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2018 Nissan GT-R Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: May 1, 2020

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Average insurance rates for a 2018 Nissan GT-R are $1,920 a year for full coverage insurance. Comprehensive insurance costs on average $442, collision insurance costs $988, and liability insurance costs $354. Buying a liability-only policy costs as little as $406 a year, and high-risk insurance costs $4,208 or more. Teenage drivers receive the highest rates at up to $6,830 a year.

Annual premium for full coverage: $1,920

Rate estimates for 2018 Nissan GT-R Insurance

Comprehensive $442
Collision $988
Liability $354

Rate data is compiled from all 50 U.S. states and averaged for all 2018 Nissan GT-R models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a middle-aged driver, prices range range from as low as $406 for a discount liability-only rate to a much higher rate of $4,208 for a high risk driver.

Liability Only $406
Full Coverage $1,920
High Risk $4,208

View Chart as Image

2018 Nissan GT-R insurance rates compared
Column chart showing 2018 Nissan GT-R insurance prices range from $1042 to $6,830 for full coverage

These differences illustrate why anyone shopping for car insurance should compare rates based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2018 Nissan GT-R Insurance

Searching Companies

Trying to find cheaper insurance rates for your Nissan GT-R? No car owner enjoys paying for insurance, especially when they are aware that their premiums are through the roof.

There are many insurers to pick from, and even though it’s nice to have a choice, lots of choices makes it harder to find the best rates.

The cheapest insurance

Most of the larger companies make it easy to get pricing direct online. Getting online rates is pretty easy as you simply enter as detailed in the form. Behind the scenes, their system gets information on your driving record and credit history and provides a quote. This streamlines rate comparisons, but the work required to visit each company’s website and repetitively type in the same information gets old quite quickly. But it is imperative to do this if you are searching for lower prices.

There is a better way to compare rates

The easiest way to get multiple rate quotes utilizes a single form that analyzes rates from multiple companies. It saves time, eliminates repetitive work, and makes quoting online much more efficient. As soon as you send your information, your coverage is rated with multiple companies and you can pick any one of the pricing results. If the quotes result in lower rates, it’s easy to complete the application and buy the policy. This process only takes a few minutes and could lower your rates considerably.

To save time and get comparison pricing now, simply enter your zip code here and complete the simple form. To compare your current rates, we recommend you type in coverages and limits as shown on your current policy. This helps ensure you’re receiving a fair comparison for similar insurance coverage.

Discounts for affordable insurance rates

Companies don’t necessarily list every possible discount in an easy-to-find place, so the next list breaks down a few of the more common as well as the least known ways to save on insurance.

  • More Vehicles More Savings – Buying insurance for several vehicles on a single policy can reduce the rates for all insured vehicles.
  • Drivers Education – Have your child successfully complete driver’s ed class as it will make them better drivers and lower rates.
  • No Charge for an Accident – This isn’t a discount exactly, but some companies like Progressive, State Farm and GEICO may permit one accident without getting socked with a rate hike if you have no claims prior to the accident.
  • Discounts for New Vehicles – Buying a new car model can be considerably cheaper since newer vehicles are generally safer.
  • Homeowners Discount – Owning your own home or condo can save a few bucks since home ownership requires personal responsibility.
  • Discount for Swiching Early – Some larger companies provide a discount for signing up early. You can save around 10% with this discount.

Just know that some of the credits will not apply to the entire policy premium. Some only apply to individual premiums such as collision or personal injury protection. Even though it may seem like having all the discounts means you get insurance for free, you aren’t that lucky.

To see a list of insurance companies that provide some of the discounts listed above, enter your zip code here.

Tailor your auto insurance coverage to you

When buying proper insurance coverage for your vehicles, there is no cookie cutter policy. Every situation is different so this has to be addressed. These are some specific questions can aid in determining if your situation could use an agent’s help.

  • Do I have coverage when using my vehicle for my home business?
  • What if I total my 2018 Nissan GT-R and owe more than it’s worth?
  • What is an SR-22 filing?
  • Will I be non-renewed for getting a DUI or other conviction?
  • Why am I required to buy liability insurance?
  • How do I insure my teen driver?
  • How do I buy GAP insurance?
  • Does liability extend to a camper or trailer?

If it’s difficult to answer those questions but you think they might apply to your situation, you might consider talking to a licensed agent. If you don’t have a local agent, complete your zip code.

Educate yourself about insurance coverages

Understanding the coverages of your policy helps when choosing which coverages you need and proper limits and deductibles. Policy terminology can be impossible to understand and even agents have difficulty translating policy wording. Shown next are typical coverages available from insurance companies.

Medical payments and PIP coverage

Coverage for medical payments and/or PIP kick in for immediate expenses such as X-ray expenses, surgery, ambulance fees, prosthetic devices and funeral costs. They can be used in conjunction with a health insurance program or if you are not covered by health insurance. It covers you and your occupants as well as if you are hit as a while walking down the street. Personal Injury Protection is not universally available and gives slightly broader coverage than med pay


This coverage protects you from damage or injury you incur to other people or property. It protects YOU against claims from other people, and doesn’t cover your injuries or vehicle damage.

Split limit liability has three limits of coverage: bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. Your policy might show liability limits of 100/300/100 that means you have $100,000 bodily injury coverage, $300,000 for the entire accident, and $100,000 of coverage for damaged propery.

Liability coverage protects against claims such as funeral expenses, emergency aid, court costs, bail bonds and attorney fees. The amount of liability coverage you purchase is a personal decision, but consider buying as high a limit as you can afford.

Comprehensive auto coverage

This covers damage OTHER than collision with another vehicle or object. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive coverage pays for claims like a broken windshield, a tree branch falling on your vehicle and damage from getting keyed. The maximum amount a insurance company will pay at claim time is the ACV or actual cash value, so if the vehicle’s value is low consider removing comprehensive coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage protects you and your vehicle’s occupants from other motorists when they either have no liability insurance or not enough. Covered losses include medical payments for you and your occupants as well as your vehicle’s damage.

Since many drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is a good idea.

Auto collision coverage

Collision coverage pays to fix your vehicle from damage resulting from a collision with a stationary object or other vehicle. You first must pay a deductible then your collision coverage will kick in.

Collision coverage pays for things such as colliding with a tree, driving through your garage door, crashing into a building, sideswiping another vehicle and rolling your car. Paying for collision coverage can be pricey, so consider dropping it from vehicles that are older. Another option is to choose a higher deductible to save money on collision insurance.

Quote more, save more

When shopping online for insurance coverage, make sure you don’t reduce needed coverages to save money. There have been many cases where someone sacrificed comprehensive coverage or liability limits only to discover later that saving that couple of dollars actually costed them tens of thousands. The ultimate goal is to buy enough coverage at an affordable rate while still protecting your assets.

You just learned quite a bit of information on how to save on 2018 Nissan GT-R insurance. The key concept to understand is the more providers you compare, the higher the chance of saving money. Consumers may even find the most savings is with a company that doesn’t do a lot of advertising. Regional companies often have lower rates on specific markets than their larger competitors like Allstate and Progressive.

Other learning opportunities

Rates by U.S. City

2018 Nissan GT-R Insurance Rates by City
City Premium
New York City, NY $3,027
Los Angeles, CA $3,282
Philadelphia, PA $2,562
Jacksonville, FL $2,779
Phoenix, AZ $2,229
Chicago, IL $2,574
Houston, TX $3,006
Seattle, WA $1,865
Columbus, OH $1,600
Indianapolis, IN $1,632

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2018 Nissan GT-R Insurance Rates by Driver Age
Driver Age Premium
16 $6,830
20 $4,496
30 $2,036
40 $1,920
50 $1,748
60 $1,720

Full coverage, $500 deductibles

Rates by Deductible

2018 Nissan GT-R Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,556
$250 $2,258
$500 $1,920
$1,000 $1,596

Full coverage, driver age 40

Rates by Liability Limit

Nissan GT-R Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,920
50/100 $1,991
100/300 $2,079
250/500 $2,309
100 CSL $2,026
300 CSL $2,221
500 CSL $2,363

Full coverage, driver age 40

Rates for High Risk Drivers

2018 Nissan GT-R Insurance Rates for High Risk Drivers
Age Premium
16 $9,872
20 $7,168
30 $4,338
40 $4,208
50 $4,010
60 $3,978

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $284

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $107
Multi-vehicle $102
Homeowner $25
5-yr Accident Free $163
5-yr Claim Free $129
Paid in Full/EFT $103
Advance Quote $106
Online Quote $143
Total Discounts $878
Rate after discounts $1,042

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2018 Nissan GT-R Insurance Rates by State
State Premium
Alabama $1,732
Alaska $1,470
Arizona $1,592
Arkansas $1,920
California $2,188
Colorado $1,830
Connecticut $1,970
Delaware $2,168
Florida $2,396
Georgia $1,772
Hawaii $1,378
Idaho $1,300
Illinois $1,430
Indiana $1,444
Iowa $1,292
Kansas $1,822
Kentucky $2,614
Louisiana $2,840
Maine $1,184
Maryland $1,582
Massachusetts $1,530
Michigan $3,328
Minnesota $1,606
Mississippi $2,296
Missouri $1,702
Montana $2,060
Nebraska $1,510
Nevada $2,300
New Hampshire $1,382
New Jersey $2,146
New Mexico $1,698
New York $2,018
North Carolina $1,104
North Dakota $1,572
Ohio $1,322
Oklahoma $1,968
Oregon $1,756
Pennsylvania $1,830
Rhode Island $2,556
South Carolina $1,738
South Dakota $1,618
Tennessee $1,678
Texas $2,312
Utah $1,418
Vermont $1,310
Virginia $1,148
Washington $1,480
West Virginia $1,758
Wisconsin $1,326
Wyoming $1,708

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