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2019 GMC Acadia Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Nov 30, 2021

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Average insurance rates for a 2019 GMC Acadia are $1,274 a year for full coverage. Comprehensive costs around $270, collision costs $448, and liability coverage costs around $398. Buying a liability-only policy costs as low as $460 a year, with high-risk insurance costing around $2,742. Teenage drivers receive the highest rates at $4,790 a year or more.

Annual premium for full coverage: $1,274

Rate estimates for 2019 GMC Acadia Insurance

Comprehensive $270
Collision $448
Liability $398

Rate data is compiled from all 50 U.S. states and averaged for all 2019 GMC Acadia models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a driver in their 40's, prices range go from as low as $460 for basic liability insurance to the much higher price of $2,742 for a driver who has had serious violations or accidents.

Liability Only $460
Full Coverage $1,274
High Risk $2,742

View Chart as Image

2019 GMC Acadia insurance rates compared
Column chart showing 2019 GMC Acadia insurance prices range from $745 to $4,790 for full coverage

These differences show why everyone should compare prices for a specific zip code and risk profile, rather than using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2019 GMC Acadia Insurance

Searching Companies

Searching for better insurance coverage rates for your GMC Acadia? Paying for high-priced GMC Acadia insurance can take a big chunk out of your savings and force you to tighten up your finances. Comparing price quotes can help to make sure you’re not throwing money away.

Lots of car insurance companies contend for your insurance dollar, and it can be difficult to compare rates and get the best coverage at the best price available.

If you have a current insurance coverage policy or are just looking to switch companies, you can use these tips to get lower rates while maximizing coverage. Buying car insurance is not that difficult. Consumers just need to learn the proper way to get comparison rates on the web.

How to compare free auto insurance rate quotes

Most major insurance companies such as Progressive, Allstate and GEICO provide insurance quotes directly from their websites. Doing online quotes is possible for anyone as you just type in your coverage preferences into the form. After the form is submitted, the system collects your credit score and driving record and provides a quote based on many factors. Quoting online simplifies rate comparisons, but the process of having to visit a lot of sites and type in your information gets old quite quickly. But it is imperative to do this in order to get the lowest price.

There is a better way!

The smarter way to get multiple rate quotes uses one simple form to obtain quotes from several companies at one time. This type of form saves time, reduces the work, and makes online quotes much more enjoyable. Immediately after submitting the form, it is quoted with multiple companies and you can pick any of the returned quotes.

If one or more price quotes are lower than your current rates, you simply finish the application and purchase coverage. It can be completed in less than 10 minutes and you will find out if you’re overpaying now.

To compare rates using this form now, simply enter your zip code here and submit your coverage information. If you have coverage now, it’s recommended you input the coverages exactly as they are listed on your policy. Doing this guarantees you will receive a rate comparison for the exact same coverage.

Discounts for cheap auto insurance rates

Insurance can be prohibitively expensive, but you may qualify for discounts that you may not even know about. Some of these disounts will be visible at quote time, but less common discounts must be requested specifically before you will receive the discount.

  • Pay Early and Save – By paying your entire bill at once instead of paying each month you could save up to 5%.
  • Early Renewal Discounts – Some insurance companies provide a discount for switching companies before your current policy expires. The savings is around 10%.
  • Multiple Vehicles – Insuring multiple vehicles with the same company could earn a price break for each car.
  • Anti-lock Brake Discount – Cars and trucks with ABS and/or traction control can stop better under adverse conditions and earn discounts up to 10%.
  • Accident Forgiveness Coverage – Not necessarily a discount, but companies like GEICO and Liberty Mutual will let one accident slide without the usual rate increase with the catch being you have to be claim-free for a specific time period.
  • College Student – Kids living away from home attending college and won’t have access to an insured vehicle can be insured at a reduced rate.
  • Seat Belts Save more than Lives – Drivers who require all vehicle occupants to wear their seat belts can save up to 15% on the premium charged for medical payments and/or PIP.

Policy discounts save money, but many deductions do not apply to the entire policy premium. Some only apply to specific coverage prices like liability and collision coverage. Even though it appears all those discounts means the company will pay you, companies don’t profit that way. But any discount will bring down your policy premium.

To choose auto insurance companies that offer discounts, enter your zip code here.

Tailor your insurance coverage to you

When choosing adequate coverage, there really is no single plan that fits everyone. Everyone’s situation is unique so your insurance needs to address that. For instance, these questions could help you determine whether or not you could use an agent’s help.

  • Where can I find DUI or SR-22 insurance?
  • Does coverage extend to my business vehicle?
  • Does having multiple vehicles earn me a discount?
  • Exactly who is provided coverage by my policy?
  • Do I pay less if my vehicle is kept in my garage?
  • Is my custom paint covered by insurance?
  • Is there coverage for injuries to my pets?
  • Do I have any recourse if my insurance company denies a claim?

If you’re not sure about those questions but a few of them apply then you might want to talk to a licensed agent. To find an agent in your area, complete your zip code. It’s fast, doesn’t cost anything and can help protect your family.

Insurance specifics

Learning about specific coverages of your policy aids in choosing appropriate coverage for your vehicles. The coverage terms in a policy can be impossible to understand and nobody wants to actually read their policy. Listed below are the usual coverages found on most insurance policies.

Auto liability insurance – Liability insurance can cover damage that occurs to people or other property by causing an accident. This insurance protects YOU from claims by other people, and does not provide coverage for your injuries or vehicle damage.

Liability coverage has three limits: per person bodily injury, per accident bodily injury, and a property damage limit. Your policy might show values of 50/100/50 that means you have $50,000 in coverage for each person’s injuries, $100,000 for the entire accident, and a total limit of $50,000 for damage to vehicles and property. Another option is a combined single limit or CSL that pays claims from the same limit without having the split limit caps.

Liability can pay for things like attorney fees, medical expenses, repair bills for other people’s vehicles and funeral expenses. How much coverage you buy is a personal decision, but buy as large an amount as possible.

Medical payments coverage and PIP – Med pay and PIP coverage kick in for bills such as hospital visits, ambulance fees, prosthetic devices, chiropractic care and dental work. They are utilized in addition to your health insurance policy or if you are not covered by health insurance. Coverage applies to both the driver and occupants and will also cover being hit by a car walking across the street. Personal Injury Protection is only offered in select states but it provides additional coverages not offered by medical payments coverage

Comprehensive coverage – Comprehensive insurance pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive coverage pays for claims such as damage from a tornado or hurricane, hitting a deer, damage from flooding and rock chips in glass. The maximum payout a insurance company will pay at claim time is the actual cash value, so if the vehicle’s value is low consider removing comprehensive coverage.

Collision – This coverage covers damage to your Acadia resulting from colliding with an object or car. A deductible applies and the rest of the damage will be paid by collision coverage.

Collision coverage pays for things like crashing into a building, rolling your car, damaging your car on a curb, driving through your garage door and sideswiping another vehicle. Paying for collision coverage can be pricey, so analyze the benefit of dropping coverage from vehicles that are older. You can also bump up the deductible in order to get cheaper collision rates.

Uninsured/Underinsured Motorist coverage – Uninsured or Underinsured Motorist coverage gives you protection from other motorists when they do not carry enough liability coverage. Covered claims include medical payments for you and your occupants and damage to your GMC Acadia.

Because many people only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. So UM/UIM coverage should not be overlooked. Usually your uninsured/underinsured motorist coverages are set the same as your liablity limits.

Rates by U.S. City

2019 GMC Acadia Insurance Rates by City
City Premium
New York City, NY $2,016
Los Angeles, CA $2,175
Philadelphia, PA $1,700
Jacksonville, FL $1,849
Phoenix, AZ $1,481
Chicago, IL $1,710
Houston, TX $1,997
Seattle, WA $1,242
Columbus, OH $1,065
Indianapolis, IN $1,083

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2019 GMC Acadia Insurance Rates by Driver Age
Driver Age Premium
16 $4,790
20 $2,924
30 $1,324
40 $1,274
50 $1,164
60 $1,140

Full coverage, $500 deductibles

Rates by Deductible

2019 GMC Acadia Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,586
$250 $1,442
$500 $1,274
$1,000 $1,110

Full coverage, driver age 40

Rates by Liability Limit

GMC Acadia Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,274
50/100 $1,354
100/300 $1,453
250/500 $1,712
100 CSL $1,393
300 CSL $1,612
500 CSL $1,772

Full coverage, driver age 40

Rates for High Risk Drivers

2019 GMC Acadia Insurance Rates for High Risk Drivers
Age Premium
16 $6,812
20 $4,648
30 $2,798
40 $2,742
50 $2,618
60 $2,594

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $174

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $67
Multi-vehicle $66
Homeowner $19
5-yr Accident Free $90
5-yr Claim Free $81
Paid in Full/EFT $56
Advance Quote $61
Online Quote $89
Total Discounts $529
Rate after discounts $745

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2019 GMC Acadia Insurance Rates by State
State Premium
Alabama $1,152
Alaska $978
Arizona $1,058
Arkansas $1,274
California $1,450
Colorado $1,216
Connecticut $1,310
Delaware $1,440
Florida $1,594
Georgia $1,176
Hawaii $916
Idaho $862
Illinois $950
Indiana $958
Iowa $860
Kansas $1,210
Kentucky $1,738
Louisiana $1,884
Maine $786
Maryland $1,050
Massachusetts $1,020
Michigan $2,214
Minnesota $1,066
Mississippi $1,526
Missouri $1,130
Montana $1,368
Nebraska $1,004
Nevada $1,526
New Hampshire $918
New Jersey $1,424
New Mexico $1,128
New York $1,344
North Carolina $734
North Dakota $1,042
Ohio $880
Oklahoma $1,310
Oregon $1,166
Pennsylvania $1,214
Rhode Island $1,698
South Carolina $1,156
South Dakota $1,076
Tennessee $1,116
Texas $1,536
Utah $944
Vermont $872
Virginia $762
Washington $986
West Virginia $1,166
Wisconsin $882
Wyoming $1,134

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