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2019 Nissan GT-R Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: May 1, 2020

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Average insurance rates for a 2019 Nissan GT-R are $1,944 a year for full coverage insurance. Comprehensive insurance costs approximately $458, collision insurance costs $1,012, and liability insurance costs around $338. Buying a liability-only policy costs as low as $394 a year, and high-risk insurance costs $4,256 or more. Teenage drivers receive the highest rates at up to $6,878 a year.

Annual premium for full coverage: $1,944

Rate estimates for 2019 Nissan GT-R Insurance

Comprehensive $458
Collision $1012
Liability $338

Rate data is compiled from all 50 U.S. states and averaged for all 2019 Nissan GT-R models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For the average driver, prices range range from as low as $394 for just liability coverage to a much higher rate of $4,256 for a driver that may need high-risk insurance.

Liability Only $394
Full Coverage $1,944
High Risk $4,256

View Chart as Image

2019 Nissan GT-R insurance rates compared
Column chart showing 2019 Nissan GT-R insurance prices range from $1055 to $6,878 for full coverage

These differences illustrate why anyone shopping for car insurance should compare prices using their specific location and risk profile, rather than relying on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2019 Nissan GT-R Insurance

Searching Companies

Tired of sacrificing to pay your car insurance bill each month? You are no different than many other consumers.

Insurance companies such as State Farm and GEICO all claim big savings, bombarding you with catchy ads and it is challenging if not impossible to ignore the promise of big savings and take the time to shop coverage around.

Save money by applying these six discounts

Companies offering auto insurance do not advertise all their discounts very clearly, so the below list has a few of the more common and the harder-to-find savings tricks you should be using when you buy car insurance online.

  • Multiple Policy Discount – If you insure your home and vehicles with one insurance company you could get a discount of approximately 10% to 15%.
  • College Student – College-age children who live away from home to go to college and don’t have a car can receive lower rates.
  • Anti-lock Brake System – Anti-lock brake equipped vehicles can avoid accidents and earn discounts up to 10%.
  • Driver Safety – Passing a defensive driving class could cut 5% off your bill and easily pay for the cost of the class.
  • Air Bag Discount – Cars that have air bags and/or automatic seat belt systems may earn rate discounts of 25 to 30%.
  • Discount for New Cars – Buying a new car model can cost up to 25% less since new model year vehicles have better safety ratings.

Discounts save money, but please remember that some of the credits will not apply to all coverage premiums. Most only apply to specific coverage prices like physical damage coverage or medical payments. Even though it appears adding up those discounts means a free policy, you aren’t that lucky.

A few of the larger companies and some of the premium reductions they offer can be found below.

  • The Hartford offers premium reductions for air bag, good student, vehicle fuel type, anti-theft, defensive driver, and bundle.
  • American Family offers discounts for good driver, bundled insurance, mySafetyValet, Steer into Savings, accident-free, and multi-vehicle.
  • Progressive includes discounts for multi-vehicle, online signing, continuous coverage, good student, online quote discount, multi-policy, and homeowner.
  • Travelers offers discounts including save driver, early quote, payment discounts, multi-policy, and new car.
  • Farmers Insurance may include discounts for mature driver, youthful driver, business and professional, switch companies, alternative fuel, and good student.
  • USAA may have discounts that include multi-policy, new vehicle, vehicle storage, safe driver, family discount, military installation, and loyalty savings.
  • Liberty Mutual may offer discounts for hybrid vehicle, safety features, newly retired, teen driver discount, and multi-policy.

Check with every company which credits you are entitled to. Some of the discounts discussed earlier might not be offered in every state. To choose providers with discount insurance coverage rates, enter your zip code here.

How to buy auto insurance online

There are several ways to compare auto insurance prices but one way is less time-consuming than others. You can waste a few hours (or days) talking to insurance agencies in your area, or you could save time and use online quoting to maximize your effort.

Many companies are enrolled in a marketplace that allows shoppers to only type in their quote data once, and every company can provide price quotes based on the submitted data. This system prevents you from having to do repetitive form submissions for each company. To participate in this free quote system, enter your zip code here.

One minor caviat to using this type of system is you cannot specify which insurance companies you will receive quotes from. If you prefer to choose specific providers for rate comparison, we put together a list of low cost auto insurance companies in your area. Click to enter zip code.

However you get your quotes, double check that you are using apples-to-apples coverages and limits with every price quote. If you enter different deductibles then you won’t be able to make an equal comparison. Even a minor difference in coverage limits could throw off the whole comparison. And when comparing auto insurance rates, know that comparing more rates from different companies helps increase your odds of locating better pricing.

Your car insurance coverage should be tailored to you

When it comes to choosing the best car insurance coverage, there really is not a cookie cutter policy. Every insured’s situation is different so your insurance needs to address that. For instance, these questions could help you determine whether you may require specific advice.

  • Am I covered if my car is in a flood?
  • Do I need special endorsements for business use of my vehicle?
  • Should I waive the damage coverage when renting a car?
  • What is the rate difference between pleasure use and commuting?
  • Why do I need rental car insurance?
  • Is business property covered if stolen from my car?
  • Am I covered when driving in Canada or Mexico?
  • Are rock chip repairs covered?
  • What is medical payments coverage?
  • Do I benefit by insuring my home with the same company?

If you’re not sure about those questions but you think they might apply to your situation, you might consider talking to a licensed agent. To find an agent in your area, take a second and enter your zip code.

Well known brands might not be cheapest

Popular car insurance providers such as State Farm and Allstate constantly bombard you with ads in print and on television. All the ads make an identical promise about saving some big amount after switching to their company. How is it possible that every company can offer you a better deal? You have to listen carefully.

Companies give the cheapest rates for the type of customer that earns them a profit. For instance, a driver they prefer might have to be a mature driver, carries full coverage, and chooses high deductibles. Anybody who matches that profile is entitled to the best price as well as save some money.

Potential insureds who fall short of these stringent criteria will see higher prices which results in the driver buying from a lower-cost company. The trick is to say “customers who switch” but not “everyone who gets a quote” save that much money. This is how companies can truthfully state the savings.

This really drives home the point why it is so important to quote coverage with many companies. Because you never know the company that will have the best premium rates at this point in time.

Educate yourself about insurance coverages

Having a good grasp of a insurance policy can help you determine the best coverages and the correct deductibles and limits. The terms used in a policy can be difficult to understand and even agents have difficulty translating policy wording. These are the normal coverages available from insurance companies.

Collision coverages – This pays to fix your vehicle from damage caused by collision with an object or car. You have to pay a deductible then the remaining damage will be paid by your insurance company.

Collision can pay for claims like damaging your car on a curb, crashing into a ditch, backing into a parked car, hitting a mailbox and rolling your car. Collision is rather expensive coverage, so you might think about dropping it from vehicles that are 8 years or older. Drivers also have the option to bump up the deductible to save money on collision insurance.

UM/UIM (Uninsured/Underinsured Motorist) coverage – Uninsured or Underinsured Motorist coverage gives you protection when the “other guys” do not carry enough liability coverage. It can pay for injuries sustained by your vehicle’s occupants and also any damage incurred to your Nissan GT-R.

Because many people only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is important protection for you and your family. Normally these limits do not exceed the liability coverage limits.

Medical payments and PIP coverage – Coverage for medical payments and/or PIP kick in for immediate expenses like doctor visits, EMT expenses, prosthetic devices and pain medications. They are used to cover expenses not covered by your health insurance policy or if there is no health insurance coverage. It covers all vehicle occupants in addition to being hit by a car walking across the street. Personal injury protection coverage is not available in all states but can be used in place of medical payments coverage

Comprehensive auto coverage – Comprehensive insurance coverage covers damage from a wide range of events other than collision. You need to pay your deductible first and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive coverage protects against claims like damage from getting keyed, rock chips in glass, vandalism and fire damage. The highest amount you’ll receive from a claim is the ACV or actual cash value, so if your deductible is as high as the vehicle’s value consider dropping full coverage.

Liability – This provides protection from damages or injuries you inflict on people or other property in an accident. It protects you against other people’s claims. It does not cover damage to your own property or vehicle.

It consists of three limits, bodily injury per person, bodily injury per accident and property damage. Your policy might show liability limits of 100/300/100 which means $100,000 bodily injury coverage, a total of $300,000 of bodily injury coverage per accident, and property damage coverage for $100,000. Another option is one limit called combined single limit (CSL) which combines the three limits into one amount and claims can be made without the split limit restrictions.

Liability can pay for things like attorney fees, structural damage and medical services. The amount of liability coverage you purchase is a decision to put some thought into, but you should buy higher limits if possible.

More comparisons equals lower rates

You just learned many ideas to save on 2019 Nissan GT-R insurance. The key concept to understand is the more price quotes you have, the better likelihood of getting low cost car insurance. Drivers may discover the lowest rates are with some of the lesser-known companies. Some small companies may cover specific market segments cheaper than their larger competitors like State Farm and Allstate.

Discount 2019 Nissan GT-R insurance is attainable both online as well as from insurance agents, so you need to shop car insurance with both to get a complete price analysis. There are still a few companies who may not have online quoting and these small insurance companies provide coverage only through independent insurance agents.

Additional detailed information can be found by following these links:

Rates by U.S. City

2019 Nissan GT-R Insurance Rates by City
City Premium
New York City, NY $3,069
Los Angeles, CA $3,321
Philadelphia, PA $2,596
Jacksonville, FL $2,816
Phoenix, AZ $2,260
Chicago, IL $2,603
Houston, TX $3,042
Seattle, WA $1,890
Columbus, OH $1,621
Indianapolis, IN $1,654

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2019 Nissan GT-R Insurance Rates by Driver Age
Driver Age Premium
16 $6,878
20 $4,548
30 $2,062
40 $1,944
50 $1,772
60 $1,744

Full coverage, $500 deductibles

Rates by Deductible

2019 Nissan GT-R Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,598
$250 $2,290
$500 $1,944
$1,000 $1,612

Full coverage, driver age 40

Rates by Liability Limit

Nissan GT-R Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,944
50/100 $2,012
100/300 $2,096
250/500 $2,316
100 CSL $2,045
300 CSL $2,231
500 CSL $2,367

Full coverage, driver age 40

Rates for High Risk Drivers

2019 Nissan GT-R Insurance Rates for High Risk Drivers
Age Premium
16 $9,946
20 $7,254
30 $4,392
40 $4,256
50 $4,058
60 $4,028

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $287

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $108
Multi-vehicle $102
Homeowner $25
5-yr Accident Free $166
5-yr Claim Free $131
Paid in Full/EFT $105
Advance Quote $107
Online Quote $145
Total Discounts $889
Rate after discounts $1,055

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2019 Nissan GT-R Insurance Rates by State
State Premium
Alabama $1,754
Alaska $1,490
Arizona $1,614
Arkansas $1,944
California $2,214
Colorado $1,854
Connecticut $1,996
Delaware $2,196
Florida $2,428
Georgia $1,794
Hawaii $1,396
Idaho $1,318
Illinois $1,446
Indiana $1,464
Iowa $1,310
Kansas $1,844
Kentucky $2,650
Louisiana $2,876
Maine $1,200
Maryland $1,606
Massachusetts $1,550
Michigan $3,374
Minnesota $1,628
Mississippi $2,328
Missouri $1,724
Montana $2,088
Nebraska $1,530
Nevada $2,330
New Hampshire $1,402
New Jersey $2,170
New Mexico $1,718
New York $2,046
North Carolina $1,120
North Dakota $1,592
Ohio $1,340
Oklahoma $1,992
Oregon $1,780
Pennsylvania $1,854
Rhode Island $2,592
South Carolina $1,760
South Dakota $1,640
Tennessee $1,700
Texas $2,340
Utah $1,436
Vermont $1,328
Virginia $1,164
Washington $1,500
West Virginia $1,782
Wisconsin $1,342
Wyoming $1,730

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