2020 Audi TT Insurance Rates
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UPDATED: May 1, 2020
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Average insurance rates for an 2020 Audi TT are $1,666 a year for full coverage. Comprehensive insurance costs on average $398 a year, collision costs $720, and liability insurance costs $390. Buying a liability-only policy costs as little as $452 a year, with high-risk insurance costing $3,604 or more. Teenage drivers receive the highest rates at $6,010 a year or more.
Annual premium for full coverage: $1,666
Rate estimates for 2020 Audi TT Insurance
Rate data is compiled from all 50 U.S. states and averaged for all 2020 Audi TT models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.
Price Range by Coverage and Risk
For a middle-aged driver, prices range go from as low as $452 for basic liability insurance to a high of $3,604 for a high risk driver.
These differences show why it is important for drivers to compare rates based on a specific location and risk profile, rather than relying on average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap 2020 Audi TT Insurance
Comparing auto insurance quotes online may appear to be difficult at first if you’re new to online quoting. Don’t let that bother you because comparing prices is actually very simple.
It’s a good habit to compare prices yearly because prices change quite often. Despite the fact that you may have had the best rate for TT coverage six months ago you will most likely find a better premium rate today. Forget anything you know (or think you know) about auto insurance because I’m going to let you in on the secrets to how to use the internet to find the best coverage while lowering your premiums.
Earn discounts to get lower-cost insurance coverage quotes
Insurance coverage is expensive, but you can get discounts to reduce the price significantly. Certain discounts will be applied when you get a quote, but a few must be inquired about in order for you to get them. If you don’t get every credit possible, you are just wasting money.
- Paperwork-free – Some of the larger companies may give you up to $50 shop auto insurance on the web.
- Drivers Education – It’s a good idea to have your young drivers successfully complete driver’s ed class in school.
- Military Deployment Discount – Having a deployed family member could be rewarded with lower premium rates.
- Cautious Drivers – Safe drivers can pay as much as 50% less for TT coverage compared to rates paid by drivers with frequent claims.
- Telematics Devices – Drivers who elect to allow driving data collection to spy on vehicle usage by using a small device installed in their vehicle like Drivewise from Allstate or In-Drive from State Farm might see lower rates if they are good drivers.
Drivers should understand that some credits don’t apply to all coverage premiums. A few only apply to specific coverage prices like comp or med pay. Despite the appearance that adding up those discounts means a free policy, you won’t be that lucky. Any qualifying discounts should definitely cut the cost of coverage.
Larger insurance coverage companies and their offered discounts are detailed below.
- AAA has savings for pay-in-full, multi-policy, anti-theft, good driver, and multi-car.
- Progressive policyholders can earn discounts including online quote discount, multi-policy, continuous coverage, multi-vehicle, good student, online signing, and homeowner.
- State Farm offers premium reductions for defensive driving training, safe vehicle, multiple autos, student away at school, Steer Clear safe driver discount, anti-theft, and Drive Safe & Save.
- Esurance discounts include Pac-12 alumni, Switch & Save, online quote, DriveSense, and renters.
- Nationwide may have discounts that include family plan, easy pay, accident-free, anti-theft, Farm Bureau membership, good student, and multi-policy.
When quoting, ask each insurance company to give you their best rates. All car insurance discounts may not apply everywhere.
Compare insurance coverage rates
The are a couple different ways of comparing price quotes from insurance coverage companies in your area. One of the best ways to do a complete rate comparison consists of obtaining rate quotes online. This can be accomplished by using one of the methods below.
The first (and easiest) way to get the best comparison quotes is a comparison rater form. This method saves time by eliminating boring form submissions for every insurance coverage company. One form submission will return price quotes from multiple companies. This is perfect if you don’t have a lot of time.
Another way to shop for insurance coverage online requires visiting each individual company website and get a separate price quote. For sake of this example, we’ll pretend you want to compare Liberty Mutual, 21st Century and Allstate. In order to compare rates, you need to visit each site and enter your information, which is why the first method is more popular.
Take whichever approach you prefer, but make darn sure you compare identical coverage limits and deductibles for each price quote. If you have differing limits it’s not possible to determine the lowest rate for your Audi TT. Just slight variations in coverage limits could mean much higher rates. Just remember that comparing a large number of companies helps you find a lower rate.
Tailor your insurance coverage to you
When it comes to choosing proper insurance coverage, there really is no “best” method to buy coverage. Every situation is different.
Here are some questions about coverages that might point out if your insurance needs could use an agent’s help.
- When should I buy a commercial auto policy?
- Should I buy only the required minimum liability coverage?
- Will my rates increase for filing one claim?
- Does my policy cover me when driving someone else’s vehicle?
- Do I have coverage when making deliveries for my home business?
- What are the financial responsibility laws in my state?
If you don’t know the answers to these questions but you know they apply to you, then you may want to think about talking to a licensed insurance agent. If you don’t have a local agent, simply complete your zip code.
Car insurance 101
Learning about specific coverages of your policy aids in choosing which coverages you need for your vehicles. The coverage terms in a policy can be confusing and reading a policy is terribly boring.
Coverage for medical payments
Medical payments and Personal Injury Protection insurance kick in for bills for things like EMT expenses, funeral costs and doctor visits. They are used to fill the gap from your health insurance plan or if you are not covered by health insurance. It covers both the driver and occupants as well as any family member struck as a pedestrian. Personal injury protection coverage is not an option in every state and may carry a deductible
Auto collision coverage
Collision coverage will pay to fix damage to your TT from colliding with an object or car. You first must pay a deductible then the remaining damage will be paid by your insurance company.
Collision insurance covers claims like sideswiping another vehicle, crashing into a ditch, scraping a guard rail, backing into a parked car and damaging your car on a curb. Collision is rather expensive coverage, so consider removing coverage from lower value vehicles. You can also bump up the deductible to save money on collision insurance.
This coverage protects you from damage or injury you incur to a person or their property that is your fault. This insurance protects YOU from legal claims by others, and doesn’t cover your injuries or vehicle damage.
Liability coverage has three limits: bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You might see policy limits of 100/300/100 which stand for $100,000 in coverage for each person’s injuries, a total of $300,000 of bodily injury coverage per accident, and a limit of $100,000 paid for damaged property. Occasionally you may see one limit called combined single limit (CSL) which combines the three limits into one amount without having the split limit caps.
Liability can pay for things such as repair costs for stationary objects, court costs and attorney fees. How much coverage you buy is a decision to put some thought into, but it’s cheap coverage so purchase as much as you can afford.
Comprehensive insurance coverage covers damage OTHER than collision with another vehicle or object. A deductible will apply and the remainder of the damage will be paid by comprehensive coverage.
Comprehensive coverage pays for things such as fire damage, hitting a deer, a broken windshield, hitting a bird and damage from getting keyed. The maximum amount your insurance company will pay is the actual cash value, so if it’s not worth much more than your deductible it’s probably time to drop comprehensive insurance.
Uninsured and underinsured coverage
This protects you and your vehicle’s occupants when other motorists are uninsured or don’t have enough coverage. Covered claims include injuries sustained by your vehicle’s occupants and also any damage incurred to your Audi TT.
Because many people carry very low liability coverage limits, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is a good idea. Normally your uninsured/underinsured motorist coverages are set the same as your liablity limits.
The cheapest 2020 Audi TT insurance can be found on the web and also from your neighborhood agents, so you need to quote auto insurance with both so you have a total pricing picture. Some insurance providers may not provide online rate quotes and these smaller companies prefer to sell through independent agencies.
People who switch companies do it for many reasons like high rates after DUI convictions, questionable increases in premium, poor customer service or even high prices. Regardless of your reason for switching companies, finding a great new company is pretty simple and you could end up saving a buck or two.
In this article, we presented some good ideas how to reduce 2020 Audi TT insurance premium rates online. The key concept to understand is the more times you quote, the better your chances of lowering your prices. Consumers could even find that the biggest savings come from some of the smallest insurance companies.
Additional learning opportunities
Rates by U.S. City
|New York City, NY||$2,634|
|Los Angeles, CA||$2,850|
Need a specific model?
Choose your model and trim below
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$129|
|5-yr Claim Free||$109|
|Paid in Full/EFT||$81|
Discounts are estimated and may not be available from every company or in every state.