Buick Regal Insurance Rates

The average Buick Regal insurance rates are $119 per month or $1,428 annually. However, many factors impact your Buick Regal insurance costs. 

For example, the age of your model can drastically change what you pay for Buick auto insurance. A classic Buick Regal 1980 model will require very different coverage levels than a newer Buick Regal 2019 model.

Read through our comprehensive Buick Regal insurance guide to better understand how your premiums are calculated. Whether you drive a used Buick Regal or a brand new Buick Regal GS, you’ll be able to secure cheap car insurance rates. 

If you’re already ready to compare lower than average Buick Regal prices for car insurance, simply enter your five-digit ZIP code into our FREE quote comparison tool to start shopping.

Estimated insurance rates for a Buick Regal are $900 a year with full coverage. Comprehensive insurance costs on average $138, collision costs $162, and liability costs around $442. A policy with only liability insurance costs as low as $496 a year, with a high-risk policy costing $1,928 or more. Teenage drivers pay the most at $3,684 a year or more.

Average premium for full coverage: $900

Premium estimates by type of coverage:

Prices are based on $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and for all Regal models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on auto insurance rates. Rural areas are statistically proven to have lower incidents of collision claims than densely populated cities.

The example below illustrates how geographic area affects car insurance rates.

These rate differences demonstrate why everyone should compare prices based on a specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Buick Regal insurance rates for different risk profiles and scenarios.

• The best discount rate is $557
• Using higher $1,000 deductibles will save around $70 annually
• The estimated price for a 40-year-old good driver with $500 deductibles is $900
• Using pricier low deductibles for physical damage coverage will cost an additional $126 every year
• Drivers who are prone to accidents and violations could pay upwards of $1,928 or more
• An auto insurance policy that insures a teen driver for full coverage may cost $3,684 or more

View Chart as Image

Car insurance prices for a Buick Regal also have a wide range based on the model of your Regal, your age and driving habits, and policy deductibles and limits.

If you have a few violations or you caused an accident, you may be forking out at a minimum $1,100 to $1,500 extra annually, depending on your age. Buick Regal insurance for high-risk drivers can be as much as 41% to 136% more than a normal policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $900 a year, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged upwards of $3,600 a year. View Rates by Age

Where you choose to live has a huge impact on Buick Regal insurance prices. A driver around age 40 might see prices as low as $650 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,220 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $200 every year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $398 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out exactly what you will pay is to regularly compare prices and see which company has the best price. Each insurance company uses a different method to calculate prices, so rate quotes will be substantially different.

How to Find Affordable Buick Regal Insurance

Finding better rates on car insurance requires being a low-risk driver, having a positive credit history, being claim-free, and maximizing policy discounts. Compare prices every time your policy renews by requesting quotes from direct companies, and also from several local insurance agents.

The items below are a brief review of the information presented in the illustrations above.

• You may be able to save as much as $100 per year simply by quoting online well ahead of the renewal date
• Teen drivers are expensive to insure, possibly costing $307 per month if full coverage is purchased
• Increasing policy deductibles can save approximately $200 each year
• Higher risk drivers with DUI or reckless driving convictions pay on average $1,030 more each year to insure their Regal
• Policyholders who require more liability coverage will pay an extra $490 every year to increase from 30/60 bodily injury limits to the 250/500 level

As you’ve learned from the information above, many factors impact your Buick Regal insurance rates. The Regal has been in production for multiple decades, which means the Buick Regal 1986 and Buick Regal 1987 models are considered classics, which can sometimes require specialty car insurance coverage. 

However, you could potentially only purchase your state’s minimum liability requirements for the more modern Buick Regal 2018 model. 

Regardless of what Buick Regal model year you drive, to receive your lowest rates simply use our FREE tool below and start comparing quotes right away. 

What are the safety ratings for the Buick Regal?

Understanding the Buick Regal safety ratings and features is a great way to discover car insurance discounts you might qualify for. Sometimes, it can even uncover if your vehicle is causing your rates to increase. 

However, recent rumors have caused consumers to question if the Buick Regal is being discontinued. Buick has decided to stop the production of the Regal to minimize its passenger car lineup. 

Buick is making a 2020 Regal as it’s final version; in fact, you can already find this model in lots and on roads today. Check out the 2020 Buick Regal four-door wagon safety ratings below.

• Small overlap front (driver-side): Good
• Moderate overlap front: Good
• Side: Good

A rating of ‘Good’ is the highest possible standard given by the Insurance Institute for Highway Safety. Overall, these safety ratings are positive and will not cause your insurance rates to increase. 

Buick Regal Compared Against other Vehicles in the Same Class

Comparing the Buick Regal to similar vehicles can help you save money, especially it has better insurance loss ratios than other vehicles in its class. Is the Buick Regal a luxury car? Technically, Buicks fall between luxury and economy, causing some experts to refer to Buick as a premium brand. 

Officially the Insurance Institue for Highway Safety classifies the Buick Regal as a large four-door car. See other comparable large cars in the list below:

• Chevrolet Impala
• Dodge Charger
• Toyota Avalon

Is the Buick Regal a reliable car? Looking at the loss ratios, the Buick Regal is within the average range in all categories. These reliable percentages will reflect positively in your car insurance rates.  

Ultimately, it does not matter if this brand is considered luxury or not. Only you can say if the Buick Regal is a good car for you. 

You are now an expert on Buick Regal insurance rates. Enter your five-digit ZIP code into our FREE quote comparison tool to find your best Buick insurance premiums.