devices, X-ray expenses, rehabilitation expenses, funeral costs and doctor visits. They are utilized in addition to your health insurance policy or if there is no health insurance coverage. They cover both the driver and occupants and will also cover any family member struck as a pedestrian. Personal Injury Protection is not available in all states but can be used in place of medical payments coverage

Collision insurance

Collision insurance covers damage to your RLX resulting from colliding with another vehicle or an object, but not an animal. A deductible applies and then insurance will cover the remainder.

Collision can pay for things like rolling your car, hitting a mailbox, driving through your garage door and crashing into a building. Collision is rather expensive coverage, so you might think about dropping it from older vehicles. You can also increase the deductible to save money on collision insurance.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage gives you protection from other motorists when they are uninsured or don’t have enough coverage. It can pay for hospital bills for your injuries as well as damage to your 2018 Acura RLX.

Due to the fact that many drivers have only the minimum liability required by law, it doesn’t take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is important protection for you and your family. Normally these limits are similar to your liability insurance amounts.

One last thing

In this article, we covered a lot of information how to compare 2018 Acura RLX insurance prices online. The key concept to understand is the more times you quote, the better chance you’ll have of finding inexpensive auto insurance. You may even discover the best prices are with the smaller companies. They can often insure niche markets at a lower cost compared to the large companies like Allstate, GEICO and Progressive.

Lower-priced auto insurance can be purchased both online as well as from independent agents, and you should compare rates from both to have the best selection. A few companies may not provide online price quotes and many times these regional carriers only sell through independent agents.

To read more, link through to the resources below:

Rates by U.S. City

2018 Acura RLX Insurance Rates by City
City Premium
New York City, NY $2,706
Los Angeles, CA $2,925
Philadelphia, PA $2,285
Jacksonville, FL $2,482
Phoenix, AZ $1,988
Chicago, IL $2,297
Houston, TX $2,681
Seattle, WA $1,668
Columbus, OH $1,430
Indianapolis, IN $1,458

Rates by Driver Age

2018 Acura RLX Insurance Rates by Driver Age
Driver Age Premium
16 $6,244
20 $3,972
30 $1,798
40 $1,712
50 $1,560
60 $1,532

Full coverage, $500 deductibles

Rates by Deductible

2018 Acura RLX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,214
$250 $1,978
$500 $1,712
$1,000 $1,454

Full coverage, driver age 40

Rates by Liability Limit

Acura RLX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,712
50/100 $1,795
100/300 $1,899
250/500 $2,170
100 CSL $1,837
300 CSL $2,066
500 CSL $2,232

Full coverage, driver age 40

Rates for High Risk Drivers

2018 Acura RLX Insurance Rates for High Risk Drivers
Age Premium
16 $8,958
20 $6,330
30 $3,820
40 $3,724
50 $3,552
60 $3,522

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $245

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $93
Multi-vehicle $90
Homeowner $24
5-yr Accident Free $135
5-yr Claim Free $113
Paid in Full/EFT $84
Advance Quote $89
Online Quote $124
Total Discounts $752
Rate after discounts $960

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2018 Acura RLX Insurance Rates by State
State Premium
Alabama $1,546
Alaska $1,314
Arizona $1,420
Arkansas $1,712
California $1,950
Colorado $1,636
Connecticut $1,760
Delaware $1,936
Florida $2,140
Georgia $1,580
Hawaii $1,228
Idaho $1,158
Illinois $1,276
Indiana $1,290
Iowa $1,156
Kansas $1,628
Kentucky $2,334
Louisiana $2,532
Maine $1,056
Maryland $1,412
Massachusetts $1,368
Michigan $2,972
Minnesota $1,430
Mississippi $2,048
Missouri $1,518
Montana $1,840
Nebraska $1,350
Nevada $2,050
New Hampshire $1,232
New Jersey $1,912
New Mexico $1,516
New York $1,804
North Carolina $986
North Dakota $1,400
Ohio $1,182
Oklahoma $1,756
Oregon $1,568
Pennsylvania $1,632
Rhode Island $2,282
South Carolina $1,550
South Dakota $1,446
Tennessee $1,500
Texas $2,062
Utah $1,268
Vermont $1,170
Virginia $1,024
Washington $1,324
West Virginia $1,568
Wisconsin $1,184
Wyoming $1,524

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