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2020 Mazda CX-9 Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Apr 9, 2020

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Average insurance rates for a 2020 Mazda CX-9 are $1,422 a year for full coverage insurance. Comprehensive costs around $332, collision costs $542, and liability costs around $390. Buying a liability-only policy costs as low as $452 a year, with high-risk insurance costing around $3,056. Teen drivers receive the highest rates at $5,208 a year or more.

Annual premium for full coverage: $1,422

Rate estimates for 2020 Mazda CX-9 Insurance

Comprehensive $332
Collision $542
Liability $390

Rate data is compiled from all 50 U.S. states and averaged for all 2020 Mazda CX-9 models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For the average driver, prices range go from as low as $452 for just liability insurance to a much higher rate of $3,056 for a driver that may need high-risk insurance.

Liability Only $452
Full Coverage $1,422
High Risk $3,056

View Chart as Image

2020 Mazda CX-9 insurance rates compared
Column chart showing 2020 Mazda CX-9 insurance prices range from $823 to $5,208 for full coverage

These differences illustrate why anyone shopping for car insurance should compare prices for a specific zip code and risk profile, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2020 Mazda CX-9 Insurance

Searching Companies

Trying to find lower insurance coverage rates for your Mazda CX-9? If you’re looking for more affordable insurance on the web, do you get confused by the sheer number of insurance coverage choices? Consumers have so many choices available that it is hard work to find a cheaper company.

It’s a good habit to compare rates periodically because insurance rates go up and down regularly. If you had the best premium rates on CX-9 insurance two years ago other companies may now be cheaper. There is a lot of wrong information about insurance coverage on the web, but in a few minutes you can learn the best ways to lower your insurance coverage premiums.

Which insurance is cheapest?

There are a lot of ways to shop for insurance, but one way is easier and takes less work. You can waste a lot of time talking about coverages with insurance agencies in your area, or you can utilize online quoting to achieve your goal.

Most of the larger companies enroll in a system where insurance shoppers only type in their quote data once, and each company then returns a price quote. This system prevents you from having to do quotation requests to each individual insurance company.

To use this form to compare rates enter your zip code here.

One minor caviat to pricing coverage this way is you can’t choose the companies you will receive quotes from. So if you want to choose individual companies to request quotes from, we put together a list of the cheapest insurance companies in your area. Click to enter zip code.

Whichever way you use, make sure you compare the same coverage limits for each price quote. If you compare different coverage information you can’t possibly truly determine the lowest rate. Having just a slight variation in coverages could skew the results. And when comparing insurance rates, know that comparing all the rates in your area will improve the odds of getting the best rates. Not every company allows you to get prices over the internet, so it’s important to compare rates from those companies as well.

How much auto insurance do I need?

When buying the right insurance coverage for your personal vehicles, there really is no “best” method to buy coverage. Every insured’s situation is different.

For example, these questions can aid in determining if your situation could use an agent’s help.

  • How much liability insurance is required?
  • How high should my medical payments coverage be?
  • Are there companies who specialize in insuring high-risk drivers?
  • How do I buy GAP insurance?
  • Is my cargo covered for damage or theft?
  • Can I rate high risk drivers on liability-only vehicles?

If you don’t know the answers to these questions but a few of them apply, then you may want to think about talking to an insurance agent. To find an agent in your area, simply complete your zip code.

Educate yourself about insurance coverages

Understanding the coverages of your policy can help you determine which coverages you need for your vehicles. Insurance terms can be confusing and even agents have difficulty translating policy wording.

Uninsured or underinsured coverage

Your UM/UIM coverage provides protection when other motorists either are underinsured or have no liability coverage at all. It can pay for injuries sustained by your vehicle’s occupants as well as your vehicle’s damage.

Due to the fact that many drivers only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is a good idea.

Collision protection

Collision insurance will pay to fix damage to your CX-9 from colliding with an object or car. A deductible applies then your collision coverage will kick in.

Collision insurance covers things such as sustaining damage from a pot hole, colliding with a tree, crashing into a ditch, colliding with another moving vehicle and scraping a guard rail. Collision is rather expensive coverage, so you might think about dropping it from vehicles that are older. Another option is to bump up the deductible to get cheaper collision coverage.

Liability

Liability insurance will cover damages or injuries you inflict on a person or their property. This coverage protects you from claims by other people, and doesn’t cover damage sustained by your vehicle in an accident.

It consists of three limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You might see policy limits of 100/300/100 that translate to a limit of $100,000 per injured person, a per accident bodily injury limit of $300,000, and a limit of $100,000 paid for damaged property.

Liability can pay for claims such as funeral expenses, loss of income and bail bonds. The amount of liability coverage you purchase is your choice, but consider buying as much as you can afford.

Comprehensive protection

Comprehensive insurance will pay to fix damage from a wide range of events other than collision. You need to pay your deductible first and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive coverage pays for things like hail damage, falling objects, fire damage and rock chips in glass. The highest amount you can receive from a comprehensive claim is the market value of your vehicle, so if the vehicle is not worth much consider removing comprehensive coverage.

Medical expense coverage

Personal Injury Protection (PIP) and medical payments coverage reimburse you for bills for prosthetic devices, dental work and EMT expenses. They can be used to cover expenses not covered by your health insurance policy or if you lack health insurance entirely. Coverage applies to not only the driver but also the vehicle occupants and also covers any family member struck as a pedestrian. Personal injury protection coverage is not universally available but it provides additional coverages not offered by medical payments coverage

Rates by U.S. City

2020 Mazda CX-9 Insurance Rates by City
City Premium
New York City, NY $2,247
Los Angeles, CA $2,430
Philadelphia, PA $1,901
Jacksonville, FL $2,065
Phoenix, AZ $1,652
Chicago, IL $1,908
Houston, TX $2,228
Seattle, WA $1,383
Columbus, OH $1,191
Indianapolis, IN $1,209

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2020 Mazda CX-9 Insurance Rates by Driver Age
Driver Age Premium
16 $5,208
20 $3,250
30 $1,486
40 $1,422
50 $1,298
60 $1,270

Full coverage, $500 deductibles

Rates by Deductible

2020 Mazda CX-9 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,804
$250 $1,628
$500 $1,422
$1,000 $1,222

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-9 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,422
50/100 $1,500
100/300 $1,598
250/500 $1,851
100 CSL $1,539
300 CSL $1,754
500 CSL $1,910

Full coverage, driver age 40

Rates for High Risk Drivers

2020 Mazda CX-9 Insurance Rates for High Risk Drivers
Age Premium
16 $7,434
20 $5,164
30 $3,126
40 $3,056
50 $2,912
60 $2,886

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $194

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $76
Multi-vehicle $72
Homeowner $20
5-yr Accident Free $104
5-yr Claim Free $91
Paid in Full/EFT $65
Advance Quote $70
Online Quote $101
Total Discounts $599
Rate after discounts $823

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2020 Mazda CX-9 Insurance Rates by State
State Premium
Alabama $1,284
Alaska $1,090
Arizona $1,180
Arkansas $1,422
California $1,620
Colorado $1,358
Connecticut $1,462
Delaware $1,610
Florida $1,780
Georgia $1,314
Hawaii $1,020
Idaho $962
Illinois $1,060
Indiana $1,070
Iowa $960
Kansas $1,352
Kentucky $1,940
Louisiana $2,106
Maine $878
Maryland $1,172
Massachusetts $1,138
Michigan $2,472
Minnesota $1,188
Mississippi $1,702
Missouri $1,262
Montana $1,528
Nebraska $1,122
Nevada $1,704
New Hampshire $1,024
New Jersey $1,590
New Mexico $1,260
New York $1,498
North Carolina $820
North Dakota $1,164
Ohio $984
Oklahoma $1,462
Oregon $1,302
Pennsylvania $1,358
Rhode Island $1,898
South Carolina $1,290
South Dakota $1,198
Tennessee $1,248
Texas $1,714
Utah $1,052
Vermont $974
Virginia $852
Washington $1,098
West Virginia $1,304
Wisconsin $984
Wyoming $1,268

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