2020 Honda Odyssey Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Apr 9, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average insurance rates for a 2020 Honda Odyssey are $1,328 a year with full coverage. Comprehensive insurance costs around $268, collision insurance costs $512, and liability costs $390. Buying a liability-only policy costs as little as $452 a year, and high-risk insurance costs $2,876 or more. Teenage drivers receive the highest rates at up to $4,992 a year.
Annual premium for full coverage: $1,328
Rate estimates for 2020 Honda Odyssey Insurance
Rate data is compiled from all 50 U.S. states and averaged for all 2020 Honda Odyssey models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.
Price Range by Coverage and Risk
For a driver in their 40's, prices range range from as low as $452 for the bare minimum liability coverage to the much higher price of $2,876 for a driver who has had serious violations or accidents.
These differences demonstrate why everyone should compare rates for a specific zip code and risk profile, instead of making a decision based on average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap 2020 Honda Odyssey Insurance
Finding cheaper insurance for a Honda Odyssey can be a painful process, but you can follow a few tricks to make it easier.
There is a right way and a wrong way to find auto insurance online and we’ll show you the quickest way to quote coverages for a new or used Honda and get the best price possible.
You should make it a habit to quote other rates at least once a year since rates change regularly. Just because you had the best rate on Odyssey coverage at your last renewal there is a good chance you can find better prices now. Block out anything you think you know about auto insurance because you’re going to get a crash course in the easiest way to save money, get proper coverage and the best rates.
Affordable insurance price quotes online
Most of the larger companies make it easy to get pricing from their websites. Comparing prices online is pretty easy as you simply enter as detailed in the form. Upon sending the form, their rating system pulls information on your driving record and credit history and quotes a price based on these factors.
This makes it simple to compare prices but the process of having to visit a lot of sites and type in the same data is not the best way to spend an afternoon. But it is imperative to get many rate quotes if you want to find better prices.
Rate comparisons made easy
A less time-consuming method to lower your rates makes use of a single form to obtain quotes from several companies at one time. It saves time, requires less work, and makes online price comparison much easier to do. After your information is entered, it gets priced and you can select your choice of the returned quotes.
If a lower price is quoted, you can simply submit the application and purchase the new policy. This process only takes a few minutes and could lower your rates considerably.
If you want to compare rates now, simply enter your zip code here and complete the simple form. To compare your current rates, we recommend you input as shown on your current policy. Using the same limits helps guarantee you will have a rate comparison based on similar coverages.
Tailor your car insurance coverage to you
When buying coverage, there is no “best” method to buy coverage. Every insured’s situation is different.
For instance, these questions may help highlight if you could use an agent’s help.
- If my pet gets injured in an accident are they covered?
- Can I afford to pay high deductible claims out of pocket?
- Is my babysitter covered when using my vehicle?
- How do I buy GAP insurance?
- Is my vehicle covered by my employer’s policy when using it for work?
- Am I covered if I hit my neighbor’s mailbox?
- Can I afford to buy a different vehicle if my 2020 Honda Odyssey is totaled?
If you’re not sure about those questions but you think they might apply to your situation, you may need to chat with a licensed insurance agent. To find lower rates from a local agent, complete your zip code. It only takes a few minutes and may give you better protection.
Auto insurance policy specifics
Learning about specific coverages of a auto insurance policy can be of help when determining appropriate coverage and the correct deductibles and limits. Auto insurance terms can be ambiguous and reading a policy is terribly boring.
Medical payments coverage and PIP
Med pay and PIP coverage pay for expenses such as X-ray expenses, EMT expenses, doctor visits, rehabilitation expenses and dental work. They can be utilized in addition to your health insurance policy or if you are not covered by health insurance. Medical payments and PIP cover not only the driver but also the vehicle occupants and also covers any family member struck as a pedestrian. Personal injury protection coverage is only offered in select states but can be used in place of medical payments coverage
Uninsured/Underinsured Motorist coverage
This protects you and your vehicle from other drivers when they are uninsured or don’t have enough coverage. Covered claims include injuries sustained by your vehicle’s occupants and also any damage incurred to your Honda Odyssey.
Due to the fact that many drivers have only the minimum liability required by law, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage should not be overlooked. Normally these coverages are set the same as your liablity limits.
Comprehensive insurance coverage covers damage caused by mother nature, theft, vandalism and other events. A deductible will apply then your comprehensive coverage will pay.
Comprehensive coverage pays for things such as vandalism, hitting a bird and damage from getting keyed. The highest amount you’ll receive from a claim is the market value of your vehicle, so if the vehicle is not worth much it’s not worth carrying full coverage.
Collision coverage protection
This coverage pays for damage to your Odyssey from colliding with an object or car. A deductible applies and then insurance will cover the remainder.
Collision coverage pays for claims such as scraping a guard rail, backing into a parked car, hitting a parking meter, crashing into a building and hitting a mailbox. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from older vehicles. It’s also possible to choose a higher deductible in order to get cheaper collision rates.
Coverage for liability
This coverage provides protection from damage that occurs to people or other property. It protects YOU from claims by other people. It does not cover damage sustained by your vehicle in an accident.
It consists of three limits, per person bodily injury, per accident bodily injury, and a property damage limit. You commonly see values of 25/50/25 that translate to $25,000 bodily injury coverage, a total of $50,000 of bodily injury coverage per accident, and a total limit of $25,000 for damage to vehicles and property. Alternatively, you may have a combined limit which provides one coverage limit rather than limiting it on a per person basis.
Liability coverage protects against things like court costs, pain and suffering and legal defense fees. How much liability coverage do you need? That is a decision to put some thought into, but buy higher limits if possible.
Rates by U.S. City
|New York City, NY||$2,097|
|Los Angeles, CA||$2,265|
Need a specific model?
Choose your model and trim below
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$98|
|5-yr Claim Free||$86|
|Paid in Full/EFT||$61|
Discounts are estimated and may not be available from every company or in every state.