Nissan Armada Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 6, 2023

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Estimated insurance rates for a Nissan Armada are $1,266 a year including full coverage. Comprehensive costs around $270, collision costs $484, and liability is estimated at $376. A policy with only liability insurance costs approximately $426 a year, with a high-risk policy costing around $2,742. Teens pay the most at $4,716 a year or more.

Average premium for full coverage: $1,266

Premium estimates for type of coverage:

Comprehensive $270
Collision $484
Liability $376

Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for different Armada trim levels.

Insurance Price Range by Risk and Coverage

For the normal driver, insurance rates for a Nissan Armada go from as low as $426 for just liability insurance to a much higher rate of $2,742 for a driver required to buy high-risk insurance.

Liability Only $426
Full Coverage $1,266
High Risk $2,742

Insurance Price Range by Location

Living in a larger city can have significant affects on the price of insurance. Areas with sparse population are statistically proven to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates how geographic area affects auto insurance rates.

Rural Areas $950
Small Cities $1,329
Large Cities $1,709

These rate differences highlight why anyone shopping for car insurance should get quotes for a specific zip code and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below breaks down estimated Nissan Armada insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $725
  • Choosing higher $1,000 deductibles can save about $170 every year
  • The average rate for a 40-year-old good driver using $500 deductibles is $1,266
  • Selecting more expensive low deductibles for comp and collision coverage will increase the cost to $1,598
  • Unlucky drivers with serious driving violations could pay at least $2,742 or more
  • An auto insurance policy for full coverage for a teen driver with full coverage can be $4,716 each year

View Chart as Image

Nissan Armada insurance cost comparison chart
Column chart showing full coverage Nissan Armada insurance rates range from $725 to $4,716

Car insurance prices for a Nissan Armada also have a wide range based on your driving characteristics, the model of your Armada, and deductibles and policy limits.

An older driver with no driving violations and high deductibles may pay as little as $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged as much as $4,700 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Nissan Armada insurance prices. A good driver about age 40 could pay as low as $970 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,810 on average in Michigan, New York, and Louisiana.

Nissan Armada Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,144 -$122 -9.6%
Alaska $972 -$294 -23.2%
Arizona $1,050 -$216 -17.1%
Arkansas $1,266 -$0 0.0%
California $1,442 $176 13.9%
Colorado $1,208 -$58 -4.6%
Connecticut $1,300 $34 2.7%
Delaware $1,432 $166 13.1%
Florida $1,582 $316 25.0%
Georgia $1,172 -$94 -7.4%
Hawaii $910 -$356 -28.1%
Idaho $858 -$408 -32.2%
Illinois $942 -$324 -25.6%
Indiana $956 -$310 -24.5%
Iowa $854 -$412 -32.5%
Kansas $1,202 -$64 -5.1%
Kentucky $1,724 $458 36.2%
Louisiana $1,874 $608 48.0%
Maine $780 -$486 -38.4%
Maryland $1,046 -$220 -17.4%
Massachusetts $1,010 -$256 -20.2%
Michigan $2,200 $934 73.8%
Minnesota $1,060 -$206 -16.3%
Mississippi $1,516 $250 19.7%
Missouri $1,124 -$142 -11.2%
Montana $1,358 $92 7.3%
Nebraska $996 -$270 -21.3%
Nevada $1,516 $250 19.7%
New Hampshire $914 -$352 -27.8%
New Jersey $1,416 $150 11.8%
New Mexico $1,120 -$146 -11.5%
New York $1,332 $66 5.2%
North Carolina $728 -$538 -42.5%
North Dakota $1,038 -$228 -18.0%
Ohio $872 -$394 -31.1%
Oklahoma $1,298 $32 2.5%
Oregon $1,160 -$106 -8.4%
Pennsylvania $1,206 -$60 -4.7%
Rhode Island $1,688 $422 33.3%
South Carolina $1,146 -$120 -9.5%
South Dakota $1,068 -$198 -15.6%
Tennessee $1,108 -$158 -12.5%
Texas $1,526 $260 20.5%
Utah $936 -$330 -26.1%
Vermont $862 -$404 -31.9%
Virginia $758 -$508 -40.1%
Washington $976 -$290 -22.9%
West Virginia $1,160 -$106 -8.4%
Wisconsin $876 -$390 -30.8%
Wyoming $1,126 -$140 -11.1%

View Chart as Image

Nissan Armada insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can save as much as $510 every year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will cost up to $339 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at least $1,500 to $2,100 extra annually, depending on your age. High-risk driver insurance ranges as much as 45% to 132% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the best way to figure out your exact price is to compare prices and see which company has the best price. Each auto insurer calculates prices differently, so rate quotes will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Nissan Armada Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan Armada SE 2WD $1,230 $103
Nissan Armada SE 4WD $1,266 $106
Nissan Armada Titanium 2WD $1,266 $106
Nissan Armada Titanium 4WD $1,266 $106
Nissan Armada Platinum 2WD $1,306 $109
Nissan Armada Platinum 4WD $1,342 $112

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan Armada Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Nissan Armada $270 $484 $376 $1,266
2012 Nissan Armada $194 $284 $402 $1,016
2011 Nissan Armada $190 $258 $406 $990
2007 Nissan Armada $158 $188 $390 $872
2006 Nissan Armada $156 $178 $384 $854
2005 Nissan Armada $142 $170 $380 $828
2004 Nissan Armada $138 $162 $376 $812

Rates are averaged for all Nissan Armada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Nissan Armada Insurance

Finding better rates on car insurance takes avoiding accidents and claims, having above-average credit, refrain from filing small claims, and qualifying for all possible discounts. Invest the time to compare rates at every policy renewal by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The points below are a summary of the data presented in the illustrations above.

  • Policyholders who may need increased liability limits will pay approximately $410 per year to raise limits from 30/60 bodily injury limits to 250/500 limits
  • You may be able to save up to $150 per year simply by shopping early and online
  • Increasing policy deductibles can save around $500 each year
  • Drivers under the age of 20 are the costliest to insure, with the cost nearing $393 per month if full coverage is included

Rates by Driver Age

Nissan Armada Insurance Rates by Driver Age
Driver Age Premium
16 $4,716
20 $2,918
30 $1,322
40 $1,266
50 $1,158
60 $1,138

Full coverage, $500 deductibles

Rates by Deductible

Nissan Armada Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,598
$250 $1,444
$500 $1,266
$1,000 $1,096

Full coverage, driver age 40

Rates by Liability Limit

Nissan Armada Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,266
50/100 $1,417
100/300 $1,511
250/500 $1,756
100 CSL $1,455
300 CSL $1,662
500 CSL $1,812

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Armada Insurance Rates for High Risk Drivers
Age Premium
16 $6,734
20 $4,648
30 $2,804
40 $2,742
50 $2,616
60 $2,590

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $177

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $68
Multi-vehicle $67
Homeowner $19
5-yr Accident Free $94
5-yr Claim Free $82
Paid in Full/EFT $58
Advance Quote $63
Online Quote $90
Total Discounts $541
Rate after discounts $725

Discounts are estimated and may not be available from every company or in every state.

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