Buick Regal Insurance Rates

The average Buick Regal insurance rates are $119 per month or $1,428 annually. However, many factors impact your Buick Regal insurance costs. 

For example, the age of your model can drastically change what you pay for Buick auto insurance. A classic Buick Regal 1980 model will require very different coverage levels than a newer Buick Regal 2019 model.

Read through our comprehensive Buick Regal insurance guide to better understand how your premiums are calculated. Whether you drive a used Buick Regal or a brand new Buick Regal GS, you’ll be able to secure cheap car insurance rates. 

If you’re already ready to compare lower than average Buick Regal prices for car insurance, simply enter your five-digit ZIP code into our FREE quote comparison tool to start shopping.

Estimated auto insurance rates for a Buick Regal are $900 annually for full coverage. Comprehensive insurance costs an estimated $138, collision costs $162, and liability coverage costs $442. Liability-only insurance costs as little as $496 a year, with high-risk driver insurance costing $1,928 or more. Teenage drivers pay the most at $3,684 a year or more.

Average premium for full coverage: $900

Premium estimates broken down by type of coverage:

Prices include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all states and for different Regal trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on insurance rates. More rural locations are statistically proven to have fewer accident claims than densely populated cities.

The price range example below illustrates the difference between rural and urban areas on insurance prices.

These rate differences show why anyone shopping for car insurance should compare rates for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Buick Regal insurance rates for other coverage scenarios.

• The best discount rate is $557
• Drivers who choose higher $1,000 deductibles will pay approximately $70 a year
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $900
• Using more expensive low deductibles for comprehensive and collision insurance costs an additional $126 each year
• High-risk insureds who are prone to accidents and violations could pay up to $1,928 or more
• An auto insurance policy with full coverage for a teenage driver with full coverage can cost as much as $3,684 a year

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Insurance prices for a Buick Regal also have a wide range based on the model of your Regal, your driver profile, and liability limits and deductibles.

An older driver with no violations or accidents and high physical damage deductibles may only pay around $900 per year on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay at least $3,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying $1,100 to $1,500 additional annually, depending on your age. High-risk driver insurance can cost around 41% to 136% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $200 a year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $398 more each year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Buick Regal insurance rates. A 40-year-old driver could pay as low as $600 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,290 on average in New York, Louisiana, and Michigan.

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With such a large range in prices, the only way to know which insurance company is cheapest is to compare prices and see how they stack up. Every company uses a different method to calculate prices, and prices will be substantially different between companies.

How to Buy the Right Buick Regal Insurance

Finding better rates on auto insurance not only requires avoiding accidents and violations, but also having good credit, not filing small claims, and maximizing policy discounts. Set aside time to compare rates at least once a year by obtaining price quotes from direct carriers, and also from local exclusive and independent agents.

The list below is a quick rundown of the primary concepts that were covered above.

• Drivers can save approximately $100 per year simply by shopping early and online
• Drivers with reckless driving or DUI convictions may pay on average $1,030 more annually for car insurance
• Increasing policy deductibles could save up to $200 each year
• Teenagers are expensive to insure, as much as $307 per month if they have full coverage

As you’ve learned from the information above, many factors impact your Buick Regal insurance rates. The Regal has been in production for multiple decades, which means the Buick Regal 1986 and Buick Regal 1987 models are considered classics, which can sometimes require specialty car insurance coverage. 

However, you could potentially only purchase your state’s minimum liability requirements for the more modern Buick Regal 2018 model. 

Regardless of what Buick Regal model year you drive, to receive your lowest rates simply use our FREE tool below and start comparing quotes right away. 

What are the safety ratings for the Buick Regal?

Understanding the Buick Regal safety ratings and features is a great way to discover car insurance discounts you might qualify for. Sometimes, it can even uncover if your vehicle is causing your rates to increase. 

However, recent rumors have caused consumers to question if the Buick Regal is being discontinued. Buick has decided to stop the production of the Regal to minimize its passenger car lineup. 

Buick is making a 2020 Regal as it’s final version; in fact, you can already find this model in lots and on roads today. Check out the 2020 Buick Regal four-door wagon safety ratings below.

• Small overlap front (driver-side): Good
• Moderate overlap front: Good
• Side: Good

A rating of ‘Good’ is the highest possible standard given by the Insurance Institute for Highway Safety. Overall, these safety ratings are positive and will not cause your insurance rates to increase. 

Buick Regal Compared Against other Vehicles in the Same Class

Comparing the Buick Regal to similar vehicles can help you save money, especially it has better insurance loss ratios than other vehicles in its class. Is the Buick Regal a luxury car? Technically, Buicks fall between luxury and economy, causing some experts to refer to Buick as a premium brand. 

Officially the Insurance Institue for Highway Safety classifies the Buick Regal as a large four-door car. See other comparable large cars in the list below:

• Chevrolet Impala
• Dodge Charger
• Toyota Avalon

Is the Buick Regal a reliable car? Looking at the loss ratios, the Buick Regal is within the average range in all categories. These reliable percentages will reflect positively in your car insurance rates.  

Ultimately, it does not matter if this brand is considered luxury or not. Only you can say if the Buick Regal is a good car for you. 

You are now an expert on Buick Regal insurance rates. Enter your five-digit ZIP code into our FREE quote comparison tool to find your best Buick insurance premiums.