Chevrolet Tahoe Insurance Rates
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UPDATED: Jun 3, 2023
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Is a Chevy Tahoe expensive to insure? How much does it cost to insure a Chevy Tahoe compared to other vehicles? The average Chevrolet Tahoe insurance rates are $1,398 a year, or $116 a month, which is average.
While rates may be slightly different for those purchasing 2005 Chevy Tahoe insurance versus 2020 Chevy Tahoe auto insurance, rates should still be around this price range. Use our guide to learn more about Chevy Tahoe car insurance and how you can find an affordable Chevrolet Tahoe car insurance company near you.
Use our free rate comparison tool above to find the best Chevrolet Tahoe car insurance quotes in your area.
U.S. average insurance rates for a Chevrolet Tahoe are $890 a year including full coverage. Comprehensive insurance costs approximately $138 a year, collision costs $152, and liability insurance costs around $442. Liability-only coverage costs as low as $496 a year, with high-risk coverage costing $1,906 or more. 16-year-old drivers pay the highest rates at $3,648 a year or more.
Average premium for full coverage: $890
Price estimates by individual coverage:
Rate estimates include $500 physical damage deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and Tahoe trim levels.
Price Range from Low to High
Using a 40-year-old driver as an example, Chevrolet Tahoe insurance prices go from as low as $496 for just liability insurance to a high of $1,906 for a high-risk driver policy.
Geographic Price Range
Where you live has a significant impact on car insurance prices. Rural locations have a lower frequency of comprehensive and collision claims than congested cities.
The diagram below illustrates how rural and urban location affects auto insurance prices.
The ranges above highlight why it is important to compare prices using their specific location and risk profile, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down estimated Chevrolet Tahoe insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $553
- Using higher $1,000 deductibles will save $822 every year
- The average rate for the average middle-age driver who chooses $500 deductibles is $890
- Buying low $100 deductibles for physical damage coverage will cost an extra $124 a year
- Drivers with multiple tickets or accidents could pay around $1,906 or more
- The price for full coverage for a teen driver can cost $3,648 or more
Auto insurance prices for a Chevrolet Tahoe are also quite variable based on your driving record, the model of your Tahoe, and physical damage deductibles and liability limits.
Older drivers with a good driving record and high deductibles could pay as little as $800 a year for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay in the ballpark of $3,600 a year. View Rates by Age
The state you live in has a huge impact on Chevrolet Tahoe insurance rates. A driver around age 40 might see prices as low as $690 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,270 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $806 | -$84 | -9.4% |
| Alaska | $684 | -$206 | -23.1% |
| Arizona | $740 | -$150 | -16.9% |
| Arkansas | $890 | -$0 | 0.0% |
| California | $1,016 | $126 | 14.2% |
| Colorado | $852 | -$38 | -4.3% |
| Connecticut | $916 | $26 | 2.9% |
| Delaware | $1,008 | $118 | 13.3% |
| Florida | $1,114 | $224 | 25.2% |
| Georgia | $822 | -$68 | -7.6% |
| Hawaii | $640 | -$250 | -28.1% |
| Idaho | $604 | -$286 | -32.1% |
| Illinois | $664 | -$226 | -25.4% |
| Indiana | $670 | -$220 | -24.7% |
| Iowa | $600 | -$290 | -32.6% |
| Kansas | $846 | -$44 | -4.9% |
| Kentucky | $1,216 | $326 | 36.6% |
| Louisiana | $1,320 | $430 | 48.3% |
| Maine | $548 | -$342 | -38.4% |
| Maryland | $736 | -$154 | -17.3% |
| Massachusetts | $714 | -$176 | -19.8% |
| Michigan | $1,548 | $658 | 73.9% |
| Minnesota | $746 | -$144 | -16.2% |
| Mississippi | $1,066 | $176 | 19.8% |
| Missouri | $790 | -$100 | -11.2% |
| Montana | $958 | $68 | 7.6% |
| Nebraska | $702 | -$188 | -21.1% |
| Nevada | $1,068 | $178 | 20.0% |
| New Hampshire | $642 | -$248 | -27.9% |
| New Jersey | $996 | $106 | 11.9% |
| New Mexico | $790 | -$100 | -11.2% |
| New York | $940 | $50 | 5.6% |
| North Carolina | $514 | -$376 | -42.2% |
| North Dakota | $728 | -$162 | -18.2% |
| Ohio | $618 | -$272 | -30.6% |
| Oklahoma | $916 | $26 | 2.9% |
| Oregon | $816 | -$74 | -8.3% |
| Pennsylvania | $852 | -$38 | -4.3% |
| Rhode Island | $1,190 | $300 | 33.7% |
| South Carolina | $806 | -$84 | -9.4% |
| South Dakota | $752 | -$138 | -15.5% |
| Tennessee | $782 | -$108 | -12.1% |
| Texas | $1,074 | $184 | 20.7% |
| Utah | $660 | -$230 | -25.8% |
| Vermont | $610 | -$280 | -31.5% |
| Virginia | $534 | -$356 | -40.0% |
| Washington | $690 | -$200 | -22.5% |
| West Virginia | $816 | -$74 | -8.3% |
| Wisconsin | $618 | -$272 | -30.6% |
| Wyoming | $794 | -$96 | -10.8% |
Opting for high physical damage deductibles could cut prices by as much as $200 each year, while buying higher liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $398 extra every year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are likely paying anywhere from $1,100 to $1,500 in extra premium each year, depending on your age. A high-risk auto insurance policy can be anywhere from 41% to 138% more than the average rate. View High Risk Driver Rates
Since prices can be so different, the best way to figure out who has the best auto insurance prices is to get quotes from as many companies as possible. Each insurance company utilizes a different rate formula, and quoted prices may be quite different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Tahoe LS 2WD | $860 | $72 |
| Chevrolet Tahoe LS 4WD | $876 | $73 |
| Chevrolet Tahoe LT 2WD | $876 | $73 |
| Chevrolet Tahoe LT 4WD | $876 | $73 |
| Chevrolet Tahoe LTZ 2WD | $906 | $76 |
| Chevrolet Tahoe LTZ 4WD | $906 | $76 |
Rates assume 2004 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Chevrolet Tahoe | $250 | $400 | $456 | $1,264 |
| 2016 Chevrolet Tahoe | $240 | $358 | $460 | $1,216 |
| 2015 Chevrolet Tahoe | $224 | $330 | $460 | $1,172 |
| 2014 Chevrolet Tahoe | $216 | $310 | $464 | $1,148 |
| 2013 Chevrolet Tahoe | $210 | $288 | $474 | $1,130 |
| 2012 Chevrolet Tahoe | $194 | $268 | $474 | $1,094 |
| 2011 Chevrolet Tahoe | $190 | $244 | $478 | $1,070 |
| 2010 Chevrolet Tahoe | $176 | $222 | $474 | $1,030 |
| 2009 Chevrolet Tahoe | $166 | $202 | $474 | $1,000 |
| 2008 Chevrolet Tahoe | $162 | $182 | $468 | $970 |
| 2007 Chevrolet Tahoe | $158 | $178 | $460 | $954 |
| 2006 Chevrolet Tahoe | $156 | $168 | $452 | $934 |
| 2005 Chevrolet Tahoe | $142 | $160 | $446 | $906 |
| 2004 Chevrolet Tahoe | $138 | $152 | $442 | $890 |
Rates are averaged for all Chevrolet Tahoe models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Chevrolet Tahoe Insurance
Getting lower rates on Chevrolet Tahoe insurance requires being a safe and courteous driver, having good credit, being claim-free, and not having any coverage lapses. Set aside time to shop around every time your policy renews by obtaining price quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.
Below is a brief recap of the information raised in the charts and tables above.
- You may be able to save around $100 per year simply by quoting early and online
- Teenage drivers have the highest car insurance prices, possibly costing $304 a month if they have full coverage
- Increasing physical damage deductibles can save around $200 each year
- High-risk drivers who tend to receive serious violations could be forced to pay on average $1,020 more per year for auto insurance
- Drivers who purchase higher levels of liability will pay around $490 per year to increase from a low limit to 250/500 limits
To start shopping for Chevy Tahoe insurance rates now, use our free tool below.
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What are the safety ratings of the Chevrolet Tahoe?
The Chevrolet Tahoe has some great safety features, which can help improve Chevrolet Tahoe safety ratings. Some of the more advanced safety features include 4-wheel disc brakes, adjustable pedals, lane departure warning, and lane-keeping assist.
Because the Chevrolet Tahoe has not been crash-tested by the Insurance Institute for Highway Safety (IIHS), there is no test data. This means that insurers will base their rates based on what they know about the Chevrolet Tahoe. This includes safety features, data on claims filed, and crash test ratings for similar models.
Chevrolet Tahoe Compared Against Other Vehicles in the Same Class
The Chevrolet Tahoe is a large SUV, which means it may have slightly higher liability rates than other vehicles. Why? Larger vehicles can do more damage to other vehicles in crashes, meaning higher liability claims may be filed. The good news is that the IIHS rated the Chevrolet Tahoe’s liability losses as average, so insurance rates should be average as well.
Take a look at the vehicles below to see how other large SUVs’ rates compare to the Chevrolet Tahoe’s insurance rates.
Ready to find savings on car insurance? Use our free rate comparison tool to find cheap Chevrolet Tahoe auto insurance rates in your area.
References:
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,648 |
| 20 | $2,028 |
| 30 | $902 |
| 40 | $890 |
| 50 | $818 |
| 60 | $800 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,014 |
| $250 | $960 |
| $500 | $890 |
| $1,000 | $822 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $890 |
| 50/100 | $994 |
| 100/300 | $1,105 |
| 250/500 | $1,392 |
| 100 CSL | $1,039 |
| 300 CSL | $1,282 |
| 500 CSL | $1,459 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,112 |
| 20 | $3,228 |
| 30 | $1,914 |
| 40 | $1,906 |
| 50 | $1,824 |
| 60 | $1,804 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $44 |
| Multi-vehicle | $47 |
| Homeowner | $16 |
| 5-yr Accident Free | $50 |
| 5-yr Claim Free | $54 |
| Paid in Full/EFT | $30 |
| Advance Quote | $37 |
| Online Quote | $59 |
| Total Discounts | $337 |
Discounts are estimated and may not be available from every company or in every state.
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