Volkswagen Touareg Insurance Rates
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UPDATED: Jun 3, 2023
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Average insurance rates for a Volkswagen Touareg are $988 a year for full coverage. Comprehensive costs an estimated $166, collision costs $218, and liability is estimated at $446. A liability-only policy costs approximately $500 a year, with high-risk insurance costing around $2,122. Teen drivers receive the highest rates at $3,962 a year or more.
Average premium for full coverage: $988
Rate estimates broken down by individual coverage type:
Prices are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and for all Touareg models.
Price Range by Coverage and Risk
For a driver around age 40, prices range go from as low as $500 for liability-only coverage to the much higher price of $2,122 for a driver who requires high-risk insurance.
Price Range by Location
Living in a larger city can have significant affects on insurance rates. More rural locations tend to have a lower frequency of accident claims than larger metro areas.
The example below illustrates the difference between rural and urban areas on insurance prices.
These examples show why everyone should get quotes for a targeted area and risk profile, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below shows estimated Volkswagen Touareg insurance rates for other coverage scenarios.
- The lowest rate with discounts is $602
- Choosing higher $1,000 deductibles can save approximately $88 a year
- The average rate for a 40-year-old driver who has $500 deductibles is $988
- Choosing pricier low deductibles for comp and collision coverage will increase the cost to $1,154
- Unlucky drivers with multiple violations and an at-fault accident could pay up to $2,122 or more
- The cost for full coverage for a teen driver for full coverage can cost as much as $3,962 each year
Insurance rates for a Volkswagen Touareg can also vary considerably based on your driver profile, the trim level of your Touareg, and liability limits and deductibles.
A more mature driver with a clean driving record and high deductibles may pay as little as $900 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay at least $3,900 a year. View Rates by Age
Where you live plays a big part in determining prices for Volkswagen Touareg insurance prices. A good driver about age 40 could pay as low as $650 a year in states like Iowa, Maine, and Idaho, or as much as $1,410 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $894 | -$94 | -9.5% |
| Alaska | $758 | -$230 | -23.3% |
| Arizona | $820 | -$168 | -17.0% |
| Arkansas | $988 | -$0 | 0.0% |
| California | $1,128 | $140 | 14.2% |
| Colorado | $944 | -$44 | -4.5% |
| Connecticut | $1,018 | $30 | 3.0% |
| Delaware | $1,120 | $132 | 13.4% |
| Florida | $1,238 | $250 | 25.3% |
| Georgia | $912 | -$76 | -7.7% |
| Hawaii | $710 | -$278 | -28.1% |
| Idaho | $668 | -$320 | -32.4% |
| Illinois | $736 | -$252 | -25.5% |
| Indiana | $744 | -$244 | -24.7% |
| Iowa | $666 | -$322 | -32.6% |
| Kansas | $940 | -$48 | -4.9% |
| Kentucky | $1,348 | $360 | 36.4% |
| Louisiana | $1,464 | $476 | 48.2% |
| Maine | $610 | -$378 | -38.3% |
| Maryland | $816 | -$172 | -17.4% |
| Massachusetts | $792 | -$196 | -19.8% |
| Michigan | $1,718 | $730 | 73.9% |
| Minnesota | $828 | -$160 | -16.2% |
| Mississippi | $1,186 | $198 | 20.0% |
| Missouri | $876 | -$112 | -11.3% |
| Montana | $1,062 | $74 | 7.5% |
| Nebraska | $782 | -$206 | -20.9% |
| Nevada | $1,186 | $198 | 20.0% |
| New Hampshire | $712 | -$276 | -27.9% |
| New Jersey | $1,106 | $118 | 11.9% |
| New Mexico | $876 | -$112 | -11.3% |
| New York | $1,042 | $54 | 5.5% |
| North Carolina | $572 | -$416 | -42.1% |
| North Dakota | $810 | -$178 | -18.0% |
| Ohio | $682 | -$306 | -31.0% |
| Oklahoma | $1,014 | $26 | 2.6% |
| Oregon | $906 | -$82 | -8.3% |
| Pennsylvania | $944 | -$44 | -4.5% |
| Rhode Island | $1,320 | $332 | 33.6% |
| South Carolina | $894 | -$94 | -9.5% |
| South Dakota | $834 | -$154 | -15.6% |
| Tennessee | $866 | -$122 | -12.3% |
| Texas | $1,192 | $204 | 20.6% |
| Utah | $732 | -$256 | -25.9% |
| Vermont | $678 | -$310 | -31.4% |
| Virginia | $592 | -$396 | -40.1% |
| Washington | $764 | -$224 | -22.7% |
| West Virginia | $906 | -$82 | -8.3% |
| Wisconsin | $686 | -$302 | -30.6% |
| Wyoming | $882 | -$106 | -10.7% |
Choosing high deductibles can save as much as $260 every year, whereas buying more liability protection will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost as much as $402 more per year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you could be paying $1,200 to $1,700 extra per year, depending on your age. Volkswagen Touareg insurance for high-risk drivers ranges as much as 43% to 135% more than average. View High Risk Driver Rates
With so much variability in rates, the only way to know which company is cheapest is to regularly compare rates and see which company has the best rate. Each auto insurer uses a different rate calculation, so the rates can be significantly different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Volkswagen Touareg 3 Turbo Diesel AWD 4-Dr | $988 | $82 |
| Volkswagen Touareg 3.6 AWD 4-Dr | $988 | $82 |
Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2013 Volkswagen Touareg | $244 | $390 | $474 | $1,266 |
| 2007 Volkswagen Touareg | $184 | $240 | $460 | $1,042 |
| 2005 Volkswagen Touareg | $166 | $218 | $446 | $988 |
| 2004 Volkswagen Touareg | $160 | $206 | $442 | $966 |
Rates are averaged for all Volkswagen Touareg models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Volkswagen Touareg Insurance
Saving money on car insurance takes avoiding accidents and claims, maintaining good credit, eliminating unneeded coverage, and taking advantage of discounts. Set aside time to compare rates at every other renewal by obtaining price quotes from direct carriers like GEICO and Progressive, and also from local independent and exclusive agents.
The points below are a brief review of the concepts that were covered above.
- Higher risk drivers with DUI or reckless driving convictions pay an average of $1,130 more annually to insure a Volkswagen Touareg
- Drivers under the age of 20 are charged the highest rates, costing as high as $330 per month for full coverage
- Drivers can save approximately $110 per year simply by quoting online well ahead of the renewal date
- Increasing deductibles can save around $250 each year
- Drivers can save approximately $110 per year simply by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,962 |
| 20 | $2,258 |
| 30 | $1,006 |
| 40 | $988 |
| 50 | $906 |
| 60 | $888 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,154 |
| $250 | $1,078 |
| $500 | $988 |
| $1,000 | $900 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $988 |
| 50/100 | $1,077 |
| 100/300 | $1,189 |
| 250/500 | $1,479 |
| 100 CSL | $1,122 |
| 300 CSL | $1,367 |
| 500 CSL | $1,546 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,578 |
| 20 | $3,592 |
| 30 | $2,140 |
| 40 | $2,122 |
| 50 | $2,030 |
| 60 | $2,010 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $50 |
| Multi-vehicle | $53 |
| Homeowner | $17 |
| 5-yr Accident Free | $60 |
| 5-yr Claim Free | $61 |
| Paid in Full/EFT | $36 |
| Advance Quote | $43 |
| Online Quote | $66 |
| Total Discounts | $386 |
Discounts are estimated and may not be available from every company or in every state.
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